Sierra Central Credit Union Grass Valley CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sierra Central, your trusted partner in financial services, located at 1000 Plaza Dr, Grass Valley, CA 95945. Since our establishment in 1955, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 82,655 and total assets reaching an impressive $1,438,743,317, we pride ourselves on being a reliable resource for all your banking needs. At Sierra Central, we offer a variety of services designed to help you achieve your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to support you every step of the way. Our total deposits stand at $110,156,615, reflecting the trust placed in us by our members. Led by our CEO, Ron Sweeney, and Board President Tib Belza, our team of 220 employees is committed to providing personalized service that meets the unique needs of each member. We understand that everyone's financial journey is different, which is why we offer tailored solutions including business banking services and credit cards with rewards. While members can visit us at 1000 Plaza Dr, official correspondence should be sent to the same address as our mailing address remains unchanged. Our branch is equipped with an ATM for your convenience and operates Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Join us at Sierra Central, where your financial well-being is our priority. For more information or assistance, feel free to give us a call at 530-272-5843 or visit our website at sierracentral.com. Let us be part of your financial journey today!

Branch History & Mission

Community Commitment

Our roots run deep within the Grass Valley community. We are proud to participate in various outreach efforts that support local initiatives and charities. Whether it's sponsoring events or collaborating with other organizations, Sierra Central is dedicated to making a positive impact on the lives of those around us. As technology advances, so do we. Our digital banking options include online banking, mobile payments, and e-statements ensuring that managing your finances is easy and accessible wherever you are.

Join Us Today!

We invite you to become part of the Sierra Central family. Experience firsthand how we can help you navigate your financial future while staying connected to your community. Visit us at Sierra Central, where your financial success is our priority! For any questions or assistance, feel free to call us at 530-272-5843 or check out our website at sierracentral.com. Join us today and discover all the benefits waiting for you!

Our Mission

At Sierra Central, our mission is clear: we strive to empower our members with the financial tools they need to achieve their goals while fostering a sense of belonging and community support. We believe in offering more than just traditional banking products; we aim to be a partner in your financial journey. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, our offerings are designed with you in mind. While you can always reach out to us at our branch for assistance or inquiries, please note that any official correspondence should be sent to the same address: 1000 Plaza Dr, Grass Valley, CA 95945.

Branch Location & Accessibility

A Range of Services Just for You

Our Grass Valley Branch offers a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions, we provide merchant services and business loans too! And don't forget about our ATM availability perfect for quick cash withdrawals or balance checks any time of day.

Come Visit Us!

While members can visit us at 1000 Plaza Dr, official correspondence should be sent to the same address. If you have questions or need assistance, please don't hesitate to reach out! Call us at 530-272-5843 today or drop by during our operating hours. We look forward to welcoming you into the Sierra Central family!

Easy Access and Parking

We understand that convenience matters. Our branch features ample parking to ensure your visit is hassle-free. Plus, we have ADA-compliant facilities to assist all members, including those who may need extra support. Whether you're popping in for a quick transaction or planning a longer visit, we've designed our space with accessibility in mind.

Operating Hours That Fit Your Schedule

At Sierra Central, we want to make banking as easy as possible for you. Our lobby hours are tailored for your convenience: we're open Monday through Thursday from 9:00 AM to 5:30 PM, and Fridays until 6:00 PM. Whether you're stopping by before work or after lunch, we're here to help.

Member Eligibility

At Sierra Central, we believe that everyone deserves the opportunity to be part of a caring financial community. If you're looking to join us, you'll find that becoming a member is simple and welcoming. Eligibility is open to individuals who live, work, or worship in our local communities, as well as their family members. This means that if you're connected to our area in any way, you can enjoy all the benefits we offer, from competitive loan rates to personalized service. We're here to support you on your financial journey. To get started, visit us at 1000 Plaza Dr Grass Valley Ca 95945 or give us a call at (530) 272-5843 for more information about membership and how easy it is to open an account. You can also check out our detailed eligibility criteria online at . Once you're ready, opening your account is just a click away! Join us today and discover how being part of Sierra Central can help you achieve your financial goals.

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to purchase new equipment, hire additional staff, or expand your location our loans are crafted to meet those needs.

Merchant Services for Everyday Transactions

In addition to loans, we provide merchant services that simplify the way you do business. Whether you're a retail store or a service provider, our tools help you accept payments easily and securely. Picture this: a busy Saturday at your café where customers can pay with ease using mobile payments or credit cards, enhancing their experience while boosting your sales. Located at 1000 Plaza Dr Grass Valley Ca 95945 in Grass Valley, CA, we invite you to discover how our business banking solutions can help you thrive. For more information, call us at (530) 272-5843 or visit our website at Sierra Central.

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans to support your growth and operational needs. We recognize that every business is unique, and our team is here to help you navigate through financing options tailored just for you.

Community Commitment

At Sierra Central, located at 1000 Plaza Dr Grass Valley Ca 95945, we believe in supporting our community by providing reliable financial services that enhance the lives of our members. Whether you need assistance or have questions about any of our offerings, feel free to reach out at (530) 272-5843. We invite you to explore how our comprehensive list of services can cater to your financial needs. Visit us online at Grass Valley Branch or stop by our branch today! Your journey toward financial empowerment starts here!

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. That's why we prioritize digital convenience with our robust Online & Mobile Banking platforms. You can easily check balances, transfer funds, or pay bills from anywhere using your smartphone or computer. Additionally, our ATM services allow for hassle-free cash withdrawals and balance checks at your convenience.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking services that include Checking & Savings Accounts to help you save and manage your money effectively. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options are designed to get you behind the wheel without breaking the bank. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. Need extra funds for a special project or unexpected expenses? Our Personal Loans & Debt Consolidation services can help simplify your financial situation. Plus, with our Credit Cards with Rewards, you can earn benefits on everyday purchases, making every dollar count.

Digital & Online Banking

Always Accessible

Our commitment to providing accessible banking means you can reach us anytime through our online services. You don't have to wait for branch hours; instead, enjoy real-time account management whenever it suits you. Join us at Sierra Central today and discover how our digital solutions make banking simpler and more secure than ever!

Key Features for Easy Banking

Security is a top priority for us. With features like electronic signature authorization, you can complete transactions safely and efficiently without needing to visit a branch. Additionally, our e-statements make it easy to keep track of your financial activity while reducing paper clutter. For those who prefer using their mobile devices, our dedicated mobile application lets you manage your accounts right from your pocket. You can also enjoy the ease of mobile payments, making purchases quick and simple. Plus, with person-to-person transfers available, sending money to friends or family is just a few taps away.

Financial Strength

Commitment to Growth

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $23,031 in used auto loans and over $1 billion in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, showcasing our commitment to keeping costs down while providing valuable services to our members.

Dedicated Team Ready to Serve You

We take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce helps us maintain strong relationships with our growing member base of 82,655 individuals who trust us with their finances. Our net shares (funds available for lending and investments) stand at $2,071,809, further illustrating our readiness to meet the needs of our members. We also boast a robust total of 154,523 share accounts, which reflects the confidence our community has placed in us.

Secure Savings Opportunities

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 1000 Plaza Dr Grass Valley Ca 95945 or call us at 530-272-5843 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive away with a vehicle that fits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We guide you through the process and provide personalized assistance tailored to your situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team at Sierra Central is ready to assist you in finding the best financial solutions suited to your needs. At our Grass Valley branch located at 1000 Plaza Dr Grass Valley Ca 95945, we're dedicated to providing exceptional service and support. For inquiries or assistance regarding any of our loan products, feel free to call us at 530-272-5843 during our operating hours: Monday - Thursday from 9:00 AM - 5:30 PM and Friday from 9:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Sierra Central can help you today!

Unsecured Credit Cards

Managing day-to-day expenses can sometimes require a little extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. This can be an ideal solution for those looking to consolidate debt or cover unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers every time you compare loans.

Sierra Central

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Mission

Branch Location & Accessibility

A Range of Services Just for You

Come Visit Us!

Easy Access and Parking

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Business Loans That Make a Difference

Merchant Services for Everyday Transactions

Comprehensive List Of Services

Business Banking Services

Community Commitment

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Always Accessible

Key Features for Easy Banking

Financial Strength

Commitment to Growth

Dedicated Team Ready to Serve You

Secure Savings Opportunities

Strong Financial Health

Your Trusted Financial Partner

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Call to Action

How LendMesh Ensures Accurate Comparisons

Join Our Community