Sierra Central Credit Union Paradise CA | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Sierra Central, your trusted partner in financial wellness located at 5175 Skyway, Paradise, CA 95969. Since our establishment in 1955, we have dedicated ourselves to serving our community with integrity and care. As a member-focused credit union, we proudly support 82,655 members with a wide range of financial services designed to empower you on your journey. At Sierra Central, we understand the importance of building strong relationships. With assets totaling an impressive $1,438,743,317, we are well-equipped to offer personalized banking solutions that meet your needs. Whether you're looking for auto loans or mortgage financing, our offerings include 48,752 loans and leases, ensuring that you can find the right fit for your financial goals. Our commitment to excellence is reflected in our solid financial standing. With total deposits reaching $110,156,615 and a net worth of $145,176,469, you can trust that your money is safe and sound with us. Additionally, we maintain a cash reserve of $17,458,447 to ensure liquidity and stability for all our members. Led by our CEO Ron Sweeney and Board President Tib Belza, our team of 220 employees is here to guide you every step of the way. We believe in giving back to our community and fostering a spirit of cooperation among our members. While members can visit us at our branch location for personal service, official correspondence should be sent to the same address: 5175 Skyway, Paradise, CA 95969. If you have any questions or need assistance, feel free to call us at 530-872-7749 or send a fax to 530-671-7679. We invite you to explore all that Sierra Central has to offer by visiting our website at sierracentral.com. Join us today and experience the difference that comes from being part of a community-oriented credit union!

Branch History & Mission

At Sierra Central, located in the heart of Paradise, CA, we have a proud history that dates back to 1955. Over the decades, our branch has grown from humble beginnings into a cornerstone of the community, proudly serving 82,655 members with a strong commitment to their financial well-being. Our branch is conveniently situated at 5175 Skyway, easily accessible for those in and around Paradise. Nestled among local landmarks and vibrant neighborhoods, we have become a trusted partner for countless families and businesses in the area. While members can visit us at this address for all their banking needs, official correspondence should be sent to 5175 Skyway, Paradise, CA 95969. The mission of Sierra Central is clear: we aim to empower our members through exceptional financial services while fostering a sense of community support. We understand that banking goes beyond transactions; it's about building relationships. Our services range from personal banking options like checking and savings accounts to auto loans, mortgage financing, and business banking solutions. We are dedicated to providing tools that help our members thrive financially. As we reflect on our journey, we celebrate significant milestones that have shaped our growth. With total assets now exceeding $1.43 billion, we've continually invested in our services and technology to enhance member experience. We've embraced digital advancements such as online banking and mobile payment options, ensuring that our members can manage their finances with ease and security. Moreover, our commitment to inclusivity shines through with ADA compliance initiatives that make our facilities welcoming for everyone. Our focus on customer-centric initiatives means we're always looking for ways to better serve you. Sierra Central also values its role in the community beyond just banking. We engage in partnerships and outreach efforts aimed at supporting local causes and organizations. By investing in community programs, we help strengthen the fabric of Paradise and foster growth where it matters most. Join us at Sierra Central today! Experience firsthand how we blend quality financial services with genuine care for our members' needs. Visit us during our operating hours Monday through Thursday from 9:00 AM to 6:30 PM and Friday from 9:00 AM to 6:00 PM or give us a call at 530-872-7749. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Sierra Central Paradise Branch, conveniently located at 5175 Skyway in beautiful Paradise, California. Nestled in Butte County, our branch is easily accessible and well-situated near local landmarks that make banking a breeze. Whether you're headed to the nearby Paradise Community Park or running errands around town, you can stop by our branch for all your financial needs. At Sierra Central, we prioritize convenience and accessibility for our members. Our location features ample parking and is designed with ADA compliance in mind, ensuring everyone can comfortably visit us. You will find friendly staff ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 6:30 PM and Friday from 9:00 AM to 6:00 PM. While members can visit us at 5175 Skyway for their banking needs, any official correspondence should be sent to the same address. Feel free to reach out at 530-872-7749 if you have questions or need assistance before your visit. For those on the go, we are pleased to offer ATM services right at our branch location. Although we currently do not provide drive-thru banking or shared services, our staff is dedicated to providing top-notch personal service inside the branch. We invite you to come see what Sierra Central has to offer! From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Experience the difference of community-focused banking; we look forward to serving you soon!

Member Eligibility

At Sierra Central, we believe in building a community where everyone feels welcome and supported. Becoming a member is simple and rewarding! If you live, work, or worship in the area, you're likely eligible to join us at our branch located at 5175 Skyway Paradise Ca 95969. We warmly invite individuals and families from diverse backgrounds to experience the benefits of membership, which include competitive loan rates, personalized service, and access to exclusive financial products. To get started, check out our eligibility criteria here for more detailed information. When you're ready to open your account, the process is quick and easy simply visit our account opening page here. If you have any questions or need assistance, don't hesitate to call us at (530) 872-7749. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to invest in new equipment, hire additional staff, or launch a marketing campaign. Our loans are designed to make these dreams a reality.

Merchant Services

In today's fast-paced market, seamless transactions are key. That's why we offer merchant services that simplify payment processing. Picture this: you're at the register, and with just a swipe or tap, your customer completes their purchase without a hitch. This convenience not only enhances the shopping experience but also encourages repeat business. Located at 5175 Skyway Paradise Ca 95969 in Paradise, CA, we're here to provide support and guidance every step of the way. For more information, give us a call at (530) 872-7749. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have you covered too! Our business banking services include everything from merchant services that simplify payment processing to business loans designed to help your enterprise grow. We believe in supporting local businesses because they are the backbone of our community.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With these tools, you can manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills through our app or website, it's all just a few clicks away. You can also take advantage of our ATM services for cash withdrawals and balance checks without any hassle.

Get Started Today!

At Sierra Central, we pride ourselves on being more than just a financial institution; we're part of your community. If you're ready to explore how we can assist you with your financial journey, give us a call at (530) 872-7749 or visit us at our branch during operating hours: Monday through Thursday from 9:00 AM to 6:30 PM and Friday from 9:00 AM to 6:00 PM. Discover how easy banking can be with us! Visit our website for more information or check out specific services tailored just for you. We're here to help every step of the way!

Personal Banking Solutions

We understand that managing money can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you save for the future while keeping your funds easily accessible. If you're looking to make a big purchase, our auto loans and vehicle financing options offer competitive rates to get you on the road without breaking the bank. Additionally, we provide mortgage loans and refinancing solutions, making homeownership more attainable for our members. For those unexpected expenses or debt management needs, our personal loans and debt consolidation services can give you the flexibility you need. Plus, with our credit cards that come with rewards, every purchase gets you closer to earning something back.

Digital & Online Banking

Key Services

With just a few clicks, you can access essential features that simplify your banking experience. Need to transfer money to a friend? Our person-to-person transfer option makes sending money effortless. You can also enjoy the convenience of mobile payments, allowing you to pay directly from your smartphone without the hassle of cash or cards.

Real-Time Management

Managing your account has never been easier. With our digital banking tools, you can view balances, pay bills, and monitor transactions anytime you need. Whether you're checking your savings or looking to apply for a loan, everything is just a tap away on your device. Join us at Sierra Central and experience the ease and peace of mind that come with modern banking solutions tailored for you!

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for quick approvals while ensuring your transactions remain safe. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Review your account activity in real-time with our mobile application, which is easy to download and navigate.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at an impressive 154,523, showing a strong and growing member base that trusts us with their finances. This trust is what motivates us to enhance our offerings continually. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 5175 Skyway Paradise Ca 95969 or call us at 530-872-7749 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $23,031 in used auto loans and an impressive $1,036,226,423 in total loans and leases available for our members' various needs, our lending capacity supports your financial goals across different sectors.

Strong Financial Health

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loan options make financing straightforward and affordable. We cater to both new and used vehicles, so whether you're eyeing a brand-new model or a reliable pre-owned car, we've got you covered. Our competitive rates ensure that you can drive away with confidence without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your operations. We understand how vital it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554. We simplify the process of buying or refinancing your home so that you can focus on what matters most making it yours.

Refinancing Options

If you're already with another lender and are considering refinancing, we can help assess your options to see if we can offer better terms. Our team is dedicated to finding solutions that fit your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Sierra Central, we aim to provide personalized service tailored to your unique needs. Explore our loan offerings today and take the first step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday expenses while giving you peace of mind.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the offers they see are fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can genuinely impact your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Sierra Central

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Online and Mobile Banking

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Real-Time Management

Security and Convenience

Financial Strength

Commitment to Operational Efficiency

Growing Member Base

Member-Focused Savings

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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