Simplot Credit Union Pocatello ID | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Simplot Credit Union, your trusted financial partner located at 1880 Garrett Way, Pocatello, ID 83201. Established in 1955, we have proudly served our community for over six decades, building a solid foundation of trust and reliability among our 5,666 members. With total assets amounting to $55,092,514 and total deposits of $2,532,948, we are committed to providing the best financial solutions tailored to your needs. At Simplot Credit Union, we offer a wide range of services designed with you in mind whether you're looking for personal banking options like checking and savings accounts, or loans for your next vehicle or home. Our team is dedicated to helping you achieve your financial goals while ensuring that each interaction reflects our core values of integrity and community spirit. Under the leadership of our CEO, Amy Wellard, and Board President, Rick Phillips, we strive for excellence in every service we provide. Our team of 13 employees is here to assist you with personalized support and guidance every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 2519, Pocatello, ID 83201-5113. We invite you to explore our services further on our website at simplotcu.com or reach out directly at (208) 234-5360. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Engagement

Simplot Credit Union is not just about numbers; it's about people. We actively engage in community outreach programs and partnerships aimed at improving the lives of those around us. By participating in local events and initiatives, we strive to uplift our neighbors and create lasting connections. As technology advances, so do we. Our digital banking options include online banking and mobile applications that make managing finances easier than ever before. Whether you're making deposits or applying for loans from your phone or computer, we are here to support your journey.

Join Us!

We invite you to become part of the Simplot Credit Union family. Experience the benefits of being a member-focused institution that truly cares about your financial well-being. With operating hours from 9:00 AM to 5:30 PM on weekdays and accessible drive-thru services, we're here when you need us most. For any questions or assistance, don't hesitate to reach out at (208) 234-5360. Come visit us at our branch today let's build a brighter future together!

Our Mission

The mission of Simplot Credit Union is clear: we aim to empower our members through accessible financial services while fostering a strong sense of community. We believe that by providing personalized banking solutions from checking and savings accounts to auto loans and mortgage refinancing we can help our members achieve their financial goals. Our dedicated team works hard to ensure that every member receives the support they need. With convenient drive-thru banking services and a commitment to ADA compliance, we make it easier for everyone in our community to access the financial resources they deserve. While members can visit us at 1880 Garrett Way for all their banking needs, official correspondence should be sent to PO Box 2519, Pocatello, ID 83201-5113.

Branch Location & Accessibility

Accessibility Features

At Simplot Credit Union, we strive to ensure that everyone can access our services comfortably. Our branch features ADA-compliant facilities including ramps and spacious parking areas to accommodate all visitors. For those who prefer quick service, we also offer drive-thru banking options where you can complete deposits and withdrawals without leaving your vehicle.

Convenient Hours

We're here for you during convenient hours: Monday through Friday from 9:00 AM to 5:30 PM. Our dedicated team is ready to assist you with a variety of services including personal banking, auto loans, mortgage refinancing, credit cards with rewards, and more! If you're looking for business banking solutions like merchant services and business loans, we've got you covered too.

Stay Connected

Have questions? Feel free to give us a call at 208-234-5360. We're always happy to help! We invite you to drop by our branch or reach out via phone to discover how Simplot Credit Union can support your financial journey. Come see us today; we look forward to serving you!

Member Eligibility

At Simplot, we believe that everyone deserves a place in our community, and joining us as a member is easier than you might think. If you live, work, or go to school in the Pocatello area, you're already eligible to become part of our family! We welcome individuals from all walks of life, making it simple for you to access our wide range of financial services designed with your needs in mind. By becoming a member at Simplot, you'll enjoy benefits like personalized service, competitive rates on loans and savings accounts, and the support of a community-focused institution that truly cares about your financial well-being. To get started, all you need to do is visit us at 1880 Garrett Way Pocatello Id 83201 or give us a call at (208) 234-5360. Our friendly team is ready to guide you through the membership process and help you open an account with ease. For more detailed information about eligibility criteria, feel free to check out our website at . We can't wait to welcome you into the Simplot family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced marketplace, efficient payment solutions are vital. Our merchant services simplify transactions, allowing you to focus on what matters most: serving your customers. Imagine being able to accept payments seamlessly, whether online or in-store, giving your business the edge it needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us at Simplot, located at 1880 Garrett Way Pocatello Id 83201, Pocatello, ID, and let's work together to take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Simplot offers comprehensive business banking services including merchant services and business loans. We understand how crucial it is for businesses to have reliable financial support, so our team is here to assist you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you're paying bills or transferring funds between accounts, our user-friendly platforms make banking hassle-free. You can even enjoy person-to-person payment options for easy money transfers between friends and family.

Drive-Thru & Cash Withdrawal Services

If you prefer face-to-face transactions but are short on time, take advantage of our convenient drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Simplot, we are committed to making banking accessible for everyone. Our dedicated staff is always ready to help you navigate through all available services, ensuring you find the best fit for your financial journey. Ready to explore what we have to offer? Give us a call at (208) 234-5360 or visit us at 1880 Garrett Way Pocatello Id 83201. Let's work together towards achieving your financial goals!

Personal Banking Services

Whether you're looking to open a checking or savings account, our Personal Banking options are built with you in mind. Imagine managing your daily finances seamlessly with accounts that fit your spending habits. With auto loans and vehicle financing, you can finally drive off in the car of your dreams without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing options ensure you get competitive rates and expert guidance. If you're feeling overwhelmed by debt, our personal loans and debt consolidation services can provide the support you need to regain control over your finances. And for those who love rewards, don't miss out on our credit cards with rewards that give back every time you spend.

Digital & Online Banking

Key Features

For those who prefer using their mobile devices, our user-friendly mobile application is here to help. You can download it and manage your accounts from the palm of your hand. Plus, we offer person-to-person transfers, making it easy to send money to friends or family without any hassle. If you're looking to stay organized and go paperless, you'll love our e-statements option. This feature allows you to receive your statements electronically, which not only helps the environment but also keeps your financial information secure and easily accessible. While we currently do not support electronic signature authorization or mobile payments, our commitment to security remains strong. We prioritize keeping your information safe so you can bank with peace of mind. At Simplot, we're dedicated to providing accessible and efficient banking solutions tailored for you. Experience the convenience of managing your finances digitally your time is valuable, and we're here to help you make the most of it!

Financial Strength

Dedicated Team

We also take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing the best possible experience for every member who walks through our doors.

Efficient Operations

Our $573,601 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. A healthy income is key to maintaining the services you rely on.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for our valued members.

Growing Member Base

Total Share and Deposit Accounts: 8,476, showing a strong and growing member base that trusts us with their finances. As more people choose Simplot, it reinforces our reliability as a trusted partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Simplot is your trusted partner. Visit us at 1880 Garrett Way Pocatello Id 83201 or call (208) 234-5360 to learn more about how we can help you achieve your financial goals.

Reinvestment for Improvement

With $9,707,585 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust allows us to keep improving so we can meet your needs effectively.

Secure Savings Options

Members' savings are secured through $9,479,542 in share certificates, offering stable and rewarding financial growth opportunities. This allows you to grow your money safely while enjoying the benefits of being part of our credit union community.

Solid Capital Foundation

Our net worth ratio of $2,161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be there when you need us most.

Strong Net Worth

With a net worth of $11,906,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth supports our ability to navigate economic challenges while still providing exceptional service to you.

Supporting Your Financial Goals

With $2,397 in used auto loans and $39,283,758 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or financing for other needs, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,700,475 in used vehicle loans and $9,184,258 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we're here to assist you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,168,434 in loans helping members manage their finances effectively. This option allows for convenient access to funds when unexpected expenses arise or when you need some extra cash for daily purchases.

Credit Lines

For those looking for additional flexibility in managing finances, our total credit lines amount to $2,000,000. This service is perfect for individuals who want quick access to funds without the need for traditional loan processes.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,203,097, make buying or refinancing simple. We aim to provide guidance and support throughout the home buying process so that you can feel confident in your investment.

Refinancing Options

If you currently have existing loans and are considering refinancing for better rates or terms, we encourage you to reach out. Our team is ready to discuss eligibility options that could save you money over time. For more information on any of our loan products or to see how we can help you meet your financial needs, please visit us at our branch located at 1880 Garrett Way Pocatello Id 83201, or give us a call at 208-234-5360. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to being your trusted partner in achieving your financial aspirations!

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SIMPLOT CREDIT UNION