Sierra Central Credit Union Oroville CA | Affordable Auto Loans & ATMs

Introduction

Welcome to Sierra Central, your trusted partner in financial wellness since 1955. Located at 1036 Oro Dam Blvd E, Oroville, CA 95965, our branch is dedicated to serving our community with compassion and expertise. With a robust membership of 82,655, we pride ourselves on being more than just a credit union; we are your neighbors, committed to helping you achieve your financial goals. At Sierra Central, we understand that life is full of opportunities and challenges. That's why we offer a wide range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $1,438,743,317, reflecting our stability and commitment to safeguarding your money. With total deposits of $110,156,615 and a net worth of $145,176,469, you can trust that your finances are in safe hands. While members can visit us at our Oroville location for personalized service or to use our convenient ATM services, official correspondence should be sent to the same address: 1036 Oro Dam Blvd E, Oroville, CA 95965. If you have any questions or need assistance, don't hesitate to reach out at 530-534-3463. Our friendly team is here to help during lobby hours from Monday to Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Under the leadership of CEO Ron Sweeney and Board President Tib Belza, we strive to build lasting relationships with our members by offering reliable support and innovative financial solutions. Our focus on community means that every decision we make is centered around what benefits you the most. Ready to take the next step towards achieving your financial dreams? Visit our website at Sierra Central or come see us in person today! We look forward to welcoming you into our family.

Branch History & Mission

Welcome to Sierra Central, a credit union deeply rooted in the heart of Oroville, CA. Since opening our doors in 1955, we have dedicated ourselves to serving our community and helping our members achieve their financial goals. Located at 1036 Oro Dam Blvd E, Oroville, CA 95965, our branch is easily accessible for all your banking needs. Over the years, Sierra Central has grown significantly. Today, we proudly serve over 82,655 members and manage total assets exceeding $1.4 billion. Our commitment to providing exceptional financial services is matched by our dedication to community support and outreach. We strive to create a welcoming environment where everyone feels valued and empowered. At Sierra Central, our mission is clear: we aim to provide quality financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking options, whether it's personal banking products like checking and savings accounts or loans for vehicles and mortgages. Our member-centric approach means that your needs come first. We are also proud to embrace technology with features like online banking, mobile payments, and e-statements. This ensures that you can manage your finances conveniently from anywhere. While we may not have a drive-thru service at this location, we do offer ATM availability for quick cash withdrawals and balance checks. Our commitment extends beyond just transactions; it encompasses genuine care for the people we serve. Through various partnerships and community outreach initiatives, we actively contribute to the well-being of Oroville and surrounding areas. While members can visit us at 1036 Oro Dam Blvd E, official correspondence should be sent to 1036 Oro Dam Blvd, Oroville, CA 95965 if necessary. For any inquiries or assistance, feel free to reach out at 530-534-3463 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Join us at Sierra Central today! Experience firsthand how we can help you navigate your financial journey while being part of a vibrant community focused on growth and support. Visit our website at Sierra Central for more information or to become a member. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to the Sierra Central branch located at 1036 Oro Dam Blvd E, Oroville, CA 95965! We're proud to be a part of the Oroville community, conveniently situated near local landmarks like the scenic Feather River and just a short drive from popular shopping areas. Our branch is designed with accessibility in mind, featuring ADA-compliant entryways and ample parking for all our members. Whether you're looking to open a new account, apply for an auto loan, or simply ask a question, our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. If you need to reach us by phone, feel free to call us at 530-534-3463. For added convenience, we offer ATM services right at our location, making it easy for you to access your funds any time of day. While we currently do not have drive-thru banking available, our team is always prepared to serve you inside the branch with efficiency and a smile. If you're planning to send us official correspondence, please note that while you can visit us at our physical address, you may also use our mailing address: 1036 Oro Dam Blvd, Oroville, CA 95965. We invite you to come by and discover all the personal banking services we offer, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Join us at Sierra Central where your financial journey begins!

Member Eligibility

Becoming a member of Sierra Central is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to join our community, eligibility is simple and welcoming. Residents of Butte County are typically eligible, but we also extend membership to those who work or worship in the area. This means if you live, work, or even spend time in our vibrant community, you can enjoy all the benefits we offer. From personalized service to competitive rates on loans and savings, being part of Sierra Central opens doors to better financial opportunities. To kickstart your membership journey, you can easily open an account online. For more details on the eligibility criteria and to check for any updates, please visit us at . If you have any questions or need assistance, feel free to reach out to us at (530) 534-3463. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make daily transactions easier for you. Imagine the convenience of a reliable payment processing system that allows you to focus more on what you do best running your business. Our services are crafted to fit seamlessly into your operations, enhancing efficiency and customer satisfaction. Join us at Sierra Central located at 1036 Oro Dam Blvd E Oroville Ca 95965 in Oroville, or give us a call at (530) 534-3463 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

Need cash on the go? We provide convenient ATM and cash withdrawal services, ensuring you have access to your funds when you need them most. Our ATMs allow for quick withdrawals and balance checks without stepping inside the branch. At Sierra Central, we're not just about transactions; we're about building relationships and supporting our community's financial health. If you're ready to explore how we can assist you further, don't hesitate to reach out at (530) 534-3463 or visit us at our branch in Oroville, CA. Together, let's navigate your financial future with confidence!

Business Banking Solutions

Running a business comes with its own set of challenges. At Sierra Central, we offer specialized solutions like merchant services that make transactions smooth and efficient. Plus, our business loans are designed to help you grow your enterprise without the hassle.

Credit Cards and Rewards

For those looking to maximize their spending power, our credit cards with rewards provide benefits that can enhance your purchasing experience. Earn points on every dollar spent and enjoy perks tailored just for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Oroville Branch. With our robust online and mobile banking options, you can access your accounts anytime, anywhere. Whether you're making deposits, transferring funds through person-to-person payments, or checking your balance via our mobile app, managing your finances has never been easier.

Personal Banking Services

We understand that managing finances can be overwhelming. That's why our personal banking services are designed with you in mind. From checking and savings accounts that help you keep track of your money, to auto loans and vehicle financing that make buying a new car more manageable, we've got the tools to support your financial journey. If you're considering buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates and flexible terms to fit your lifestyle. Additionally, our personal loans and debt consolidation options can assist you in achieving your goals, whether it's paying off high-interest debts or funding a special project.

Digital & Online Banking

Key Services Available

With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly platform ensures that managing your money is as easy as pie. For those who prefer mobile banking, our Mobile Application lets you bank on the go. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple and quick. Plus, with Mobile Payments, you can make purchases directly from your phone without fumbling for cash or cards.

Security and Accessibility

We understand how important security is to our members. That's why we offer Electronic Signature Authorization, allowing you to sign documents securely online, making transactions faster and easier. You'll also appreciate the option of receiving E-Statements, which not only help the environment but also keep your financial information organized in one place. At Sierra Central, we are committed to providing accessible banking solutions tailored to meet your needs. With real-time account management features and comprehensive support, you can feel confident that your finances are in good hands. Experience the convenience of digital banking with us today!

Financial Strength

A Growing Community

The trust our members place in us is reflected in our growing base, with total share accounts reaching 154,523. This community commitment reinforces our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 1036 Oro Dam Blvd E Oroville Ca 95965 or call (530) 534-3463 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $23,031 in used auto loans and $1,036,226,423 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options that can work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your business. We recognize the importance of supporting local businesses and helping them thrive. At Sierra Central, we also provide refinancing options and eligibility assessments tailored to your financial situation. Our team is here to guide you through the process and help you make informed decisions about your financial future. For more information about our loan products or to apply today, visit us at 1036 Oro Dam Blvd E Oroville Ca 95965, Oroville, CA or give us a call at (530) 534-3463. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's embark on this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We provide tailored solutions to help you navigate the path to owning your own home.

Unsecured Credit Card Loans

Managing expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. This allows you to make purchases when you need them without straining your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects the actual rates available in the market, eliminating guesswork and uncertainty.

SIERRA CENTRAL CREDIT UNION - Oroville, CA