Sierra Central Credit Union Redding CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sierra Central, your trusted financial partner located in the heart of Redding at 2867 Bechelli Ln, Redding, CA 96002. Since our establishment in 1955, we have been dedicated to serving our community and providing exceptional financial services. With a membership base of over 82,655 individuals, we pride ourselves on being more than just a credit union; we are a family committed to helping you achieve your financial goals. At Sierra Central, we manage total assets exceeding $1.4 billion, reflecting our stability and strength as a credit union. Our commitment to our members is evident in our impressive total deposits of $110,156,615 and total loans issued reaching 48,752. We understand that every member's needs are unique, which is why we offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions tailored just for you. Our leadership team, headed by CEO Ron Sweeney and Board President Tib Belza, is focused on ensuring that every member receives personalized attention and support. With a dedicated staff of 220 employees, we are here to assist you with all your banking needs. Whether you prefer visiting us in person or accessing services online through our website at sierracentral.com, we're committed to making your experience seamless. While members can visit us at 2867 Bechelli Ln, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to call us at 530-223-9102. Join us today and discover the Sierra Central difference where your financial success is our top priority!

Branch History & Mission

Growth Through Innovation

In addition to traditional banking methods, Sierra Central embraces digital advancements to enhance member experience. We offer online and mobile banking options for convenience and accessibility. Our branch is ADA compliant and includes features like ATM availability for quick transactions. While we do not currently offer drive-thru services or shared service centers, our focus remains on providing personalized care during lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. While members can visit us at 2867 Bechelli Ln, official correspondence should be sent to 2867 Bechelli Lane, Redding, CA 96002.

Join Us

As we look forward to the future, we invite you to become part of the Sierra Central family. Whether you're seeking financial guidance or community involvement opportunities, there's a place for you here. Discover how being a member can benefit you today! Call us at 530-223-9102 or visit us online at Sierra Central to learn more about opening an account and experiencing all that we have to offer.

Our Mission

Our mission is simple yet powerful: to provide our members with top-notch financial services while fostering community support and engagement. We believe in empowering individuals and families through tailored financial solutions, including personal banking, auto loans, mortgages, and business services. At Sierra Central, we are committed to being more than just a credit union; we aim to be a vital part of the community fabric. Over the years, we've achieved significant milestones that reflect our dedication to service. With total assets reaching an impressive $1.44 billion, we have continually reinvested in our services to meet the evolving needs of our members. Our commitment extends beyond finances; we actively participate in various community outreach programs that uplift those around us.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We offer ample parking spaces right outside for quick access, and our facilities are ADA compliant, ensuring everyone can navigate smoothly within our location. If you need assistance, just let us know; our team is here to help!

Operating Hours

Sierra Central is open during convenient hours to serve you better. Join us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Whether you need help opening a new account or discussing loan options, we are ready to assist you.

Services Offered

At Sierra Central, we provide a range of services tailored to meet your financial needs. From personal banking solutions such as checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, enjoy the ease of online and mobile banking for transactions at your fingertips. With ATM availability right at our branch, getting cash or checking balances is quick and hassle-free. While members can visit us at 2867 Bechelli Ln for all their banking needs, official correspondence should be sent to the same address for consistency. If you have any questions or would like more information about our services, don't hesitate to give us a call at 530-223-9102. We look forward to welcoming you at Sierra Central!

Member Eligibility

At Sierra Central, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to many! If you live, work, or worship in the areas we serve, or if you are related to someone who does, you're likely eligible to join us. Our membership offers numerous benefits, including personalized banking services and competitive loan rates that can help you achieve your financial goals. For more details on eligibility criteria, feel free to check out this resource which provides up-to-date information. Once you're ready to take the next step, opening an account is a breeze! Just visit this link to get started. If you have any questions or need assistance, don't hesitate to call us at 530-223-9102. We're here for you every step of the way at our branch located at 2867 Bechelli Ln, Redding, CA 96002. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to streamline payments and enhance customer experiences all from one trusted partner. Our merchant services enable you to accept various payment methods, making it easier for customers to shop with you. This not only boosts sales but also helps you manage transactions efficiently. Ready to take your business to the next level? Visit us at 2867 Bechelli Ln Redding Ca 96002 in Redding, CA, or give us a call at (530) 223-9102. Let's explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer specialized Business Banking solutions including merchant services and business loans. If you're looking to expand or need funding for day-to-day operations, we've got the resources to help your business thrive.

Convenience at Your Fingertips

To make banking even more convenient, we have ATM & Cash Withdrawal Services available so you can access your funds anytime. Our basic ATM access allows for withdrawals and balance checks without any hassle. At Sierra Central in Redding, CA, we're committed to providing comprehensive financial services that cater to every aspect of your life. Our goal is to ensure that whether you're managing personal finances or running a business, you'll find what you need right here. Feel free to reach out at 530-223-9102 if you have any questions or want more information about how we can serve you better! Visit us today or explore our website at sierracentral.com for more details on our offerings!

Home Sweet Home

If you're thinking about buying a house or refinancing your current mortgage, our Mortgage Loans & Refinancing services are here to assist. We provide personalized mortgage options that fit your budget and lifestyle. Picture yourself settling into your dream home with a loan that works for you.

Personal Banking Solutions

Whether you're opening a new checking account or saving for a dream vacation, our Personal Banking services are designed with you in mind. We offer both checking and savings accounts that fit different lifestyles and goals. You can easily manage your money through our Online & Mobile Banking options, which allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Rewards with Every Purchase

Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for exciting rewards. It's not just about spending; it's about getting more out of every dollar spent!

Smart Borrowing Options

Need extra cash for an unexpected expense? Our Personal Loans & Debt Consolidation services can help you manage those costs effectively. Whether it's consolidating debt or funding a special project, we're here to support you with straightforward borrowing solutions.

Vehicle Financing Made Easy

Looking to buy a new car? Our Auto Loans & Vehicle Financing services make it simple to get behind the wheel. With competitive rates and flexible terms, we help you navigate the vehicle purchasing process smoothly. Imagine cruising down the highway in your new ride without the stress of complicated financing!

Digital & Online Banking

Easy Access Anytime, Anywhere

Our online banking platform is available 24/7 at https://www.sierracentral.com/. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Plus, with our mobile application, managing your finances is as easy as reaching for your phone. Enjoy features like mobile payments and person-to-person transfers, allowing you to send money to friends and family quickly and securely.

Manage Your Finances with Ease

With our user-friendly interface, managing your accounts has never been simpler. Check balances in real-time, set up automatic payments, and receive notifications about important account activity all at your fingertips. Whether it's depositing checks through our mobile app or reviewing transactions on the go, we've made it straightforward for you. In a fast-paced world where convenience matters, Sierra Central is here to support your banking needs with reliable digital solutions. Join us today and experience the future of banking!

Security You Can Trust

Your security is our top priority. At Sierra Central, we offer electronic signature authorization for safe document handling and e-statements for easy access to your account statements without the hassle of paper. You can rest assured knowing that your personal information is protected while you enjoy the flexibility of digital banking.

Financial Strength

At Sierra Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner can make all the difference. That's why we're proud to share insights into our robust financial health, which reflects our commitment to serving you better. With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,031 in used auto loans and $1,036,226,423 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,071,809. Total Share and Deposit Accounts: 154,523, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 2867 Bechelli Ln Redding Ca 96002 or call (530) 223-9102 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to offering solutions that help you succeed. If you're considering refinancing any of these loans or checking eligibility options, our team is ready to assist you with detailed information on how we can support your financial needs further. Feel free to reach out to us at (530) 223-9102 for more details or visit us at our branch. We're open Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Sierra Central, we aim to provide exceptional service and products that empower our members financially because your goals are our priority.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We offer guidance through every step of the mortgage process, ensuring you have the support you need to make informed decisions.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our unsecured credit card loans can help. With a total of $25,565,628 in loans assisting members in effectively managing their finances, we offer flexible terms that suit your lifestyle. This option provides peace of mind and convenience when you need it most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous approach guarantees that users receive reliable data for their loan comparisons.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Sierra Central