Silver State Schools Credit Union Las Vegas NV | Best Auto Loans & Personal Banking

Introduction

Welcome to Silver State Schools at our Cactus branch, located at 3660 W Cactus Ave, Las Vegas, NV 89141. Since our establishment in 1951, we have been dedicated to serving our community with trust and reliability. With over 62,000 members, we pride ourselves on creating lasting relationships while providing a wide range of financial services designed to meet your needs. Our commitment to you is reflected in our impressive financial standing. We currently manage assets totaling $1,241,178,380, with total deposits amounting to $89,535,636. Our net worth stands strong at $120,883,852, showcasing our stability and dedication to helping you achieve your financial goals. Additionally, we offer a variety of loan options, with a total of 30,977 loans and leases currently available for our members. While you can visit us at the Cactus branch for personal assistance and support, please note that official correspondence should be sent to the same address: 3660 W Cactus Ave, Las Vegas, NV 89141-8832. Under the guidance of our CEO Scott Arkills and Board President Mitchell Fox, we are proud to employ a dedicated team of 198 employees, all committed to providing excellent service and support for every member. Whether you're looking for checking accounts, auto loans, mortgage options, or business banking solutions, our friendly staff is here to assist you. At Silver State Schools Credit Union, we believe in giving back to the community that supports us. Our services not only empower individual members but also contribute positively to the local economy. We're excited about the future and look forward to expanding our impact within Las Vegas and beyond. Ready to take the next step in your financial journey? Call us today at 702-733-8820 or visit our website at silverstatecu.com for more information on how we can help you achieve your financial dreams!

Branch History & Mission

Accessibility and Convenience

We understand that convenience matters. That's why we offer both ATM availability and drive-thru banking for quick transactions. Our lobby hours cater to busy schedules open Monday through Thursday from 9 AM to 5 PM, and Friday until 6 PM ensuring you can access your finances when you need them most. While members can visit us at 3660 W Cactus Ave, official correspondence should be sent to 3660 W Cactus Ave, Las Vegas, NV 89141-8832 if different from the branch address. As part of our commitment to modern banking solutions, we also provide online and mobile banking options so you can manage your finances anytime, anywhere.

Join Us

At Silver State Schools, we're more than just a credit union; we're a community partner invested in your success. Whether you're looking for personal banking solutions or want to explore business opportunities, we invite you to experience the benefits of membership with us. Join today by calling us at 702-733-8820 or visiting our website at Silver State Schools. Together, let's build a brighter financial future!

Our Mission

The mission of Silver State Schools is clear: we strive to enhance the financial well-being of our members through personalized service and innovative solutions. We believe that everyone deserves access to quality financial resources, and we are dedicated to offering a wide range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Beyond financial services, we are deeply committed to community support. Our partnerships with local schools and organizations reflect our belief in giving back and uplifting those around us. Whether it's through educational programs or charitable initiatives, we aim to make a positive impact right here in Las Vegas.

Branch Location & Accessibility

Welcome to the Cactus branch of Silver State Schools, your friendly neighborhood credit union! Located at 3660 W Cactus Ave in Las Vegas, NV, we are conveniently situated near popular landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby shopping centers or just passing through the area, our branch is here to serve you. At Silver State Schools, we understand that accessibility is important. Our branch features ADA-compliant entrances and parking options, ensuring that everyone can visit us comfortably. If you prefer a quick visit, our drive-thru banking service offers a simple way to handle deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for those who prefer self-service options for cash withdrawals or balance checks. We value your time! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM, providing flexibility for busy schedules. If you need assistance outside these hours or have any questions, don't hesitate to give us a call at 702-733-8820. While members can visit us at 3660 W Cactus Ave, official correspondence should be sent to our mailing address: 3660 W Cactus Ave, Las Vegas, NV 89141-8832. Discover the range of services we offer including personal banking accounts, auto loans, mortgage options, and business banking solutions all designed with your needs in mind. We invite you to come see how we can help make your financial journey easier! Feel free to stop by or reach out today; we look forward to welcoming you at Silver State Schools!

Member Eligibility

Becoming a member of Silver State Schools feels like joining a close-knit family that truly cares about your financial well-being. Located at 3660 W Cactus Ave Las Vegas Nv 89141, we welcome individuals who have a connection to education, whether you're an employee, student, or family member of those involved in the educational community. This means that if you're associated with any school in our network or even just live in the area, you may be eligible to join us! To find out more about the specific eligibility criteria and see if you qualify, we invite you to visit our detailed resource at . Opening an account with us is straightforward and welcoming; it's all part of our commitment to making banking accessible for everyone. Once you're ready to take that step, you'll find the account opening process easy and supportive. If you have any questions along the way, don't hesitate to reach out to us at (702) 733-8820. Join Silver State Schools today and discover how being a member can open doors to better financial opportunities!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,134,739, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From card payments to online sales, we provide the tools you need to serve your customers effectively. Located at 3660 W Cactus Ave Las Vegas Nv 89141 in Las Vegas, NV, our team is ready to help you navigate the world of business banking. Give us a call at (702) 733-8820 or visit us during our operating hours from Monday to Friday. Let's build your success together!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking services including Merchant Services & Business Loans. We know how important it is for businesses to have reliable banking support, so we're here to help facilitate transactions and manage cash flow efficiently.

Credit and Debt Management

In today's world, managing credit is crucial. That's why we offer Personal Loans & Debt Consolidation services aimed at helping you regain control over your finances. With competitive rates and flexible terms, we strive to provide solutions that work for you. Moreover, our Credit Cards with Rewards allow you to earn while you spend. Enjoy cashback, points, or travel rewards whatever suits your lifestyle best!

Digital Convenience

In an age where convenience is key, our robust Online & Mobile Banking platform ensures that you have access to your accounts anytime and anywhere. From mobile payments to person-to-person transfers, managing your finances has never been easier. Plus, with features like basic ATM access for withdrawals and balance checks and basic drive-thru banking for deposits and simple transactions, we prioritize making banking easy and accessible.

Get in Touch

Ready to explore how Silver State Schools can assist you on your financial journey? Feel free to give us a call at 702-733-8820 or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We invite you to discover the range of services we offer and experience the personal touch that sets us apart as a community-focused credit union.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options that include Checking & Savings Accounts designed to fit various lifestyles. Whether you're saving for a rainy day or managing everyday expenses, our accounts come with features that help you keep track of your funds effortlessly. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier for you to drive away in the car you love. We also provide Mortgage Loans & Refinancing solutions, which can help turn your dream home into reality or adjust your current mortgage to better suit your needs.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.silverstatecu.com/ , you can access your accounts anytime, anywhere. Check your balance, pay bills, and transfer funds quickly and securely. Our user-friendly interface makes navigation easy, so you can focus on what matters most.

E-Statements for Easy Record Keeping

Stay organized with e-statements that are easily accessible whenever you need them. No more waiting for paper statements in the mail; everything is right at your fingertips! And while we don't currently offer electronic signature authorization, rest assured that your security is always our top priority. In today's fast-paced world, having reliable digital banking options is essential. At Silver State Schools, we strive to provide services that not only meet but exceed your expectations, ensuring that managing your finances is convenient, secure, and tailored to you. Join us today and experience the freedom of modern banking!

Mobile Application & Payments

Take your banking experience even further with our mobile application. It's not just about accessing your account; it's about doing it all from the palm of your hand. Enjoy features like mobile payments, making transactions as easy as a tap on your phone. Plus, if you need to send money to friends or family, our person-to-person transfer feature is here to help you can share funds instantly without any hassle.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 188 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 123,325, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Silver State Schools is your trusted partner. Visit us at 3660 W Cactus Ave Las Vegas Nv 89141 or call (702) 733-8820 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Services

With $116,602,552 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,949 in used auto loans and $907,056,558 in total loans and leases.

Member Savings Security

Members' savings are secured through $331,193,225 in share certificates and $179,576,976 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $120,883,852, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $274,023,252 in used vehicle loans and $244,660,621 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that can be tailored to fit your budget.

Credit Lines

Our total credit lines amount to $304,371,106, providing our members with access to funds when they need them most. This option is ideal for those who want flexibility in managing expenses without taking out a traditional loan. If you're interested in refinancing or learning more about eligibility options for any of these products, please reach out to us at 702-733-8820. Our dedicated team is ready to assist you with finding the best loan solution tailored specifically for your needs. Explore how we can help you today by visiting us at our branch located at 3660 W Cactus Ave Las Vegas NV 89141 or online at Silver State Schools.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,201,702, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,586,410 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can enhance your purchasing power while keeping your spending in check.

Loan Aggregator

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SILVER STATE SCHOOLS CREDIT UNION