Sierra Central Credit Union Willows CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sierra Central, your trusted credit union located at 1030 W Wood St, Willows, CA 95988. Since our establishment in 1955, we have been dedicated to serving our community with reliable financial solutions and exceptional member service. With a total membership of 82,655, we take pride in being a cornerstone for financial growth and stability in the Willows area. At Sierra Central, our commitment extends beyond just banking; we focus on building lasting relationships with our members. We currently manage assets totaling $1,438,743,317, ensuring that your deposits are secure while providing you access to a variety of services tailored to meet your needs. Our total deposits stand at $110,156,615, reflecting the trust that our members place in us. We understand that every member has unique financial goals. That's why we offer an array of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking for a personal loan or need assistance with business financing our experienced team is here to help! Our leadership team, led by CEO Ron Sweeney and Board President Tib Belza, is deeply committed to fostering a supportive environment where members can thrive. With a workforce of 220 employees, we're not just a bank; we're your neighbors, ready to assist you on your financial journey. While you can visit us directly at our branch in Willows, official correspondence should be sent to 1030 West Wood Street, Willows, CA 95988 if different from our physical address. If you're ready to take the next step toward achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 530-934-2132 or explore our website at Sierra Central. Join us today and experience the difference that a dedicated credit union can make in your life!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. At Sierra Central, we are proud to offer digital banking solutions that make managing finances easier than ever. From online banking and mobile payments to e-statements and electronic signatures, we ensure that our members can access their accounts anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities and services tailored for everyone. With an ATM available at our branch and no drive-thru service needed for personalized assistance, we ensure convenience without compromising quality.

Join Us

Sierra Central is more than just a credit union; it's a community-focused organization where every member matters. If you're looking for a financial partner that genuinely cares about your success and well-being, we invite you to join us. Experience the benefits of being part of Sierra Central today! Visit us or call us at 530-934-2132 for more information on how you can become a member and start enjoying all the advantages we offer!

Our Mission

Our mission at Sierra Central is clear: to empower our members by providing accessible financial services that support their personal and business goals. We believe that everyone deserves the opportunity to achieve financial wellness. Through services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we strive to meet the unique needs of each member. Beyond just banking, we are deeply committed to supporting our local community. We actively engage in outreach programs and partnerships that uplift those around us. Our goal is not only to help individuals thrive financially but also to contribute positively to the fabric of Willows. While members can visit us at 1030 W Wood St, official correspondence should be sent to 1030 West Wood Street, Willows, CA 95988 if necessary. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before visiting us, feel free to give us a call at 530-934-2132. We can't wait to welcome you into our branch! At Sierra Central, we're not just about banking; we're about building relationships within the community. Come see us today!

Operating Hours

Our doors are open to serve you Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays from 9:00 AM to 6:00 PM. We encourage you to drop by during these hours for any of your banking needs. Our dedicated staff is always ready to assist you with everything from personal accounts to loans.

Services Offered

At Sierra Central, we pride ourselves on providing a wide range of services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered! Plus, we have an ATM available for your convenience, allowing for quick cash withdrawals and balance checks whenever you need them. Unfortunately, we don't currently offer drive-thru banking or shared service centers at this location. However, our friendly team is here to help you in person every step of the way!

Member Eligibility

At Sierra Central, we believe that becoming a member means joining a family where your financial needs are understood and prioritized. If you're looking to be part of a supportive community, you might be eligible to join us! Our membership is open to individuals who live, work, or worship in the areas we serve. This includes residents of Glenn County and surrounding regions who are seeking a trustworthy partner for their financial journey. To learn more about the specific eligibility criteria, please check out this resource: . Joining is simple and welcoming! You can easily open an account online by visiting https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq or by giving us a call at (530) 934-2132 if you have any questions. We're here to guide you every step of the way at our branch located at 1030 W Wood St Willows Ca 95988. We look forward to having you as part of our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services offer practical solutions to help you accept payments effortlessly, giving you more time to focus on what you love growing your business. Ready to take the next step? Visit us at 1030 W Wood St Willows Ca 95988 in Willows, CA, or give us a call at (530) 934-2132. Let's work together to turn your business ambitions into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! At Sierra Central, we provide comprehensive business banking services, including merchant services and business loans that empower you to grow and thrive in today's competitive market.

Credit and Loans

Life can sometimes throw unexpected expenses your way, which is why having access to personal loans and debt consolidation options can be a lifesaver. Our credit cards come with rewards programs, allowing you to earn points on everyday purchases while managing your spending effectively.

Digital Banking Convenience

In this fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you want to check balances, pay bills, or transfer funds between accounts, our digital solutions make it easy. Plus, with access to ATMs for cash withdrawals and balance checks right at your fingertips, you'll never be far from your money.

Personal Banking Solutions

Our personal banking services make everyday transactions simple and straightforward. We offer checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. And for those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to help you secure the best possible deal.

Reach Out Today!

We invite you to visit us at our location in 1030 W Wood St Willows Ca 95988 or give us a call at (530) 934-2132 during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Let us show you how Sierra Central can support your financial journey with the services that matter most to you. Explore more about what we offer by visiting our website at Willows. Your financial success is our priority!

Digital & Online Banking

Additional Features for Your Convenience

Stay organized with e-statements available through our online banking portal. You can view, download, and manage all your statements digitally no more cluttered mailboxes! If you're looking for quick and easy ways to send money to friends or family, our person-to-person transfers make it simple to send cash instantly. For those who enjoy the convenience of mobile payments, we've got you covered too! Our mobile payments feature allows you to make purchases directly from your device with just a few taps. At Sierra Central, we're dedicated to making banking easier for you. With our robust digital and online banking services, managing your finances has never been more accessible or secure. Join us today and take control of your financial journey!

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, accessible at https://www.sierracentral.com/, you can easily check your account balances, transfer funds, and pay bills without stepping foot into a branch. Our 24/7 online banking services ensure that you have access to your financial information whenever you need it. Plus, for those who prefer a mobile experience, our dedicated mobile application allows you to handle transactions right from your smartphone or tablet. Security is a top priority at Sierra Central. We offer electronic signature authorization, allowing you to sign documents safely and efficiently from the comfort of your own home. This feature not only saves time but also adds an extra layer of security to your transactions.

Financial Strength

Committed Workforce

We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our growing member base is evident through our total share accounts of 154,523.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 1030 W Wood St Willows Ca 95988 or call (530) 934-2132 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,031 in used auto loans and $1,036,226,423 in total loans and leases. Our operational efficiency is evident as reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings Security

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in exploring eligibility options or want more details on how our loan products can work for you, don't hesitate to reach out! You can call us at 530-934-2132 or visit us at our branch located at 1030 W Wood St Willows Ca 95988. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take a step closer to achieving your financial dreams with Sierra Central!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your business. We understand that having access to funds when you need them can make a significant difference in achieving your business objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process. If you're looking to refinance an existing mortgage, we can help with that too!

Unsecured Credit Card Loans

Managing finances effectively is key for our members. We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members navigate their expenses without the burden of high-interest rates.

Loan Aggregator

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Real-Time Rate Comparisons

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Sierra Central