Simplicity Credit Union Marshfield WI | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Simplicity, your trusted partner in financial wellness located at 11044 Us Highway 10, Marshfield, WI 54449. Established in 1949, we have proudly served our community for over seven decades, building a strong foundation of trust and support for our 27,934 members. With total assets of $491,312,393 and total deposits reaching $9,301,673, we are committed to providing personalized banking solutions that truly meet your needs. At Simplicity, we understand that financial decisions can be daunting. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards designed to simplify your banking experience. We believe in empowering our members through education and accessibility. With our user-friendly online and mobile banking services, you can manage your finances wherever you are. Our leadership team is dedicated to your success. Under the guidance of CEO Nicholas Faber and Board President Mark Page, we strive to foster an inclusive environment where every member feels valued. Our team of 117 employees works tirelessly to ensure you receive top-notch service every time you visit us or reach out via phone at 844-769-2667. While you can always find us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 222 E Upham St, Marshfield, WI 54449-1543. Join us at Simplicity today to explore how we can help you achieve your financial goals! Whether you're looking for a new loan or simply want to learn more about managing your money effectively, we're here for you every step of the way. Visit our website at simplicity.coop or give us a call we can't wait to assist you!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are a hub for community engagement. Through partnerships with local organizations and outreach programs, we aim to uplift those around us. Whether it's hosting educational workshops or supporting local events, we believe that strong communities lead to stronger members. In addition to traditional banking services, we've embraced digital advancements like online banking and mobile payments. This allows you to manage your finances anytime, anywhere because convenience matters.

Join Us

At Simplicity, we invite you to join our growing family. Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and the community. Visit us today or learn more about membership at our website. Together, let's build a brighter financial future!

Our Mission

The mission of Simplicity is clear: to deliver reliable financial services while fostering a sense of community. We strive to offer products that meet your needs be it checking and savings accounts, auto loans, mortgages, or credit cards with rewards. We understand that life can be unpredictable; that's why we're here not just to provide financial tools but also to support our members through every step. While members can visit us at 11044 Us Highway 10 Marshfield Wi 54449, official correspondence should be sent to 222 E Upham St, Marshfield, WI 54449-1543. Our lobby hours from Monday to Friday are designed to accommodate your busy schedule: we're open from 7:15 AM until 7:45 AM on Wednesday mornings from October through May when school is in session.

Branch Location & Accessibility

Accessibility and Features

At Simplicity, we strive to create a welcoming environment for everyone. Our branch is fully accessible, with features such as ramps and ADA-compliant entrances to accommodate all visitors. We also have ample parking available right outside, so you can easily drop by without worrying about finding a spot. Our lobby hours are designed to fit your busy schedule. We are open from 7:15 AM until 7:45 AM on weekdays, providing an early start for those who need it. While we do not currently offer drive-thru services or ATMs on-site, our dedicated staff is ready to assist you with all your banking needs when you step inside.

Banking Services

At Simplicity, we offer a range of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help simplify your financial journey. And if you're looking for online convenience, our mobile banking options allow you to manage your accounts from anywhere! Whether you're a long-time member or considering joining our community, we invite you to stop by or give us a call at 844-769-2667. Our friendly team is eager to assist you and ensure your experience with us is nothing short of excellent!

Member Eligibility

Becoming a member of Simplicity is like joining a warm, welcoming family where your financial well-being matters. To be eligible for membership, you simply need to live, work, or worship in the communities we serve, which are detailed on our website. Whether you're looking for a safe place to save or seeking loans with competitive rates, our community-oriented approach ensures you get the support you need. You can find all the specific eligibility criteria at http://www.simplicity.coop/membership , making it easy to see if you qualify. Opening an account with us is straightforward and can be done online through this link: https://my.simplicity.coop/simplicitycredituniononline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (844) 769-2667. We're here to help guide you every step of the way as you take this exciting step towards better banking!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments easily from your customers while managing your finances all in one place. Our merchant services help streamline transactions so you can focus on what matters most: running your business. With tools that enhance cash flow and simplify payment processing, you'll find it easier than ever to keep your operations running smoothly. Located at 11044 Us Highway 10, Marshfield, WI 54449, our team is ready to partner with you on your business journey. Contact us today at 844-769-2667 to learn more about how Simplicity can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $419 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,058,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

At Simplicity, we believe in supporting local businesses too. Our business banking services, including merchant services and business loans, are designed to help entrepreneurs thrive. We know how important it is for businesses to have reliable financial backing.

Credit Cards

For those who enjoy rewards while spending, our credit cards with rewards are an excellent choice. Earn points on everyday purchases that can lead to exciting benefits!

Easy Access Services

While we focus on providing great service at our branch, we also understand the importance of convenience in today's world. That's why we offer various ATM and cash withdrawal services (though currently there are no ATMs available at this location). With online banking features like person-to-person payments and mobile payments, managing your finances has never been easier. Ready to explore how we can assist you? Reach out today at (844) 769-2667 or visit us online at Nasonville for more details about our comprehensive services!

Home Loans

If you're dreaming of owning a home or looking to refinance your current mortgage, our mortgage loans offer competitive rates and flexible terms. We guide you through the process, ensuring that you understand every step along the way. Getting into your new home can be easier than you think!

Personal Banking

Managing your money shouldn't be complicated. That's why we offer user-friendly checking and savings accounts that fit your lifestyle. Whether you're saving for a rainy day, planning a vacation, or just want easy access to your funds, our accounts are designed with you in mind. Plus, with our online and mobile banking options, you can check balances and make transactions anytime, anywhere right from your phone!

Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans can help ease that burden, whether it's for debt consolidation or other personal needs. We aim to provide quick approval and reasonable interest rates to keep your financial journey smooth.

Vehicle Financing

Looking to get on the road? Our auto loans and vehicle financing options are tailored to help you drive away with confidence. We understand that buying a car is a significant decision, so we work with you to find the best loan terms available. From new cars to used vehicles, we've got you covered.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.simplicity.coop/ , provides 24/7 access to your accounts. Whether you're checking your balance or making payments, everything is just a few clicks away. Plus, with our mobile application, managing your finances on the go has never been easier. You can download it today for a more streamlined experience right in the palm of your hand! Need to make quick payments? Our mobile payments feature allows you to handle transactions effortlessly. You can also send money directly to friends or family with our person-to-person transfer service perfect for splitting bills or sending gifts.

Security and Ease-of-Use

We prioritize your security. Our electronic signature authorization makes signing documents easy and safe, ensuring that your personal information is protected every step of the way. Additionally, you can choose to receive e-statements, which not only help reduce paper clutter but also allow for easy tracking of your financial activities. Managing your finances should be simple and straightforward. At Simplicity, we strive to provide accessible services that empower you to take control of your financial life without unnecessary hassle. Join us in embracing modern banking your wallet will thank you!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $42,591,629 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,225 in used auto loans and $406,665,482 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts: 61,745, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $3,181,261, further demonstrating our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Simplicity is your trusted partner. Visit us at 11044 Us Highway 10 Marshfield Wi 54449 or call (844) 769-2667 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $101,810,049 in share certificates and $65,301,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $45,965,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $87,676,112 in used vehicle loans and $17,363,826 in new vehicle loans that have helped our members get on the road. Whether you're purchasing a new or used vehicle, we have flexible financing options that can fit your budget.

Business Loans

For business owners seeking capital to grow and expand their enterprises, our outstanding commercial loans totaling $48,058,247 provide essential support. We understand the challenges faced by small businesses and are dedicated to helping them thrive through accessible financing solutions. If you're interested in any of our loan products or want to know about refinancing options available for your current loans, feel free to reach out! You can contact us at 844-769-2667 for personalized assistance. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Simplicity, we're not just about offering loans; we're about empowering you with the right tools for your financial success!

Credit Lines and Personal Loans

For those looking for more flexibility in managing finances, we provide total credit lines amounting to $91,697,851. This option is perfect for unexpected expenses or larger purchases where you need easy access to funds. In addition to this, we also have unsecured credit card loans available with a total of $5,270,657, allowing members to handle their finances effectively with convenient repayment terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $23,471,832. Our team is here to guide you through the mortgage process and help you secure the best rates available.

Loan Aggregator

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Verified Data

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SIMPLICITY CREDIT UNION