Sierra Central Credit Union Redding CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Sierra Central, your trusted financial partner located at 1255 Yuba St, Redding, CA 96001. Since our establishment in 1955, we have proudly served over 82,655 members, offering a wide range of financial services tailored to meet the needs of our community. At Sierra Central, we believe in putting our members first, which is why we have grown our total assets to an impressive $1,438,743,317 and maintained a strong net worth of $145,176,469. Our team, led by CEO Ron Sweeney and Board President Tib Belza, is dedicated to providing personalized service that you can rely on. We are here to help you navigate your financial journey with ease and confidence. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we have the tools and expertise to support your goals. While you can visit us directly at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 1255 Yuba Street, Redding, CA 96001. With total deposits amounting to $110,156,615 and offering a variety of services including online banking and ATM access, we aim to make managing your finances as convenient as possible. Our commitment extends beyond just numbers; it's about fostering a sense of community and trust. So why wait? Discover how Sierra Central can make a difference in your financial life today! Call us at 530-246-1381 or visit our website at sierracentral.com for more information. Let's take this journey together!

Branch History & Mission

Community Commitment

Sierra Central isn't just about numbers; it's about people. Our commitment extends beyond financial transactions; we actively engage in community outreach initiatives that uplift those around us. By partnering with local organizations and participating in events throughout the year, we aim to make a positive impact where it matters most. As we look towards the future, we remain focused on our core values of service excellence and community involvement. Join us today at Sierra Central! Experience firsthand how being a member can benefit your financial well-being while contributing to the growth of our wonderful community. For more information or to get started with us today, please call us at 530-246-1381 or visit our website at Sierra Central. We're excited to welcome you!

Our Mission

At Sierra Central, our mission is clear: we strive to empower our members by providing exceptional financial services while fostering community growth and support. We believe in creating lasting relationships built on trust and transparency. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with tailored banking services that help them thrive. We are dedicated to making banking more convenient for everyone. With features like online and mobile banking options available anytime you need them, along with an ATM on-site for quick cash access, we're here to meet your needs. Although we currently do not offer drive-thru services or shared service centers at this location, our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM.

Branch Location & Accessibility

Banking Made Easy

Sierra Central provides a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards our team is ready to assist you every step of the way. Plus, if you're in need of quick cash, our ATM is available for basic transactions such as withdrawals and balance checks. While our branch does not feature drive-thru service or shared service centers, we strive to deliver exceptional service inside our welcoming environment.

Come Visit Us!

We invite you to stop by the Sierra Central Redding West Branch today! Experience firsthand how easy banking can be with us. If you have any questions or want more information about our services before your visit, don't hesitate to reach out via phone or explore our website at sierracentral.com. Your financial journey begins here!

Convenient Access and Services

At Sierra Central, we believe that banking should be easy. Our branch offers ample parking for members visiting us, ensuring that you can get in and out without any hassle. We are also committed to making our facilities accessible to everyone, with ADA-compliant features including ramps and wide doorways. Our operating hours are designed with your busy schedule in mind. You can visit us from Monday to Thursday between 9:00 AM and 5:30 PM, and on Friday from 9:00 AM to 6:00 PM. If you need assistance outside of these hours, feel free to give us a call at 530-246-1381. We're here to help!

Member Eligibility

At Sierra Central, we believe that everyone deserves a supportive community to help them reach their financial goals. Becoming a member is easier than you might think! If you live, work, worship, or attend school in our service area, you're likely eligible to join us. We welcome individuals and families who want to enjoy the benefits of personalized banking services designed just for you. Not only will you gain access to a variety of financial products, but you'll also become part of a community that truly cares about your success. For more detailed eligibility criteria, feel free to visit this link. Once you're ready to take the next step, opening an account is simple! Just head over to our account opening page here or give us a call at 530-246-1381 for any questions. We're here to help!

Business Banking & Commercial Services

Simplifying Transactions with Merchant Services

In addition to loans, we offer comprehensive merchant services that make daily transactions effortless. Imagine a busy restaurant using our payment solutions to streamline customer payments while tracking sales all from one easy-to-use platform. Our services empower you to focus on what you do best: running your business. Explore how Sierra Central at 1255 Yuba St Redding Ca 96001, Redding, CA can be a partner in your journey toward success. Call us at (530) 246-1381 or visit us online for more information!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we understand the importance of reliable banking services. Our business banking solutions include essential features such as merchant services and business loans, helping you grow your venture while keeping your finances organized.

Connect With Us!

We invite you to explore all that Sierra Central has to offer. If you have questions or need assistance, don't hesitate to reach out at (530) 246-1381. Our friendly staff is ready to help you find the right solutions tailored just for you. Visit us today or check out more details on our website at https://www.sierracentral.com/. Your journey towards financial wellness starts here!

Digital Banking Convenience

In today's fast-paced world, staying connected is vital. That's why we offer robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's checking balances or transferring funds on-the-go. Plus, our ATM services allow for easy cash withdrawals and balance checks without any hassle.

Loans Made Easy

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can find relief from financial stress. Our flexible terms ensure you have the support needed during challenging times. Additionally, if you're looking for extra perks, our credit cards with rewards provide great benefits that fit seamlessly into your lifestyle.

Personal Banking

Our personal banking services are crafted with your everyday needs in mind. With checking and savings accounts, you can easily manage your money while earning interest on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates that help you get on the road without breaking the bank. For those looking to invest in real estate, our mortgage loans and refinancing services are tailored to fit various budgets and situations.

Digital & Online Banking

At Sierra Central, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience easier and more secure than ever. With our 24/7 Online Banking Services available at https://www.sierracentral.com/, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly platform ensures you can do it all with just a few clicks. Plus, with features like E-Statements, you can say goodbye to paper clutter and easily access your financial statements whenever you need them. For those on the go, our Mobile Application makes banking even more accessible. You can manage your accounts right from your smartphone, allowing for real-time account management at your fingertips. And if you enjoy making quick payments, our Mobile Payments Feature lets you send money securely without the hassle of cash or checks. Sending money to friends or family? Our Person-to-Person Transfers feature makes it easy to send or receive funds instantly, ensuring that help is always just a click away. Additionally, we support Electronic Signature Authorization, allowing for a smoother process when signing important documents without needing to visit a branch. At Sierra Central, we prioritize your security. Our digital banking services are equipped with robust security measures so you can have peace of mind while managing your finances online. Experience the ease and accessibility of modern banking with us today!

Financial Strength

At Sierra Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we are equipped to support your financial needs. With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $23,031 in used auto loans and $1,036,226,423 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,071,809. Total Share Accounts: 154,523, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 1255 Yuba St Redding Ca 96001 or call (530) 246-1381 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options for any of our loan products, our team is ready to assist. We believe in making finance accessible and straightforward for all our members. At Sierra Central, we pride ourselves on transparency and customer service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to get started on your application, feel free to reach out to us at (530) 246-1381 or visit us at 1255 Yuba St Redding Ca 96001 in Redding, CA. Your financial journey starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used car, we have options that fit various budgets.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to offer tailored solutions that meet those needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. Our credit card products come with various benefits designed to support your purchasing power while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We offer competitive interest rates and can help guide you through the process, ensuring you find the right solution for your housing needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from reputable lenders guarantees that users receive fair and transparent offers. With a focus on accuracy, LendMesh stands out as a reliable resource in the lending landscape.

Sierra Central