Singing River Credit Union Pascagoula MS | Best Auto Loans & Checking Accounts

Introduction

Welcome to Singing River, your trusted partner in financial well-being right here in Pascagoula, MS. Established in 1953, we have proudly served our community for decades, helping over 24,000 members achieve their financial goals. Our branch, located at 1716 Tucker Ave, Pascagoula, MS 39567, is dedicated to providing personalized banking solutions tailored to meet the unique needs of our members. At Singing River, we understand that every financial journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With total assets reaching an impressive $330,825,524 and total deposits amounting to $20,889,888, our strong financial foundation reflects our commitment to stability and growth for our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 6006 Highway 63, Moss Point, MS 39563. Our team is led by CEO James Smith Jr. and Board President James Plowman, who are dedicated to fostering a welcoming environment where every member feels valued. Our current offerings include not just traditional banking services but also modern conveniences like online and mobile banking allowing you to manage your finances anytime, anywhere. Whether you need guidance on loan options or assistance with account management, our friendly staff of 87 employees is here to support you every step of the way. We invite you to reach out with any questions or visit us today! Call us at (228) 475-9531 or explore our website at www.srfcu.org for more information about how we can assist you in achieving your financial aspirations. Join us at Singing River Credit Union where community matters and your financial success is our priority!

Branch History & Mission

Our Mission

The mission of Singing River is straightforward: to improve the financial well-being of our members and the communities we serve. We aim to deliver quality financial services while supporting local initiatives that uplift our neighborhoods. Whether it's through auto loans, mortgage financing, or personal banking solutions, we strive to be a trusted partner in achieving your financial goals. While members can visit us at 1716 Tucker Ave for all their banking needs, official correspondence should be sent to our mailing address at 6006 Highway 63, Moss Point, MS 39563. We recognize the importance of accessibility; hence our branch offers an ATM service for quick transactions. Although we do not have drive-thru banking facilities, we invite you to experience our welcoming lobby hours from 11:40 am to 1:50 pm on weekdays. Singing River actively participates in community outreach programs and partnerships aimed at promoting education and welfare among residents. We believe that a strong community leads to strong members and vice versa. Join us at Singing River and experience the advantages of being part of a credit union that genuinely cares about your financial future and community growth. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Welcome to Singing River, your friendly neighborhood credit union located at 1716 Tucker Ave in beautiful Pascagoula, MS. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're headed to the beach or visiting family, we're just a quick detour away! At Singing River, we pride ourselves on accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy our services without any barriers. Parking is ample and convenient, so you can visit us without worrying about finding a spot. We're here for you during the week from 11:40 AM to 1:50 PM, making it simple for you to squeeze in a visit during your lunch break or after work. While you're here, you'll have access to a variety of personal banking services like checking and savings accounts, auto loans, and mortgage options all designed with your financial goals in mind. For those on the go, we also offer ATM services right at our location. Although we don't have drive-thru banking available at this branch, our friendly staff is always ready to assist you inside. If you need to send us official correspondence, please note that our mailing address is different 6006 Highway 63 in Moss Point, MS. Feel free to reach out to us anytime at 228-475-9531 with questions or if you'd like more information about becoming a member. We look forward to welcoming you at Singing River! Come see us soon!

Member Eligibility

Joining the Singing River community means becoming part of a supportive family that truly cares about your financial well-being. At Singing River, we welcome anyone who lives, works, worships, or attends school in Jackson County. This inclusive approach allows us to serve a diverse range of members, ensuring that everyone can access the financial tools they need. Plus, as a member, you'll enjoy personalized service and lower fees on loans and accounts making it easier for you to achieve your financial goals. For more detailed information on eligibility criteria, feel free to visit our website at Singing River Membership Eligibility. If you have questions or need assistance, don't hesitate to call us at (228) 475-9531. We're excited to help you start your journey with us at 1716 Tucker Ave, Pascagoula, MS 39567!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, hire more staff, and serve their communities better. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

In addition to loans, we offer merchant services designed to simplify everyday transactions for businesses. Imagine having a reliable partner that helps you accept payments seamlessly, manage cash flow efficiently, and keep your operations running smoothly. Our services are crafted with the needs of local business owners in mind, ensuring you have the tools necessary to succeed. Visit us at 1716 Tucker Ave Pascagoula Ms 39567 or call us at (228) 475-9531 to learn how we can support your business journey today!

Outstanding Portfolio

With an outstanding commercial loan portfolio of $21,576,285, we continue to drive economic growth by financing new and expanding businesses. Our goal is to see your business flourish, and we have the resources to make it happen.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing make it simple and affordable. Whether you're eyeing a brand-new car or a reliable used model, our competitive rates can help you get behind the wheel without breaking the bank.

Business Banking

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. If you're starting a new venture or looking to grow an existing one, we are dedicated to supporting local businesses every step of the way.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why Singing River provides robust Online & Mobile Banking platforms. With features like ATM access for cash withdrawals and balance checks available right at your fingertips, managing your finances has never been easier. No matter where life takes you, Singing River is here to help you navigate your financial journey. If you have any questions or want more information about our services, feel free to reach out at 228-475-9531. Join us today and experience the difference in banking! Visit us online at Singing River for more details!

Credit Cards with Rewards

Enjoy shopping rewards with our Credit Cards with Rewards. Use them for everyday purchases and earn points that can be redeemed for travel, cash back, or other exciting rewards. It's an easy way to maximize your spending while enjoying the benefits of being a member.

Mortgage Loans & Refinancing

If owning a home is part of your dream, our Mortgage Loans & Refinancing services provide various options to suit different budgets. We understand that buying a home is a big step, and we're here to guide you through the process with expert advice and support.

Personal Banking

For those looking to manage their everyday expenses, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking options, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether you need funds for an emergency or want to simplify your monthly payments by consolidating debt, we have flexible options designed for your unique situation.

Digital & Online Banking

At Singing River, we understand that your time is valuable, and managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you 24/7 access to your accounts from the comfort of your home or on the go. With our user-friendly online banking platform, available at https://www.srfcu.org/, you can easily check your account balances, transfer funds, and pay bills all without stepping foot into a branch. For those who prefer using their mobile devices, our mobile application brings all these features right to your fingertips, making it simpler than ever to manage your finances wherever you are. Security is our top priority. We provide electronic signature authorization for document handling, ensuring that your transactions are safe and secure. You can also enjoy the convenience of e-statements, which allow you to view your account statements online instead of waiting for them in the mail. This not only helps you stay organized but also contributes to a more eco-friendly approach. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy and quick no need for cash or checks! Plus, with our mobile payments option, you can make purchases directly from your smartphone, adding another layer of convenience to your daily transactions. At Singing River, we strive to empower our members with real-time account management tools that fit seamlessly into their lives. Whether you're checking balances late at night or making a quick payment during lunch, our digital banking services are here to support you every step of the way. Experience financial freedom today with Singing River!

Financial Strength

Commitment to Growth

With $30,751,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,465 in used auto loans and $272,413,499 in total loans and leases.

Growing Membership Base

We're proud of our growing member base with a total of 42,854 share accounts. This growth highlights the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Singing River is your trusted partner. Visit us at 1716 Tucker Ave Pascagoula Ms 39567 or call (228) 475-9531 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $146,916,786 in share certificates and $6,217,897 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance shows through our $0, reflecting our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 9 part-time employees who are always ready to assist you with their knowledge and commitment.

Solid Financial Foundation

With a net worth of $36,723,691, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,109 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Singing River, we understand that everyone has different financial needs. That's why we offer a variety of loan products designed to help you reach your goals. Whether you're looking to buy a car, purchase a home, or manage your everyday expenses, we have options that can work for you. With over 14062 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,920,314 in used vehicle loans and $37,970,522 in new vehicle loans already helping members get on the road. This means you can drive away with peace of mind knowing you received an affordable financing solution. If homeownership is on your mind, our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,743,031, making it easier for you to secure your dream home or refinance your current mortgage at competitive rates. For those looking for flexible credit solutions, our unsecured credit card loans are a great choice. With a total of $3,558,628 in unsecured credit card loans available, you can manage your finances effectively without tying up collateral. Additionally, if you're a business owner seeking to grow and expand, we have outstanding commercial loans totaling $21,576,285 available to provide the capital needed for your ventures. To ensure you find the best fit for your situation, we also provide refinancing options and eligibility assessments to help you maximize your borrowing potential. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us at our branch located at 1716 Tucker Ave Pascagoula MS 39567, or give us a call at 228-475-9531 to learn more about how our loan products can assist you in achieving your financial goals today!

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Singing River