Sierra Central Credit Union Wheatland CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sierra Central, your trusted partner in financial growth and community support. Located at 503 Mcdevitt Dr, Wheatland, CA 95692, our branch has been serving members since 1955. With a commitment to fostering financial well-being, we proudly support a membership of over 82,655 individuals and families. At Sierra Central, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand strong at $1,438,743,317, reflecting our stability and dedication to our members. Led by CEO Ron Sweeney and Board President Tib Belza, our team of 220 employees is here to provide personalized service that you can trust. We believe in building lasting relationships with our members, ensuring that you receive the best financial guidance possible. While you can visit us at our Wheatland branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1351 Harter Pkwy, Yuba City, CA 95993. With total deposits amounting to $110,156,615 and total loans exceeding 48,752, we are committed to reinvesting in our community. Our net worth of $145,176,469 and cash in hand totaling $17,458,447 further highlight our solid foundation. We invite you to explore the many ways Sierra Central can assist you on your financial journey. Whether you're interested in personal banking or business solutions, we're here for you! Don't hesitate to give us a call at 800-222-7228 or visit us online at sierracentral.com for more information. Your future starts here!

Branch History & Mission

Community Impact

Our mission goes beyond just providing financial services; it extends into the heart of our community. We actively engage in outreach efforts and partnerships that empower local organizations and initiatives. By investing in the communities we serve, we contribute not just to economic growth but also to social well-being.

Join Us

As we continue to grow and adapt to meet your needs, we invite you to become part of the Sierra Central family. Visit us during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM or call us at 800-222-7228 for more information on how you can benefit from membership. Join us today at Sierra Central where your financial goals become our mission!

Our Evolution

From our humble beginnings, Sierra Central has consistently aimed to provide accessible and affordable financial solutions. We have evolved with the changing needs of our members while staying true to our mission: to enhance the financial well-being of individuals and families in our community. Whether through personal banking services like checking and savings accounts or more specialized offerings such as auto loans and mortgages, we strive to meet the diverse needs of those we serve. As technology advanced, so did we. Today, members can enjoy modern conveniences like online banking and mobile payments. Our commitment to accessibility is reflected in features such as ADA compliance and basic ATM access for quick cash withdrawals or balance checks. We also ensure that all official correspondence is handled smoothly; while members can visit us at our branch address, official mail should be directed to 1351 Harter Pkwy, Yuba City, CA 95993.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 800-222-7228 or simply drop by during our operating hours. We look forward to welcoming you to Sierra Central and helping you achieve your financial goals!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays, we stay open until 6:00 PM. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist you during these times.

Parking and Accessibility

At Sierra Central, we understand that convenience is key. Our branch offers ample parking space for members, ensuring a hassle-free experience when you arrive. Additionally, we are committed to making our facilities accessible to everyone. Our building features ADA-compliant ramps and pathways so that all members can navigate with ease.

Services Offered

Sierra Central provides a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we have something for everyone. Plus, with ATM access available right here at the branch, getting cash is easy and convenient.

Member Eligibility

Becoming a member of Sierra Central is more than just opening an account it's joining a community that cares about your financial well-being. Located at 503 Mcdevitt Dr Wheatland Ca 95692, we welcome individuals who live, work, or worship in our local area, as well as their family members. This means that if you're part of our vibrant community, you can enjoy all the perks of membership, which includes access to great rates on loans and savings accounts, personalized service, and a variety of financial products tailored to fit your needs. Getting started is simple! Just visit our website for detailed eligibility criteria at . Once you're ready to join us, opening an account is just a click away through this link: https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq . If you have any questions or need assistance, feel free to give us a call at (800) 222-7228. We can't wait to welcome you into the Sierra Central family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that can simplify your day-to-day operations. Imagine being able to accept payments effortlessly whether it's through credit cards, mobile payments, or online transactions. Our merchant solutions are designed with your needs in mind, making it easier for you to focus on what you do best: running your business. Whether you're at our branch located at 503 Mcdevitt Dr Wheatland Ca 95692 or reaching out by phone at (800) 222-7228, we're here to support your financial journey every step of the way. Let us help you unlock the full potential of your business today!

Comprehensive List Of Services

Business Banking

For business owners, we provide essential services such as Merchant Services and Business Loans designed to help your venture grow. Our business banking experts are ready to assist with tailored financial solutions that match your unique business requirements.

Convenient Access

We know that accessibility matters. With our ATM & Cash Withdrawal Services, including basic access for withdrawals and balance checks, you can manage your money whenever you need it. Plus, our commitment to digital banking means you can handle all these transactions from the comfort of your home or on-the-go. At Sierra Central, we're here to support not just your banking needs but also your dreams and aspirations. If you're ready to explore how we can assist you further, please feel free to reach out at (800) 222-7228 or visit us online at Wheatland. Let's take this journey together!

Credit Options

At Sierra Central, we also offer Credit Cards with Rewards, so you can earn points on everyday purchases while enjoying low-interest rates. This can be particularly beneficial for those who like to travel or shop frequently.

Home Financing

When it comes to home ownership, Mortgage Loans and Refinancing are crucial aspects of making that dream come true. We understand that buying a home is one of the biggest investments you'll make. That's why our mortgage specialists are here to guide you through the process, ensuring you find the right loan that meets your needs.

Personal Banking

For individuals seeking reliable banking solutions, we offer an array of personal banking options. Our Checking and Savings Accounts are designed to fit various lifestyles, ensuring that managing your money is as easy as possible. You can enjoy the flexibility of online and mobile banking, allowing you to check balances, transfer funds, and pay bills right from your smartphone. If you're considering purchasing a new car or refinancing your current one, our Auto Loans and Vehicle Financing options provide competitive rates and flexible terms tailored just for you. And if you find yourself in need of extra cash for unexpected expenses, our Personal Loans and Debt Consolidation services can help streamline your finances and reduce stress.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, providing you with real-time access to your accounts whenever you need it. With features like electronic signature authorization, you can securely sign documents from the comfort of your home no need for a trip to the branch. Plus, e-statements are readily available, allowing you to view your financial statements digitally and reduce paper clutter. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. You can also take advantage of mobile payments, which let you pay directly from your phone perfect for those busy days when you're out and about.

Mobile Application

To enhance your banking experience further, we have a dedicated mobile application that puts all these features right in your pocket. With just a few taps, you can check balances, transfer funds, and manage payments all while enjoying the peace of mind that comes with knowing your information is secure. At Sierra Central, we're committed to making banking accessible and straightforward. Our digital services not only save you time but also give you more control over your financial life. Explore all these options and more by visiting us at https://www.sierracentral.com/ today!

Financial Strength

A Strong Foundation

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,031 in used auto loans and $1,036,226,423 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 154,523, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,071,809. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 503 Mcdevitt Dr Wheatland Ca 95692 or call (800) 222-7228 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing support tailored to your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We offer various mortgage products tailored to your needs and can assist you through the entire process.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines, our team is ready to assist you. We can guide you through eligibility options that might allow you to save money or restructure your payments for greater convenience. For more information about our loan offerings or to discuss how we can support your financial journey, feel free to reach out at 800-222-7228 or visit us at 503 Mcdevitt Dr Wheatland CA 95692. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right loan solution!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. These cards come with various benefits to help you make purchases while keeping your budget intact.

Loan Aggregator

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SIERRA CENTRAL CREDIT UNION - Wheatland, CA