Singing River Credit Union Moss Point MS | Best Auto Loans & Business Banking

Introduction

Welcome to Singing River, your trusted partner in financial services located at 6006 Highway 63, Moss Point, MS 39563. With a rich history since our establishment in 1953, we have proudly served our community and built a strong foundation of trust with over 31,766 members. Our commitment goes beyond just banking; we aim to empower you with the tools and resources you need to thrive financially. At Singing River, we understand the importance of financial stability and growth. That's why we manage assets totaling $389,198,862, ensuring that your deposits currently amounting to $30,968,599 are in safe hands. We have also facilitated loans and leases worth 17,573, helping countless members achieve their dreams through auto loans, mortgages, and personal financing. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO James Smith Jr. and Board President James Plowman, our friendly staff is here to assist you every step of the way. Whether you need help with online banking or are looking for business loan options, we're ready to serve you. While members can visit us at our branch location, official correspondence should be sent to the same address: 6006 Highway 63, Moss Point, MS 39563. Feel free to reach out via phone at (228) 475-9531 or fax us at (228) 407-1025 if you have any questions or need assistance. Join us today and experience a credit union that truly cares about your financial well-being. Explore our website at www.srfcu.org for more information on membership eligibility and the wide range of services we offer. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

Singing River is more than just a financial institution; we are an active participant in the Moss Point community. We partner with local organizations to support events and initiatives that uplift our neighbors. Whether it's sponsoring youth sports teams or supporting local charities, we are dedicated to giving back where it matters most. Our branch features modern conveniences like ATM access and drive-thru banking for ease of use. We also prioritize digital advancements such as online banking and mobile payment options, ensuring that our services are both accessible and user-friendly. While you can visit us at our branch address 6006 Highway 63, Moss Point, MS 39563 for all your banking needs, official correspondence should be sent to the same address. For any questions or assistance, feel free to reach out at (228) 475-9531 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM.

Join Us Today

We invite you to join Singing River and experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Together, let's work towards achieving your dreams while making our community an even better place for everyone. Visit us online at Singing River or come by the branch today!

Our Mission

At Singing River, our mission is clear: to provide exceptional financial services while fostering a sense of belonging and support within our community. We believe that every member deserves the opportunity to thrive financially. This commitment drives us to offer personalized banking solutions tailored to meet individual needs. We understand that financial literacy is key to empowerment. That's why we strive not only to provide loans and accounts but also to educate our members about managing their finances wisely. Through workshops and one-on-one consultations, we aim to equip our members with the knowledge they need for a brighter financial future.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and designated parking spaces close to the entrance. There's ample parking available, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or want to learn more? Don't hesitate to give us a call at 228-475-9531. Our friendly team is eager to help you with any inquiries or guide you through our services. Visit us today at Singing River; we look forward to serving you!

Operating Hours

Our doors are open for your convenience! You can stop by Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM. On Wednesdays, we open a bit later at 10:00 AM but still close at 5:00 PM. We understand that everyone has busy schedules, so we aim to accommodate as many of our members as possible.

Services Offered

At Singing River, we offer a variety of banking services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. Our drive-thru service allows for quick transactions without leaving your car perfect for those on-the-go moments! Additionally, we provide access to an ATM on-site for your cash withdrawal needs. If you're part of a partner credit union, feel free to take advantage of our shared service center for deposits and withdrawals too!

Member Eligibility

At Singing River, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals and families from all walks of life, making it easy for you to access our range of personalized services designed to help you thrive financially. For detailed eligibility criteria, feel free to check out our membership page. Once you're ready to join, opening an account is a straightforward process. You can reach out to us at (228) 475-9531 or visit us at our convenient location: 6006 Highway 63 Moss Point Ms 39563. Our friendly staff is here to assist you every step of the way. Don't miss out on the benefits of being part of Singing River we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $164 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,623,040, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services offer businesses like yours a reliable way to accept payments easily. Imagine a local café using our point-of-sale system streamlining transactions while providing great customer service. With features like mobile payments and online banking, managing your finances has never been simpler. For all your business banking needs, visit us at 6006 Highway 63 Moss Point Ms 39563 in Moss Point, MS, or call us at (228) 475-9531. Let's work together to build your business future!

Comprehensive List Of Services

Business Banking Services

If you run a business, we have specialized solutions for you too. From merchant services to business loans, we're here to help your business thrive. Our team understands the challenges faced by local businesses and is ready to provide tailored solutions that fit.

Credit Cards and Loans

For those who need extra support, our personal loans can assist in debt consolidation or unexpected expenses. Plus, don't forget about our credit cards with rewards that let you earn while you spend! Imagine the possibilities as you use your card for everyday purchases and rack up points for rewards that matter to you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Singing River offers robust online and mobile banking features. With easy access to account management at your fingertips, you can perform transactions anytime, anywhere. Our ATM services ensure cash withdrawal is quick and straightforward whenever you need it.

Drive-Thru and Shared Branch Services

Need quick access? Utilize our basic drive-thru banking for deposits and withdrawals without leaving your car. Additionally, if you're a member of one of our partner credit unions, take advantage of shared branch transactions right here with us. We invite you to explore all these services and more at Main Office. Our friendly staff is ready to assist you in achieving your financial goals. Call us today at (228) 475-9531 or visit us in person we can't wait to welcome you! Join us at Singing River, where your financial well-being is our priority!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your day-to-day finances effortlessly. If you're thinking about purchasing a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Planning to buy a home? Our mortgage loans and refinancing services are aimed at making homeownership accessible for everyone.

Digital & Online Banking

Additional Benefits

Sending money to friends or family is simple with our person-to-person transfer feature. Need to split a bill or send a quick gift? Just a few taps on your phone will do the trick! All these features are designed with your security in mind, ensuring that your personal information is protected while you enjoy the ease of online banking. With all these tools at your fingertips, real-time account management has never been more accessible. At Singing River, we're committed to making banking convenient for you while keeping it secure. Join us today and experience the ease of digital banking!

Key Features

Our online banking services are available 24/7, so you can check your balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, managing your finances has never been easier. Plus, with electronic signature authorization, you can sign documents securely without the hassle of printing and mailing. For those who prefer going paperless, we provide e-statements that allow you to view your account statements online. This not only helps you stay organized but also reduces clutter in your mailbox. And if you're always on the move, our mobile application makes it easy to bank right from your smartphone. You can deposit checks, make payments, and even set up mobile payments to simplify everyday transactions.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 56,325, showing a strong and growing member base that trusts us with their finances. Our focus on community means we're here for you now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Singing River is your trusted partner. Visit us at 6006 Highway 63 Moss Point Ms 39563 or call (228) 475-9531 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

Our commitment to your financial well-being is reflected in our $31,923,288 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,310 in used auto loans and $309,133,739 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $150,536,238 in share certificates and $9,576,525 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 96 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $42,724,863, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,097 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,614,002 in used vehicle loans and $42,892,655 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget. Plus, if you're considering refinancing an existing auto loan, we can help with that too!

Business Financing

For business owners, our outstanding commercial loans totaling $22,623,040 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering financing solutions that cater specifically to your operational needs. At Singing River, we believe in empowering our members through education and support. If you're interested in learning more about eligibility requirements or how to apply for any of our loan products, please don't hesitate to reach out at (228) 475-9531 or visit us at 6006 Highway 63 Moss Point Ms 39563. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial future!

Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $4,162,310 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and low interest rates to help you make the most of your spending while keeping debt manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,723,814, make buying or refinancing simple. We offer various mortgage products that can accommodate different financial situations and needs, so you can feel confident in making this significant investment.

Loan Aggregator

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SINGING RIVER FEDERAL CREDIT UNION