Siu Credit Union Metropolis IL | Best Auto Loans & Personal Banking

Introduction

Welcome to Siu, your trusted financial partner located at 704 E 5Th St Ste 1, Metropolis, IL 62960. Since our establishment in 1938, we have dedicated ourselves to serving our community with reliable banking solutions tailored to meet your needs. With a robust membership base of over 44,800 members and total assets exceeding $497 million, we are proud to be a pillar of support in the Metropolis area. At Siu, we understand that financial decisions can be overwhelming. That's why we offer a range of services, from personal banking accounts to auto loans and business financing options. Our commitment to you is evident in our impressive total deposits of $67,126,640 and a net worth of $58,183,336, ensuring that your money is safe and well-managed. Under the leadership of CEO Mike Lantrip and Board President Christopher Sievers, our team of dedicated employees totaling 120 works tirelessly to provide personalized service that makes banking easier for everyone. Whether you need assistance at our drive-thru or prefer online banking options like mobile payments and e-statements, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 704 E 5th Street Suite 1, Metropolis, IL 62960. We invite you to reach out by calling us at (618) 524-8773 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today at Siu! Explore how we can help you achieve your financial goals. Visit our website at siucu.org for more information or stop by we'd love to meet you!

Branch History & Mission

Commitment to Innovation

As we look ahead, we embrace innovation and technology to enhance the member experience. Our digital offerings include online banking, mobile payments, and electronic statements all designed with your convenience in mind. We are also proud of our ADA compliance efforts, ensuring that all members can easily access our services. With features like ATM availability and drive-thru banking options, we make it easy for you to manage your finances on your schedule.

Join Us

As we celebrate our legacy at Siu, we invite you to join us on this journey. Experience firsthand the benefits of membership financial products designed with you in mind, dedicated support from friendly staff, and a deep commitment to community well-being. Call us today at (618) 524-8773 or visit us during our operating hours: M - F 9:00 AM - 5:00 PM. Let's work together towards achieving your financial goals!

Our Mission

At the core of Siu is a simple but powerful mission: to provide exceptional financial services while supporting and uplifting our community. We believe that everyone deserves access to quality banking options, which is why we offer a range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans and credit cards with rewards, we strive to empower individuals and families on their financial journeys. Our commitment extends beyond banking; we're actively involved in community outreach programs and partnerships that foster growth and development within Metropolis. We understand that by investing in our community, we help create a better future for everyone.

Branch Location & Accessibility

Additional Features

For added convenience, we offer both ATM availability and drive-thru banking services. This means you can quickly make deposits or withdrawals without leaving your car. Our ATMs allow for easy cash withdrawal and balance checks whenever you need them. We also understand that some members may seek additional services; however, please note that we do not currently offer shared service center availability at this branch.

Call to Action

We invite you to visit us today at the Siu branch in Metropolis! If you have any questions or would like more information about our services, feel free to give us a call at 618-524-8773. We look forward to serving you!

Convenient Services and Accessibility

At the Siu branch, we prioritize your convenience. We have ample parking available for your ease of access. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.

Operating Hours

Our friendly staff is available Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or credit card services, we're here during those hours to provide support tailored to your financial needs.

Member Eligibility

At Siu, we believe that becoming a member is more than just opening an account it's about joining a community that supports you. If you're looking to join us, you'll be happy to know that eligibility is straightforward. Anyone who lives, works, or attends school in the surrounding areas is welcome to apply. We aim to create an inclusive environment where everyone can benefit from our services and personal banking options. You can find all the detailed eligibility criteria on our website at https://siucu.org/membership/. Once you're ready to take the next step, opening an account with us is a breeze! Our team is here to guide you through the process and answer any questions you may have. Just give us a call at (618) 524-8773, and we'll help you get started. Welcome to Siu we can't wait to support your financial journey!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $128 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $20,824,091, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the tools to streamline your payment processes right at your fingertips. Our merchant services offer practical solutions that empower you to accept payments seamlessly, whether in-store or online. This means more convenience for your customers and increased sales potential for your business. Located at 704 E 5Th St Ste 1 Metropolis Il 62960 in Metropolis, IL, we are here to support you on your journey. Call us at (618) 524-8773 or visit us today to explore how we can partner in your success!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, we also offer business banking solutions including merchant services and business loans. Understanding the unique challenges faced by small businesses is part of what makes us proud to serve this community. We aim to help you thrive by offering tailored financial products that fit your business model.

Convenient Access

Accessibility is key at Siu. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions, our drive-thru banking provides basic services such as deposits and withdrawals without leaving your car. We invite you to explore all these options at Metropolis Branch, located conveniently at 704 E 5Th St Ste 1 Metropolis Il 62960 in Metropolis, IL. For any questions or assistance, feel free to reach out at (618) 524-8773 during our operating hours from Monday through Friday, 9:00 AM - 5:00 PM. Ready to take control of your financial future? Visit us today or check out more about our services online!

Credit Solutions

Managing debt is crucial for maintaining financial health. That's where our personal loans and debt consolidation services come in handy. They can assist you in reducing monthly payments and simplifying your finances into one manageable loan. Plus, with our credit cards featuring rewards programs, earning benefits on everyday purchases is just another way we give back to our members.

Home Loans

For those ready to settle down or upgrade their living situation, our mortgage loans and refinancing options provide the support you need. Whether you're buying your first home or looking to refinance an existing loan for better terms, we are here every step of the way. You can count on us to simplify the process so you can focus on creating lasting memories in your new space.

Personal Banking Solutions

When it comes to personal banking, our offerings include checking and savings accounts that suit all lifestyles. If you're planning a big purchase or want to save for a rainy day, our accounts provide flexible options to help you reach your financial goals. Imagine being able to effortlessly track your spending through our online and mobile banking platforms. With features like electronic statements and mobile payments, managing your finances has never been easier.

Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing services can help make that dream a reality. We understand that buying a car is a significant decision, which is why we offer competitive rates and personalized service. Picture driving off in your new car while knowing you made a smart financial choice with us.

Digital & Online Banking

Easy Access to Statements

Want to go paperless? Our e-statements are available for all members, giving you easy access to your financial documents without the clutter of physical paperwork. This not only helps the environment but also allows for real-time tracking of your financial activities.

Embrace Modern Payments

If you're looking for a quick way to pay at checkout, our mobile payments feature lets you use your phone to make purchases effortlessly. It's just one more way we're making banking more accessible and user-friendly for everyone. At Siu, we believe in making banking as straightforward as possible so that you can focus on what matters most in life. Join us in embracing the future of finance today!

Key Services

With our online banking services, you can check your balances, pay bills, and transfer money anytime, anywhere. Our mobile application adds an extra layer of convenience, allowing you to manage your finances right from your smartphone. Plus, if you need to send money to a friend or family member quickly, our person-to-person transfers make it simple and fast. We also prioritize security with features like electronic signature authorization, ensuring that your transactions are safe and secure. You can rest easy knowing that your personal information is protected while using our digital services.

Financial Strength

At Siu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can feel confident knowing that our solid foundation allows us to prioritize your needs and provide exceptional service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $58,183,336, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $95,560,983 in share certificates and $87,252,432 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,969,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $99,842 in used auto loans and $325,763,394 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $1,913,985, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 18 part-time employees who are dedicated to providing you with knowledgeable service. Net Shares (Funds available for lending and investments): $10,484,524. Total Share and Deposit Accounts: 76,759, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Siu is your trusted partner. Visit us at 704 E 5Th St Ste 1 Metropolis Il 62960 or call (618) 524-8773 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,379,131 in used vehicle loans and $50,028,562 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you can find financing that fits your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $20,824,091 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your financial journey.

Credit Lines and Unsecured Loans

For those needing flexibility in managing finances, our total credit lines amount to $46,514,026, giving members access to funds when they need them most. We also offer flexible terms on unsecured credit card loans, with a total of $18,414,498 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,537,206, make buying or refinancing simple. We offer various terms and competitive rates, making it easier for you to invest in your future.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we're here to help. Our team can guide you through the process and assess your eligibility for various refinancing options tailored to your situation. For more information about our loan offerings or any specific questions you may have, feel free to reach out at (618) 524-8773 or visit us at our branch located at 704 E 5Th St Ste 1 Metropolis Il 62960 in Metropolis, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

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SIU CREDIT UNION - Metropolis, IL

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