Sioux Valley Community Credit Union Sioux City IA | Best Auto Loans & Business Banking

Introduction

Welcome to Sioux Valley Community, your trusted partner in financial success right here at 1120 6Th St, Sioux City, IA 51101. Since our establishment in 1952, we have been dedicated to serving our community with integrity and care. With a membership of 3,563 and total assets reaching an impressive $38,512,033, we pride ourselves on providing personalized financial solutions tailored to your needs. At Sioux Valley Community, we understand that banking is not just about numbers; it's about relationships. Our team of 18 employees, led by CEO John Parks and Board President Ann Hill, is committed to making your financial journey as smooth as possible. Whether you're looking for auto loans, personal banking services, or business loans, we've got you covered with a total loan portfolio of 1,703 loans and leases. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 387, Sioux City, IA 51102. We are here to support you with total deposits of $963,262 and a net worth of $4,472,718, ensuring that your money is safe and secure. Our drive-thru service adds convenience for those on the go, and our commitment to community impact remains strong. We take pride in being more than just a credit union; we are a part of your community. Ready to learn more? Give us a call at 712-277-1440 or visit our website at siouxvalleyccu.com to explore how we can help you achieve your financial goals!

Branch History & Mission

Community Impact

At Sioux Valley Community, we take pride in being more than just a financial institution; we are an active participant in the Sioux City community. Through various partnerships and outreach efforts, we work to improve the lives of those around us. Our drive-thru service makes banking convenient for busy individuals and families alike. While you can visit us at 1120 6th St, official correspondence should be sent to PO Box 387, Sioux City, IA 51102 if needed. Our operating hours are designed with your convenience in mind: Monday through Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m.

Join Us!

As we look toward the future, we invite you to join the Sioux Valley Community family. Experience the benefits of being part of an organization that values your financial well-being and community involvement. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. For more information about our services or how to become a member, please call us at 712-277-1440 or visit our website at siouxvalleyccu.com. Together, let's build a brighter financial future!

Our Journey

Since our inception, Sioux Valley Community has focused on providing essential financial services while fostering a sense of belonging among our members. Over the decades, we have achieved significant milestones that reflect our commitment to growth and member satisfaction. From expanding our loan offerings to embracing digital advancements like online banking and mobile payments, we've continuously adapted to meet the evolving needs of our community. Our mission is clear: we aim to empower our members with accessible financial solutions while supporting the local community through outreach initiatives. We believe that when our members thrive, so does our community. This philosophy drives us to provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards.

Branch Location & Accessibility

Additional Features

While we currently do not offer ATM services on-site, our drive-thru allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. If you need to send official correspondence, please use our mailing address at PO Box 387, Sioux City, IA 51102. Feel free to reach out at 712-277-1440 if you have any questions or need assistance before your visit. We invite you to stop by Sioux Valley Community today and see how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Nestled in the heart of Woodbury County, our branch is close to popular spots like the Sioux City Public Museum and the Tyson Events Center. This central location makes it easy for you to fit banking into your busy day. Our facility is ADA compliant, featuring ramps and accessible parking to ensure that everyone can visit us comfortably.

Operating Hours and Services

We're open Monday through Friday from 8:30 a.m. to 5:30 p.m., with Saturday hours for drive-thru service from 9:00 a.m. until noon. Our friendly team is ready to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgages, credit cards, and more! If you're a member of another participating credit union, don't forget about our shared services available right here at our branch.

Member Eligibility

At Sioux Valley Community, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as reaching out! If you live, work, or worship in our service area, you're likely eligible to join us. We welcome individuals and families from diverse backgrounds who seek personalized banking solutions. Not only will you gain access to a range of financial products, but you'll also benefit from our commitment to community enrichment and member-focused services. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at Sioux Valley Community Eligibility. When you're ready to open an account, just visit this link for easy instructions. If you have any questions or need assistance, don't hesitate to call us at 712-277-1440. We're here to help you take the first step toward joining our family at 1120 6Th St Sioux City IA 51101!

Business Banking & Commercial Services

At Sioux Valley Community, we understand that running a business comes with its own set of challenges and opportunities. That's why we are dedicated to providing tailored solutions that help your business thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services equip you with the tools necessary to streamline transactions and enhance customer experiences. Imagine having a payment processing system that's not only efficient but also easy to use allowing you to focus more on what matters: growing your business. Located at 1120 6Th St Sioux City Ia 51101 in Sioux City, IA, our team is here to partner with you every step of the way. Whether you're looking for funding options or advanced payment solutions, we're ready to help turn your goals into reality. Reach out today at (712) 277-1440!

Comprehensive List Of Services

Accessible Service Options

For those who prefer in-person interactions, we offer basic drive-thru banking services for deposits and withdrawals at our branch located at 1120 6Th St Sioux City IA 51101. Additionally, as part of our commitment to accessibility, we provide shared branch transactions for members of partner credit unions making it easy for everyone. If you have any questions or want more information about how we can assist you further, please don't hesitate to reach out! You can contact us at 712-277-1440 during our hours of operation: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Join us at Sioux Valley Community, where we're dedicated to serving your financial needs with care and expertise! To learn more about our services or to get started today, visit us online at siouxvalleyccu.com.

Business Banking Support

For our business members, we provide comprehensive solutions such as merchant services and business loans. We understand that running a business involves numerous challenges, and having reliable banking support can make all the difference.

Credit Cards with Benefits

We offer credit cards with rewards, allowing you to earn points on everyday purchases. This means that not only can you use your card for convenience, but you can also benefit from it. Imagine earning rewards while paying for groceries or gas!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our online and mobile banking platforms allow you to manage your finances anytime, anywhere. Whether you're making deposits, transferring money between accounts, or checking your balance on the go, everything is just a few clicks away.

Home Financing Made Easy

Buying a home is one of the most significant decisions you'll ever make. With our mortgage loans and refinancing options, we guide you through the process, ensuring that you find the right fit for your financial situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage daily transactions and save for the future, to personal loans and debt consolidation options that can help ease your financial burdens, we aim to make banking straightforward and accessible. If you're considering purchasing a new car, our auto loans and vehicle financing solutions provide flexible terms to suit your budget.

Digital & Online Banking

Convenient Transactions

Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps. And if you prefer making payments via your phone, our mobile payments feature lets you pay for purchases effortlessly, enhancing your shopping experience.

Key Features

With our user-friendly online banking platform, accessible at https://www.siouxvalleyccu.com/, you can check your account balances, view transaction history, and transfer funds anytime you need. Our 24/7 online banking services ensure that you're never out of touch with your finances. You can also take advantage of electronic signature authorization, making it easier to sign documents securely without the hassle of printing or mailing them. Want to keep track of your statements? We offer e-statements for quick access to your financial records without the clutter of paper. Plus, our mobile application gives you the freedom to manage your accounts right from your smartphone whether you're at home or on the move.

Security You Can Trust

We prioritize your safety in every transaction. With advanced security measures in place, you can feel confident knowing that your information is protected while using any of our digital services. Whether you're logging into online banking or using our mobile app, we've got your back. At Sioux Valley Community, we're committed to providing accessible and easy-to-use banking solutions tailored for you. Experience the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $3,154,941 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $737 in used auto loans and $22,895,267 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 6,358, showing a strong and growing member base that trusts us with their finances. This growth underscores our commitment to serving you better each day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sioux Valley Community is your trusted partner. Visit us at 1120 6Th St Sioux City Ia 51101 or call (712) 277-1440 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $6,851,248 in share certificates and $1,664,358 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our solid performance reflects operational efficiency with a net income of $182,693, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Base

With a net worth of $4,472,718, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,159 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more financial flexibility, our total credit lines amount to $1,060,000, providing an excellent option for unexpected costs or consolidating debt. If you're considering refinancing any of these options or want to learn more about eligibility requirements, feel free to reach out to us at our branch located at 1120 6Th St Sioux City Ia 51101 or call us at 712-277-1440. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Sioux Valley Community to explore all our offerings and see how we can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,313,967 in used vehicle loans and $2,971,397 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing solutions that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,411,503. This allows you to choose the best path toward owning your dream home while keeping your monthly payments manageable.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $412,534 in loans helping members manage their finances effectively. These cards come with various benefits tailored to help you manage expenses without worrying about collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, guaranteeing transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to trust the information they receive. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed choices without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable resource for anyone seeking the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*