Simplicity Credit Union Stevens Point WI | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Simplicity, your trusted partner in financial well-being, located at 1201 N Point Dr, Stevens Point, WI 54481. Since our establishment in 1949, we have dedicated ourselves to serving our community with a personal touch. With over 27,934 members and $491,312,393 in total assets, we strive to provide a wide range of financial services designed to help you achieve your goals. At Simplicity, we believe that banking should be straightforward and accessible. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we are here for you. Our commitment is reflected in our impressive total deposits of $9,301,673 and the support we've provided through 20,864 loans and leases. Our leadership team is passionate about fostering a strong community connection. Under the guidance of CEO Nicholas Faber and Board President Mark Page, we are committed to making a positive impact in Stevens Point and beyond. Our team of 117 dedicated employees is always ready to assist you with personalized service. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 222 E Upham St, Marshfield, WI 54449-1543. We invite you to explore what Simplicity has to offer by visiting our website at simplicity.coop or giving us a call at 844-769-2667. Join us on this journey towards achieving your financial dreams!

Branch History & Mission

Welcome to Simplicity, a credit union with a rich legacy that began in 1949. Nestled in the heart of Stevens Point, WI, our branch has been a cornerstone of community support and financial empowerment for over seven decades. Our physical location at 1201 N Point Dr is easily accessible, situated near local landmarks that make it a familiar stop for many in the area. Since our inception, Simplicity has been dedicated to providing exceptional financial services tailored to the needs of our members. With a current membership of over 27,000 individuals, we have grown significantly from our humble beginnings. Today, we proudly manage total assets exceeding $491 million. This growth reflects not just our commitment to sound financial practices but also our mission to uplift the community we serve. At Simplicity, our mission is clear: we aim to foster financial wellness through personalized service and innovative solutions. We believe that everyone deserves access to quality banking services and support that can help them achieve their dreams. Whether it's personal banking, auto loans, mortgages, or business financing, we are here to guide our members every step of the way. While members can visit us at 1201 N Point Dr for all their banking needs, official correspondence should be sent to our mailing address at 222 E Upham St, Marshfield, WI 54449-1543. We want to ensure that every interaction with us is as convenient and supportive as possible. In today's digital world, we understand the importance of staying connected. That's why we've embraced technology by offering online and mobile banking options. Our commitment extends beyond mere transactions; we prioritize customer-centric initiatives like electronic signatures and e-statements to enhance your banking experience while ensuring compliance with ADA standards. Simplicity doesn't just stop at banking; we're deeply involved in community outreach and partnerships that make a real difference. Our team actively participates in local events and initiatives aimed at promoting financial literacy and supporting those in need. We believe that by investing in our community, we help create a brighter future for everyone. We invite you to join the Simplicity family today! Experience firsthand the benefits of being part of a credit union that truly cares about your financial health and well-being. For more information on how you can become a member or explore our services further, please visit us online at Simplicity or give us a call at 844-769-2667. Together, let's build a stronger community!

Branch Location & Accessibility

Welcome to Simplicity at our friendly branch located at 1201 N Point Dr, Stevens Point, WI 54481! We are conveniently situated near popular spots like the Stevens Point Country Club and just a short drive from the beautiful Riverfront Arts Center. Whether you're running errands or taking a leisurely stroll in the area, stopping by our branch is easy and hassle-free. At Simplicity, we understand that accessibility is essential for our members. Our location features ample parking and is equipped with ADA-compliant facilities to ensure everyone can visit us comfortably. While our branch doesn't have a drive-thru service, our welcoming staff is ready to assist you inside during our operating hours. We're open Monday through Friday from 10:00 AM until 2:00 PM (when school is in session), making it convenient for you to drop by during your day. While members can visit us at 1201 N Point Dr, please note that official correspondence should be sent to our mailing address at 222 E Upham St, Marshfield, WI 54449-1543. This helps us keep everything organized and ensures your messages reach us promptly. Although we do not currently offer ATM services at this location, our team is here to support your banking needs, whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans. If you're interested in learning more about our offerings or need assistance with any of your banking needs, don't hesitate to give us a call at 844-769-2667. We invite you to stop by Simplicity today! Our dedicated team looks forward to serving you and helping you achieve your financial goals.

Member Eligibility

At Simplicity, we believe that becoming a member is about joining a friendly community that supports you in your financial journey. To be eligible for membership, you simply need to live, work, or worship in the areas we serve. We welcome individuals from diverse backgrounds and are committed to making banking accessible for everyone. Whether you're looking for personal loans, checking accounts, or just some financial advice, joining us opens up a world of opportunities tailored to your needs. If you're ready to take the next step, opening an account with us is easy! You can find all the details you need about eligibility on our website at http://www.simplicity.coop/membership . If you have questions or want to learn more about the process, feel free to give us a call at (844) 769-2667. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. This means that local entrepreneurs can access the capital they need to grow, hire new talent, or upgrade equipment. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various sectors.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processing for businesses. Imagine having a reliable partner that ensures your customers can pay easily and securely. Our services help you manage transactions efficiently, allowing you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $48,058,247, we continue to drive economic growth by financing new and expanding businesses in Stevens Point, WI. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We know how important it is for local businesses to thrive, which is why we strive to provide tools that help them succeed.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer features such as ATM and cash withdrawal services, ensuring you have access to your money when you need it most. With our digital banking capabilities including person-to-person payments you can send money quickly and securely without stepping foot outside your home. At Simplicity, located at 1201 N Point Dr Stevens Point Wi 54481, we are dedicated to supporting our members' financial journeys with reliable service and personalized attention. If you're ready to explore what we have to offer or if you have questions about any of our services, don't hesitate to reach out! Call us at (844) 769-2667 or visit us online at Spash today! Join us in experiencing financial services designed just for you!

Credit Cards

Our credit cards with rewards are perfect for those who want to earn while they spend. With various benefits tailored to suit different lifestyles, you can enjoy perks like cashback or travel rewards on every purchase.

Loans and Financing

When it comes to financing, our options are flexible and accessible. From auto loans to help you get behind the wheel of your dream car, to mortgage loans and refinancing options that can make homeownership more attainable, we aim to provide the best rates possible. If you're looking for personal loans for debt consolidation or other needs, our team is here to guide you through the process.

Personal Banking

We understand that managing your personal finances can be challenging. That's why we offer user-friendly checking and savings accounts designed to fit any lifestyle. Whether you need a basic checking account for everyday expenses or a high-yield savings account to grow your savings, we've got you covered. Plus, with our online and mobile banking services, you can easily manage your accounts anytime, anywhere.

Digital & Online Banking

Accessibility and User-Friendly Experience

Navigating through our digital services is straightforward and user-friendly. With easy access to real-time account management, you can stay updated on your finances without any complications. Our commitment to providing accessible online banking means that whether you're at home or out and about, managing your money has never been easier. At Simplicity, we're dedicated to enhancing your banking experience through innovative digital solutions while ensuring security remains a top priority. Explore all the benefits today by visiting us at https://www.simplicity.coop/ .

Key Features

One of the standout features of our online platform is the e-statements option. You can easily opt for electronic statements instead of paper ones, making it not only more convenient but also environmentally friendly. Plus, if you ever need to sign documents electronically, our electronic signature authorization makes this process quick and hassle-free. For those who prefer banking on the go, our mobile application offers all the functionalities you need right at your fingertips. You can make mobile payments, send money through person-to-person transfers, and manage your accounts wherever you are.

Financial Strength

A Solid Foundation

With a net worth of $45,965,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 61,745, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments are at $3,181,261. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Simplicity is your trusted partner. Visit us at 1201 N Point Dr Stevens Point Wi 54481 or call (844) 769-2667 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $42,591,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,225 in used auto loans and $406,665,482 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $101,810,049 in share certificates and $65,301,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Options

If you're considering refinancing or need more information about eligibility options for our loan products, please don't hesitate to reach out. Our team is ready to assist you in exploring all available options tailored to your financial situation. For any inquiries or assistance regarding our loan offerings at Simplicity located at 1201 N Point Dr Stevens Point WI 54481, feel free to call us at 844-769-2667. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $87,676,112 in used vehicle loans and $17,363,826 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our loan options can make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $48,058,247 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to supporting your endeavors.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,270,657 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,471,832, make buying or refinancing simple. We are here to guide you through the process and help you secure the best terms possible.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see reflects actual rates and terms available to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to compare loans fairly without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly changing market conditions, having access to real-time data is invaluable. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you are getting accurate and fair offers every time you use the service. By relying on data from trusted financial entities, LendMesh maintains a high standard of transparency in its comparisons.

SIMPLICITY CREDIT UNION