SIERRA CENTRAL CREDIT UNION - Chico, CA

Welcome to Sierra Central, your trusted partner in financial services located at 1384 East Ave, Chico, CA 95926. Established in 1955, we have built a strong reputation as a reliable credit union dedicated to serving our community. With over 82,000 members and total assets exceeding $1.4 billion, we prioritize your financial well-being and strive to meet your banking needs with a personal touch. At Sierra Central, we understand the importance of community and are committed to making a positive impact. Our team of 220 dedicated employees, led by CEO Ron Sweeney and Board President Tib Belza, works tirelessly to provide top-notch services ranging from personal banking and auto loans to mortgage solutions and business financing. Our total loans amount to 48,752, reflecting our commitment to supporting both individual and business aspirations. For your convenience, our branch is equipped with an ATM for easy access to your funds, while our friendly staff is always ready to assist you with any inquiries or banking needs. While members can visit us at our Chico location, official correspondence should be directed to our mailing address at 1351 Harter Pkwy, Yuba City, CA 95993. Our financial strength speaks volumes: with total deposits of $110 million, a net worth of $145 million, and cash in hand amounting to $17 million, you can trust that your money is safe with us. We invite you to explore all that Sierra Central has to offer by visiting our website at sierracentral.com or giving us a call at 800-222-7228. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Welcome to Sierra Central, where our roots run deep in the heart of Chico, CA. Established in 1955, our branch has grown alongside this vibrant community, providing valuable financial services and support to our members. Over the decades, we've welcomed many families into our credit union family, proudly serving a total membership of 82,655. As we have evolved, our commitment to helping each member achieve their financial goals has remained steadfast. Located at 1384 East Ave, Chico, CA 95926, our branch is not just a place for transactions; it's a hub of community engagement. We are proud to be part of a city known for its beautiful parks and friendly neighborhoods. While members can visit us at our branch address, official correspondence should be sent to 1351 Harter Pkwy, Yuba City, CA 95993. At Sierra Central, we believe that everyone deserves access to quality financial services. Our mission is simple yet powerful: to enhance the lives of our members and strengthen the communities we serve. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans and refinancing, as well as business banking solutions. Our commitment extends beyond just financial products; we strive to provide exceptional customer service and educational resources that empower individuals on their financial journey. With total assets reaching an impressive $1,438,743,317, Sierra Central is well-equipped to support our members' needs. We have also embraced technology to enhance your banking experience with features like online and mobile banking for easy access anytime you need it. Our operating hours reflect our dedication to being available when you need us: Monday through Thursday from 8:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Additionally, we proudly offer ATM availability for quick withdrawals and balance checks. As we look ahead, we remain committed to building partnerships within the community through outreach programs and initiatives that support local causes. At Sierra Central, you're not just a number; you're part of a family that cares about your future. Join us today and discover how Sierra Central can help you achieve your financial dreams! Whether you're looking for a new account or simply seeking advice on managing your finances better, we're here for you. Reach out to us at 800-222-7228 or visit us at Sierra Central for more information on how you can become part of our growing family!

Joining the vibrant community at Sierra Central is a wonderful opportunity to enhance your financial journey. At our branch located at 1384 East Ave Chico Ca 95926, we welcome individuals who live, work, or worship in our service area. Whether you're looking for a checking account, a loan, or simply a supportive financial partner, becoming a member is straightforward and fulfilling. To explore all the details about eligibility and find out if you qualify, please visit our website at . If you're ready to take the next step, opening an account is just as easy! You can find all the information you need by visiting https://app.loanspq.com/xa/xpressapp.aspx?action=home&enc=kw21wblm1yxpjjabdozad6beegwm2r2ltm9j1x2hxklsu3anxkmzznauheycrkngiacstiqkw4zy5ozvdqvbgmydnmc8aanjojikhep1doq . Should you have any questions or need assistance, feel free to reach out to us at (800) 222-7228. We're excited to help you start this journey with us!

At Sierra Central, we understand that life is busy, and managing your finances shouldn't add to your stress. That's why we offer a range of digital and online banking services designed to make banking easier, safer, and more accessible for you. With our online banking platform, you can access your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring money between accounts, our 24/7 online banking services put you in control. You can also set up electronic statements to keep your records organized and reduce paper clutter saving the planet one statement at a time! For those moments when you need to send money quickly to a friend or family member, our person-to-person transfer feature makes it simple and fast. Just a few taps on your mobile device and the money is on its way. And if you prefer using mobile payments for added convenience while shopping, we've got you covered there too with our mobile payments feature. Our dedicated mobile application allows you to manage your finances right from your smartphone. With easy navigation and user-friendly design, you'll find everything you need at your fingertips. Plus, if you're looking to sign documents without the hassle of printing or mailing them, we offer electronic signature authorization for a quicker process. With all these features combined, banking at Sierra Central becomes not just convenient but secure as well. Your information is protected with top-notch security measures so you can bank with peace of mind. We're here to support you every step of the way in managing your financial journey!

At Sierra Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support you in achieving your financial goals. With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of strength is crucial for our members' peace of mind. Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members by ensuring that our resources directly benefit you through better loan rates, lower fees, and exclusive perks. With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we offer $23,031 in used auto loans and manage a total of $1,036,226,423 in loans and leases, supporting your financial needs across various sectors. Our operational efficiency is evident with a reported net income of $0, allowing us to continue delivering competitive loan rates and solid financial products for our members. We are also proud to have 208 full-time employees and 12 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $2,071,809 while our member base continues to grow with a total of 154,523 share accounts. This reflects the trust that our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Sierra Central is your trusted partner. Visit us at 1384 East Ave Chico Ca 95926 or call 800-222-7228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.