Sikorsky Financial Credit Union Bridgeport CT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Sikorsky Financial, where our community comes first! Located at 1201 South Ave, Bridgeport, CT 06604, we have been serving our members since 1948 with dedication and care. As a trusted financial partner, we are proud to support over 66,000 members and manage an impressive $1.28 billion in assets. At Sikorsky Financial, we understand that financial decisions can be overwhelming. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgage refinancing and business banking solutions. Our experienced team is here to guide you every step of the way, ensuring that you feel confident in your financial choices. While you can always visit us at our Bridgeport branch, please send any official correspondence to our mailing address: 1201 South Avenue, Bridgeport, CT 06605. We believe in transparency and accessibility, which is why we invite you to reach out anytime at 203-384-7307. With a strong commitment to community impact and member satisfaction, Sikorsky Financial has built a solid reputation over the decades. Our leadership team, including CEO Vincent Ciambriello Jr. and Board President William Schlenk, works tirelessly to maintain our high standards of service while fostering an inclusive environment for all. Join us today and experience the Sikorsky difference! Visit our website at sikorskycu.org or stop by our branch to learn more about how we can help you achieve your financial goals. Your journey towards financial empowerment starts here!

Branch History & Mission

At Sikorsky Financial, we take pride in our rich history and unwavering commitment to serving the community of Bridgeport, CT. Established in 1948, our branch has grown alongside our members, evolving from a small credit union into a trusted financial institution with total assets of over $1.27 billion and a membership base of 66,557 individuals. Located at 1201 South Ave, Bridgeport, CT 06604, we are dedicated to providing exceptional financial services while fostering a strong sense of community. Our mission is clear: to empower our members with the tools they need to achieve their financial goals. We focus on offering personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just financial transactions; we believe in supporting the well-being of our community through outreach programs and partnerships that make a real difference. Over the years, Sikorsky Financial has embraced innovation to enhance member experiences. We offer convenient online and mobile banking services, ensuring that members can manage their finances anytime and anywhere. Our ATM services provide easy access for cash withdrawals and balance checks, catering to the busy lives of our members. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 1201 South Avenue, Bridgeport, CT 6605 if different from our physical address. Our lobby hours are Monday through Thursday from 8:00 AM to 3:00 PM and Friday from 8:00 AM to 3:00 PM. As we look forward to the future, Sikorsky Financial remains committed to being more than just a bank; we are your partner in building a prosperous future. We invite you to join us on this journey by becoming a member today and experiencing the many benefits that come with being part of the Sikorsky Financial family. Reach out to us at 203-384-7307 or visit our website at sikorskycu.org for more information. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Welcome to Sikorsky Financial, your trusted partner in personal and business banking! Conveniently located at 1201 South Ave in Bridgeport, CT, our branch is easily accessible for all your banking needs. Whether you're heading to the nearby Bridgeport Hospital or enjoying a day at Seaside Park, stopping by our location is simple and straightforward. At Sikorsky Financial, we understand that convenience matters. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can visit us with ease. Plus, while members can come see us at our main address, any official correspondence should be sent to 1201 South Avenue, Bridgeport, CT 6605. We pride ourselves on our friendly atmosphere and dedicated service. Our lobby hours are designed to accommodate your busy schedule, with services available on Mondays, Thursdays, and Fridays from 8:00 AM to 3:00 PM. We're here to help you manage your finances effectively whether you need assistance with checking accounts, auto loans, or credit cards. For your convenience, we also have ATM access available right at the branch. Unfortunately, we currently do not offer drive-thru banking; however, our staff is ready to assist you inside during operating hours. Don't hesitate to reach out if you have questions or need assistance. You can give us a call at 203-384-7307. We look forward to welcoming you into Sikorsky Financial soon!

Member Eligibility

At Sikorsky Financial, we believe that becoming a member is about joining a community that truly cares. If you're looking to be part of something special, we're excited to welcome you! To be eligible for membership at our Bridgeport branch, you need to meet a few friendly criteria. Generally, anyone who lives, works, worships, or attends school in the area can join us. This means that if you're connected to our vibrant community in any way, you're likely just a step away from enjoying all the benefits we offer. Becoming a member at Sikorsky Financial comes with plenty of advantages! From personalized banking services to competitive loan rates and rewarding credit card options, we are dedicated to supporting your financial journey. Opening an account is simple; just visit us at 1201 South Ave, Bridgeport, CT 06604, or give us a call at 203-384-7307 for more details. For the most up-to-date eligibility information, check out this resource. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services is key. Our offerings include payment processing solutions that allow you to accept payments easily, whether online or in-person. This means you can focus on what you do best running your business while we handle the financial transactions securely and efficiently. Visit us at 1201 South Ave Bridgeport Ct 06604 in Bridgeport, CT or call us at (203) 384-7307 to learn how our Business Banking & Commercial Services can empower your business today!

Tailored Loan Options

Imagine being able to expand your operations or purchase new equipment without the usual financial stress. Our commercial loan options can make this a reality. We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. For those outside our membership, we also provide flexible financing solutions with $0 in non-member commercial loans, ensuring that the broader community has access to vital resources. With an outstanding commercial loan portfolio of $39,678,827, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Accessing cash has never been easier with our ATM services, available at convenient locations near you. You can withdraw cash or check your balance without any hassle. At Sikorsky Financial in Bridgeport, CT, we are dedicated to providing not just financial services but also peace of mind. Our friendly staff is always ready to assist you with any questions or concerns. Ready to take control of your finances? Give us a call at 203-384-7307 or visit us online at http://WWW.SIKORSKYCU.org today! Let us partner with you on your financial journey!

Business Banking Solutions

For our business members, Sikorsky Financial provides essential banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our financial products are designed to meet the unique needs of local businesses.

Credit Cards and Rewards

We know that managing expenses efficiently is important, which is why we offer credit cards with rewards. These cards not only help in making purchases but also earn you rewards that can be redeemed for travel, shopping, and more.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we have invested in robust online and mobile banking solutions. You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature right from the palm of your hand.

Personal Banking Services

Our personal banking offerings are tailored to fit your lifestyle. Whether you're looking to manage your everyday expenses or save for the future, our checking and savings accounts provide easy access to your funds. We also offer auto loans and vehicle financing, making it easier for you to get behind the wheel of your dream car without stressing about high interest rates. If you're thinking about purchasing a home or refinancing your current mortgage, our mortgage loans can help make that process smoother. Our team will guide you through various options that suit your budget and lifestyle. Plus, for those unexpected expenses or projects, we offer personal loans and debt consolidation services to help keep your finances on track.

Digital & Online Banking

Key Features

Our online banking features include everything you need for effective account management. You can easily check your balances, view transaction history, and transfer funds all with just a few clicks. We also provide e-statements, allowing you to receive your bank statements electronically rather than through the mail. This not only saves paper but also makes it easier to keep track of your finances. For those who love using their smartphones, our mobile application is available for download, giving you even more control over your banking needs right in your pocket. Plus, with our mobile payments feature, paying for everyday purchases becomes quick and hassle-free. Whether you're splitting a bill with friends or making a purchase at your favorite store, our person-to-person transfer service makes it easy to send money instantly.

Security and Accessibility

We prioritize your security as much as we value convenience. Our electronic signature authorization ensures that all transactions are verified and secure, giving you peace of mind when managing your finances online. With user-friendly navigation and real-time account updates, you can feel confident that you're always in control of your money. In summary, Sikorsky Financial offers a comprehensive suite of digital banking services tailored to fit your lifestyle. Visit us at http://WWW.SIKORSKYCU.org to explore how our online banking solutions can simplify your financial life today!

Financial Strength

A Growing Community

Total Share Accounts stand at 143,664, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $350,347, reinforcing our commitment to serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sikorsky Financial is your trusted partner. Visit us at 1201 South Ave Bridgeport Ct 06604 or call (203) 384-7307 to learn more about how we can help you achieve your financial goals.

A Strong Foundation

With a net worth of $154,260,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,208 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $129,365,577 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as seen with $7,296 in used auto loans and $932,208,836 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $288,190,696 in share certificates and $235,944,742 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $9,371,016, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $39,678,827 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting your entrepreneurial journey. If you're considering refinancing any existing loans, we have eligibility options available that could help lower your payments or interest rates. Our friendly staff is here to discuss your specific situation and find the best solution for you. At Sikorsky Financial, we prioritize transparency and support throughout every step of your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today at (203) 384-7307 to learn more about our loan offerings or visit us in person. Let's work together to secure your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,521,014 in used vehicle loans and $48,575,938 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $135,110,999, make buying or refinancing simple. We provide competitive rates and clear terms to make your home financing journey as straightforward as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,145,625 in loans helping members manage their finances effectively. This option allows you to make purchases or cover unexpected expenses without tying up your assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh serves as a trustworthy resource for consumers looking to secure favorable lending terms. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive accurate and fair offers. Each lender's information is verified, so you can trust that the options presented are legitimate and up-to-date. LendMesh offers several key benefits to enhance your loan comparison experience: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This means you can make decisions without worrying about hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users are empowered to make informed choices that suit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*