Sierra Central Credit Union Red Bluff CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sierra Central at our Red Bluff Branch, located at 501 Adobe Rd, Red Bluff, CA 96080. Since opening our doors in 1955, we have proudly served our community with a commitment to trust and financial growth. With over 82,655 members, we understand the importance of personalized service and strive to provide solutions that meet the unique needs of each individual. At Sierra Central, we believe that your financial journey should be smooth and rewarding. Our total assets stand impressively at $1,438,743,317, backed by $110,156,615 in deposits. We work hard to ensure you have access to the resources you need, offering a diverse range of services including personal banking, auto loans, mortgages, business banking, and more. With 22 dedicated employees, led by our CEO Ron Sweeney and Board President Tib Belza, we are here to support your goals every step of the way. While members can visit us at 501 Adobe Rd, official correspondence should be sent to our mailing address: P.O. Box 357, Red Bluff, CA 96080. Whether you're looking for assistance with loans our total loans and leases exceed 48,752 or simply want to inquire about account options, we encourage you to reach out. With a net worth of $145,176,469 and cash in hand amounting to $17,458,447, we stand ready to help our community thrive. Don't hesitate; give us a call at 530-529-0467 or visit our website at Sierra Central for more information on how we can assist you today!

Branch History & Mission

Welcome to Sierra Central, the heart of financial support in Red Bluff, CA. Established in 1955, our branch has grown alongside the community, serving as a reliable partner for generations. Located at 501 Adobe Rd, we are conveniently situated near local schools and parks, making us easily accessible for all members. Over the years, Sierra Central has evolved significantly. We started with a small group of dedicated members who believed in the power of cooperative banking. Today, we proudly serve 82,655 members and manage assets totaling over $1.4 billion. This growth reflects our commitment to providing personalized financial services that meet the diverse needs of our community. Our mission is clear: we aim to empower individuals and families by offering comprehensive financial solutions while fostering a spirit of community support. Whether you need personal banking services, auto loans, or business financing, we are here to help you achieve your goals. Our focus on member service drives us to continually improve and innovate our offerings. Sierra Central is also dedicated to modernizing our services for greater convenience. Our branch features online and mobile banking options, allowing members to manage their finances anytime, anywhere. We offer an ATM on-site for quick cash access and provide essential services like checking and savings accounts, mortgage loans, credit cards with rewards, and much more. While you can visit us at 501 Adobe Rd, official correspondence should be sent to P.O. Box 357, Red Bluff, CA 96080 if needed. Our operating hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. As part of our community commitment, we actively engage in outreach programs that support local initiatives and foster partnerships with various organizations. We believe that when our members thrive, so does the entire community. Join us at Sierra Central and experience firsthand the benefits of being part of a cooperative that truly cares about its members' financial well-being. Your journey toward financial empowerment starts here! For more information or assistance, feel free to reach out at 530-529-0467 or visit our website at sierracentral.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Sierra Central, your friendly neighborhood credit union located at 501 Adobe Rd in beautiful Red Bluff, CA! Our branch is nestled in the heart of Tehama County, making it convenient for you to stop by and take care of your banking needs. Whether you're just passing through or you call this area home, we're here to serve you with a smile. If you need to send any official correspondence, please note that our mailing address is P.O. Box 357, Red Bluff, CA 96080. While you're visiting us at our physical location, you'll find easy access with ample parking available right outside our doors. We are proud to be ADA-compliant, ensuring that everyone can easily enter and navigate our branch. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. You can reach us at 530-529-0467 if you have any questions or need assistance before your visit. At Sierra Central, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're on the go, enjoy the convenience of our ATM services right here at the branch. Although we do not have drive-thru banking available, we invite you to come inside where our team is eager to help you face-to-face. We're also pleased to let you know that we do not currently operate as a shared service center; instead, we focus on providing dedicated services exclusively for our members. So why wait? Come visit us at Sierra Central in Red Bluff today! We look forward to welcoming you and helping with all your financial needs.

Member Eligibility

At Sierra Central, we believe that everyone deserves a chance to be part of a supportive community, and becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We welcome individuals from all walks of life, and our goal is to provide you with financial tools and resources tailored to your needs. Not only will you gain access to a range of services like personal banking, auto loans, and online banking, but you'll also join a network committed to helping each other thrive. Ready to start your journey with us? You can find more detailed eligibility information on our website at . When you're ready to open an account, simply visit https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq or give us a call at (530) 529-0467. We can't wait to welcome you into the Sierra Central family at our branch located at 501 Adobe Rd Red Bluff Ca 96080!

Business Banking & Commercial Services

Practical Merchant Services

But it's not just about loans. Our merchant services simplify transactions for you and your customers. Whether you're a local retailer or an online entrepreneur, our payment processing solutions make accepting payments easy and efficient. This allows you to focus on what matters most growing your business. Located at 501 Adobe Rd Red Bluff Ca 96080, Red Bluff, CA 96080, we're here to provide personalized service tailored to your unique needs. Connect with us today at (530) 529-0467 and take the next step toward achieving your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer Business Banking services that include merchant services and tailored business loans. We understand that running a business comes with unique challenges, and we're here to support you with financial solutions that fit your needs.

Call Us Today!

We invite you to explore these fantastic services at our branch located at 501 Adobe Rd Red Bluff Ca 96080 in Red Bluff, CA. If you have any questions or need assistance, feel free to reach out at (530) 529-0467 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Join us today and experience the difference that personalized service can make in your financial journey! Visit us online at Red Bluff Branch for more information on how we can assist you further.

Credit Cards

With our credit cards featuring rewards programs, you can earn points on everyday purchases while managing your spending effectively. It's not just about making transactions; it's about getting something back for every dollar spent.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Sierra Central, we provide robust Online & Mobile Banking features. Access your accounts anytime and anywhere with ease! Whether you want to transfer funds, check balances, or make payments, it's all just a tap away on your smartphone or computer. Plus, our ATM services ensure you have quick access to cash whenever you need it.

Personal Banking

Our personal banking services are tailored for individuals and families. You can open both checking and savings accounts that suit your lifestyle. For those considering a big purchase like a car or home, we provide competitive Auto Loans & Vehicle Financing options, along with Mortgage Loans & Refinancing to help you secure your dream home at an affordable rate. If you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation solutions offer flexibility and peace of mind.

Digital & Online Banking

Key Features

Our online banking platform is accessible 24/7, ensuring you have real-time access to your accounts whenever you need it. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go by visiting https://www.sierracentral.com/. Plus, our user-friendly mobile application brings all these features right to your fingertips, making banking simpler than ever. Need to send money quickly? Our person-to-person transfer service allows you to send money directly to friends or family without any hassle. And with mobile payments available, making purchases with your smartphone is fast and secure.

Security and Accessibility

Your security is our top priority. We use electronic signature authorization for safe transactions, so you can rest easy knowing your information is protected. Additionally, e-statements are available for those who prefer a paperless option, reducing clutter while keeping everything organized. Whether you're looking to deposit a check or monitor your spending habits, our digital tools are designed to give you control over your finances. With Sierra Central, managing your money has never been easier!

Financial Strength

At Sierra Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial position with you, as it directly impacts the services and benefits you receive. With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,031 in used auto loans and a total of $1,036,226,423 in loans and leases available. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,071,809. Total Share and Deposit Accounts: 154,523, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 501 Adobe Rd Red Bluff Ca 96080 or call 530-529-0467 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for additional financial support or business opportunities, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your business. We also have robust options for personal loans and debt consolidation that can help you take control of your financial future. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to ask! Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Sierra Central in Red Bluff, CA, we prioritize our members' needs by offering transparent terms and exceptional service. Visit us today to learn more about how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We strive to guide you through the process with ease so you can settle into your new home without unnecessary stress.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. These credit cards come with competitive rates and various rewards to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers every time you search for a loan. By utilizing verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions.

Sierra Central