Siu Credit Union Harrisburg IL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Siu, your trusted financial partner in the heart of Harrisburg, Illinois! Located at 777 E Ford St, our branch has been serving the community since 1938, providing a range of personal and business banking services tailored to meet your needs. With a commitment to exceptional member service, we proudly support 44,800 members and manage total assets of approximately $497,131,121. At Siu, we believe in empowering our members through financial education and personalized solutions. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, our dedicated team is here to help you every step of the way. Under the leadership of CEO Mike Lantrip and Board President Christopher Sievers, we strive to create lasting relationships built on trust and transparency. Our branch has seen significant growth over the years, with total deposits reaching $67,126,640 and a net worth of $58,183,336. We're also proud to report that we have issued a total of 154,304 loans and leases, helping countless individuals and families achieve their financial dreams. While you can always visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address at 540 Commercial St., Suite 700, Harrisburg, IL 62946. We invite you to explore how Siu can support your financial journey. For more information about our services or to speak with one of our friendly representatives, feel free to call us at (618) 252-4510 during our operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m. Visit us today or check out our website at siucu.org to learn more about what we offer!

Branch History & Mission

Community Commitment

Our commitment extends beyond just providing financial services. We prioritize being ADA compliant and ensuring that everyone in our community can access what they need without barriers. While we currently do not have ATMs or drive-thru services at this location, we continue to explore ways to improve convenience for all members. We invite you to join Siu and experience the benefits of being part of a credit union that values people over profits. Together, let's work towards achieving your financial goals while contributing positively to the Harrisburg community. For more information or assistance, feel free to call us at 618-252-4510 or visit our website at siucu.org. Your journey toward better financial health starts here!

Our Mission

At Siu, our mission is clear: to enhance the financial well-being of our members while making a positive impact on the community. We believe in fostering strong relationships with those we serve and providing support beyond banking. Our initiatives include community outreach programs and partnerships that aim to uplift local organizations and residents alike. While you can visit us at our branch location for all your banking needs during our operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m., you can also count on us for digital advancements like online and mobile banking. These services allow you to manage your finances conveniently from anywhere.

Branch Location & Accessibility

Convenient Access

Situated near notable landmarks in Harrisburg, our location makes it easy to stop by while you're out and about. We understand that accessibility is important, which is why our branch features ADA-compliant entrances and ample parking so that everyone can visit us without hassle. While members can visit us at 777 E Ford St, official correspondence should be sent to our mailing address at 540 Commercial St., Suite 700, Harrisburg, IL 62946.

Operating Hours

We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., making it simple to fit a visit into your busy schedule. If you have questions or need assistance outside of these hours, feel free to give us a call at 618-252-4510.

Services Offered

At Siu, we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Unfortunately, we do not currently have ATM or drive-thru services available at this branch.

Visit Us Today!

We invite you to come see us at the Siu branch in Harrisburg! Our friendly team is eager to assist you with any questions or financial inquiries you may have. Experience the personal touch that sets us apart from traditional banks. See you soon!

Member Eligibility

At Siu, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming, designed for individuals who live, work, or worship in our service area. If you're ready to take the next step toward better banking, simply check out the eligibility details at https://siucu.org/membership/. We offer a variety of services tailored to meet your needs, whether you're looking for personal loans, credit cards with rewards, or even business banking options. Joining us at our branch located at 777 E Ford St Harrisburg Il 62946 not only opens the door to these valuable financial tools but also connects you with a community that genuinely cares about your success. If you have questions or need assistance during the process, don't hesitate to give us a call at (618) 252-4510. We're here to help you every step of the way on your journey to membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $128 in commercial loans for our members, helping businesses scale and succeed. With flexible terms and competitive rates, we empower local entrepreneurs to thrive. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your specific situation.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine having the tools to accept payments seamlessly while tracking sales and managing inventory all from one platform. This support not only saves time but also enhances customer experience, allowing you to focus on what matters most: growing your business. Visit us at 777 E Ford St Harrisburg Il 62946 in Harrisburg, IL or call us at (618) 252-4510 to learn more about how our business banking and commercial services can help elevate your success!

Outstanding Support

With an outstanding commercial loan portfolio of $20,824,091, we continue to drive economic growth by financing new and expanding businesses. Our dedicated team is here to guide you through every step of the process, ensuring you find the right product for your needs.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, our business banking services include merchant services and business loans that support growth and operational efficiency. We know that every business is unique, which is why we work closely with you to find the right solutions for your specific needs.

Convenient Digital Banking

In today's busy world, having access to online tools makes managing your finances easier than ever. With our online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere at any time. Plus, our ATM and cash withdrawal services ensure that you have quick access to your funds whenever necessary. At Siu, we believe that convenience is key. Our digital features allow you to handle transactions from the comfort of your own home or on-the-go no need to wait in line! With all these services available under one roof, it's clear that Siu is dedicated to helping you achieve your financial goals. Whether you're a first-time homebuyer or a seasoned entrepreneur, we are here to support you every step of the way. If you're interested in learning more about how we can assist you with any of these services, don't hesitate to reach out! Give us a call at (618) 252-4510 or visit us at 777 E Ford St Harrisburg Il 62946 in Harrisburg today. Your financial success starts here!

Credit Options with Rewards

We understand that using credit wisely can enhance your purchasing power. That's why we offer credit cards with rewards, so you can earn points on everyday purchases while managing your expenses effectively.

Personal Banking Solutions

Managing your finances should be straightforward, and that's why we provide various personal banking services. Our checking and savings accounts help you keep your money organized while earning interest on your savings. If you're planning to purchase a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those considering homeownership or refinancing their current mortgage, our mortgage loans offer competitive rates and flexible terms tailored to fit your situation. Additionally, if you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can help ease the burden of debt.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://siucu.org/, you can access your accounts anytime, anywhere. Check your balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer going paperless, you can sign up for e-statements, making it easier to keep track of your finances while helping the environment.

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple to split bills or send gifts without any hassle. And if you like using your phone for purchases, you'll love our mobile payments feature that allows you to pay securely at participating locations. At Siu, we're committed to making banking easy and accessible for everyone. Explore all these features today by visiting us online at https://siucu.org/ and experience financial management that's designed with you in mind!

Secure Transactions at Your Fingertips

Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and authenticated, giving you peace of mind as you manage your money online. With our mobile application, you can carry out transactions right from your smartphone perfect for those moments when you're out and about.

Financial Strength

A Solid Foundation

With a net worth of $58,183,336, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team Behind You

We take pride in having 102 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work tirelessly to provide the best service possible.

Growing Together

Total Share Accounts: 76,759, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at an impressive $10,484,524, underscoring our dedication to supporting your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Siu is your trusted partner. Visit us at 777 E Ford St Harrisburg Il 62946 or call (618) 252-4510 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $95,560,983 in share certificates and $87,252,432 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Our Community

Our commitment to serving you goes beyond just numbers. With $52,969,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more opportunities for you to reach your financial goals with confidence.

Supporting Your Financial Journey

With $99,842 in used auto loans and $325,763,394 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive $5,042,022 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,379,131 in used vehicle loans and $50,028,562 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $20,824,091 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational expenses, we can assist you with tailored solutions. If you're interested in exploring refinancing options or checking your eligibility for any of these products, don't hesitate to reach out. You can contact us at (618) 252-4510 or visit us at our branch located at 777 E Ford St Harrisburg Il 62946 in Harrisburg, IL. Our team is here to help you find the best loan solution that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,537,206, make buying or refinancing simple. We cater to first-time homebuyers as well as those looking to refinance their current mortgages, helping you navigate the process smoothly.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $18,414,498 in loans helping members manage their finances effectively. Our credit cards come with various rewards options and no hidden fees, making it easier for you to stay on top of your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, you can make more informed decisions about your borrowing options without the confusion often associated with traditional loan searches. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy means you receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Each loan offer is verified to ensure it comes from legitimate financial institutions, promoting transparency throughout the comparison process. One of the standout features of LendMesh is its dedication to unbiased results. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh presents all options equally. This means you can trust that the loan comparisons reflect actual market rates rather than influenced listings. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information empowers users to assess their options effectively and choose the loan that best fits their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the reliability and effectiveness of this tool. If you're looking to compare real-time loan offers today, visit LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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