Silver State Schools Credit Union Las Vegas NV | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Silver State Schools, a trusted financial partner serving the Las Vegas community since 1951. Located at 9302 S Eastern Ave, Las Vegas, NV 89123, we pride ourselves on being more than just a credit union; we're a place where our 62,745 members can feel secure and valued. Under the leadership of our dedicated CEO, Scott Arkills, and Board President, Mitchell Fox, we have built a strong foundation based on trust and commitment. At Silver State Schools, we understand that your financial needs are unique. That's why we offer a range of services tailored just for you whether it's personal banking, auto loans, or business financing. With total assets exceeding $1.24 billion and total deposits of $89,535,636, we are well-equipped to support you in achieving your financial goals. Our team of 198 employees is here to assist you every step of the way. We also maintain a solid net worth of $120,883,852, ensuring that your money is safe with us. And with cash in hand totaling $9,686,387, we're ready to provide immediate assistance whenever you need it. While members can visit us at our branch location for in-person service, official correspondence should be sent to the same address: 9302 S Eastern Ave, Las Vegas, NV 89123. You can reach us easily at (702) 733-8820 during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us at Silver State Schools and experience the difference that comes with being part of a community-focused credit union. Visit our website at silverstatecu.com for more information on how we can serve you better or stop by today!

Branch History & Mission

Advancements and Services

As times change, so do we. Silver State Schools embraces modern technology with online and mobile banking options that make managing your finances easier than ever. With features like person-to-person payments and e-statements, convenience is at your fingertips. Our commitment extends beyond digital access; we ensure ADA compliance so that all members can comfortably use our facilities. Additionally, while we currently do not offer drive-thru services or shared service centers at this location, we are proud to provide ATM availability for easy cash withdrawals and balance checks.

Join Us Today!

As we look toward the future, we invite you to become part of the Silver State Schools family. Experience the benefits of being a member of a credit union that truly cares about its community and its members' financial well-being. Together, let's build brighter futures one member at a time. For more information or assistance, please call us at 702-733-8820 or visit us online at Silver State Schools. We can't wait to welcome you!

Our Mission

At Silver State Schools, our mission is clear: we strive to empower our members by offering personalized financial services that foster growth and stability. We understand that each member's journey is unique; therefore, we take pride in tailoring solutions that meet individual needs. From checking and savings accounts to auto loans and mortgages, we are dedicated to helping you achieve your financial goals. We also prioritize community support through various outreach initiatives and partnerships with local organizations. Our aim is not just to provide banking services but also to contribute positively to the lives of those we serve. Whether it's through educational workshops or sponsorship of local events, we are committed to being more than just a financial institution we want to be a pillar of support within our community.

Branch Location & Accessibility

Get in Touch

We invite you to stop by our Silver State Schools branch or give us a call at 702-733-8820. Our team is eager to assist you with all your financial needs. While members can visit us at 9302 S Eastern Ave for transactions and inquiries, any official correspondence should be sent to the same address. We look forward to welcoming you into our community!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from popular landmarks like the bustling South Point Hotel and Casino. This makes us not only accessible but also part of a lively community where you can easily run errands or grab a bite before or after your visit. We have ample parking available right outside our door, and our branch is ADA compliant, ensuring that everyone can enjoy easy access.

Operating Hours and Services

At Silver State Schools, we understand that life can get busy. That's why we offer convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our friendly team is ready to assist you during these hours with a range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. For those who prefer self-service options, we provide an ATM for quick cash withdrawals and balance checks. Although we don't currently offer drive-thru banking or shared service center access, our staff is dedicated to delivering personalized service inside the branch.

Member Eligibility

At Silver State Schools, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the Las Vegas area, you're already on the right track. We're here to serve individuals who share our commitment to financial well-being, so if you're part of this vibrant community, you can join us. For more specific eligibility details, feel free to visit our website at . Once you know you're eligible, opening an account is a breeze! You can start your journey towards better banking by visiting us at our branch located at 9302 S Eastern Ave Las Vegas Nv 89123 or giving us a call at (702) 733-8820. Our friendly team is ready to assist you through every step of the process and answer any questions you may have. Join us today and discover the many benefits of being part of Silver State Schools, where your financial goals become our shared mission!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,134,739, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a bustling café where customers can easily pay with their cards or mobile devices our merchant services make this possible. From credit card processing to digital payment options, we ensure your business stays competitive and efficient. Whether you're just starting out or looking to expand, Silver State Schools is here to partner with you every step of the way. Visit us at 9302 S Eastern Ave Las Vegas Nv 89123 or call us at (702) 733-8820 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs, our business banking services, including merchant services and business loans, provide essential support as you grow your venture. We believe in empowering businesses in our community by offering flexible financing solutions tailored to your specific needs.

Conclusion

At Silver State Schools in Las Vegas, we strive to make banking as convenient as possible for all our members. Our comprehensive list of services from personal banking options to business solutions ensures that everyone finds what they need under one roof. Ready to explore how we can assist you further? Feel free to reach out at 702-733-8820 or visit us today! Let's work together towards achieving your financial dreams!

Easy Access to Cash

With an ATM conveniently located at our branch, withdrawing cash is simple. You can perform basic transactions like withdrawals and balance checks whenever necessary. This ensures that you have access to your funds when you need them most.

Managing Debt with Ease

Life can throw unexpected expenses your way, which is where our personal loans and debt consolidation options come into play. These services help you manage costs efficiently while reducing stress about financial burdens. Additionally, we know how important rewards are in today's market. That's why we offer credit cards with rewards, giving you more for every dollar spent perfect for those who love to travel or shop.

Personal Banking Solutions

In today's fast-paced world, managing your finances should be straightforward. That's why we offer checking and savings accounts that make banking easy and accessible. Imagine being able to check your balance or transfer funds from anywhere with our online and mobile banking services. Our members enjoy the convenience of banking on their terms, whether through an app on their phone or via our user-friendly website. When it comes to financing larger purchases like cars or homes, our auto loans and vehicle financing options are designed to fit various budgets. We provide competitive rates and flexible terms to ensure that you can get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can help make your dream of homeownership a reality.

Digital & Online Banking

Key Features

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your smartphone or clicks on your computer, and you're done! Additionally, we offer convenient mobile payments so that you can make purchases directly from your phone without needing cash or cards. For those looking to reduce paper clutter, our e-statements are a fantastic option. You'll receive your statements electronically, which means no more waiting for them in the mail. And rest assured; these features are designed with security in mind. While we currently do not offer electronic signature authorization, our commitment to providing safe banking experiences remains strong. We prioritize the security of your information while ensuring that everything is user-friendly. Whether you're at home or out and about, Silver State Schools is here to provide accessible and efficient banking solutions tailored for you. Explore our digital banking services today at https://www.silverstatecu.com/ !

Financial Strength

Dedicated Team

We also take pride in having 188 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your needs come first at Silver State Schools.

Growing Membership

Total Share Accounts stand at an impressive 123,325, showing a strong and growing member base that trusts us with their finances. This growth illustrates the confidence our members have placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Silver State Schools is your trusted partner. Visit us at 9302 S Eastern Ave Las Vegas NV 89123 or call 702-733-8820 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $331,193,225 in share certificates and $179,576,976 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance metrics. While our net income currently stands at $0 this year due to reinvestment efforts into member services and community initiatives, it reflects our commitment to prioritizing member value over short-term profits.

Reinvestment for Growth

With $116,602,552 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in the $90,705,658 in total loans and leases available to support your financial goals across various sectors including auto loans. In fact, we have provided $10,949 in used auto loans alone.

Strong Financial Health

With a net worth of $120,883,852, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $14,134,739 provide the capital needed to grow and expand your operations. Whether it's for equipment purchases or operational costs, we're here to support your business ambitions. If you're considering refinancing any existing loans or exploring eligibility options for our products, our knowledgeable staff is here to guide you through that process as well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Silver State Schools, we are committed to providing solutions that empower our members financially. Let us help you take the next step toward achieving your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $274,023,252 in used vehicle loans and $244,660,621 in new vehicle loans already helping members get on the road. Whether you're interested in a new ride or a reliable used vehicle, we've got options that fit your budget.

Credit Lines

If you need additional flexibility in managing your cash flow, consider our total credit lines amounting to $304,371,106. This option allows you to borrow as needed while only paying interest on what you use, making it an efficient way to access funds when necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,201,702, make buying or refinancing simple. We aim to guide you through the entire process, ensuring you understand all your choices along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,586,410 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making them a smart choice for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers across a variety of loan types. By utilizing verified information, LendMesh builds trust with its users, providing them with reliable options tailored to their needs.

SILVER STATE SCHOOLS CREDIT UNION