Sikorsky Financial Credit Union Derby CT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sikorsky Financial, your trusted partner in banking since 1948! Located at 130 Division St Fl 1, Derby, CT 06418, we pride ourselves on being more than just a financial institution; we're a community of over 66,000 members dedicated to helping you achieve your financial goals. Our commitment to providing personalized service is matched only by our robust financial strength, boasting total assets of over $1.27 billion and total deposits exceeding $98 million. At Sikorsky Financial, we understand that every member has unique needs. Whether you're looking for auto loans, mortgage financing, or personal banking services, our friendly team is here to guide you through the process. With a net worth of $154 million and cash in hand totaling $7.5 million, you can trust that your money is secure with us. Led by our CEO, Vincent Ciambriello Jr., and Board President William Schlenk, our dedicated team of 134 employees works tirelessly to support our members and foster community growth. We are proud to offer a variety of services including checking and savings accounts, credit cards with rewards, business banking solutions, and more all designed with your best interests in mind. While you can visit us at our Derby branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1000 Oronoque Ln, Stratford, CT 06614-1394. Ready to take the next step towards better financial health? Call us today at 203-377-2252 or explore our website at www.sikorskycu.org for more information about how we can help you thrive financially!

Branch History & Mission

Join Us!

With total assets exceeding $1.2 billion and a dedicated team of professionals ready to assist you, Sikorsky Financial stands as a pillar of strength for all our members. We invite you to experience the difference that comes from being part of a community-oriented credit union. Whether you're looking for personal banking solutions or business financing options, we're here to help you every step of the way. Come visit us during our operating hours on Monday, Wednesday, Thursday, and Friday from 9:30 AM to 4:00 PM. Let's build your financial future together at Sikorsky Financial! For more information or assistance, feel free to call us at 203-377-2252 or explore our website at www.sikorskycu.org.

Our Commitment

At Sikorsky Financial, we prioritize accessibility and innovation. Though we currently do not offer ATM services or drive-thru banking at this location, we strive to provide outstanding personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our online and mobile banking services make it easy for members to manage their finances anytime and anywhere. We take pride in being a community-focused institution. Our partnerships with local organizations allow us to engage in outreach efforts that benefit those around us. We understand the importance of giving back and continuously seek ways to support local initiatives.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 203-377-2252. We invite you to visit us soon our friendly team is here to help you with all your banking needs!

Operating Hours

Our doors are open to serve you Monday, Wednesday, Thursday, and Friday from 9:30 AM to 4:00 PM. We strive to make banking as convenient as possible for our members.

Parking and Accessibility

We offer ample parking right outside the branch to make your visit hassle-free. Our facility is equipped with ADA-compliant features, including ramps and accessible entrances, ensuring everyone can enjoy our services comfortably.

Services Available

At Sikorsky Financial, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for individuals and businesses alike. Plus, with online and mobile banking options available, managing your finances has never been easier!

Member Eligibility

At Sikorsky Financial, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're already on the right path to joining our community. We embrace individuals from all walks of life, making it easy for you to access our variety of services designed to help you achieve your financial goals. You can find more details about eligibility on our website at . Once you know you qualify, opening an account is just as straightforward. Our friendly staff is here to guide you through the process, ensuring it's as smooth as possible. Whether you're interested in checking and savings accounts, auto loans, or credit cards with rewards, Sikorsky Financial has something for everyone. If you have any questions or need assistance, don't hesitate to reach out at (203) 377-2252. Join us today and experience the benefits of being a member of Sikorsky Financial at 130 Division St Fl 1 Derby Ct 06418!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,678,827, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine effortlessly processing payments, managing cash flow, and enhancing customer satisfaction all from one platform. Our tools help you focus more on your business and less on paperwork. Located conveniently at 130 Division St Fl 1 Derby Ct 06418 in Derby, CT, we're here to partner with you on your journey toward success. Reach out today at (203) 377-2252 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Sikorsky Financial provides robust business banking services. This includes essential offerings like merchant services that help streamline payment processing and business loans designed to fund your growth initiatives.

Convenient Digital Banking

We understand that convenience is key in today's fast-paced world. That's why we offer comprehensive online and mobile banking services. With features such as online bill pay, mobile deposits, and account management at your fingertips, banking has never been easier. You can also enjoy hassle-free transactions through our ATM and cash withdrawal services, allowing access to your funds whenever you need them. At Sikorsky Financial, we strive to ensure that all members have access to the tools they need for financial success. We invite you to visit us or explore our website at www.sikorskycu.org for more information on how we can assist you today! Don't hesitate reach out to us for personalized service that puts your needs first!

Credit Cards & Rewards

With our credit cards with rewards, every purchase can bring you closer to exciting perks and benefits. Whether it's cash back or travel rewards, we have options that fit various lifestyles and spending habits.

Personal Banking

Our personal banking options are crafted with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. If you're looking to purchase a vehicle, our auto loans and vehicle financing programs provide competitive rates and flexible terms to make your dream car a reality. Thinking about homeownership? Our mortgage loans and refinancing options can help you secure the perfect home loan or save money by refinancing your existing mortgage. For those managing debt, our personal loans and debt consolidation services offer solutions tailored to simplify your payments and reduce stress.

Digital & Online Banking

Accessibility Anytime

Our mobile application puts all these features right in your pocket. Whether you're at work, shopping, or relaxing at home, managing your money has never been more convenient. You can stay updated on your account activity in real time and take control of your financial health whenever it suits you. At Sikorsky Financial, we believe that banking should fit seamlessly into your lifestyle. With our comprehensive digital banking options, you're empowered to take charge of your finances with confidence and ease. Join us today and experience banking that works for you!

Key Features

Safety is our priority. We provide electronic signature authorization, so you can sign documents securely from anywhere without needing to visit a branch. Plus, with e-statements available, you'll receive your account statements electronically helping you reduce paper clutter while keeping track of your finances easily. If you're looking for convenience in payments, our mobile payments feature allows you to make transactions quickly and securely with just a tap on your phone. Need to send money to friends or family? With our person-to-person transfer service, sending money is as easy as sending a text!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sikorsky Financial is your trusted partner. Visit us at 130 Division St Fl 1 Derby Ct 06418 or call (203) 377-2252 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 131 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our members is demonstrated by our growing base of 143,664 share accounts.

Lending Capacity

Our commitment to helping you achieve your financial goals is evident in our lending capacity. We have $7,296 in used auto loans and $932,208,836 in total loans and leases available for our members. Additionally, our $9,371,016 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings Security

Members' savings are secured through $288,190,696 in share certificates and $235,944,742 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $154,260,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,208 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $129,365,577 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy supports our ability to provide products tailored to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $119,521,014 in used vehicle loans and $48,575,938 in new vehicle loans already helping members get on the road. If you're considering refinancing your existing auto loan, be sure to ask us about our eligibility options.

Business Loans

For business owners, our outstanding commercial loans totaling $39,678,827 provide the capital needed to grow and expand your business operations. We are committed to supporting local businesses by offering tailored solutions that fit their unique challenges.

Conclusion

At Sikorsky Financial, we prioritize our members' needs with products designed for every stage of life. Whether you're buying a vehicle or investing in property, we're here to help simplify your borrowing experience. For more information about any of our loan offerings or if you're ready to apply today, please call us at 203-377-2252. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,145,625 in loans helping members manage their finances effectively. Our credit cards come with rewards that can help you save even more. If you need additional funds for other purposes or personal projects, our personal loans can provide the financial relief you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $135,110,999, making buying or refinancing simple. Our knowledgeable team is here to guide you through the mortgage process so you can find the right fit for your financial situation.

Loan Aggregator

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