Silverado Credit Union Nampa ID | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Silverado, your trusted financial partner located at 1350 N Kings Rd, Nampa, ID 83687. Since our establishment in 1953, we have dedicated ourselves to serving our community with a focus on delivering personalized banking solutions tailored to meet your needs. With over 3,155 members and total assets exceeding $55,901,513, we are committed to providing a safe and supportive environment for all your financial endeavors. At Silverado, we understand that each member has unique goals. Whether you're looking for competitive auto loans (we currently offer over 900 loans) or convenient personal banking services, our experienced team is here to help you every step of the way. Our CEO, Daniel Madrid, and Board President, Michael Grimes, lead a friendly staff of 18 employees who are passionate about making your banking experience exceptional. While members can visit us at our Nampa branch for in-person assistance, official correspondence should be sent to our mailing address: PO Box 130, Nampa, ID 83653-0130. We encourage you to explore our range of offerings on our website at Silverado Credit Union and discover how we can help you achieve your financial goals. With a robust net worth of $5,294,904 and total deposits amounting to $8,036,296, Silverado stands strong as a pillar of support in the community. We believe in fostering relationships built on trust and transparency. Join us today and experience the difference that a member-focused credit union can make! If you're ready to take control of your financial future or have any questions about our services, feel free to give us a call at (208) 467-6547. We look forward to welcoming you into the Silverado family!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of staying connected with our members. That's why we offer online and mobile banking services that allow you to manage your finances conveniently from anywhere. Our focus on digital advancements ensures that you can access your accounts securely while enjoying user-friendly features like e-statements and mobile payments. While we currently do not have ATM or drive-thru facilities available at this branch location, our commitment to service excellence remains strong during our operating hours from 12:00 Noon to 5:15 PM on Monday through Thursday. Join us in continuing this legacy of growth and support. At Silverado, you're not just a member; you're part of a family dedicated to making financial dreams come true. Experience the benefits of joining us today! For more information about membership eligibility or our services, please visit our website or call us at (208) 467-6547.

Our Mission

Our mission at Silverado is simple yet profound: We are dedicated to providing personalized financial services while fostering community growth and empowerment. We believe that financial health is crucial for individual well-being and community prosperity. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking options tailored to meet the unique needs of each member. We actively engage in outreach programs that support local initiatives and partnerships aimed at enhancing the quality of life in our area. Whether it's through financial education workshops or community events, we strive to make a positive impact in Nampa and beyond.

Branch Location & Accessibility

Accessibility and Parking

At Silverado, we understand that accessibility is important. Our branch is designed with ADA compliance in mind, ensuring that everyone can easily access our services. Ample parking is available right outside the entrance, making it hassle-free for you to drop by anytime during our operating hours.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 208-467-6547. We're excited to help you on your financial journey! Come visit us today at the Silverado Idaho Office where community banking meets exceptional service!

Operating Hours

We're here to serve you Monday through Thursday from 12:00 Noon to 5:15 PM. We invite you to stop in during these hours to discuss your financial needs or explore the range of services we offer.

Services Offered

Our team at Silverado is dedicated to providing personalized banking solutions. We offer various services such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. For business owners, we also provide merchant services and business loans. Plus, enjoy the convenience of online and mobile banking for easy access to your accounts anytime!

Member Eligibility

At Silverado, we believe that everyone deserves a chance to join a caring community where your financial needs are prioritized. Becoming a member of Silverado is as simple as meeting a few friendly criteria. If you live, work, worship, or attend school in Nampa or nearby areas, you're already on the right path! We welcome individuals from all walks of life, and our commitment is to provide tailored financial solutions that truly benefit our members. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://www.silveradocu.com/about-us/membership/ . Once you find out you're eligible, opening an account with us is a breeze! Our team is here to assist you every step of the way. Whether you're looking for personal banking services or loans to help with life's big moments, we've got your back. If you have any questions or need assistance, don't hesitate to give us a call at (208) 467-6547. Join us at Silverado, located at 1350 N Kings Rd Nampa Id 83687, and experience the supportive atmosphere that makes us more than just a credit union we're your financial family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $385,393, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the ability to accept payments easily, manage your cash flow efficiently, and streamline your operations all while focusing on what you do best. Our merchant services are designed to simplify transactions so you can concentrate on growing your business. Located at 1350 N Kings Rd Nampa Id 83687, our team is here to discuss how we can tailor our services to meet your unique needs. Call us at (208) 467-6547 to learn more about how Silverado can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Silverado, we offer auto loans and vehicle financing tailored just for you. With flexible terms and competitive rates, we can help make your dream car a reality. Picture yourself cruising in your new vehicle, all while knowing that you've made a smart financial choice.

Business Banking

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the importance of having reliable financial support. Our team is here to help you succeed with tailored advice and resources.

Credit Cards with Rewards

Our credit cards come with rewards that make every purchase more rewarding! From cashback offers to travel perks, using our credit card can enhance your spending experience. Imagine earning points on everyday purchases that can be redeemed for exciting rewards it's a win-win!

Mortgage Loans & Refinancing

Homeownership is an important milestone, and our mortgage loans are here to guide you through that journey. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized support every step of the way. Our mortgage specialists will work closely with you to find the right solution that fits your budget and needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Silverado, we prioritize online and mobile banking features that put control right in your hands. You can easily pay bills, transfer money between accounts, and even send money person-to-person all from the comfort of your home or while you're out and about. If you have any questions about these services or would like assistance getting started, don't hesitate to reach out! You can call us at (208) 467-6547 during our lobby hours from 12:00 Noon to 5:15 PM Monday through Thursday. We look forward to welcoming you into the Silverado family and supporting your financial journey!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed to suit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow. Our online and mobile banking options allow you to manage your accounts anytime, anywhere perfect for those busy days when you need to check balances or transfer funds on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you can tackle those challenges head-on. Need to consolidate debt? We offer options that make it easier for you to manage payments and reduce financial stress. Imagine the relief of having one simple payment instead of juggling multiple bills each month.

Digital & Online Banking

Convenience Anywhere

With mobile payments enabled, you can make purchases directly from your smartphone, adding another layer of ease to your everyday spending. No more fumbling for cards just tap and go! In a fast-paced world where time is precious, our digital banking services at Silverado provide an efficient way to stay on top of your finances. Join us today and experience the freedom of banking on your terms!

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, you can easily manage your accounts in real-time. Plus, with our mobile application available for download, banking is literally at your fingertips. We also offer person-to-person transfers, making it simple to send money to friends or family without the hassle of cash or checks. And if you're looking to go paperless, e-statements are available for your accounts, giving you a quick and easy way to stay organized without the clutter.

Security You Can Trust

Your security is important to us. Our digital banking features are equipped with the latest safeguards to keep your information safe. While we currently do not offer electronic signature authorization, our secure systems ensure that your transactions remain protected.

Financial Strength

Commitment to Growth

With $5,281,504 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident as we support our community with $81 in used auto loans and $37,653,074 in total loans and leases, providing essential resources for your financial goals.

Growing Membership

We believe that the strength of our branch lies in our community connection. Our total share accounts stand at 5,154, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to grow together while fostering an environment where everyone benefits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Silverado is your trusted partner. Visit us at 1350 N Kings Rd Nampa Id 83687 or call (208) 467-6547 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $2,356,652 in share certificates and $5,080,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $5,294,904, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $1,164,147 in used vehicle loans and $560,855 in new vehicle loans, helping members get on the road with ease. Our flexible terms make it simple for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $385,393 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or looking to boost an existing one, our tailored solutions can support your ambitions. At Silverado, we pride ourselves on providing transparent lending options backed by solid financial data. Performance insights and financial figures are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're considering any of these products or would like more information about our refinancing options and eligibility criteria, feel free to reach out to us at (208) 467-6547. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,287,625. We make buying or refinancing your home straightforward and manageable. If you're interested in exploring eligibility options or refinancing your current mortgage, our team is ready to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $478,483 in loans available, we help members manage their finances effectively while enjoying the benefits of cash flow control.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that help users make informed decisions when comparing loans: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparisons. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to impartiality means users see genuine offers without bias. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to choose the best option for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure favorable loan terms. For those looking to compare real-time loan offers, visit LendMesh today to find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SILVERADO CREDIT UNION - Nampa, ID