Sierra Central Credit Union Auburn CA | Best Auto Loans & Business Banking

Introduction

Welcome to Sierra Central, your trusted partner in financial wellness since 1955. Located at 2558A Bell Rd, Auburn, CA 95603, our Auburn Branch is dedicated to serving over 82,000 members with a commitment to community and personalized banking solutions. With total assets exceeding $1.4 billion and robust offerings that include auto loans, mortgages, and personal banking services, we are here to support your financial journey every step of the way. At Sierra Central, we pride ourselves on being more than just a credit union; we are a cornerstone of the Auburn community. Under the leadership of CEO Ron Sweeney and Board President Tib Belza, our team of 220 employees is devoted to helping you achieve your financial goals with integrity and care. We understand that each member has unique needs, which is why we offer tailored solutions designed just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 2558-A Bell Road, Auburn, CA 95603. If you have any questions or need assistance, feel free to reach out at (530) 885-2020 or explore our website at sierracentral.com for more information. Join us in creating a brighter financial future together. We invite you to stop by the Auburn Branch today or give us a call! Your next chapter starts here.

Branch History & Mission

Sierra Central has a rich legacy that began in 1955, when it first opened its doors in the heart of Auburn, California. Over the years, this credit union has grown from a small community-focused institution into a vital financial resource for over 82,000 members. Located at 2558A Bell Rd, Auburn, CA 95603, our branch is easily accessible and stands as a testament to our commitment to serving the local community. If you need to send us official correspondence, please use our mailing address: 2558-A Bell Road, Auburn, CA 95603. From its humble beginnings, Sierra Central has made significant strides in providing personalized banking services tailored to meet the needs of our members. Today, we proudly manage total assets of $1.4 billion, reflecting our stability and growth over nearly seven decades. Our journey has been marked by milestones such as expanding our range of services and embracing technology to enhance member experiences. At Sierra Central, our mission is simple yet impactful: we aim to empower individuals and families through comprehensive financial solutions while fostering strong community ties. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus is not just on financial success but also on supporting local initiatives that enrich the lives of those we serve. Our operating hours are designed with convenience in mind; we're open Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. For added convenience, we provide ATM services for quick cash withdrawals and balance inquiries. While we do not have drive-thru service or a shared service center at this location, we are committed to offering accessible online and mobile banking options for all your financial needs. As we look toward the future, Sierra Central remains dedicated to innovation and inclusivity. We are proud of our ADA-compliant facilities and customer-centric initiatives that ensure every member can fully engage with our services. By partnering with local organizations and participating in community outreach efforts, we strive to make a positive impact beyond traditional banking. We invite you to join Sierra Central and experience the difference that comes from being part of a community-focused credit union. Whether you're looking for reliable financial products or seeking ways to enhance your financial well-being, Sierra Central is here for you every step of the way. Come visit us today or reach out at 530-885-2020 to learn more about how we can support your financial journey!

Branch Location & Accessibility

Accessibility Features

At Sierra Central, we believe in making banking accessible for everyone. Our branch is fully ADA compliant, featuring ramps and spacious entrances to accommodate all visitors. Parking is plentiful and conveniently located, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Whether you're looking to open a new account or simply want more information about our services, feel free to reach out! Give us a call at 530-885-2020 or stop by our branch today. We can't wait to welcome you into the Sierra Central family!

Operating Hours

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Whether you need assistance with personal banking or have questions about loans, our friendly staff is here to help during these hours.

Services Offered

Sierra Central offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM availability ensures you can access cash whenever needed, making transactions hassle-free. While we do not have drive-thru service, our team is ready and waiting inside to provide exceptional service.

Member Eligibility

At Sierra Central, we believe that everyone deserves to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We embrace individuals from all walks of life, making it easy for you to access our range of services. Not only do you gain membership benefits like competitive loan rates and personalized service, but you also become part of a supportive network that truly cares about your financial well-being. For more detailed eligibility information, please visit this link. Once you're ready to join, opening an account is just as straightforward. You can start the process online or by giving us a call at (530) 885-2020. Our friendly staff is here to help answer any questions and guide you through every step. Visit our account opening page here and take your first step towards becoming a valued member of Sierra Central today!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In addition to loans, we offer practical merchant services that streamline your daily operations. Whether you need point-of-sale solutions or payment processing options, our services can help simplify transactions and enhance customer satisfaction. Imagine being able to serve your customers faster and more efficiently this is what our merchant services bring to your business. Located at 2558A Bell Rd Auburn Ca 95603 in Auburn, CA, we invite you to discover how Sierra Central can be your partner in growth. For more information, call us at (530) 885-2020 or visit our website at Sierra Central.

Comprehensive List Of Services

Business Banking

If you're a business owner, our services extend into the realm of business banking. We provide essential tools such as merchant services and business loans to help your enterprise thrive. Our knowledgeable team is ready to assist with any questions you might have about setting up or managing your business finances.

Call Us Today!

If you're ready to explore how our services can work for you or if you have any questions about opening an account, don't hesitate to reach out! Contact us at (530) 885-2020 during our lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Join us at Auburn Branch, where your financial needs are met with care and expertise! Visit us online at Sierra Central for more information on all our offerings.

Credit Options

For those who enjoy rewards while they spend, we offer credit cards with rewards that allow you to earn points on everyday purchases. This way, every swipe brings you closer to exciting perks and benefits.

Digital Banking Features

At Sierra Central, convenience is key. Our state-of-the-art online and mobile banking platforms empower you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, or make payments right from your smartphone or computer. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Personal Banking Solutions

We understand that managing personal finances can be challenging, which is why we offer various personal banking options, including checking and savings accounts tailored to help you reach your goals. If you're in the market for a vehicle, our auto loans and vehicle financing solutions make it easy to drive away in the car you want without breaking the bank. When it comes to home ownership, our mortgage loans and refinancing options provide flexibility and competitive rates, ensuring you can secure a home that fits your lifestyle. Additionally, if you're facing unexpected expenses or wish to consolidate debt, our personal loans and debt consolidation services offer affordable solutions designed with your budget in mind.

Digital & Online Banking

Enhanced Payment Options

With our mobile payments feature, making purchases is simple and fast. You can easily send money to friends or family using our person-to-person transfer option no need for cash or checks anymore! It's all about giving you flexibility and control over your financial transactions. At Sierra Central, security is paramount. We implement robust measures to ensure that your personal information remains safe while using our digital services. Feel confident knowing that we prioritize your privacy every step of the way. Experience the freedom and ease of managing your finances digitally with us today! Visit https://www.sierracentral.com/ to learn more about how our digital and online banking services can enhance your banking experience.

Key Features for Your Convenience

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills on your schedule. Whether you're at home or on the go, managing your finances has never been easier. Plus, with our mobile application, you can carry the power of banking right in your pocket. For those who love staying organized, we offer e-statements that let you view your account statements electronically. This not only helps reduce paper clutter but also gives you instant access whenever you need it. And if you ever find yourself needing to sign documents quickly, our electronic signature authorization feature allows you to do so securely online.

Financial Strength

At Sierra Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you of our reliability as your trusted credit union. With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,257,492 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $23,031 in used auto loans and $1,036,226,423 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,071,809. Total Share and Deposit Accounts: 154,523, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 2558A Bell Rd Auburn Ca 95603 or call 530-885-2020 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget.

Credit Lines and Commercial Loans

For businesses, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand operations. Additionally, our total credit lines amounting to $332,576,756 ensure that both personal and business needs are met with flexibility and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We provide various terms and competitive rates designed to help you secure the right loan for your dream home.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could help lower your payments or improve your terms. Our knowledgeable staff can guide you through eligibility requirements and help you find the best solution for your situation. Feel free to reach out to us at (530) 885-2020 during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. At Sierra Central, we are committed to providing exceptional service and support as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh stands out in several key areas: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect the best available options for consumers. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make timely and informed decisions about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Sierra Central