Sierra Central Credit Union Roseville CA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Sierra Central, your trusted partner in financial services located at 306 N Sunrise Ave, Roseville, CA 95661. Since our establishment in 1955, we have been dedicated to serving our community with a commitment to trust and reliability. With over 82,655 members and total assets of $1,438,743,317, we pride ourselves on being a cornerstone of financial stability in the region. Our team, led by CEO Ron Sweeney and Board President Tib Belza, is here to provide personalized service tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, we offer a range of services designed to support you at every stage of your financial journey. While members can visit us at our Roseville branch, official correspondence should be sent to our mailing address: 306 North Sunrise Avenue, Roseville, CA 95661. Feel free to reach out to us at (916) 786-6399 during our lobby hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. At Sierra Central, we understand that every member's financial journey is different. That's why we focus on building lasting relationships with our community while ensuring the safety of your funds reflected in our net worth of $145,176,469 and total deposits amounting to $110,156,615. Join us today and experience the difference of being part of a cooperative that truly values its members. Visit our website at sierracentral.com for more information or stop by to discuss how we can assist you in reaching your financial goals!

Branch History & Mission

At Sierra Central, we take pride in our rich history and unwavering commitment to the community of Roseville, CA. Since opening our doors in 1955, we've been dedicated to serving our members and helping them achieve their financial goals. Located at 306 N Sunrise Ave, Roseville, CA 95661, our branch has grown alongside the vibrant community we serve. With a current membership of over 82,000 and total assets reaching an impressive $1,438,743,317, we have established ourselves as a trusted partner for personal and business banking needs. Sierra Central's mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to the tools and resources necessary for financial success. Our range of services includes personal checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We strive to make banking accessible and user-friendly through various digital advancements like online banking, mobile payments, and e-statements. Over the years, we have made significant strides in ensuring that our services meet the diverse needs of our members. While our main branch is located at 306 N Sunrise Ave Roseville Ca 95661, official correspondence should be directed to our mailing address at 306 North Sunrise Avenue, Roseville, CA 95661 if it differs. We are also proud to offer ATM availability for added convenience. Our operating hours reflect our commitment to being available when you need us most: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Although we do not currently offer drive-thru service or shared service centers, we ensure that every member receives personalized attention during their visit. Community outreach is at the heart of Sierra Central's mission. We actively engage with local organizations and initiatives to give back to Roseville and its surrounding areas. Whether through sponsorships or volunteering efforts, we are dedicated to making a positive impact where it matters most. If you're looking for a financial institution that prioritizes its members and community engagement, look no further than Sierra Central. Join us today and experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. For more information or to become a member, please reach out at (916) 786-6399 or visit us online at Sierra Central.

Branch Location & Accessibility

Accessibility Features

At Sierra Central, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking to ensure everyone can visit us with ease. Whether you're coming in for a quick question or to explore our range of services, we strive to make your experience as comfortable as possible.

Get in Touch

Have questions? Feel free to reach out! You can give us a call at (916) 786-6399. We invite you to come by and experience the friendly service that makes us a trusted partner in your financial journey. Visit us today and discover how Sierra Central can help you achieve your goals!

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. We're here to serve you when it's most convenient for you!

Services Offered

At the Sierra Central Roseville Branch, we offer a full suite of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgages, or even business banking solutions, we have you covered. Plus, with our ATM available on-site, accessing cash is quick and easy. While members can visit us at 306 N Sunrise Ave Roseville Ca 95661, official correspondence should be sent to 306 North Sunrise Avenue, Roseville, CA 95661.

Member Eligibility

Becoming a member of Sierra Central is like joining a warm and welcoming community where your financial needs are truly understood. If you live, work, or go to school in the areas we serve, you're already on your way to becoming a part of our family! We believe that everyone deserves access to friendly and helpful financial services, so whether you're looking for a checking account, loans, or just a place to save, we're here for you. For more specific details on eligibility requirements, feel free to check out our resource page at . Opening an account is simple and straightforward. Just visit us at our branch located at 306 N Sunrise Ave Roseville Ca 95661, or reach out by phone at (916) 786-6399 for any questions you might have. Our team is excited to assist you through every step of the process. You can also explore how to open an account online by visiting https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq. Join us today and discover the benefits of being part of Sierra Central!

Business Banking & Commercial Services

Empowering Your Transactions

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having the ability to process payments easily, manage cash flow efficiently, and access vital financial tools all from one place. This means less time worrying about transactions and more time focusing on what you do best: running your business. Located at 306 N Sunrise Ave Roseville Ca 95661 in Roseville, CA, we're here to support your journey toward success. Reach out to us at (916) 786-6399 or visit us online at Sierra Central to learn more about how we can assist you today!

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network provides easy access through ATM services, allowing you to withdraw cash or check balances without hassle. At Sierra Central, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your goals. Explore all these services and more by visiting us in-person at 306 N Sunrise Ave Roseville Ca 95661, or learn more about what we offer online at https://www.sierracentral.com/. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find a loan that suits your budget.

Business Banking

For entrepreneurs, our business banking services offer essential tools to help your business thrive. From merchant services that facilitate transactions to business loans designed for growth, we support local businesses every step of the way.

Credit Cards with Rewards

Maximize your spending power with our credit cards featuring rewards programs. Earn points for everyday purchases that you can redeem for travel, gifts, or cash back turning your spending into benefits.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance for better rates, we offer tailored solutions that simplify the process. Picture settling into your dream home, all made easier with our expert guidance.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our robust online and mobile banking features empower you to manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills from the comfort of home or on-the-go all at your fingertips.

Personal Banking

Whether you're starting your financial journey or looking to grow your savings, our personal banking options cater to everyone. We offer various checking and savings accounts that can fit any lifestyle. Imagine having easy access to your funds while earning interest on your savings our accounts make this possible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you're never alone in managing them. We provide straightforward loans that can help cover emergencies or consolidate debt into a single monthly payment, making it easier for you to regain control over your finances.

Digital & Online Banking

Always Available

Our 24/7 online banking service means that no matter what time it is, you have full control over your finances. From checking account balances to accessing important statements whenever needed, everything is just a click away. At Sierra Central, we are committed to providing accessible and easy-to-use digital banking solutions tailored to fit your lifestyle. Experience the convenience today by visiting https://www.sierracentral.com/!

Key Features

Our services include the ability to send money directly to friends or family through person-to-person transfers. Whether it's splitting a dinner bill or sending a gift, it's simple and quick! You can also take advantage of our mobile payments feature, allowing you to make purchases using your smartphone seamlessly. For those who prefer managing their accounts on-the-go, our mobile application makes banking even easier. With just a tap on your phone, you can access all the features you need right at your fingertips. Plus, we offer electronic signatures for documents, streamlining processes and making transactions quicker. We also provide e-statements so that you can keep track of your account activities without the clutter of paper statements. It's all about making banking simpler and more efficient for you!

Financial Strength

Growing Together

We boast a strong member base with 154,523 total share accounts, showcasing the trust our community places in us. With net shares available for lending and investments totaling $2,071,809, we're well-positioned to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 306 N Sunrise Ave Roseville Ca 95661 or call (916) 786-6399 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,031 in used auto loans and $1,036,226,423 in total loans and leases.

Member Savings Security

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new ride or a reliable used car, our flexible terms make financing straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your enterprise. We recognize the challenges that come with running a business and strive to offer tailored solutions that help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We aim to support you through every step of the process, ensuring you have the right resources to make informed decisions about your future.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we encourage you to reach out. Our team is here to guide you through eligibility options and help you find solutions that fit your financial situation best. Our branch is conveniently located at 306 N Sunrise Ave Roseville Ca 95661, and we're ready to assist you with any questions or concerns regarding our loan products. You can reach us at (916) 786-6399, and our friendly staff will be happy to help during our operating hours: Monday - Thursday from 9:00 AM - 5:30 PM and Friday from 9:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Sierra Central, we are dedicated to providing competitive rates and exceptional service so that you can confidently make your next financial move.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. This option provides an excellent way to handle everyday expenses while enjoying the benefits that come with responsible credit use.

Loan Aggregator

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Ensuring Accurate Comparisons

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Sierra Central