Siouxland Credit Union Sioux City IA | Top Auto Loans & Personal Banking

Introduction

Welcome to Siouxland Federal Credit Union, where your financial dreams meet our commitment to community and service! Located at 4709 Southern Hills Dr, Sioux City, IA 51106, we have been serving our members since 1967 with unwavering dedication. Our mission is to provide a safe and friendly place for you to manage your money while enjoying a wide range of services tailored to meet your needs. At Siouxland, we take pride in our robust community impact. With over 27,578 members and total assets of $317,320,556, we are more than just a credit union; we are a partner in your financial journey. We offer an array of financial products, including personal banking options, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total deposits amount to $31,539,505, showcasing the trust our members place in us. Our leadership team is committed to ensuring that you receive the best possible service. Led by CEO Joel Steenhoven and Board President Jerry Pfeifer, our team works tirelessly to enhance your experience with us. We have a dedicated staff of 75 employees ready to assist you during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4709 Southern Hills Dr, Sioux City, IA 51106. Join us today at Siouxland Federal Credit Union and discover how we can help you achieve your financial goals! Whether you're looking for assistance with loans or simply want to open an account, we're here for you. Call us at 712-224-1015 or visit our website at siouxlandfederalcu.com for more information. Your future starts here!

Branch History & Mission

Community Engagement

Siouxland Federal Credit Union understands that a strong community makes for strong members. We actively participate in various outreach efforts and partnerships designed to give back to the community we love. By supporting local initiatives and events, we aim to enrich lives and foster connections among residents. We invite you to visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and discover how we can help you achieve your financial goals. For any official correspondence, please use our mailing address: 4709 Southern Hills Dr, Sioux City, IA 51106. Join us today at Siouxland Federal Credit Union! Experience firsthand the benefits of being part of a member-focused organization where your financial well-being is our top priority. Feel free to reach out via phone at 712-224-1015 or explore more on our website at siouxlandfederalcu.com. Together, let's build a brighter financial future!

Our Mission

Our mission at Siouxland Federal Credit Union is clear: we are committed to providing exceptional financial services while making a positive impact in our community. We believe in empowering our members through education and access to financial resources that foster growth and stability. Whether you're looking to open a checking account or secure a loan for your dream car, we're here to guide you every step of the way. In addition to traditional banking services, we embrace technology with features like online banking, mobile payments, and e-statements to ensure that your banking experience is convenient and efficient. We also take pride in being ADA compliant and offering services tailored to meet the needs of all members.

Branch Location & Accessibility

Accessibility Features

At Siouxland Federal Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps and designated parking spaces to ensure everyone can easily access our services. We also offer drive-thru banking for added convenience, allowing you to complete simple transactions without leaving your vehicle.

Operating Hours

We understand that life gets busy! That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. We strive to accommodate your schedule so you can manage your finances when it's convenient for you.

Services Offered

In addition to traditional banking services like checking and savings accounts, we offer a variety of options tailored to fit your financial goals. From auto loans and mortgage refinancing to credit cards with rewards, we have solutions designed just for you. Plus, with ATM availability and online banking features, accessing your funds has never been easier! If you have questions or need assistance, don't hesitate to reach out! You can contact us at 712-224-1015. We look forward to welcoming you into our branch soon stop by today and discover how Siouxland Federal Credit Union can support your financial journey!

Member Eligibility

Joining the Siouxland community at Siouxland is more than just opening a bank account; it's about becoming part of a supportive family that looks out for your financial well-being. To become a member, you simply need to meet some friendly eligibility requirements, which include being a resident of certain areas or having an affiliation with specific organizations. It's all designed to make sure that our members are those who truly benefit from our services and feel at home here. You can find the detailed eligibility criteria by visiting this link. Once you know you're eligible, opening an account is easy and straightforward! We're here to guide you through every step of the process, ensuring that it feels welcoming and uncomplicated. Whether you're looking for checking and savings accounts, loans, or other financial products, we have something tailored just for you. If you have questions or want to get started right away, don't hesitate to call us at (712) 224-1015. We can't wait to welcome you into the Siouxland family at our branch located at 4709 Southern Hills Dr Sioux City Ia 51106!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services simplify payment processing so you can focus on what matters running your business. Imagine accepting payments seamlessly from customers using various methods, including credit cards and mobile payments. This not only enhances customer experience but also boosts your sales potential. Visit us at 4709 Southern Hills Dr Sioux City Ia 51106 or call us at (712) 224-1015 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,425,214, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms. Imagine driving off in your dream car while knowing that your financing is well taken care of. We also assist with refinancing existing auto loans to help save you money!

Business Banking Solutions

For entrepreneurs and small business owners, we offer tailored Business Banking solutions including Merchant Services & Business Loans. You can focus on growing your business while we take care of your banking needs.

Credit Cards with Rewards

Enjoy making purchases while earning rewards through our Credit Cards with Rewards program! Whether you're shopping for groceries or planning a getaway, our credit cards allow you to earn points that can be redeemed for travel, merchandise, or even cash back.

Drive-Thru & ATM Services

Need quick access? Our branch offers basic drive-thru banking for deposits and withdrawals along with easy ATM access for balance checks and cash withdrawals. This ensures that all members can efficiently manage their transactions without delay. At Siouxland, we are committed to making banking simple and accessible for everyone in Sioux City and beyond. For any questions or assistance regarding our services, feel free to reach out by calling us at (712) 224-1015 or visiting our website at Siouxland Federal Credit Union. We look forward to serving you!

Home Financing

When it comes to securing your home, we understand how important it is to have reliable support. Our Mortgage Loans & Refinancing services are structured to help you navigate the complexities of home buying or refinancing your current mortgage. With personalized advice and various loan options, we strive to make your home ownership journey smooth and rewarding.

Online & Mobile Banking Convenience

In today's fast-paced world, managing your finances from anywhere is essential. That's why we provide robust Online & Mobile Banking features that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. With additional features like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Personal Banking

For those looking to manage their everyday finances, our Personal Banking options are designed with you in mind. We offer Checking & Savings Accounts that fit your lifestyle and make it easy to keep track of your funds. If you find yourself needing some extra cash for an unexpected expense, our Personal Loans & Debt Consolidation services can provide you with the support you need without the hassle.

Digital & Online Banking

At Siouxland, we understand that your time is valuable. That's why our digital and online banking services are designed to make managing your finances easier and more secure, all from the comfort of your home or on the go. With our online banking platform, you can access your accounts 24/7, ensuring you're always in control of your financial activities. Whether you need to check balances, pay bills, or transfer funds, everything is just a click away. Plus, our mobile application makes it even simpler to manage your money right from your smartphone. Security is a top priority for us. We offer electronic signature authorization, allowing you to sign important documents safely and conveniently without needing to visit the branch. You can also enroll in e-statements, which not only help reduce paper clutter but also provide quick access to your financial records while keeping them secure. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Just enter the recipient's information and send money instantly! Additionally, if you're looking for a fast way to make payments, our mobile payments feature lets you pay directly from your phone at participating merchants. At Siouxland, we strive for accessibility and ease-of-use in every aspect of our digital banking services. Whether it's through our website or mobile app, managing your account has never been more straightforward. Experience modern banking that fits into your life seamlessly by visiting us online today!

Financial Strength

At Siouxland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, demonstrating our commitment to serving you with reliability and trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $37,561,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,246,505 in share certificates and $38,079,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,955,229 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,565 in used auto loans and $222,959,614 in total loans and leases that support members' financial goals across various sectors. Our operational efficiency is reflected in our $580,098, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $666,463. Total Share Accounts: 50,169, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Siouxland is your trusted partner. Visit us at 4709 Southern Hills Dr Sioux City Ia 51106 or call (712) 224-1015 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for business solutions, we have outstanding commercial loans totaling $3,425,214 available to provide the capital needed to grow and expand your business. Additionally, our credit lines can help manage cash flow, with a total of $64,899,208 ready for use.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,847,882 in used vehicle loans and $28,842,765 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable pre-owned vehicle, we've got financing options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,856,198, make buying or refinancing simple. We guide you through the process, ensuring you understand your options and find the right solution for your needs.

Refinancing and Eligibility

If you're considering refinancing your existing loan or exploring eligibility options for any of our products, we're here to help. Our team will work closely with you to assess your needs and find the best solutions available. We invite you to visit us at Siouxland, where personalized service meets competitive lending solutions. For more information about our loan offerings or to start your application process today, check out our website at https://www.siouxlandfederalcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,356,598 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards designed to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By relying on reputable financial institutions, LendMesh provides users with reliable information that they can trust.

SIOUXLAND FEDERAL CREDIT UNION - Sioux City, IA

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