Silverado Credit Union Angwin CA | Affordable Auto Loans & ATM Access

Introduction

Welcome to Silverado, your trusted partner in financial well-being, located at Po Box 330, Angwin, CA 94508. Since our establishment in 1953, we have dedicated ourselves to serving our community and helping our members achieve their financial goals. With a strong membership base of over 3,155 individuals, we pride ourselves on being a credit union that truly understands the needs of our members. At Silverado, we are more than just a financial institution; we are a cornerstone of the Angwin community. Our total assets stand at an impressive $55,901,513, demonstrating our commitment to stability and growth. Our members can feel secure knowing that their deposits, totaling $8,036,296, are safeguarded and well-managed. We also offer a variety of loans 909 in total to help you finance your dreams, whether it's purchasing a car or managing personal expenses. Under the leadership of CEO Daniel Madrid and Board President Michael Grimes, our team is committed to providing exceptional service and innovative banking solutions. With a dedicated staff of 18 employees, we strive to make your banking experience as smooth as possible. Whether you need assistance with personal banking services like checking and savings accounts or more specialized needs such as business loans, we're here for you. While members can visit us at our branch location in Angwin, official correspondence should be sent to P O Box 330, Angwin, CA 94508-0330 for your convenience. We invite you to explore all that Silverado has to offer by visiting our website at silveradocu.com. If you have questions or need assistance, please don't hesitate to reach out at (707) 965-2483. Join us today and experience the benefits of being part of a community-focused credit union!

Branch History & Mission

At Silverado, we pride ourselves on a rich history that began in 1953. Since our inception in Angwin, CA, we have dedicated ourselves to providing exceptional financial services and fostering community growth. Over the years, we have evolved from a small credit union to a trusted financial partner for over 3,155 members, with total assets now exceeding $55 million. Our commitment to serving the community has remained steadfast, as we continuously strive to meet the needs of our members. Located at P.O. Box 330, Angwin, CA 94508, our branch is easily accessible and surrounded by the beautiful landscapes of Napa County. While members can visit us at this address for all their banking needs, official correspondence should be sent to P.O. Box 330, Angwin, CA 94508-0330 if different. Our mission at Silverado is clear: we aim to provide personalized financial solutions that empower our members while supporting local initiatives and projects. We understand that banking goes beyond just transactions; it's about building lasting relationships within our community. Our services include personal banking accounts, auto loans, mortgages, business loans, and more all designed with your needs in mind. As we continue to grow, we've embraced digital advancements to enhance your banking experience. With features like online and mobile banking, e-statements, and person-to-person payment options, managing your finances has never been easier or more convenient. We also ensure our branch is ADA compliant so that everyone in our community can access our services comfortably. Silverado is more than just a credit union; we are deeply involved in community outreach efforts and partnerships that make a positive impact. We believe in giving back and supporting local events and charities because together we can create a better future. Join us on this journey! Experience the benefits of being part of the Silverado family. Whether you're looking for reliable banking services or wanting to get involved in your community, we invite you to become a member today. For any inquiries or assistance, feel free to reach out at (707) 965-2483 we're here for you!

Branch Location & Accessibility

Accessibility Features

At Silverado, we understand the importance of making banking accessible to everyone. Our branch is equipped with features that comply with ADA standards, ensuring that all members can easily navigate our space. Parking is available nearby, making it simple for you to visit us without hassle.

Operating Hours

We know your time is valuable! Our lobby hours are crafted to accommodate your busy schedule: we're open from 8:30 AM to 5:00 PM on Monday, Tuesday, Wednesday, and Friday. On Thursdays, we extend our hours until 6:00 PM so you can visit after work. Feel free to reach out at 707-965-2483 if you have any questions or need assistance.

Services Offered

Silverado offers a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you achieve your financial goals. Plus, enjoy the convenience of ATM access right at our location for quick cash withdrawals and balance checks. We invite you to come visit us at Silverado in Angwin! Whether you're a long-time member or considering joining our community, we're excited to assist you with all your banking needs. Stop by today and experience the friendly service that sets us apart!

Member Eligibility

Welcome to the community at Silverado, where becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you're looking to become part of our supportive network, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the beautiful Napa County area. This means that whether you're a local resident or just passing through, you can take advantage of our personalized services and community-focused benefits. Joining us is simple! Just visit our branch at Po Box 330 Angwin Ca 94508 or give us a call at (707) 965-2483 for more details on how you can get started. For further information about the specific eligibility criteria, feel free to check out our website at https://www.silveradocu.com/about-us/membership/. We're excited to welcome you into the Silverado family, where your financial goals are our priority!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $385,393, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we also provide essential merchant services that simplify daily operations for businesses. Imagine having the ability to accept payments seamlessly from your customers whether in-person or online allowing you to focus more on what matters most: growing your business. Our services are designed to make transactions smooth, efficient, and secure. Visit us at Po Box 330 Angwin Ca 94508 in Angwin, CA or contact us at (707) 965-2483 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, can support your enterprise's growth. We know how important it is for small businesses to thrive in today's economy, and we are committed to helping you succeed.

Credit Cards

For those who enjoy rewards, our credit cards with rewards programs provide an excellent way to earn benefits while making everyday purchases. Whether it's cashback on groceries or points towards travel, these cards give you more value from your spending.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Silverado, we provide comprehensive online and mobile banking solutions. You can easily manage your accounts from anywhere with features like mobile payments and person-to-person transfers. Our ATMs also offer basic access for cash withdrawals and balance checks, ensuring you have what you need when you need it.

Get in Touch

Our friendly staff is ready to assist you during our operating hours: 8:30 am to 5:00 pm Monday through Wednesday and Friday, with extended hours until 6:00 pm on Thursdays. If you have any questions or would like to learn more about how we can help with your financial needs, don't hesitate to reach out at (707) 965-2483. Join us at Silverado Home Office and discover how our diverse offerings can support your journey towards financial wellness! For more information about membership eligibility or services, visit our website at https://www.silveradocu.com/.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options allow you to navigate the housing market with confidence. We understand that a home is more than just a roof over your head; it's where memories are made. Our mortgage specialists can guide you through the process, ensuring you find the right loan for your situation.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services have you covered. We offer checking and savings accounts that fit various lifestyles, helping you save for that dream vacation or set aside funds for emergencies. For those considering purchasing a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car you want without breaking the bank.

Personal Loans

Life can be unpredictable, which is why we offer personal loans and debt consolidation services. Whether it's unexpected medical bills or consolidating existing debt into one manageable payment, we're here to help ease your financial burden.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your account balances, pay bills, and transfer money whenever it suits you. Our user-friendly mobile application brings these features right to your fingertips. Whether you're on the go or relaxing at home, you'll have real-time access to your finances. E-statements are available for those who prefer a paperless option, helping you keep track of your transactions while being environmentally friendly. Additionally, our mobile payments feature allows you to make purchases quickly and securely using your smartphone.

Security and Accessibility

We prioritize your security with robust measures that keep your information safe while you bank online. While we currently do not support electronic signature authorization, our commitment to safety ensures that all transactions are protected. Need to send money to friends or family? Our person-to-person transfer service makes it easy to send funds directly from your account without any hassle. At Silverado, we believe that banking should fit into your life seamlessly. Explore the convenience of our digital services today and discover how easy managing your money can be!

Financial Strength

Committed to Growth

Our commitment to serving our members is evident through our $5,281,504 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $81 in used auto loans and $37,653,074 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 5,154, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $0, further demonstrating the resources available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Silverado is your trusted partner. Visit us at Po Box 330 Angwin Ca 94508 or call (707) 965-2483 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,356,652 in share certificates and $5,080,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Position

With a net worth of $5,294,904, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $947 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,164,147 in used vehicle loans and $560,855 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can suit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $385,393 provide the capital needed to grow and expand your business. We recognize that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Lines and Unsecured Loans

For those looking for added flexibility, we offer credit lines totaling $5,550,000. These can be ideal for managing unexpected expenses or planning for future purchases. Additionally, we have flexible terms on unsecured credit card loans, with a total of $478,483 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,287,625, make buying or refinancing simple. We work closely with our members to find the best mortgage solutions tailored to your needs.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out. Our team can help assess your current situation and identify potential savings through our competitive rates and terms. If you have questions about eligibility or would like more information about any of our loan offerings, don't hesitate to contact us at (707) 965-2483. Our friendly staff is here to assist you during our operating hours: 8:30 am to 5:00 pm Monday through Wednesday and Friday, with extended hours until 6:00 pm on Thursday. Explore how Silverado can support your financial journey today!

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Silverado