Sierra Central Credit Union Susanville CA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Sierra Central, your trusted financial partner located at 3005 Riverside Dr, Susanville, CA 96130. Since our establishment in 1955, we've proudly served the Susanville community and beyond, offering a range of financial services designed to meet the unique needs of our 82,655 members. With total assets exceeding $1.4 billion, we are committed to providing you with reliable banking solutions that foster both individual and community growth. At Sierra Central, we believe in building strong relationships with our members. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or business financing, our experienced team is here to help you every step of the way. Our CEO, Ron Sweeney, and Board President, Tib Belza, lead a dedicated staff of 220 employees who are passionate about delivering exceptional service. Our commitment to our members goes beyond just numbers. With total deposits of $110,156,615 and a net worth of $145,176,469, we ensure that your money is not only safe but also working hard for you. Plus, our robust cash reserves of $17,458,447 reflect our dedication to maintaining financial health and stability. While members can visit us at our branch location for all their banking needs, we encourage you to explore the convenience of online and mobile banking options available at Sierra Central. For any inquiries or assistance, feel free to give us a call at 530-252-6215. We're here to support your financial journey!

Branch History & Mission

At Sierra Central, our journey began in 1955 in the heart of Susanville, CA. Since then, we have grown into a trusted financial partner for over 82,000 members. Our branch is located at 3005 Riverside Dr, surrounded by the stunning natural beauty of Lassen County and easily accessible for those in our community. From our humble beginnings, we have steadily expanded our services and commitment to our members. Over the decades, we have achieved remarkable milestones, including amassing total assets of over $1.4 billion. This growth has allowed us to provide a wide range of financial services from personal banking and auto loans to business financing tailored to meet the diverse needs of our members. Our mission at Sierra Central is simple yet powerful: We aim to empower our members financially while actively contributing to the well-being of our community. We believe that when our members thrive, so does our community. That's why we focus on providing exceptional customer service and innovative solutions that help individuals and families achieve their financial goals. While members can visit us at 3005 Riverside Dr Susanville Ca 96130, official correspondence should be sent to the same address as there is no separate mailing address. Our friendly staff is here during lobby hours from Monday through Thursday from 9:00 am to 5:30 pm and on Fridays from 9:00 am to 6:00 pm. We also offer ATM services for your convenience. Sierra Central embraces digital advancements, ensuring accessibility through online banking, mobile payments, and e-statements. We are committed to ADA compliance, making banking easier for everyone in our community. In addition to providing top-notch financial services, we pride ourselves on giving back through various community outreach initiatives. Whether it's supporting local events or partnering with organizations that uplift residents, we strive to make a positive impact right here in Susanville. We invite you to join Sierra Central today! Experience how being part of our credit union can help you achieve your dreams while also supporting your neighbors and friends in Lassen County. Visit us or give us a call at (530) 252-6215; we look forward to serving you!

Branch Location & Accessibility

Convenient Access and Parking

At Sierra Central, we prioritize convenience for our members. With ample parking available right outside the branch, you won't have to worry about finding a spot. Our facility is designed with accessibility in mind, ensuring that all members can easily enter and navigate through the space. We are proud to be ADA compliant, featuring ramps and other accommodations for those who may need extra assistance.

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 530-252-6215. Our team is dedicated to helping you find the best solutions for your financial journey. We invite you to visit us soon at Sierra Central in Susanville your trusted partner in personal banking!

Operating Hours That Work for You

We understand that life gets busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. This schedule allows you to visit us at times that fit your lifestyle, whether you're stopping by before work or after running errands.

Services Tailored for Your Needs

Sierra Central offers a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. Need cash on the go? Enjoy the convenience of our ATM services available right here at the branch. Although we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

At Sierra Central, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. To become part of our community, you'll find that eligibility is quite simple! If you live, work, worship, or attend school in Lassen County or the surrounding areas, you can easily qualify to join us. We're dedicated to serving individuals just like you, offering personalized services tailored to your needs. Not only do our members enjoy competitive rates on loans and savings accounts, but they also gain access to a range of financial tools designed to help them thrive. Getting started is a breeze! You can open an account by visiting us at our branch located at 3005 Riverside Dr Susanville Ca 96130 or by calling us at (530) 252-6215 if you have any questions. For more detailed information about eligibility criteria, feel free to check out our website at . Ready to take the next step? You can conveniently open your account online through this link: https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq. We can't wait to welcome you into the Sierra Central family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. This support has allowed local entrepreneurs to expand their operations, hire new employees, and invest in innovative projects. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those looking to start or grow their enterprises. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify transactions for your business. Imagine having a reliable payment processing system that allows you to accept various forms of payments effortlessly whether it's credit cards, mobile payments, or e-commerce solutions. This means you can focus more on serving your customers and less on managing transactions. Visit us at 3005 Riverside Dr Susanville Ca 96130 in Susanville, CA, or call us at (530) 252-6215 to learn how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our banking solutions can help you thrive. We provide merchant services and business loans that support your company's growth. At Sierra Central, we recognize that each business has its own set of challenges, and our team is here to provide personalized support.

Connect With Us

Ready to explore these services further? Call us at (530) 252-6215 or visit our website at Susanville Branch today! Whether you need assistance opening an account or have questions about our loan options, our dedicated team is here to help you every step of the way. Experience the difference at Sierra Central, where your financial well-being is our top priority!

Digital Banking Convenience

In today's fast-paced world, having access to your finances on-the-go is essential. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone, you can manage your accounts, pay bills, transfer funds, and even apply for loans without stepping into the branch. Plus, our ATM services allow easy cash withdrawals and balance checks whenever needed.

Flexible Loan Options

In addition to mortgages, we offer personal loans for debt consolidation or unexpected expenses. These loans can help you manage finances better without the stress of high-interest rates. For those looking for rewards while spending, our credit cards come with attractive benefits tailored for everyday purchases.

Home Financing Made Easy

Thinking about buying a home or refinancing your current mortgage? At Sierra Central, we provide mortgage loans that cater to various financial situations. Our friendly staff is here to guide you through the process, answering any questions along the way. We understand that buying a home is one of the biggest decisions you'll make, and we're committed to making it a smooth journey.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services are designed for simplicity and ease. We offer checking and savings accounts that provide flexible options for all lifestyles. Whether you're saving for a special occasion or managing monthly expenses, you can find an account that fits perfectly. Our members also enjoy competitive rates on auto loans and vehicle financing, making it easier than ever to drive away in the car of your dreams.

Digital & Online Banking

At Sierra Central, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to give you the freedom to handle your banking needs anytime, anywhere. With our 24/7 online banking services, you can access your accounts whenever it suits you, whether you're at home or on the go. Explore our online banking platform at https://www.sierracentral.com/ to discover how simple it is to stay connected with your finances. You can check balances, pay bills, and transfer funds with just a few clicks. For added convenience, our mobile application makes it even easier to manage your accounts right from your smartphone. Plus, our mobile payments feature allows you to make purchases quickly and securely using your device. Safety is always a priority at Sierra Central. Our electronic signature authorization enables you to sign documents digitally, making transactions smoother while keeping your information protected. And if you're looking for a paperless option, we provide e-statements that are not only eco-friendly but also allow you to view your financial records easily. Need to send money to a friend or family member? Our person-to-person transfer service makes it hassle-free. Just a few taps on your screen, and you're done! With these user-friendly features, managing your finances has never been more straightforward. Join us at Sierra Central and experience the convenience of modern banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 154,523, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $2,071,809, further highlighting our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 3005 Riverside Dr Susanville Ca 96130 or call 530-252-6215 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Improvement

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,031 in used auto loans and a total of $1,036,226,423 in loans and leases available.

Secured Savings Opportunities

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. With 46,062 total auto loans issued, we've helped thousands of members achieve their financial goals. We also provide refinancing options for existing auto loans, making it easier for you to save on monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand. We are committed to supporting local businesses in achieving their goals through competitive financing options. With performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, we strive to keep our offerings transparent and beneficial for our members. If you're interested in any of these loan products or want to explore eligibility options further, feel free to contact us at (530) 252-6215 or visit us at 3005 Riverside Dr Susanville Ca 96130. Join us today at Sierra Central and let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554. We make buying or refinancing simple and straightforward so that you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. These credit cards are designed to provide you with the purchasing power you need while maintaining control over your budget.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers when exploring their loan options.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This sourcing guarantees that users have access to reliable and trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make informed decisions without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps individuals compare their options effectively and choose the best deal available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the impact of LendMesh in helping consumers achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Sierra Central