Signal Financial Credit Union Silver Spring MD | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Signal Financial, your trusted partner in achieving financial success since 1947. Located at 3701 Rossmoor Blvd, Silver Spring, MD 20906, we take pride in serving a vibrant community of over 23,000 members with a commitment to providing exceptional financial services tailored to your needs. Our branch is not just a place for transactions; it's a hub where relationships flourish and financial dreams come true. At Signal Financial, we understand that every member's journey is unique. With total assets exceeding $411 million and a net worth of $37.9 million, our financial stability allows us to offer competitive products like personal banking, auto loans, mortgages, and business financing solutions. We have successfully issued over 9,349 loans and leases, helping our members invest in their futures and achieve their goals. Under the leadership of our dedicated CEO, Francois Verleysen, and Board President Andrew Mekelburg, we strive to create an environment where you feel valued and supported. Whether you're looking to save for a new home or finance your next vehicle, our team is here to guide you every step of the way. For any official correspondence, please note that while you can visit us at our branch address, mail should be sent to 3701 Rossmoor Blvd, Silver Spring, MD 20906-1565 if different from the physical location. We invite you to explore the wide range of services we offer at Signal Financial and discover how we can help you grow financially. Feel free to reach out to us at 301-933-9100 with any questions or visit us during lobby hours from Monday to Friday, 9:00 AM - 4:00 PM. Join us today and experience the difference that comes with being part of the Signal Financial family!

Branch History & Mission

Community Focus

Signal Financial is deeply rooted in the community it serves. We partner with local organizations to provide educational workshops on financial literacy and support various charitable events throughout the year. These initiatives not only enhance our engagement with members but also contribute positively to the overall welfare of Silver Spring. As we look back on our journey since opening in 1947, we remain focused on our vision for the future: a community where every member thrives financially. Whether you're looking for a new checking account or need assistance with business banking solutions, our dedicated team is here to help. We invite you to join us at Signal Financial and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Visit us today at 3701 Rossmoor Blvd or call us at 301-933-9100 during our operating hours from Monday through Friday from 9:00 AM to 4:00 PM. Together, let's build a brighter financial future!

Our Mission

At the heart of Signal Financial's mission is the desire to empower our members through accessible financial solutions and unparalleled customer service. We believe that everyone deserves the opportunity to achieve their financial goals and lead a secure life. Our commitment extends beyond just offering personal banking services such as checking and savings accounts, auto loans, and credit cards with rewards; we actively engage in community outreach programs that support local initiatives and foster growth within Silver Spring. We understand the importance of evolving with technology while maintaining a personal touch. That's why we offer online and mobile banking options that allow you to manage your finances conveniently from anywhere. Our commitment to accessibility also includes ADA-compliant facilities and resources for all our members.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out by phone at 301-933-9100. Our friendly team is eager to help you navigate your financial journey. We invite you to visit Signal Financial today your trusted partner in achieving financial success!

Nearby Landmarks and Access

Located near the vibrant Leisure World community, our branch is just a short drive from local favorites like the Leisure World Plaza and nearby parks. With ample parking available, visiting us is hassle-free. Our facility is also equipped with accessibility features, ensuring everyone can comfortably access our services.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 4:00 PM, making it easy to fit banking into your busy schedule. At Signal Financial, we offer a variety of personal and business banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, enjoy the convenience of our ATM services for quick withdrawals and balance checks. While members can visit us at our Silver Spring location for all their banking needs, please note that official correspondence should be directed to the same address: 3701 Rossmoor Blvd, Silver Spring, MD 20906-1565.

Member Eligibility

Becoming a member of Signal Financial is like joining a close-knit family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making our community vibrant and inclusive. As a member of Signal Financial, you'll enjoy benefits like personalized service, competitive rates on loans and savings accounts, and access to a range of financial products designed with you in mind. Opening an account is straightforward and welcoming. You can start the process by visiting us at our branch located at 3701 Rossmoor Blvd Silver Spring Md 20906, or give us a call at (301) 933-9100 if you have any questions. For detailed eligibility criteria, feel free to check out our resource page at . We're excited to help you take this important step toward becoming part of our community!

Business Banking & Commercial Services

At Signal Financial, we understand that every business has unique needs. Whether you're a startup or an established company, having the right financial support can make all the difference in reaching your goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,332,311, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine easily processing payments on-the-go or integrating seamless payment solutions into your online store. Our merchant services empower you to focus on what matters most growing your business. Located at 3701 Rossmoor Blvd Silver Spring Md 20906 in Silver Spring, MD, we're here to partner with you on your journey toward success. Reach out today at (301) 933-9100 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide easy access to cash through our ATM services, making withdrawals and balance checks simple and efficient. You can feel confident knowing that your banking needs are met without hassle. We invite you to explore all these services and more at Leisure World. If you're interested in learning how we can assist you further, don't hesitate to reach out! Call us at (301) 933-9100 or visit us during our lobby hours from Monday to Friday between 9:00 AM and 4:00 PM. Join us today and experience how Signal Financial can help enhance your financial well-being!

Business Banking

For small business owners, we offer specialized services including merchant services and business loans. We recognize that running a business comes with its own unique challenges, and having the right financial support can make all the difference. Our team works closely with local businesses to understand their specific needs and provide tailored solutions that foster growth.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards with rewards program allows you to earn points for every purchase, giving you the chance to enjoy exciting benefits just by using your card. This feature not only makes everyday spending rewarding but also helps you manage your finances more efficiently.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Signal Financial, we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With our online and mobile banking services, you can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go.

Personal Banking

When it comes to personal banking, we offer a variety of options designed to help you manage your money effectively. Whether you're looking for checking and savings accounts to keep your day-to-day finances organized or need assistance with auto loans and vehicle financing to get that new car you've been eyeing, we've got you covered. Our friendly staff is always ready to guide you through the process, ensuring you find the best solutions for your needs. If you're considering buying a home, our mortgage loans and refinancing options can make homeownership more accessible. We understand that taking on a mortgage is a significant commitment, which is why we strive to provide competitive rates and personalized service. For those unexpected expenses or debt consolidation needs, our personal loans can offer the support required to get back on track.

Digital & Online Banking

Convenient Online Banking Services

With our user-friendly online banking platform, accessible through https://www.signalfinancialfcu.org, you can manage your accounts with just a few clicks. Need to check your balance or transfer funds? You can do it all 24/7 from the comfort of your home or on the go. Plus, our mobile application provides all the features you love about online banking right at your fingertips.

Effortless Transactions

Sending money to friends or family is simple with our person-to-person transfer service. Whether it's splitting a dinner bill or sending a birthday gift, you can do it quickly and easily. And if you're someone who loves using mobile payments, you're in luck our platform supports this feature so you can make purchases directly from your smartphone.

Enhanced Security and Features

Security is our top priority. Our electronic signature authorization feature allows you to sign documents securely without the hassle of printing and mailing. If you're environmentally conscious, you'll appreciate our e-statements, which let you receive your bank statements electronically, saving paper and reducing clutter.

Stay Connected Anytime

We know that life gets busy, which is why we've made it easier than ever to stay on top of your finances with Signal Financial. With our comprehensive online banking services, you'll have real-time access to your accounts whenever you need it. Experience the freedom of managing your money on your terms! Explore all these features and more by visiting us at https://www.signalfinancialfcu.org today!

Financial Strength

Efficient Operations

Our $770,314 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Community Trust

Total Share and Deposit Accounts: 48,752, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Signal Financial is your trusted partner. Visit us at 3701 Rossmoor Blvd Silver Spring Md 20906 or call (301) 933-9100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Your Future

With $31,806,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $500 in used auto loans and $306,006,401 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $82,031,951 in share certificates and $24,492,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $37,969,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $910 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,956,357 in used vehicle loans and $8,823,728 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $84,332,311 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to supporting your success.

Credit Lines and Unsecured Loans

For those who need flexible funding options, our total credit lines amount to $138,056,144, allowing you to tap into funds as needed. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $10,013,969 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,979,024, make buying or refinancing simple. We guide you through each stage of the process so you can feel confident in your investment.

Refinancing Options

If you're looking to reduce monthly payments or pay off existing debt more efficiently, refinancing options are available across various loan products. This can help lower interest rates or adjust repayment terms based on your current financial situation. At Signal Financial Credit Union, we prioritize transparent processes and strive to make borrowing easy and accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're taking that first step toward purchasing a car or making an investment in property or business growth our team is ready to assist you in navigating your loan options effectively. Visit us today!

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