Siouxland Credit Union South Sioux City NE | Affordable Auto Loans & Business Banking

Introduction

At Siouxland Federal Credit Union, we believe in building a brighter financial future for our members and the community. Established in 1967, our credit union has grown to support over 27,578 members, providing them with a range of services tailored to their needs. Located at 3000 Plaza Dr, South Sioux City, NE 68776, we are proud to be a trusted financial partner for individuals and businesses alike. With total assets amounting to an impressive $317,320,556 and total deposits of $31,539,505, we are equipped to offer competitive loan options and exceptional member service. Our commitment is reflected in our robust portfolio of 12,444 loans and leases, ensuring that we can meet the diverse needs of our members. Furthermore, our net worth stands strong at $37,561,511, which underscores our financial stability and dedication to responsible banking practices. Under the leadership of CEO Joel Steenhoven and Board President Jerry Pfeifer, Siouxland Federal Credit Union thrives on fostering relationships built on trust. Our team of 75 employees is dedicated to providing personalized service to help you achieve your financial goals. Whether you're looking for personal banking solutions or business financing options, we have you covered. While members can visit us at our main branch location, official correspondence should be sent to the same address: 3000 Plaza Dr, South Sioux City, NE 68776. For inquiries or assistance, feel free to reach out by phone at 402-494-2073 during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. We invite you to explore the benefits of being a part of Siouxland Federal Credit Union by visiting us online at siouxlandfederalcu.com. Join us today and experience a credit union that truly cares about its members!

Branch History & Mission

Our Evolution

Since our inception, Siouxland Federal Credit Union has evolved significantly. Originally founded to provide affordable financial services to those in our community, we have expanded our offerings to meet the diverse needs of our members. Our journey has included key milestones such as the introduction of online banking services, making it easier for members to manage their finances from anywhere. We have also embraced technology with features like mobile payments and electronic signatures, ensuring our services are accessible and convenient. Our dedication to providing quality service is reflected in our operating hours Monday through Friday from 9:00 AM to 5:00 PM and our commitment to accessibility with an ATM and drive-thru banking available for all members.

Our Mission

At the heart of Siouxland Federal Credit Union is our mission: to enhance the financial well-being of our members while supporting community development. We believe that by offering personal banking solutions such as checking accounts, auto loans, mortgage financing, and business loans we empower individuals and families to achieve their financial goals. We also place a strong emphasis on community involvement. Through various outreach efforts and partnerships with local organizations, we aim to uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact. While members can visit us at 3000 Plaza Dr for all their banking needs, official correspondence should be sent to the same address as there is no difference in mailing address. As we look ahead, we remain committed to adapting and growing alongside our members' needs. We invite you to join us at Siouxland Federal Credit Union experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial success. For more information or assistance, feel free to reach out at 402-494-2073 or visit us online at Siouxland Federal Credit Union.

Branch Location & Accessibility

Welcome to Siouxland Federal Credit Union, your friendly neighborhood financial partner located at 3000 Plaza Dr in South Sioux City, Nebraska. Nestled conveniently near the bustling Plaza Drive and just a stone's throw from local favorites like the South Sioux City Public Library and various shopping options, our branch is easy to reach and designed with your needs in mind. At Siouxland, we believe that accessibility is key. Our branch features ample parking and ADA-compliant entrances to ensure everyone can access our services comfortably. If you prefer to handle transactions on the go, we also offer drive-thru banking for quick deposits or withdrawals without leaving your vehicle. We're open Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to fit banking into your busy schedule. And if you need assistance outside of these hours, don't hesitate to give us a call at 402-494-2073. Our team is always ready to help! For added convenience, our branch features an ATM that's available for your use anytime. Whether you're stopping by for cash or wanting to check your balance, we've got you covered. While members can visit us at 3000 Plaza Dr, official correspondence should be sent to the same address. We are committed to providing excellent service and look forward to welcoming you in person soon!

Member Eligibility

Becoming a member of Siouxland is like joining a close-knit family where everyone looks out for each other. If you live, work, worship, or attend school in the South Sioux City area, you're already on your way to enjoying the benefits of membership! Our community-oriented approach means we prioritize your needs and offer services that truly make a difference in your financial journey. To learn more about specific eligibility criteria, feel free to visit our website at https://siouxlandfederalcu.symapp.jhahosted.com/. Joining us is simple! You can easily open an account online or in person at our branch located at 3000 Plaza Dr South Sioux City Ne 68776. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we have a range of products designed just for you. If you have questions or need assistance, don't hesitate to reach out to us at (402) 494-2073. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily and securely while focusing on what you do best running your business. Our merchant services provide you with the tools needed to enhance customer satisfaction and streamline transactions. From point-of-sale systems to online payment options, we help make your financial processes smoother. Visit us at 3000 Plaza Dr South Sioux City Ne 68776, South Sioux City, NE 68776, or call us at (402) 494-2073 to learn how we can help your business thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,425,214, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Branch

Located at 3000 Plaza Dr South Sioux City Ne 68776 in South Sioux City, NE, our branch welcomes you during lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. For those who prefer quick transactions, our drive-thru service allows for deposits and withdrawals without leaving your vehicle.

Business Banking Solutions

For small business owners, Siouxland offers specialized business banking services including merchant services and business loans. We understand that every business has unique challenges, and we're here to support you with the right financial tools.

Credit Cards and Rewards

For those who love earning rewards while spending wisely, our credit cards come with attractive benefits. You can earn points on everyday purchases and enjoy low-interest rates, making them perfect for responsible borrowers.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, make transfers, and pay bills all from the comfort of your home or on the go. Our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Get Started Today!

We invite you to explore all the financial possibilities available at Siouxland. Whether you're just starting out or looking to expand your financial portfolio, our team is here to assist you every step of the way. Don't hesitate to reach out at (402) 494-2073 or visit us online at Siouxland Federal Credit Union for more information about how we can help you achieve your financial dreams!

Personal Banking

Our personal banking services are tailored to help you achieve your financial goals. With checking and savings accounts, you can easily manage your day-to-day finances while saving for future needs. Need to finance a car? Our auto loans and vehicle financing options offer competitive rates, making it easier than ever to get behind the wheel of your dream vehicle. If you're thinking about purchasing a home or refinancing your current mortgage, look no further. We provide comprehensive mortgage loan options that fit various budgets and lifestyles. Additionally, our personal loans can assist with everything from debt consolidation to unexpected expenses.

Digital & Online Banking

Accessibility and Ease of Use

Managing your accounts has never been easier thanks to our user-friendly mobile application. Whether you're checking your account balance during lunch or transferring money late at night, our app gives you real-time access to your finances right in your pocket. Join us at Siouxland for a banking experience that prioritizes convenience and security. Visit us online today at https://www.siouxlandfederalcu.com/ to learn more about how our digital and online banking services can work for you!

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can also enjoy mobile payments, letting you make purchases directly from your phone no cash or cards needed. Security is our top priority. We offer electronic signature authorization for added peace of mind when signing documents digitally. Plus, with e-statements available, you can keep track of your transactions without the hassle of paper clutter.

Financial Strength

Member Savings and Investments

Members' savings are secured through $81,246,505 in share certificates and $38,079,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on using our resources to benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $37,561,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,184 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $33,955,229 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $5,565 in used auto loans and $222,959,614 in total loans and leases, supporting members' financial goals across various sectors.

Strong Membership Base

Total Share and Deposit Accounts: 50,169, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $666,463. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Siouxland is your trusted partner. Visit us at 3000 Plaza Dr South Sioux City Ne 68776 or call (402) 494-2073 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $72,847,882 in used vehicle loans and $28,842,765 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we provide competitive rates and flexible terms.

Business Financing

For business owners, our outstanding commercial loans totaling $3,425,214 provide the capital needed to grow and expand. We understand that businesses need reliable funding sources to thrive and are committed to supporting local entrepreneurs.

Credit Lines

Additionally, our credit lines totaling $64,899,208 give members access to funds as needed for unexpected expenses or planned purchases. With these lines of credit available at competitive rates, managing cash flow becomes much more manageable. At Siouxland Federal Credit Union, we are committed to providing solutions that fit your financial needs. Visit us today or call us at 402-494-2073 to learn more about our loan offerings and how they can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,856,198, ensuring that your dream home can become a reality without unnecessary complications. If you're considering refinancing your current mortgage, talk to us about eligibility options that may lower your payments.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,356,598 in loans helping members manage their finances effectively. This product allows you to make purchases with ease while keeping your budget intact.

Loan Aggregator

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