Sierra Central Credit Union Anderson CA | Best Auto Loans & Business Banking

Introduction

Welcome to Sierra Central, your trusted partner in financial services since 1955. Located at 5026 Rhonda Rd, Anderson, CA 96007, our Anderson Branch is committed to serving our community with dedication and integrity. With a growing membership of 82,655 and total assets exceeding $1.43 billion, we pride ourselves on being a member-focused credit union that truly cares about your financial well-being. At Sierra Central, we offer a wide range of services tailored to meet your needs, whether you're looking for personal banking options like checking accounts and auto loans or business banking solutions including merchant services and business loans. Our experienced team is here to help you navigate through life's financial challenges. While members can visit us at our branch address, official correspondence should be sent to the same location: 5026 Rhonda Rd, Anderson, CA 96007. We have a dedicated team of 220 employees, led by CEO Ron Sweeney and Board President Tib Belza, who are passionate about providing exceptional service to all our members. With total loans amounting to 48,752 and total deposits of $110,156,615, Sierra Central stands strong in its commitment to helping our community thrive financially. Our net worth is an impressive $145,176,469, ensuring that we are well-equipped to support your financial goals. Feel free to reach out to us at (530) 365-1218 or visit our website at sierracentral.com for more information. We invite you to join us and experience the Sierra Central difference where your financial future is our priority!

Branch History & Mission

Welcome to the Sierra Central Anderson Branch, a cornerstone of financial support in Anderson, CA. Since opening our doors in 1955, we have built a rich legacy of service and growth that reflects our commitment to the community and our members. Nestled at 5026 Rhonda Rd, just a stone's throw from local parks and shops, our branch is not only a place for banking but also a hub for community connection. Over the years, we have expanded our services to meet the diverse needs of our growing membership, which now stands at an impressive 82,655 individuals. With total assets reaching $1,438,743,317, we are proud to offer a range of financial products designed for personal and business needs alike. At Sierra Central, our mission is clear: to provide exceptional financial services while actively supporting the communities we serve. We believe that everyone deserves access to reliable banking solutions. That's why we offer everything from checking and savings accounts to auto loans and mortgages. Our goal is not just to help you manage your finances but also to empower you to achieve your dreams. While members can visit us at 5026 Rhonda Rd Anderson Ca 96007, official correspondence should be sent to 5026 Rhonda Rd, Anderson, CA 96007. We understand that convenience matters; that's why we provide ATM access and online banking options so you can manage your finances anytime, anywhere. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. We take pride in being part of the fabric of Anderson. Through various community outreach initiatives and partnerships with local organizations, we strive to make a positive impact beyond just financial transactions. By investing in our community, we help create a brighter future for everyone. Join us at Sierra Central Anderson Branch and experience firsthand the benefits of becoming a member. Whether you're looking for personal banking solutions or want to explore business opportunities, we're here for you every step of the way. Reach out today at (530) 365-1218 or visit us online at Sierra Central to learn more about how we can support your financial journey!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps and designated parking spots to ensure all members can visit us comfortably. If you're driving by, you'll find ample parking available right outside our doors.

Connect With Us

Ready to experience personalized service? Feel free to give us a call at 530-365-1218 or stop by during our operating hours. At Sierra Central's Anderson Branch, we're here to help you achieve your financial goals. We look forward to welcoming you!

Operating Hours

At Sierra Central, we understand that life can get busy. That's why we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Whether you're stopping in for a quick transaction or a longer consultation, our friendly staff is here to assist you.

Services Offered

We provide a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. Plus, with our ATM on-site, you can easily access cash when you need it. While members can visit us at 5026 Rhonda Rd for all their banking needs, official correspondence should be sent to the same address since our mailing address is the same as our branch location.

Member Eligibility

At Sierra Central, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. If you're looking to join us, you'll find that becoming a member is straightforward and welcoming! Our eligibility criteria are designed to include a wide range of individuals, particularly those who live, work, or worship in our vibrant community around 5026 Rhonda Rd Anderson Ca 96007. We also extend our membership to immediate family members of existing members, making it easy for families to benefit from our services together. For the most current and detailed information on eligibility, we invite you to check out this resource: . Once you know you qualify, opening an account is just a few clicks away! You can start your application process online or give us a call at (530) 365-1218 if you have questions. At Sierra Central, we offer not just accounts but a relationship built on trust and support, with plenty of resources to help you succeed financially. Join us today and take the first step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to streamline your operations. Whether you're processing payments or managing cash flow, our tools simplify transactions so you can focus on what matters most growing your business. Imagine easily accepting payments from customers on-the-go or setting up recurring billing with just a few clicks. Our services adapt to your unique needs, ensuring you have the resources necessary to thrive. Reach out today at (530) 365-1218 to discover how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,698,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure you have access whenever you need it. With basic ATM access for withdrawals and balance checks available at convenient locations, getting cash has never been easier. At Sierra Central, we're here for all your financial needs whether you're opening an account or seeking advice on loans. Our friendly staff is ready to assist you at every step of your financial journey. For more information about our services or if you'd like to speak with someone directly, please call us at (530) 365-1218 or visit our website at Anderson Branch. We look forward to serving you!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. With competitive rates and flexible terms, we help you drive away with confidence, whether you're looking for a brand-new vehicle or financing for a used one.

Business Banking Solutions

For local businesses, we provide essential tools through our business banking services, including merchant services and business loans. We're dedicated to supporting entrepreneurs in our community, helping them thrive with resources tailored specifically for their needs.

Credit Cards with Rewards

We believe that everyday spending should come with benefits. That's why we offer credit cards with rewards that give back every time you swipe. From travel perks to cashback on purchases, our credit cards are designed to enhance your financial experience.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and we're here to guide you through it. Our mortgage loans and refinancing options are tailored to fit various budgets and needs, ensuring you find the right solution for your homeownership goals. Let us help you unlock the door to your dream home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, we've made it simple and accessible.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed to help you save more effectively while enjoying easy access to your money. Whether you're saving for a rainy day or planning a special purchase, our accounts come with benefits that fit your lifestyle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your monthly payments, our personal loans and debt consolidation services can be a great fit. We're committed to helping you achieve financial peace of mind by providing straightforward solutions tailored to your situation.

Digital & Online Banking

At Sierra Central, we understand that convenience and security are top priorities for our members. That's why we offer a robust suite of digital and online banking services designed to fit your lifestyle. With just a few clicks, you can manage your finances securely from anywhere at any time. One of the standout features is our 24/7 online banking service. You can easily check your account balance, pay bills, and transfer funds at your convenience. For those who prefer using their smartphone, our mobile application makes banking even easier. It's user-friendly and packed with features that allow you to stay on top of your finances while on the go. Need to send money to a friend? Our person-to-person transfers feature lets you do just that in a snap. Plus, with options for mobile payments, you can make purchases directly from your mobile device without the hassle of cash or cards. We also prioritize your security with electronic signature authorization, ensuring that all transactions are safe and secure. And if you're looking to go paperless, we offer e-statements so you can access your financial statements anytime, anywhere. To explore all these features and more, visit us online at https://www.sierracentral.com/. We believe managing your money should be easy and accessible, which is why our digital banking services are designed with you in mind. Experience the freedom of real-time account management and enjoy peace of mind knowing that your finances are secure at Sierra Central.

Financial Strength

Commitment to Growth

With $122,257,492 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is reflected in the $1,036,226,423 available in total loans and leases. This commitment supports your financial goals across various sectors.

Growing Membership Base

With a total of 154,523 share accounts, we show a strong and growing member base that trusts us with their finances. Our approach prioritizes your needs over profits ensuring that every decision benefits you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sierra Central is your trusted partner. Visit us at 5026 Rhonda Rd or call 530-365-1218 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $383,601,730 in share certificates and $334,917,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members.

Operational Efficiency

Our $0 net income reflects our operational efficiency as we focus on serving you better through competitive loan rates and solid financial products. We also take pride in having 208 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $145,176,469, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1004 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Sierra Central, we pride ourselves on providing comprehensive services to meet all your banking needs. From personal banking accounts to online banking features, we're here to support you. If you're considering refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. Our knowledgeable staff at 5026 Rhonda Rd Anderson Ca 96007 in Anderson, CA is ready to assist you. For more information, feel free to call us at (530) 365-1218 or visit our website at https://www.sierracentral.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $444,391,013 in used vehicle loans and $149,043,030 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team can assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $44,698,373 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for managing operations and seizing new opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,272,554, make buying or refinancing simple. We're here to guide you through the process, ensuring that you find the right mortgage product that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,565,628 in loans helping members manage their finances effectively. This option is ideal for those who want to maintain financial flexibility without collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that users receive fair and transparent offers.

Sierra Central