Signet Credit Union Mayfield KY | Best Auto Loans & Personal Banking

Introduction

At Signet, we believe in building strong, lasting relationships with our members and the community. Located at 402 Charles Dr, Mayfield, KY 42066, our branch has been serving the area since 1982. With a commitment to providing personalized financial solutions, we have grown to support over 19,000 members and manage total assets of approximately $354,687,869. While you can visit us at our Mayfield location for all your banking needs, remember that official correspondence should be sent to the same address. Our friendly team of 58 employees, led by CEO Jimmilyn Hancock and Board President Greg Widmer, is dedicated to ensuring that your experience with us is both pleasant and rewarding. We offer a wide range of services including personal checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With total deposits reaching $18,260,621 and total loans exceeding 11,890, we are well-equipped to help you achieve your financial goals. Our current net worth stands at $60,193,125, reflecting our stability and dedication to our members' success. In addition to competitive rates on loans and deposits, we pride ourselves on being accessible. Enjoy the convenience of online banking and mobile payments or visit our branch for ATM services and drive-thru banking. Whether you're looking for a new vehicle loan or simply want to open a savings account, we're here to assist you every step of the way. Ready to take the next step? Contact us today at 270-247-7774 or explore our website at signetfcu.com for more information. We look forward to welcoming you into the Signet family!

Branch History & Mission

At Signet in Mayfield, KY, our story began in 1982. Over the years, we have built a strong legacy of serving our community with dedication and care. Located at 402 Charles Dr, just a stone's throw away from local landmarks like the Graves County Library and Mayfield Middle School, our branch has become a trusted partner for financial services in the area. With a total membership of 19,914 and assets reaching an impressive $354,687,869, we have grown alongside our members and adapted to meet their needs. Our mission at Signet is simple yet profound: to empower our members by providing accessible financial services while fostering a supportive community environment. We believe that banking should be more than just transactions; it's about building relationships and helping each other thrive. Our focus on personal banking includes checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. While members can visit us at 402 Charles Dr Mayfield Ky 42066, official correspondence should be sent to 402 Charles Drive, Mayfield, KY 42066. We pride ourselves on being available when you need us most. Our operating hours are convenient Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Plus, we offer both ATM access and drive-thru banking for those who prefer quick service. As we continue to embrace modern technology, we ensure that our digital platforms are user-friendly and accessible for everyone. Our online banking system allows members to manage their accounts easily from anywhere. We also provide mobile payments and electronic statements for added convenience. Community engagement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Mayfield and beyond. By participating in events and supporting local initiatives, we reinforce our commitment to uplifting the community. Join us today at Signet! Experience firsthand how we can help you achieve your financial goals while becoming part of a community that cares. Visit our website at signetfcu.com or give us a call at (270) 247-7774 to learn more about membership benefits!

Branch Location & Accessibility

A Convenient Visit

At Signet, we prioritize accessibility for all our members. Our location features ample parking and is compliant with ADA standards, ensuring that everyone can enjoy their visit without any hassle. If you prefer drive-thru banking, we've got you covered! Our drive-thru service allows for quick deposits and withdrawals right from your vehicle. Plus, we offer ATM access for even more convenience whenever you need cash or balance inquiries.

Get in Touch

Curious about how we can help you achieve your financial goals? Feel free to give us a call at 270-247-7774 or drop by our branch anytime. We're excited to welcome you into the Signet family!

Welcoming Operating Hours

We're here to serve you during convenient hours to fit your busy lifestyle. Visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. Whether you're stopping by before work or during lunch, our friendly team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more! If official correspondence needs to be sent, please note that it should be directed to our mailing address at 402 Charles Drive, Mayfield, KY 42066.

Member Eligibility

Welcome to Signet, where becoming a member is like joining a close-knit family ready to support you on your financial journey. If you live, work, worship, or attend school in the Mayfield area, you're already on the right track to enjoying all the benefits we offer. We believe in making banking accessible and friendly for everyone, so whether you're looking for personal loans, savings accounts, or even business services, there's a place for you here. To learn more about our membership criteria and see if you're eligible, please check out our detailed resource at http://www.signetfcu.com/become-a-member . Joining is simple! Once you confirm your eligibility, you can easily open an account online by visiting https://my.signetfcu.com/enroll or give us a call at (270) 247-7774 if you have any questions. We're excited to welcome you to Signet at 402 Charles Dr Mayfield Ky 42066, where together we can achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine being able to accept payments seamlessly, whether it's online or in-store. Our solutions make it easy for you to focus on what you do best running your business. If you're ready to take the next step in your business journey, visit us at 402 Charles Dr Mayfield Ky 42066 in Mayfield, KY, or call us at (270) 247-7774. Let's work together to achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,508,021, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, Signet offers robust business banking solutions including merchant services and business loans. We understand that running a business requires reliable financial support, and our team is dedicated to helping you thrive.

Embracing Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether you're paying bills through our app or transferring funds online, we've made it easy for you to stay on top of your finances without the hassle of traditional banking hours. You'll also find ATM services at our branch that facilitate quick cash withdrawals and balance checks whenever needed. And if you're in a rush? Our drive-thru service offers basic banking transactions right from your vehicle making it easier than ever for you to bank on the go!

Join Us Today!

At Signet, we are committed to supporting our members in every aspect of their financial journey. With comprehensive services designed just for you, there's never been a better time to become a member. If you're interested in exploring all that we have to offer or want assistance with opening an account, visit us at 402 Charles Dr Mayfield Ky 42066, call us at (270) 247-7774, or check out our website at https://signetfcu.com/ . Your financial future starts here!

Personal Banking Made Simple

We understand that managing your money can sometimes be overwhelming. That's why we offer various personal banking options, including checking and savings accounts designed for your lifestyle. Whether you're looking to save for a vacation or manage everyday expenses, our accounts come with features that make banking easier than ever. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing services can help get you on the road quickly and affordably. We offer competitive rates that cater to different budgets, making car ownership a reality for many of our members. When it comes to housing, we provide mortgage loans and refinancing options that can help you secure your dream home or lower your monthly payments. With personalized advice from our loan specialists, navigating the mortgage process becomes much simpler. For those unexpected expenses or opportunities, our personal loans and debt consolidation services are here to assist. We aim to make borrowing straightforward and accessible so you can focus on what matters most.

Rewards That Matter

Don't forget about our credit cards with rewards! These cards not only offer convenience but also allow you to earn points on your purchases, which can be redeemed for travel, merchandise, and more. It's a great way to make every purchase work for you.

Digital & Online Banking

E-Statements and More

Going paperless has never been easier! Enjoy the convenience of e-statements that keep you organized without cluttering up your mailbox. You'll receive monthly statements directly in your inbox, allowing you to track your spending and savings effortlessly.

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://signetfcu.com/ , you can access your accounts whenever you need to. Check balances, transfer funds, and pay bills all from the comfort of your own home or while you're out and about. Our user-friendly platform ensures that you have real-time access to your financial information, making it easier than ever to stay on top of your finances.

Go Mobile with Payments

Our mobile payments feature means you can make purchases with just a tap of your phone. This not only speeds up transactions but also keeps your banking details safe and secure. At Signet, we're committed to providing accessible banking solutions tailored for our members' needs. Dive into the world of convenient banking today your finances are just a click away!

Secure Transactions Made Simple

Your security is our priority. At Signet, we utilize electronic signature authorization for transactions, ensuring that your information remains protected every step of the way. Plus, with our mobile application available for download, you can manage your accounts securely right from your smartphone.

Send Money Instantly

Need to send money to a friend? With our person-to-person transfer feature, you can quickly send funds directly from your account without any hassle. This makes splitting bills or sending gifts simple and straightforward.

Financial Strength

A Trusted Partner for Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Signet is your trusted partner. Visit us at 402 Charles Dr Mayfield Ky 42066 or call (270) 247-7774 to learn more about how we can help you achieve your financial goals.

Committed Team Ready to Serve You

We also take pride in having 50 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member-Centric Savings Options

Members' savings are secured through $76,143,903 in share certificates, offering stable and rewarding financial growth opportunities. This commitment means your savings can grow safely while being backed by our robust financial standing.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency is crucial as it reinforces our ability to provide top-notch service consistently.

Reinvesting for Your Benefit

With $58,963,293 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continuously improve the services we offer while keeping your interests at heart.

Solid Financial Foundation

With a net worth of $60,193,125, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,697 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $5,580 in used auto loans and $205,180,020 in total loans and leases. Whether you're looking to purchase a vehicle or need support for other loans, we're here to help.

Loan Offering

Additional Options

For those interested in business opportunities, our outstanding commercial loans totaling $2,508,021 provide the capital needed to grow and expand your business. Whether it's a new venture or an existing project needing funding, we're here to assist with tailored solutions. If you're considering refinancing or want to check eligibility for any of our products, please don't hesitate to reach out. We can walk you through available options based on your unique situation. At Signet, we prioritize transparency and accessibility. If you have any questions or would like to start an application process, call us at (270) 247-7774 during our operating hours from 9 AM - 5 PM Monday through Thursday and 9 AM - 6 PM Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $87,468,108 in used vehicle loans and $21,062,488 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that fit your budget, making it easier than ever to drive away in the vehicle you desire.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,612,915, make buying or refinancing simple. We offer guidance throughout the process, ensuring you understand all your options and can choose the best path for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,206,789 in loans helping members manage their finances effectively. These cards come with various benefits that can help you streamline your spending and stay on top of your budget.

Loan Aggregator

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SIGNET FEDERAL CREDIT UNION