Sierra Central Credit Union Marysville CA | Affordable Auto Loans & Business Banking

Introduction

At Sierra Central, we believe in building strong communities by supporting our members in their financial journeys. Located at 422 4th St, Marysville, CA 95901, our Marysville Branch is more than just a credit union; it's a trusted partner for over 82,655 members who rely on us for personal and business banking solutions. Established in 1955, we have grown alongside our community, now managing assets of over $1.4 billion and ensuring that your savings are secure with total deposits reaching $110,156,615. Under the leadership of CEO Ron Sweeney and Board President Tib Belza, we aim to provide tailored financial services designed to meet the unique needs of our diverse membership. Whether you're looking for auto loans, mortgages, or business financing options, we're here to help with a range of products including personal loans and credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to the same address: 422 4th Street, Marysville, CA 95901. You can easily reach us by phone at 530-741-2554 during our lobby hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. We are proud to have a dedicated team of 220 employees, all committed to offering exceptional service and fostering lasting relationships with our members. With a net worth of $145,176,469 and cash readily available at $17,458,447, we are equipped to support your financial goals today and into the future. Explore how Sierra Central can empower your financial journey by visiting us online at sierracentral.com. We invite you to stop by or give us a call we're excited to assist you!

Branch History & Mission

Join Us

While members can visit us at 422 4th St in Marysville for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. For assistance or inquiries, feel free to call us at 530-741-2554. We invite you to become part of the Sierra Central family today! Experience the benefits of being a member-focused credit union dedicated not only to your financial success but also to uplifting the entire Marysville community. Together, we can build a brighter future! Visit us online at Sierra Central or explore how you can open an account here.

Our Journey

Since opening our doors nearly seven decades ago, Sierra Central has evolved significantly. We started as a small cooperative dedicated to helping our members achieve their financial goals. Today, we offer a wide range of services including personal banking, auto loans, mortgages, and business financing. Our commitment extends beyond just transactions; we focus on building lasting relationships with our members and fostering a sense of community. As we grew, so did our technology. We embrace advancements that enhance your banking experience. From online banking to mobile payments, we ensure that our members have access to essential services wherever they are. Additionally, we are proud to maintain ADA compliance at our branch to serve all members effectively.

Our Mission

At Sierra Central, our mission is simple yet impactful: to provide quality financial services while making a positive difference in the community. We understand that every member has unique needs, whether it's securing a loan for a new vehicle or saving for a child's education. That's why we offer personalized service tailored to your specific circumstances. We also believe in giving back. Our partnerships with local organizations and community outreach efforts reflect our dedication to improving the lives of those around us. From sponsoring events to providing financial literacy workshops, we strive to empower our community beyond banking.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have dedicated parking spaces available for our members right outside the entrance, and the building is fully compliant with ADA standards, ensuring that everyone can access our services comfortably. Whether you're visiting for personal banking or exploring loan options, we want your experience to be smooth and hassle-free.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 530-741-2554. We invite you to visit us soon and discover how we can support your financial goals!

Operating Hours

We understand that convenience matters. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays, we're open until 6:00 PM. This gives you ample opportunity to stop by after work or during your lunch break.

Services Offered

At Sierra Central's Marysville Branch, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we are here to help you navigate your financial journey. Our knowledgeable staff is always ready to assist you with online banking solutions and credit card options that come with rewards.

Member Eligibility

At Sierra Central, we believe that joining our community is about more than just banking it's about becoming part of a family that supports one another. To become a member, you'll need to meet a few simple eligibility criteria. We welcome individuals who live, work, worship, or attend school in the area around 422 4Th St Marysville Ca 95901. This means if you are connected to our vibrant community in Marysville, you're likely eligible! You can find all the detailed requirements on our website at . Becoming a member is easy and opens up a world of advantages, including access to personalized financial services and competitive rates on loans and savings. If you're ready to take this step, opening an account is straightforward just visit us online at https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq, or give us a call at (530) 741-2554 for assistance. We're excited to help you start your journey with us at Sierra Central!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most your business. From payment processing solutions that accept all major credit cards to tools that help manage cash flow, we provide practical solutions tailored for today's business landscape. Visit us at 422 4Th St Marysville Ca 95901 in Marysville, CA, or call us at (530) 741-2554 to learn more about how our business banking services can empower your enterprise!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment or to expand your operations our commercial loans can help turn those dreams into reality.

Comprehensive List Of Services

Business Banking Services

If you're a small business owner or entrepreneur, our business banking solutions are crafted to support your growth. From merchant services that streamline payment processing to business loans that fund your next big project, we stand by your side every step of the way.

Connect with Us

We invite you to experience all that Sierra Central has to offer! Our friendly staff is ready to assist you with any questions or concerns you may have. Feel free to call us at (530) 741-2554 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Don't wait take charge of your financial journey today! Visit us at 422 4Th St Marysville Ca 95901 or explore more about our services online at Marysville Branch. We're here to help you achieve your financial goals!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Our ATM services allow for easy cash withdrawals and balance checks without the hassle of waiting in line. Whether you're at home in Marysville or on the go, accessing your finances has never been easier.

Loans Tailored for You

Life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services are designed to give you financial relief when you need it most. With competitive rates and flexible terms, we help you take control of your finances without the added stress. And let's not forget about credit cards! Our credit cards come with rewards that enhance your spending power while offering peace of mind through secure transactions.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts that cater to various lifestyles. If you're saving for a dream vacation or managing daily expenses, our accounts provide the flexibility you need. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing or refinancing simple and affordable. Plus, if homeownership is on your radar, we offer mortgage loans and refinancing options that can turn your dreams into reality.

Digital & Online Banking

Key Features

Our commitment to security is paramount. We offer electronic signature authorization, so you can complete transactions safely and efficiently from anywhere. Plus, e-statements are available for all members, making it simple to keep track of your financial history without the clutter of paper statements. If you're always on the move, you'll love our mobile application. It provides all the features of online banking right at your fingertips. With mobile payments enabled, you can make quick purchases directly from your phone, adding another layer of convenience to your daily routine.

Stay Connected

Need to send money to a friend? With our person-to-person transfer feature, sending cash is just a few taps away. Whether splitting a bill or paying back a loan, we've made it straightforward and hassle-free. At Sierra Central, we believe that banking should fit into your lifestyle. Our user-friendly digital services give you real-time access to manage your accounts effectively while ensuring top-notch security. Explore all that we offer by visiting us online today!

Financial Strength

At Sierra Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures our services remain reliable and beneficial for all. With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $23,031 in used auto loans and $1,036,226,423 in total loans and leases, supporting members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,071,809. Total Share and Deposit Accounts: 154,523, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 422 4Th St Marysville Ca 95901 or call (530) 741-2554 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're interested in refinancing any of these options or want to know more about eligibility criteria, our team at Sierra Central, located at 422 4Th St Marysville Ca 95901, Marysville, CA, is ready to assist you. You can reach us at (530) 741-2554 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Explore how we can help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or need assistance with a used one, our team is here to provide personalized service and support throughout the process.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your business. We are dedicated to supporting local entrepreneurs and businesses by offering competitive rates and tailored solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We understand that purchasing a home is one of the biggest financial decisions you'll ever make, and we're here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you while making everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. The platform is designed to help you navigate through various loan options without the hassle of misinformation.

Sierra Central