Siouxland Credit Union Sioux City IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Siouxland Federal Credit Union, your trusted financial partner located at 3095 Floyd Blvd, Sioux City, IA 51108. Established in 1967, we have proudly served our community for over five decades, fostering a spirit of belonging and commitment to our members. With a strong membership base of 27,578, we strive to provide personalized banking solutions tailored to your needs. At Siouxland, our total assets exceed $317 million, showcasing our robust financial health and dedication to safeguarding your funds. We currently hold $31,539,505 in deposits and maintain a net worth of $37,561,511, reflecting our stability and capacity to serve you better. Our loan offerings include more than 12,444 loans and leases, designed to help you achieve your financial goals whether it's purchasing a vehicle or securing a mortgage. Led by our dedicated CEO, Joel Steenhoven, and Board President, Jerry Pfeifer, we prioritize building lasting relationships with our members. Our team of 75 employees is always ready to assist you with friendly service and expert advice. While you can visit us at our branch on Floyd Blvd for all your banking needs, feel free to reach out via phone at 712-224-1010 or explore more about us online at Siouxland Federal Credit Union. We look forward to welcoming you into the Siouxland family!

Branch History & Mission

At Siouxland Federal Credit Union, our journey began in 1967 with a commitment to serve the financial needs of our community in Sioux City, Iowa. Over the decades, we have grown from a small credit union into a trusted financial partner for more than 27,500 members. Our branch is located at 3095 Floyd Blvd, a convenient spot for many in the area, and we proudly serve members not just from Sioux City but also the surrounding regions. From our humble beginnings, our mission has always been clear: to empower our members through accessible financial services while fostering community support and growth. We believe that everyone deserves the opportunity for financial success, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets now exceed $317 million, reflecting the trust placed in us by our members. The heart of our mission extends beyond just numbers; it's about making a real impact in the lives of those we serve. We strive to create an environment where members feel valued and supported on their financial journeys. Our initiatives focus on providing education and resources that help individuals make informed decisions about their finances. In addition to traditional banking services, we embrace technology to enhance convenience for our members. With features like online banking, mobile payments, and electronic statements, we ensure that managing finances is easy and straightforward. Our drive-thru service provides quick access for those on the go, while our ATMs are available to meet cash withdrawal needs anytime. While members can visit us at 3095 Floyd Blvd, official correspondence should be sent to the same address for clarity. Our friendly team operates Monday through Friday from 8:00 AM to 5:00 PM, ready to assist you with any inquiries or support you may need. Community involvement is integral to who we are at Siouxland Federal Credit Union. We actively participate in local events and partnerships aimed at uplifting our neighborhood. By investing back into the community through outreach programs and sponsorships, we strive to make Sioux City a better place for all its residents. As we look toward the future, we invite you to join us on this exciting journey. Become part of a credit union that prioritizes your financial well-being while also giving back to the community. Visit us online or come see us in person; together, let's build a brighter future for you and your family. For more information or assistance, feel free to reach out at 712-224-1010 or explore our website at Siouxland Federal Credit Union. Join us today and experience the difference!

Branch Location & Accessibility

Welcome to the Siouxland Federal Credit Union, your friendly financial partner located conveniently at 3095 Floyd Blvd in Sioux City, Iowa. Nestled in the vibrant heart of Woodbury County, our branch is easily accessible for all your banking needs. Whether you're on your way to nearby landmarks like the Sioux City Convention Center or just enjoying a stroll along the Floyd River, stopping by our branch is simple and hassle-free. At Siouxland Federal Credit Union, we prioritize convenience for our members. Our location features ample parking and easy access points, including ADA-compliant ramps to ensure everyone can visit us without any barriers. If you need to take care of quick transactions, our drive-thru banking service is available for your convenience. Plus, we offer ATM services right on-site, so you can access cash anytime. We're open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to fit banking into your busy schedule. While you can visit us at our main branch for all sorts of services like checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to the same address: 3095 Floyd Blvd, Sioux City, IA 51108. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 712-224-1010. We look forward to welcoming you to Siouxland Federal Credit Union where we're here to help you achieve your financial goals. Come see us today!

Member Eligibility

At Siouxland, we believe in creating a welcoming community where everyone has the chance to thrive. Becoming a member is not just about opening an account; it's about joining a family that values you and your financial well-being. You can become a member if you live, work, worship, or attend school in certain areas around Sioux City, Iowa. We also welcome family members of existing members, which means it's easy to bring your loved ones into our supportive environment. To explore the detailed eligibility criteria and see if you qualify, feel free to check out this page. Getting started with us is simple! Once you find out you're eligible, just head over to our website or give us a call at (712) 224-1010 for guidance on how to open your account. We're here to help every step of the way at our branch located at 3095 Floyd Blvd Sioux City Ia 51108. Joining Siouxland opens up a world of personalized banking services and community support tailored just for you. Welcome aboard!

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,425,214, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services designed to make transactions smoother. Imagine having a reliable partner to handle your payment processing, allowing you to focus on what you do best running your business. With our merchant services, you can accept payments easily, manage cash flow effectively, and enhance customer satisfaction. Visit us at 3095 Floyd Blvd Sioux City Ia 51108 in Sioux City, IA, or call us at (712) 224-1010 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we have robust business banking services. From merchant services that facilitate smooth transactions to business loans that can fuel your growth, we're dedicated to supporting local businesses in our community.

Convenient Digital Banking

In today's world, convenience is key. That's why at Siouxland Federal Credit Union, we provide comprehensive online and mobile banking options. You can manage your accounts anytime, anywhere through our secure platform. With features like ATM access for cash withdrawals, balance checks, and person-to-person payments, handling your finances has never been simpler.

Drive-Thru and ATM Services

Need quick access to cash or want to make a deposit without stepping inside? Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions. Plus, with an ATM conveniently located on-site, getting cash is just a few taps away. At Siouxland, we pride ourselves on being more than just a credit union; we're part of your financial journey. Each service is designed with you in mind because we know that everyone's financial situation is unique. Whether you're visiting us at our branch or using our online tools from the comfort of your home, we're here to support you every step of the way. If you have any questions or need assistance with any of our services, please don't hesitate to reach out at (712) 224-1010. Ready to take control of your financial future? Visit us today at 3095 Floyd Blvd Sioux City Ia 51108 or check out more about us online at https://www.siouxlandfederalcu.com/. Your journey toward better banking starts here!

Personal Banking Services

Managing your personal finances is easier than ever with our checking and savings accounts. These accounts are tailored to fit different lifestyles, so you can choose what works best for you. If you're planning to buy a new car, our auto loans and vehicle financing options make it simple to drive off in your dream vehicle without breaking the bank. We also offer mortgage loans and refinancing solutions that can help you achieve home ownership or lower your current mortgage payments. Are you dealing with debt? Our personal loans and debt consolidation services provide flexible options to help you get back on track financially. And don't forget about our credit cards with rewards that let you earn while you spend perfect for those who want to make the most out of their purchases.

Digital & Online Banking

Key Features

Our online banking service allows you to view your account balances, transfer funds, and pay bills all with just a few clicks. For those who prefer mobile banking, our user-friendly mobile application ensures that you have full control over your finances right in your pocket. Whether you're at home or on the go, managing your money has never been easier. We also offer person-to-person transfers, so sending money to friends and family is quick and hassle-free. Plus, with electronic signature authorization available, signing documents online is simple and secure, allowing you to complete transactions without needing to visit the branch.

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with advanced security measures to protect your personal information. You can rest assured that your data is safe while you enjoy the convenience of 24/7 access to your accounts. Additionally, e-statements are available to help you keep track of your financial activity without the clutter of paper statements. With features like mobile payments integrated into our services, paying for everyday purchases has become straightforward and efficient. In summary, Siouxland provides robust digital banking solutions tailored for today's busy lifestyles. Experience the ease of real-time account management and discover how our online banking tools can simplify your financial life!

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our $580,098, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 50,169, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $666,463 demonstrate our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Siouxland is your trusted partner. Visit us at 3095 Floyd Blvd Sioux City Ia 51108 or call (712) 224-1010 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $33,955,229 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $222,959,614 in total loans and leases support members' financial goals across various sectors, including $5,565 in used auto loans.

Member-Centric Savings

Members' savings are secured through $81,246,505 in share certificates and $38,079,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $37,561,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% further showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,847,882 in used vehicle loans and $28,842,765 in new vehicle loans already helping members get on the road. We provide flexible terms and personalized service to ensure you find the right financing option for your situation.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,425,214 provide the capital needed to grow and expand. We know that running a business comes with unique challenges, and we're here to support your ventures with tailored financing solutions. At Siouxland, we also offer refinancing options for many of our loan products. If you're interested in lower monthly payments or better interest rates, our team is ready to assist you in evaluating your current loans and finding the best path forward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to see how we can help you financially, feel free to reach out at (712) 224-1010 or visit us at 3095 Floyd Blvd Sioux City Ia 51108 in Sioux City, IA. We're here to help you every step of the way!

Credit Lines and Unsecured Loans

If you need additional flexibility, consider our credit lines, which total $64,899,208. These can be great for unexpected expenses or managing cash flow. Additionally, we offer unsecured credit card loans with a total of $1,356,598 in loans helping members manage their finances effectively. With flexible terms and competitive rates, it's easier than ever to handle daily purchases without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,856,198, make buying or refinancing simple. We can guide you through the process and help you understand your eligibility for various mortgage products.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This ensures that users can make informed decisions without the confusion often associated with loan hunting. LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance not only ensures fair and transparent offers but also builds trust in the information provided to users. One of the standout features of LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, ensuring that users receive verified data. Additionally, LendMesh does not engage in paid promotions; there are no sponsored listings that prioritize lenders over others. This approach allows users to view unbiased results, giving them a clearer picture of their options. Moreover, LendMesh provides real-time rate comparisons, allowing users to access up-to-date loan rates from multiple institutions. This feature empowers users to make informed choices based on current market conditions rather than outdated or misleading information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals find suitable loans quickly and efficiently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SIOUXLAND FEDERAL CREDIT UNION - Sioux City, IA

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