Singing River Credit Union Pascagoula MS | Low Mortgage Rates & Auto Loans

Introduction

At Singing River, we believe that financial services should feel personal and accessible. Located at 3210 Market St, Pascagoula, MS 39567, our credit union has been a trusted part of the community since 1953. With a commitment to putting our members first, we proudly serve over 24,000 individuals with a wide range of financial products tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business financing options, Singing River has you covered. Our total assets of $330,825,524 reflect our solid foundation and ability to support our members in achieving their financial goals. We understand that life can be unpredictable; that's why we have $20,889,888 in total deposits available to meet your banking needs. We are more than just numbers. Our dedicated team of 87 employees, led by CEO James Smith Jr. and Board President James Plowman, works hard every day to foster a welcoming environment where you can feel confident about your financial choices. With an impressive net worth of $36,723,691, we ensure that your money is safe and secure with us. While you can visit us at our branch location for in-person assistance and services like ATM access and drive-thru banking, official correspondence should be sent to our mailing address: 6006 Highway 63, Moss Point, MS 39563. We invite you to explore all the ways Singing River can support your financial journey. For any inquiries or assistance, don't hesitate to reach out at 228-762-7878. Join us today and experience the difference that comes from being part of a community-focused credit union! For more information about membership or services offered, visit our website at Singing River.

Branch History & Mission

The story of Singing River in Pascagoula, MS, is one of community spirit and commitment to serving its members since its founding in 1953. Over the years, this credit union has grown from a small local institution into a vital financial partner for over 24,000 members, helping them achieve their financial goals while fostering a sense of belonging and support within the community. Located at 3210 Market St, Pascagoula, MS 39567, Singing River has always been more than just a bank; it's a place where people come together to build brighter futures. The branch's welcoming environment is complemented by modern conveniences like ATM services and drive-thru banking, ensuring that every member can access their finances easily. While members can visit us at 3210 Market St, official correspondence should be sent to 6006 Highway 63, Moss Point, MS 39563. At Singing River, our mission is simple yet powerful: to provide quality financial services while enhancing the lives of our members and supporting our community. We understand that each member has unique needs whether it's personal banking through checking and savings accounts, auto loans, or business banking solutions. Our goal is to empower individuals with the tools they need to succeed financially. In addition to traditional banking services, we embrace digital advancements that make managing finances easier for everyone. From online banking to mobile payments, we strive to ensure all members have access to their accounts anytime and anywhere. We are also proud of our commitment to ADA compliance, ensuring our facilities and services are accessible to everyone. Singing River actively participates in community outreach programs and partnerships designed to uplift our neighbors and strengthen our region. Whether it's through educational workshops or local sponsorships, we believe in giving back and being an active participant in the growth of Pascagoula and beyond. As we look toward the future, we invite you to become part of our vibrant community at Singing River. Experience firsthand how our dedicated team can help you navigate your financial journey with ease and confidence. Join us today and discover the benefits of being a member at Singing River where your success is our mission! For more information or assistance, please reach out at 228-762-7878 or visit us online at Singing River.

Branch Location & Accessibility

Operating Hours

At Singing River, we understand that life can be busy. That's why we offer flexible banking hours to fit your schedule. Our lobby is open from 9 AM to 5 PM on Monday, Tuesday, Thursday, and Friday, and from 10 AM to 5 PM on Wednesday. Whether you're stopping by for a quick transaction or need assistance with one of our many services, we're here for you!

Services Offered

Our Pascagoula branch provides a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For those who prefer banking on-the-go, we also offer online and mobile banking services. Plus, our drive-thru facility allows for quick deposits and withdrawals without leaving your car. In addition to standard banking services, we also participate in shared branching. This means you can conduct transactions even if you're visiting from another credit union that partners with us.

Visit Us Today!

With ATM availability and drive-thru service ready for your convenience, there's no better time to drop by or give us a call at 228-762-7878. At Singing River Credit Union, we're committed to providing personalized service tailored just for you. Come see how easy banking can be!

Member Eligibility

At Singing River, we believe that everyone deserves a chance to join our community and enjoy the benefits of membership. If you live, work, or worship in the Pascagoula area, you're likely eligible to become a member! We welcome individuals from all walks of life who are looking for a supportive financial partner. By becoming a member, you gain access to a variety of services designed with your needs in mind, including personal banking options, auto loans, and credit cards with rewards. The process is simple just visit us at 3210 Market St Pascagoula Ms 39567 or give us a call at (228) 762-7878 for more information. For detailed eligibility criteria, feel free to check out our website at https://www.srfcu.org/connect/become-a-member.html. We can't wait to welcome you into the Singing River family!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $21,576,285, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer comprehensive merchant services tailored for your operational needs. Picture this: you just completed a big sale, and with our payment processing solutions, you can accept payments quickly and securely. This means faster cash flow and happier customers who appreciate convenience. Our goal is to provide tools that streamline your operations so you can focus on what matters most growing your business. Located at 3210 Market St Pascagoula Ms 39567 in Pascagoula, MS, we're here to partner with you on your journey toward success. Reach out to us at (228) 762-7878 today and explore how we can assist your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions, visit us at our drive-thru service where you can handle deposits and withdrawals quickly. We also provide basic shared branch transactions for partner credit union members making it easy for you to access funds when needed. At Singing River, we pride ourselves on being more than just a financial institution; we are a community partner invested in your success. If you'd like more information about any of our services or want to discuss how we can assist you further, please give us a call at (228) 762-7878 or visit us in person at 3210 Market St Pascagoula Ms 39567. Join us today and experience banking that truly cares!

Business Banking Services

If you're a business owner, our Business Banking solutions are tailored just for you. From merchant services that simplify payment processing to business loans that help fuel growth, we support local businesses every step of the way.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards program! These cards not only help you make purchases but also reward you for every dollar spent. It's an excellent way to earn benefits while managing your everyday expenses.

Digital and Mobile Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier.

Loans and Financing Options

When it comes to securing financing, we understand that each member's situation is unique. That's why we provide Auto Loans & Vehicle Financing options that cater to both new and used vehicles. You can also explore our Mortgage Loans & Refinancing services if you're thinking about buying a home or looking to lower your monthly payments. For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation can be a great resource.

Personal Banking Solutions

Navigating personal finances can be challenging, but with our Personal Banking services, you can feel confident. We offer checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a vacation or just trying to keep track of your expenses, our accounts come with convenient features that fit your lifestyle.

Digital & Online Banking

Accessibility and Convenience

We know that life can be hectic, which is why we also support mobile payments. This feature lets you make purchases using just your phone ideal for those quick trips when you don't want to carry cash or cards. With everything at your fingertips through our mobile app and website, staying on top of your finances has never been easier. Experience the convenience of digital banking with Singing River today!

Enhanced Security Features

Security is a top priority at Singing River. We offer electronic signature authorization for document approvals, ensuring that your transactions are safe and secure. Additionally, our e-statements provide an eco-friendly way to keep track of your finances while reducing paper clutter.

Key Services Offered

Our online banking services are available 24/7, allowing you to access your accounts whenever it suits you. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Simply visit us at https://www.srfcu.org/ to get started! Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds directly to friends or family without any hassle. Plus, with our mobile application, you can manage everything right from your smartphone whether you're making payments or checking your account.

Financial Strength

At Singing River, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and designed to serve your needs effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,723,691, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,109 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $146,916,786 in share certificates and $6,217,897 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is evident in our $30,751,072 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,465 in used auto loans and $272,413,499 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 42,854, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Singing River is your trusted partner. Visit us at 3210 Market St Pascagoula Ms 39567 or call (228) 762-7878 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,920,314 in used vehicle loans and $37,970,522 in new vehicle loans already helping members get on the road. We provide financing options that make it easy and affordable to own the vehicle you need.

Credit Lines and Unsecured Loans

For those seeking flexibility in managing finances, we also offer total credit lines of $21,086,059 and unsecured credit card loans amounting to $3,558,628. These products provide peace of mind and ease when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,743,031, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Refinancing Options

If you're considering refinancing an existing loan or need assistance determining your eligibility for our products, our knowledgeable staff is here to guide you through the process. We believe in making financial solutions accessible and straightforward. At Singing River Credit Union, we pride ourselves on transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today!

Loan Aggregator

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Singing River