Sierra Pacific Credit Union Reno NV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sierra Pacific, your trusted financial partner located at 5580 Mill St Ste 700, Reno, NV 89502. Since our establishment in 1936, we've dedicated ourselves to serving the local community with a personal touch and a commitment to excellence. With over 10,671 members and total assets exceeding $170 million, we pride ourselves on being a cornerstone of financial support for our neighbors. At Sierra Pacific, we understand that navigating your financial journey can be challenging. That's why we offer a range of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking solutions. Our robust portfolio includes over 4,337 loans and leases, totaling nearly $43 million, designed to help you achieve your goals. Led by our experienced CEO, Leslie Ramsdell, and Board President, Jim Hunting, our team is here to ensure you receive the guidance and support you deserve. Our friendly staff of 21 dedicated employees is ready to assist you during our operating hours from 8:30 am to 5:00 pm, Monday through Friday. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 5580 Mill St Ste 700, Reno, NV 89502. Feel free to reach out at 775-857-2424 or explore our website at sierrapacificfcu.org for more information about our services. Join us today and experience the difference that community-focused banking can make! Whether you're opening an account or inquiring about a loan, we're here to help you every step of the way.

Branch History & Mission

Community Commitment

Our commitment goes beyond just providing financial products; we actively engage in partnerships that enhance the lives of those around us. By participating in community events and supporting local organizations, we aim to create a positive impact in Reno and beyond.

Join Us

As we continue to grow alongside our community, we invite you to be part of the Sierra Pacific family. Experience firsthand the benefits of membership with a credit union that genuinely cares about your financial success. For more information or to open an account today, visit us online at Sierra Pacific or call us at (775) 857-2424. Together, let's build a brighter financial future!

Our Mission

At Sierra Pacific, our mission is simple yet profound: to empower individuals through financial education and support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's securing a loan for a new vehicle or saving for future milestones. Our total assets now exceed $170 million, reflecting the trust placed in us by our members. We understand that banking is not just about transactions; it's about relationships and building a better future together. We offer personalized services ranging from checking and savings accounts to auto loans and credit cards with rewards. Our online and mobile banking options ensure that you can manage your finances conveniently, anytime and anywhere. While members can visit us at 5580 Mill St Ste 700, official correspondence should be sent to the same address as our mailing address.

Our Story

Sierra Pacific started with the mission to provide accessible and affordable financial services to our members. Through the years, we have evolved significantly, adapting to the changing needs of our community while maintaining our core values. Located at 5580 Mill St Ste 700 in Reno, our branch is easily accessible for anyone looking to improve their financial well-being. In addition to offering essential banking services, we are committed to supporting local initiatives that strengthen our community ties. We strive to foster an environment where every member feels valued and understood.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Finding us is a breeze! We're situated near key landmarks that many locals recognize, making it easy to pop in for a quick visit. Just look for our bright signs along Mill Street! While our official mailing address is the same as our branch address, you can always send correspondence to 5580 Mill St Ste 700, Reno, NV 89502 if needed.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at 775-857-2424. Our team is eager to help you with all your financial needs! We invite you to come by and see how we can assist you on your financial journey at Sierra Pacific!

Operating Hours and Services

Our lobby is open from 8:30 AM to 5:00 PM, Monday through Friday, so you can visit us at a time that suits your schedule. While we don't have ATMs or drive-thru services available at this location, we do offer a range of personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and much more. We also support shared service transactions for members of partner credit unions.

Parking and Accessibility Features

We offer ample parking space right outside our branch. Plus, our building is equipped with features that ensure everyone can access our services comfortably, including ADA-compliant ramps. You won't have to worry about navigating stairs or tight spaces here!

Member Eligibility

Joining the Sierra Pacific family means becoming part of a caring community that prioritizes your financial well-being. To become a member of Sierra Pacific, you'll find that eligibility is quite straightforward and welcoming. Whether you live, work, worship, or attend school in our service areas, you're likely to qualify! We believe in making banking accessible for everyone, so don't hesitate to check out more detailed eligibility criteria on our website at this link. Once you know you're eligible, opening an account is a breeze. You can start the process online by visiting this page, or if you prefer a personal touch, feel free to give us a call at (775) 857-2424. Our team is ready to help you every step of the way. Come see how being a member at Sierra Pacific can make a positive difference in your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments from your customers easily and securely, allowing you to focus more on what you do best running your business. From point-of-sale systems to online payment solutions, we've got you covered. Visit us at 5580 Mill St Ste 700 Reno Nv 89502 in Reno, NV, or call us at (775) 857-2424. Let's discuss how we can work together to achieve your business goals!

Supporting Your Business Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $56 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,820,491, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive business banking services including merchant services and business loans. We aim to support local businesses in achieving their goals through tailored financial products designed specifically for small business needs.

Credit Cards with Rewards

For those looking to maximize their spending power, our credit cards come with rewards tailored just for you. Whether you're earning points for travel or cashback on everyday purchases, our credit card options are designed to add value back into your wallet.

Digital Convenience

In today's fast-paced world, convenience is key. At Sierra Pacific, we've embraced technology with online and mobile banking features that allow you to manage your accounts anytime, anywhere. From person-to-person payments to electronic statements, we ensure that your banking experience is efficient and user-friendly.

Loans Made Simple

When it comes to financing, we understand that each member's needs are unique. That's why we provide various options such as auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans for debt consolidation. Picture yourself driving off in that new car or purchasing your first home with a loan that fits your budget perfectly. Our competitive rates and personalized service make the loan process straightforward and stress-free.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Need to access your funds quickly? With our online and mobile banking options, managing your money has never been easier. Imagine checking your balance, transferring funds, or paying bills all from the comfort of your home or on the go. We also offer ATM services for cash withdrawals, ensuring you have easy access whenever you need it.

Shared Branch Transactions

For members who use partner credit unions, we offer basic shared branch transactions like deposits and withdrawals. This means you can access your funds conveniently even when you're away from home. We invite you to explore these services further by visiting us or calling (775) 857-2424 during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Discover how Sierra Pacific can help simplify your financial journey today!

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts, ensuring you can check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you can feel confident knowing that all transactions are protected with top-notch security measures. Need to sign documents quickly? With our electronic signature authorization feature, you can finalize important agreements without the hassle of printing or mailing. Plus, enjoy the benefit of e-statements which keep your financial records organized and easily accessible all while helping the environment.

Mobile Banking Features

Stay connected with our mobile application, available for download on all major platforms. This app offers features like mobile payments and person-to-person transfers, making it easy to send money to friends or family in just a few taps. Imagine splitting a dinner bill or sending a quick gift it's all possible right from your smartphone! With these digital tools at your fingertips, managing your finances has never been easier. Join us at Sierra Pacific and experience how our digital banking services can enhance your financial management today!

Financial Strength

Commitment to Service

Total Share and Deposit Accounts: 17,459, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,274,650. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Pacific is your trusted partner. Visit us at 5580 Mill St Ste 700 Reno Nv 89502 or call (775) 857-2424 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $20,888,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,767 in used auto loans and $99,052,465 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $10,967,607 in share certificates and $64,073,608 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $23,111,120, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,767,312 in used vehicle loans and $22,203,794 in new vehicle loans already helping members get on the road. We aim to make your experience smooth and straightforward. Whether you need financing for a new or used vehicle, our team is ready to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $17,820,491 provide the capital needed to grow and expand. We are committed to supporting local businesses in achieving their goals through tailored lending solutions. At Sierra Pacific, we pride ourselves on transparency and support. Our team is here to guide you through each loan product and help you find what best suits your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our offerings or want to discuss your specific financial situation, please feel free to contact us at 775-857-2424 or visit us at our branch located at 5580 Mill St Ste 700 Reno NV 89502. We're open Monday through Friday from 8:30 AM to 5:00 PM. Your journey toward financial success starts here!

Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,001,807 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,155,172, make buying or refinancing simple. We offer various mortgage products tailored to meet different needs. If you have questions about refinancing options or eligibility criteria, don't hesitate to reach out.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent. By working exclusively with verified financial institutions, LendMesh ensures that every loan comparison reflects current market conditions.

Key Benefits of Using LendMesh

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SIERRA PACIFIC FEDERAL CREDIT UNION