Siouxland Credit Union Sioux City IA | Quick Personal Loans & ATM Services

Introduction

Welcome to Siouxland Federal Credit Union, your trusted financial partner in Sioux City, IA. Established in 1967, our commitment to serving the community has never wavered. With over 27,578 members and $317,320,556 in total assets, we take pride in offering a wide range of services tailored to meet your financial needs. At our branch located at 2920 Gordon Dr, Sioux City, IA 51105, we provide personalized banking solutions that include checking and savings accounts, auto loans, mortgage refinancing, and business banking services. Our dedicated team of 75 employees, led by CEO Joel Steenhoven and Board President Jerry Pfeifer, is here to ensure you receive the best service possible. While members can visit us at our main location for all their banking needs, official correspondence should be sent to the same address: 2920 Gordon Dr, Sioux City, IA 51105. We understand that trust is earned through reliability. That's why we are proud to report a strong net worth of $37,561,511 and total deposits of $31,539,505 numbers that reflect our stability and dedication to our members. With a cash reserve of $4,692,230, we're well-equipped to support you when it matters most. We invite you to explore our offerings further by visiting our website at siouxlandfederalcu.com or giving us a call at 712-266-8811 during our operating hours from Monday to Friday between 9:00 AM - 5:00 PM. Let us help you achieve your financial goals today!

Branch History & Mission

At Siouxland Federal Credit Union, we take pride in our rich history and commitment to our members. Founded in 1967, our branch has been a cornerstone of the Sioux City community for over five decades. Located at 2920 Gordon Dr, Sioux City, IA 51105, we have grown alongside our members, evolving from a small financial institution into a trusted partner for more than 27,500 individuals and families. Our journey began with a simple mission: to provide affordable financial services while fostering a sense of community. Throughout the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. In addition to these essential services, we are proud to support local businesses through various merchant services and business loans. As part of our dedication to accessibility, we ensure that members can easily reach us during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. We also offer convenient ATM access and drive-thru banking for quick transactions. While members can visit us at our branch location for personal service, official correspondence should be directed to our mailing address at 2920 Gordon Dr, Sioux City, IA 51105. Siouxland Federal Credit Union is not just about numbers; it's about people. With total assets amounting to $317 million, we are committed to responsible growth that benefits our community. Our mission emphasizes not only providing excellent financial services but also uplifting those around us through outreach programs and partnerships that make a real difference in people's lives. In today's digital world, we understand the importance of modern banking solutions. That's why we offer online and mobile banking options to make managing your finances easier than ever. We prioritize ADA compliance and customer-centric initiatives because everyone deserves equal access to financial services. As we continue to grow and serve our community in Sioux City and beyond, we invite you to join us at Siouxland Federal Credit Union. Experience firsthand the benefits of membership where your financial well-being is our top priority. Together, let's build a brighter future! For more information or to become a member today, please call us at 712-266-8811 or visit our website at siouxlandfederalcu.com.

Branch Location & Accessibility

Connect With Us

While members can visit us at 2920 Gordon Dr, official correspondence should be sent to the same address. If you have any questions or would like more information about our services before your visit, feel free to give us a call at 712-266-8811. We look forward to welcoming you into the Siouxland family!

Nearby Landmarks and Accessibility

Located just a stone's throw from popular spots like the Sioux City Convention Center and Riverside Park, our branch is easy to find and reach. We offer ample parking right outside, ensuring that your visit is hassle-free. Our facility is also equipped with accessibility features such as ADA-compliant ramps, so everyone can enjoy our services comfortably.

Operating Hours and Services

At Siouxland Federal Credit Union, we value your time. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, allowing you plenty of opportunities to visit us during the week. Our branch features a drive-thru service for those who prefer quick transactions without leaving their vehicles. Plus, with ATM availability on-site, you can easily access your funds any time you need. We pride ourselves on providing a full range of services tailored to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you. If business banking is what you seek, we have options for merchant services and business loans as well.

Member Eligibility

At Siouxland, we believe that becoming a member is more than just opening an account it's about joining a welcoming community where you can thrive. If you're looking to become part of our family, we make it easy for you! Anyone who lives, works, worships, or attends school in the Siouxland area is eligible to join us. We also encourage family members of existing members to apply, ensuring that our close-knit community continues to grow. To learn more about the specific eligibility criteria and details, feel free to check out our website at https://siouxlandfederalcu.symapp.jhahosted.com/ . Joining Siouxland comes with fantastic benefits like personalized banking services, competitive loan rates, and a dedicated team ready to assist you every step of the way. Opening an account is straightforward; just visit us at our branch located at 2920 Gordon Dr Sioux City Ia 51105 or give us a call at (712) 266-8811 during business hours. We're here Monday through Friday from 9:00 AM to 5:00 PM. For additional information on how to open an account online, visit https://siouxlandfederalcu.symapp.jhahosted.com/ . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,425,214, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical solutions that help streamline operations and enhance customer experience. Imagine having the ability to accept various payment methods easily whether it's credit cards, mobile payments, or online transactions. This flexibility not only improves sales but also boosts customer satisfaction. Visit us at 2920 Gordon Dr Sioux City Ia 51105 in Sioux City, IA, or call us at (712) 266-8811 to learn more about how our business banking and commercial services can empower your enterprise. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Siouxland offers comprehensive business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, we have the tools and support necessary for your success.

Convenient Access

We know convenience matters when managing your finances. That's why we provide ATM services for easy cash withdrawals and balance checks right when you need them. With basic drive-thru banking available for quick deposits and withdrawals, accessing your funds has never been easier.

Credit Cards

Managing everyday purchases is simpler with our credit cards that come with rewards. Whether it's cash back or travel points, we have options that make spending rewarding. With straightforward terms and no hidden fees, you'll feel confident using our cards for both small and large expenses.

Digital Banking Features

In today's fast-paced world, digital banking is essential. Our online banking service allows you to manage your accounts effortlessly while our mobile app provides on-the-go access to all features, including person-to-person payments. At Siouxland, we're dedicated to making banking as simple as possible for everyone in Sioux City, IA. With a warm atmosphere and helpful staff ready to assist you, we invite you to visit us or call us at (712) 266-8811 for more information about how we can serve your financial needs better. Ready to take the next step? Explore our services further by visiting our website or stop by our branch today!

Loans and Financing

When it comes to financing, we have you covered. If you're in the market for a new car, our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. Planning to buy a home? Our mortgage loans and refinancing services offer competitive rates that can help you save money over time. Plus, if you're facing unexpected expenses, our personal loans can provide quick relief.

Personal Banking

Whether you're looking to open a checking or savings account, we provide options that fit your lifestyle. Our personal banking services include everything from basic accounts to specialized savings plans. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can check balances, make transfers, and even pay bills from the comfort of your home or on the go.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.siouxlandfederalcu.com/ , allows you to check your account balances, transfer funds, and pay bills anytime, anywhere. Enjoy 24/7 access to your accounts, ensuring that you are always in control of your finances. Plus, our mobile application makes it even easier to bank on the go, whether you're commuting or relaxing at home.

Security and Convenience

Your security is our top priority. With features like electronic signature authorization available at Yes, signing documents has never been safer or more straightforward. You can also receive e-statements through Yes, which not only helps you stay organized but also protects your personal information by reducing paper waste. Additionally, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. And if you're a fan of mobile payments, we've got you covered there too! With our mobile payments feature available at Yes, making purchases has never been easier.

Stay Connected

With all these options at your fingertips, managing your accounts becomes a breeze. Whether you prefer using our website or the mobile app available at Yes, you'll find that keeping track of your finances is both easy and secure. At Siouxland, we're committed to providing you with tools that enhance your banking experience while prioritizing your peace of mind. Explore all our digital banking offerings today and take advantage of the convenience we provide!

Financial Strength

Committed Team Ready to Serve You

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We have a robust member base with 50,169 total share accounts, showing that more people trust us with their finances every day. Our net shares available for lending stand at $666,463, demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Siouxland is your trusted partner. Visit us at 2920 Gordon Dr Sioux City Ia 51105 or call (712) 266-8811 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $81,246,505 in share certificates and $38,079,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $33,955,229 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,565 in used auto loans and $222,959,614 in total loans and leases.

Solid Financial Foundation

With a net worth of $37,561,511, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,184 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,847,882 in used vehicle loans and $28,842,765 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, we have flexible terms and competitive rates to fit your budget.

Credit Lines

In addition to our other offerings, we provide total credit lines amounting to $64,899,208. This can be an excellent option for those who require access to quick cash without needing to take out a full loan. If you're considering refinancing or exploring eligibility options for any of these products, we're here to help guide you through the process. At Siouxland Federal Credit Union, our goal is to support you in making informed financial decisions that benefit you now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at siouxlandfederalcu.com for more information on how we can serve your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,856,198. With straightforward processes and personalized service, we aim to make your experience as smooth as possible.

Unsecured Credit Card Loans

Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $1,356,598 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted loan comparison tool. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). The platform is dedicated to maintaining the integrity of its comparisons through rigorous standards. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced exclusively from legitimate financial institutions, ensuring that users have access to trustworthy options. Additionally, LendMesh operates without Sponsored Listings, meaning it does not prioritize lenders based on paid promotions. This approach guarantees unbiased results that truly reflect market conditions. Another significant advantage is the Real-Time Rate Comparisons available on LendMesh. The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the platform's effectiveness in delivering valuable insights to consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SIOUXLAND FEDERAL CREDIT UNION - Sioux City, IA