SIOUX VALLEY COOP FEDERAL CREDIT UNION

Welcome to Sioux Valley Coop, your trusted financial partner nestled in the heart of Watertown, SD. Established in 1953, our credit union has been a cornerstone of the community for decades, proudly serving over 3,329 members with personalized banking solutions tailored to meet their needs. At 712 9Th Ave Se, we offer a variety of services designed to help you achieve your financial goals, whether it's saving for a dream vacation or securing a loan for your next vehicle. With total assets amounting to an impressive $39,990,352 and total deposits reaching $1,296,289, we are committed to providing our members with stability and support. Our dedicated team, led by CEO Tyler Gross and Board President Todd Good, works hard to create a welcoming environment where you feel valued and understood. Our friendly staff is here to assist you during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. For any official correspondence, please send it to our mailing address at PO Box 344, Watertown, SD 57201. We understand that every member's journey is unique. That's why we offer a range of products including auto loans, personal loans, and business banking services all designed with your success in mind. Currently, we have granted a total of 2,036 loans and leases, helping our community thrive. As we continue to grow alongside our members, we're excited about the future and the positive impact we can make together. To learn more about what we offer or if you have any questions, don't hesitate to reach out by calling us at 605-882-2706 or visiting our website at Sioux Valley Coop. Your financial well-being is our top priority!

At Sioux Valley Coop, we believe that joining our community is like finding a second family where your financial needs are cared for with kindness and understanding. Becoming a member is easier than you might think! If you live, work, or worship in Codington County or surrounding areas, you're likely eligible to join us. We welcome individuals from various walks of life, including those who have family members already part of our cooperative. This openness allows you to enjoy all the perks of membership, such as competitive rates on loans and personalized service tailored just for you. To get started on your journey with us, simply check out the detailed eligibility criteria at this link. When you're ready to open an account, visit this page for a straightforward process that takes no time at all. If you have any questions or need assistance, don't hesitate to call us at (605) 882-2706. We're excited to welcome you to the Sioux Valley Coop family!

At Sioux Valley Coop, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our online banking platform allows you to manage your accounts with just a few clicks. With our easy-to-use online banking system, accessible at https://svcfcu.com/ , you can check your account balances, review transaction history, and transfer funds whenever you need. Plus, with features like electronic signature authorization, you can complete transactions securely without the hassle of paperwork. Say goodbye to waiting in line; everything you need is right at your fingertips. For those who prefer to go paperless, we offer e-statements that make it simple to stay organized and keep track of your financial activity. You can access your statements anytime, anywhere no more digging through piles of mail! While we currently don't offer mobile payments or a dedicated mobile application, rest assured that our online banking services are available 24/7. You can still enjoy the convenience of person-to-person transfers easily through our platform when this feature becomes available. Overall, our goal is to provide you with the tools necessary for effective real-time account management while ensuring that your information remains secure. At Sioux Valley Coop, we prioritize both accessibility and ease-of-use, allowing you to focus on what matters most: your financial well-being.

At Sioux Valley Coop, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our solid financial standing, which allows us to offer you the best services possible while ensuring your money is safe and sound. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $7,147,982, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1787 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,089,708 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,663,462 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $8,780 in used auto loans and $24,974,545 in total loans and leases. Our operational efficiency is reflected in our net income of $465,147, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable team. Total Share Accounts: 5,164, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sioux Valley Coop is your trusted partner. Visit us at 712 9Th Ave Se Watertown Sd 57201 or call 605-882-2706 to learn more about how we can help you achieve your financial goals.

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