Signal Financial Credit Union Washington DC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Signal Financial, your trusted partner in financial wellness since 1947. Located at 1101 New York Ave NW, Washington, DC 20005, we are proud to serve over 23,000 members with a strong commitment to community and personalized service. Our dedicated team of 73 employees, led by CEO Francois Verleysen and Board President Andrew Mekelburg, is here to help you navigate your financial journey. At Signal Financial, we understand that every member's needs are unique. That's why we offer a variety of services tailored just for you whether you're looking for checking and savings accounts, auto loans, or business financing. With total assets exceeding $411 million and deposits around $21.6 million, our solid financial foundation ensures that your money is safe with us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address as our branch. We pride ourselves on being more than just a credit union; we're a community hub where relationships matter and trust is built. Our commitment extends beyond banking we're dedicated to making a positive impact in Washington, DC. By choosing Signal Financial, you're not just accessing top-notch financial services; you're also supporting local initiatives that benefit our neighborhood. So why wait? Experience the difference with Signal Financial today! Call us at 301-933-9100 or visit our website at signalfinancialfcu.org to learn more about how we can support your financial goals.

Branch History & Mission

Community Commitment

At Signal Financial, we are not just about numbers; we are about people. We actively participate in various outreach programs aimed at helping those in need within our community. From financial literacy workshops to partnerships with local organizations, we're dedicated to empowering individuals and families to achieve their financial goals. While members can visit us at our branch location for all their banking needs during operating hours from Monday to Friday, 9:00 AM to 4:00 PM, official correspondence should be sent to our mailing address at 1101 New York Ave NW, Washington, DC 20005-4269.

Modern Banking Solutions

Embracing technology is also part of our mission. We offer online and mobile banking options that allow you to manage your finances conveniently from anywhere. With features like electronic signature authorization and person-to-person payment options, we ensure that your banking experience is as smooth as possible. Join us at Signal Financial as we continue this journey together. Whether you're looking for a new bank or seeking better financial solutions, we invite you to become a part of our growing family. Experience the benefits of membership today! For more information or assistance, feel free to call us at 301-933-9100 or visit our website at Signal Financial.

Our Journey

Since opening our doors, Signal Financial has consistently adapted to meet the evolving needs of our members. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Today, we proudly manage total assets exceeding $411 million and continue to grow our presence within the community. Our mission is clear: we strive to provide exceptional financial services while supporting the local community. We believe that by fostering strong relationships with our members and investing in community initiatives, we can make a real difference in people's lives. Our dedicated team of 73 employees works tirelessly to ensure that every member receives personalized attention and care.

Branch Location & Accessibility

Accessibility Features

At Signal Financial, we prioritize accessibility for all our members. Our branch is ADA compliant and includes features like ramps and spacious pathways to ensure everyone can navigate comfortably. Plus, there's ample parking available nearby for those who choose to drive.

Call-to-Action

We invite you to come visit us at Signal Financial! If you have questions or need assistance before your visit, don't hesitate to give us a call at 301-933-9100. We look forward to helping you achieve your financial goals!

Operating Hours

We want to be there for you when you need us! Our lobby hours are Monday through Friday from 9:00 AM to 4:00 PM. Feel free to stop by during these hours for all your banking needs!

Services Offered

Our branch offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. If you're interested in business banking, we also provide merchant services and business loans to help your enterprise thrive. For added convenience, enjoy access to our ATM services right here at the branch. While we currently do not offer drive-thru banking or shared service centers, our friendly staff is always ready to assist you inside.

Member Eligibility

At Signal Financial, we believe that everyone deserves a chance to belong to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the District of Columbia or have a family member who does, you're already eligible. We invite you to take advantage of all the wonderful benefits that come with membership, including personalized service and competitive rates on loans and savings products. For more detailed information on eligibility, check out our page at . Ready to open your account? It's a simple process! You can get started online by visiting https://apply.signalfinancialfcu.org/apply.aspx?lenderref=signalffcu072320&list=xa1sst&_gl=1*1afgcy1*_ga*otkzodgwmtm1lje2otqxmtu2odg.*_ga_fb8vm0l60h*mtcxnjq4ota0ms4xmtgums4xnze2ndkwmzqzljaumc4w . If you have any questions or need assistance, don't hesitate to give us a call at (301) 933-9100. We're here to help you every step of the way as you join the Signal Financial family at our branch located at 1101 New York Ave Nw Washington Dc 20005.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine this: your customers walk into your store, excited to make purchases, and all they have to do is tap their phone or card at the register. Our merchant services make this experience seamless, allowing you to accept payments easily and efficiently. This not only enhances customer satisfaction but also helps your cash flow by ensuring that funds are processed swiftly. Let us help you navigate the financial landscape so you can focus on what you do best growing your business. For more information about our offerings or to speak with a representative, visit us at 1101 New York Ave Nw Washington Dc 20005 or call us at (301) 933-9100.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,332,311, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Business owners will find value in our business banking services, including merchant services and business loans tailored to support your growth. We understand the unique challenges businesses face, and we're committed to helping you thrive.

Conclusion

At Signal Financial, we are proud to offer these comprehensive services designed around your needs because we know that financial health is essential for achieving life's goals. If you have any questions or want to learn more about how we can assist you, please don't hesitate to reach out at (301) 933-9100. We look forward to serving you at our branch!

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, staying on top of your finances has never been easier.

Loans and Credit

For those unexpected expenses or larger purchases, our personal loans and debt consolidation services can provide the financial relief you need. With low rates and flexible terms, we aim to make borrowing easy and accessible. If you're looking to earn rewards while using credit, check out our credit cards with rewards, perfect for everyday spending that benefits you.

Personal Banking

When it comes to personal banking, we offer a variety of options to help you manage your finances effectively. Our checking and savings accounts are designed with flexibility and convenience in mind. Whether you're saving for a vacation or everyday expenses, our accounts can help you reach your goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are competitive and straightforward. Imagine driving off in your dream car without the stress of complicated loan terms. We also provide mortgage loans and refinancing, making home ownership attainable for more families. Whether you're buying your first home or looking to refinance your current mortgage, our dedicated team is here to guide you through every step.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfer service lets you do that instantly perfect for splitting dinner bills or sending gifts. And if you're someone who prefers using mobile payments, you'll love our mobile payments feature that allows you to make purchases quickly and securely. At Signal Financial, we're committed to making banking simple and stress-free for all our members. Explore all our digital offerings today and take control of your financial journey!

Key Services

With our online banking platform available at https://www.signalfinancialfcu.org , you can check your account balances, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Plus, our user-friendly mobile application brings all these features right to your fingertips. Download it today for a hassle-free banking experience!

Security and Ease of Use

Security is a top priority for us. We use advanced technology to keep your information safe while providing features like electronic signature authorization, making it easier to handle transactions securely without the need for paper forms. You can also opt for e-statements, which are not only environmentally friendly but also allow you to manage your finances digitally without clutter.

Financial Strength

Commitment to Growth

With $31,806,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us grow alongside you as you pursue your financial goals.

Dedicated Team

We also take pride in having 73 full-time employees ready to assist you with knowledge and care. Our team is dedicated to providing excellent service at every interaction.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We understand that every dollar matters to our members.

Growing Together

Our total share accounts stand at 48,752, showing a strong and growing member base that trusts us with their finances. This trust motivates us to continually improve our offerings for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Signal Financial is your trusted partner. Visit us at 1101 New York Ave Nw Washington Dc 20005 or call (301) 933-9100 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $500 in used auto loans and $306,006,401 in total loans and leases. Whether you're buying a new car or planning a big purchase, we have the resources available to help.

Member-Centric Savings Options

Members' savings are secured through $82,031,951 in share certificates and $24,492,425 in money market shares, offering stable and rewarding financial growth opportunities. This ensures that your deposits are not only safe but also working hard for you.

Operational Efficiency

Our $770,314 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We work hard behind the scenes to ensure that your experience with us is seamless and beneficial.

Solid Financial Foundations

With a net worth of $37,969,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $910 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,956,357 in used vehicle loans and $8,823,728 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easy for you to find the perfect car without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $84,332,311 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to supporting your journey. If you're considering refinancing any of these options or want to learn about eligibility requirements, please don't hesitate to reach out. Our dedicated team at Signal Financial is ready to assist you with personalized service tailored to your specific needs. You can contact us at (301) 933-9100 during our operating hours from Monday to Friday, 9:00 AM - 4:00 PM. For performance insights and financial data, we source our information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,979,024, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $10,013,969 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

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SIGNAL FINANCIAL FEDERAL CREDIT UNION