Singing River Credit Union Leakesville MS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Singing River, your trusted financial partner nestled in the heart of Leakesville, Mississippi. Established in 1953, we have proudly served our community for over six decades, growing alongside our members and helping them achieve their financial dreams. Our branch is conveniently located at 400 Hardy Ave, Leakesville, MS 39451, where you can find a friendly team ready to assist you with all your banking needs. At Singing River, we understand that each member is unique. That's why we offer a range of personalized services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With a total membership of over 24,000 members, we are committed to fostering strong relationships within our community. As of now, our credit union boasts impressive financial stability with total assets amounting to $330,825,524 and total deposits reaching $20,889,888. Our net worth stands at $36,723,691, ensuring that your funds are secure with us. We currently manage 14,062 loans and leases to support our members' various financial needs. While members can visit us at our branch address for face-to-face assistance or to access our ATM services, official correspondence should be sent to 6006 HWY 63, Moss Point, MS 39563, if that's more convenient for you. Our dedicated CEO, James Smith Jr., along with Board President James Plowman and a skilled team of 87 employees, work tirelessly to provide exceptional service. We believe that community matters; therefore, every decision we make is centered around enhancing the well-being of those we serve. Whether you're looking for personal banking options or need assistance with business loans our knowledgeable staff is here to help! Feel free to call us at 228-475-9531 or visit our website at www.srfcu.org for more information about how we can help you thrive financially. Join us today and experience the Singing River difference!

Branch History & Mission

Singing River Credit Union has been a cornerstone of the Leakesville community since it first opened its doors in 1953. With a mission to provide exceptional financial services while fostering a spirit of cooperation and community support, Singing River has grown significantly over the decades. Today, we proudly serve over 24,000 members, helping them achieve their financial goals and dreams. Located at 400 Hardy Ave, Leakesville, MS 39451, our branch is easily accessible to all members. Whether you're just down the road or visiting from nearby areas, our welcoming team is here to assist you. While members can visit us at this address, official correspondence should be sent to our mailing address at 6006 HWY 63, Moss Point, MS 39563. Throughout our history, Singing River has achieved many milestones that highlight our commitment to member service and community engagement. We have continually expanded our offerings and adapted to the changing needs of our members while maintaining a strong focus on personal relationships. Our total assets have reached an impressive $330,825,524, allowing us to provide robust financial products that include auto loans, mortgages, personal loans, and more. At Singing River, our mission goes beyond just providing financial services; we are dedicated to uplifting the communities we serve. Our initiatives include partnerships with local organizations and outreach programs designed to support education and financial literacy in Leakesville and surrounding areas. We strive to create opportunities for every member of our community because we believe that when one of us thrives, we all thrive. As part of our commitment to enhancing member experience, we have embraced modern banking technologies. Our digital banking options allow you to manage your finances conveniently through online and mobile banking platforms. Members can access their accounts anytime and anywhere with features such as person-to-person payments and e-statements. We understand that accessibility is crucial for all members. That's why we ensure that our branch is ADA compliant and offer shared service center options for basic transactions if you need assistance outside regular hours. Additionally, members can take advantage of our ATM availability for quick cash withdrawals or balance checks. With operating hours designed for your convenience Monday and Friday from 9 AM to 5 PM and Wednesday from 10 AM to 5 PM we aim to accommodate your busy schedule. As we look forward to the future at Singing River Credit Union, we invite you to join us on this journey. Experience firsthand how we can help you achieve your financial aspirations while supporting the vibrant community of Leakesville. Visit us today or reach out at (228) 475-9531; we're excited to welcome you into the Singing River family!

Branch Location & Accessibility

Welcome to the Singing River branch, conveniently located at 400 Hardy Ave in Leakesville, MS. Our location is easy to find and accessible for all our members. If you need to reach us by mail, please send your correspondence to 6006 HWY 63, Moss Point, MS 39563. Situated near local landmarks, our branch is just a short drive from the heart of Leakesville. You'll find ample parking available, ensuring your visit is hassle-free. We take pride in being ADA compliant, with features like ramps to accommodate everyone comfortably. At Singing River, we understand that your time is valuable. That's why we're here to serve you during our friendly operating hours: Monday and Friday from 9 AM to 5 PM, and Wednesday from 10 AM to 5 PM. Need assistance? Give us a call at 228-475-9531, and our dedicated team will be happy to help. We offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of ATM access right here at our branch. While we currently do not have drive-thru banking available, we do offer shared services for basic transactions if you're a member of a partner credit union. We invite you to stop by or give us a call today! Your financial journey starts here at Singing River where we're committed to making your banking experience as pleasant as possible.

Member Eligibility

Joining the Singing River family is like stepping into a community where everyone supports each other's financial journeys. Becoming a member is open to anyone who lives, works, or worships in the area, as well as their immediate family members. This welcoming approach means that whether you're looking for a reliable place to save or need guidance with loans and financial services, you're right at home here. With advantages like lower fees, better interest rates, and personalized service, Singing River stands out as a trusted partner in your financial life. To learn more about eligibility and see if you qualify, feel free to check out the details at this link. If you have questions or are ready to start your membership journey, don't hesitate to give us a call at (228) 475-9531!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a bustling café where customers enjoy their coffee while paying seamlessly via mobile payments or cards this is what our services enable. You can focus on serving your customers while we take care of the payment processing. Visit us at 400 Hardy Ave Leakesville Ms 39451 in Leakesville, MS, or call us at (228) 475-9531 to explore how we can partner together for your business success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. This means more local jobs, better services, and a thriving community. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs. - With an outstanding commercial loan portfolio of $21,576,285, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash on the go? Our ATM and cash withdrawal services ensure that accessing your funds is never a hassle. Plus, if you're a member of another partner credit union, our basic shared branch transactions allow you to deposit or withdraw money conveniently. --- To learn more about how these services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (228) 475-9531, visit us at 400 Hardy Ave Leakesville Ms 39451, or check out our website at Leakesville. Your financial well-being is our priority at Singing River, where we strive to make banking simple and accessible for everyone in our community!

Business Banking Services

For our local entrepreneurs, we offer specialized business banking solutions including merchant services and business loans. We understand the challenges of running a business and are here to help support your growth and success.

Credit Cards That Work For You

Our credit cards with rewards not only offer convenience but also give back to you with every purchase. Think about earning points for travel or cash back just by using your card for everyday expenses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services so you can manage your accounts anytime, anywhere. From checking balances to making payments, our digital tools are designed with ease in mind.

Home Financing Made Simple

Thinking about buying a home? Our mortgage loans and refinancing services provide flexible options tailored to fit your budget. Picture stepping into your dream home with the peace of mind that comes from knowing you have a reliable partner by your side.

Personal Banking Solutions

Our personal banking services are designed to make managing your finances easier. With options like checking and savings accounts, you can easily keep track of your money. Imagine having the ability to set up automatic transfers to your savings account, helping you build that emergency fund without even thinking about it. If you're considering a new car, our auto loans and vehicle financing options can help get you behind the wheel quickly and affordably. We offer competitive rates that make it easier for you to own the vehicle you need.

Support for Your Financial Needs

For those unexpected expenses or projects, our personal loans and debt consolidation services can help ease financial burdens. Whether it's consolidating debt or financing a special project, we work with you to find a solution that fits your lifestyle.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which allows you to sign documents securely online. This not only speeds up processes but also adds an extra layer of convenience. If you prefer going paperless, our e-statements are available too, ensuring you have easy access to your financial statements while helping the environment. For those on the go, our mobile application offers all the functionalities of online banking right in your pocket. You can enjoy mobile payments, making transactions quick and hassle-free. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. Security is a top priority for us at Singing River. All our digital services are designed with advanced security features to protect your personal information and give you peace of mind while banking online. Whether you're checking in on your accounts or making payments, our digital banking services provide the accessibility and ease-of-use that modern members like you deserve. Embrace the convenience of managing your finances with confidence today!

Financial Strength

Community Commitment

Total Share Accounts stand at 42,854, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep enhancing our offerings while maintaining the security you expect from your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Singing River is your trusted partner. Visit us at 400 Hardy Ave Leakesville Ms 39451 or call (228) 475-9531 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $146,916,786 in share certificates and $6,217,897 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $30,751,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, as evidenced by the $5,465 in used auto loans and $272,413,499 in total loans and leases available to support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $36,723,691, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,109 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

If you're a business owner, our outstanding commercial loans totaling $21,576,285 provide the capital needed to grow and expand. We also offer credit lines totaling $21,086,059 for those looking for extra flexibility in their finances.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,920,314 in used vehicle loans and $37,970,522 in new vehicle loans already helping members get on the road. We have flexible terms to fit your budget and make the car-buying process straightforward and stress-free.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,743,031, making buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process from start to finish.

Refinancing and Eligibility

We understand that circumstances change. If you're considering refinancing any of your existing loans or want to learn about eligibility options for our various products, feel free to reach out! Our team is here to assist you every step of the way. For more details on all our loan offerings or to speak with one of our friendly staff members at Singing River located at 400 Hardy Ave Leakesville Ms 39451, please call us at (228) 475-9531. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're planning for big purchases or managing everyday expenses, Singing River is committed to providing you with affordable solutions tailored just for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,558,628 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, allowing them to make informed decisions.

SINGING RIVER FEDERAL CREDIT UNION