Shuford Credit Union Hickory NC | Best Auto Loans & Business Banking

Introduction

Welcome to Shuford, your trusted financial partner in the heart of Hickory, NC! Located at 882 16th St NE, we have been proudly serving our community since 1967. With a strong commitment to our members, we currently boast a total membership of 4,456, each valued and supported by our dedicated team of 8 employees. At Shuford, we understand that your financial needs are unique. That's why we offer a variety of services, including personal banking, auto loans, mortgage financing, and business banking solutions. Our total assets stand impressively at $33,633,245, ensuring that we have the resources to help you achieve your financial goals. We also maintain a solid net worth of $4,214,968, showcasing our stability and reliability. While members can visit us at our branch address in Hickory, official correspondence should be sent to the same location: 882 16th St NE, Hickory, NC 28601. Our friendly staff is here to assist you during our lobby hours Monday through Wednesday from 8:30 AM to 4:30 PM, Thursday from 8:30 AM to 5:00 PM, and Friday from 7:00 AM to 5:00 PM. Under the leadership of CEO Jerry Gaillard and Board President Bruce Blackburn, Shuford has built a reputation for trustworthiness and community engagement. With total deposits reaching $1,669,276 and total loans amounting to 1,780, we are well-equipped to support both personal and business financial journeys. We invite you to explore what Shuford has to offer! Whether you're looking for a new auto loan or need assistance with your savings plan, our knowledgeable team is just a phone call away at 828-568-1234. Visit us today or check out our website at www.shufordcu.org for more information. Your financial success is our priority!

Branch History & Mission

A Legacy of Trust

As we look back on our journey since 1967, we take pride in the strong foundation we've built together with you our valued members. Our success is defined by the trust you place in us every day. We continually strive for excellence by embracing digital advancements that enhance your banking experience while ensuring compliance with accessibility standards. While members can visit us at 882 16th St NE, official correspondence should be sent to 882 16th St NE, Hickory, NC 28601 if needed. Join us today at Shuford and experience firsthand how our commitment to service can help you achieve your financial goals! For any inquiries or assistance, feel free to contact us at 828-568-1234. Welcome to a brighter financial future!

Our Mission

At Shuford, our mission goes beyond just providing financial services; it's about empowering our members and enhancing the communities we serve. We strive to offer personal banking solutions that cater to your needs whether it's checking and savings accounts, auto loans, mortgage refinancing, or business banking services. Our goal is to make banking simple and beneficial for everyone. We believe in giving back to our community through various outreach programs and partnerships that uplift those around us. Whether it's supporting local events or providing educational resources on financial literacy, we are committed to making a positive impact.

Branch Location & Accessibility

Convenient Access

Our branch features ample parking, ensuring you can find a spot with ease when you visit. We prioritize accessibility for all members, with ADA-compliant entrances and ramps available for those who need them. If you prefer banking without stepping inside, we offer drive-thru services that make it simple to handle your transactions from the comfort of your vehicle.

Get in Touch!

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 828-568-1234. We look forward to serving you at Shuford Credit Union in Hickory! Come see how we can help you achieve your financial goals today!

Operating Hours

At Shuford Credit Union, we want to accommodate your busy schedule. Our lobby hours are Monday through Wednesday from 8:30 AM to 4:30 PM, Thursday from 8:30 AM to 5:00 PM, and Friday from 7:00 AM to 5:00 PM. This way, you have plenty of options to drop by when it's convenient for you.

Services Offered

We pride ourselves on providing a range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM is readily available for cash withdrawals and balance checks making it easier than ever to access your funds when you need them. While members can visit us at our physical location at 882 16th St NE, official correspondence should be sent to the same address since it serves as our mailing address too.

Member Eligibility

At Shuford, we believe that joining our community means becoming part of something special. Membership is open to anyone who lives, works, worships, or attends school in Catawba County, making it easy for you to take advantage of all we have to offer. By becoming a member, you gain access to personalized financial services and support from a team that truly cares about your needs. If you're looking for competitive rates on loans and savings, along with a friendly environment, then this is the place for you. Getting started is simple! You can find all the details about eligibility on our website at . Once you're ready, opening an account is just a click away; visit us at https://shuford.cuconnections.com/loan-application to get the process rolling. If you have any questions or need assistance, feel free to give us a call at (828) 568-1234. We're excited to welcome you to Shuford!

Business Banking & Commercial Services

Lending Support for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,039,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced environment, having reliable payment solutions is crucial. Our merchant services make it easy for businesses to accept payments, manage transactions, and keep operations running smoothly. Imagine being able to serve your customers without worrying about whether your payment system can handle the demand. Located at 882 16Th St Ne Hickory Nc 28601, Hickory, NC, we're here to empower your business journey. Reach out today at (828) 568-1234 and discover how we can support your growth!

Comprehensive List Of Services

Accessible Branch Services

For those who prefer face-to-face interaction, our branch offers basic drive-thru banking services where you can handle deposits and withdrawals quickly and efficiently. We strive to make every visit pleasant and straightforward. If you're ready to experience the difference that personalized service makes in your financial journey, reach out today! Call us at (828) 568-1234, or visit us at 882 16Th St Ne Hickory Nc 28601 in Hickory, NC during our operating hours: M-W 8:30 AM - 4:30 PM; Th 8:30 AM - 5:00 PM; F 7:00 AM - 5:00 PM. Let us help you achieve your financial goals with ease and confidence!

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans designed to support your growth, we are here to partner with you on your journey. Your success is our priority, and we aim to provide the tools necessary for your business to thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Shuford, we pride ourselves on our robust Online & Mobile Banking services. Manage your accounts anytime, anywhere with ease. You can check balances, transfer funds, and even make payments right from your device. Need cash? Our ATM & Cash Withdrawal Services are readily available for those moments when you need quick access to funds.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various Personal Banking options, including checking and savings accounts that help you save while managing your day-to-day expenses. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel without breaking the bank. Are you considering buying a home? Our Mortgage Loans & Refinancing services provide flexible options suited to your situation, ensuring that you can find a loan that works for you. For those unexpected expenses or when life throws a curveball, our Personal Loans & Debt Consolidation options can help you regain control over your finances. And let's not forget about rewards! Our Credit Cards with Rewards allow you to earn points on your purchases, making every dollar spent work harder for you.

Digital & Online Banking

Access Anytime, Anywhere

Even if you're out and about, managing your account is easy with our robust online services. Although we don't have a dedicated mobile application yet, our website is mobile-friendly, ensuring that accessing your financial information is convenient no matter what device you're using. In today's fast-paced world, having control over your finances at your fingertips makes all the difference. At Shuford, we're committed to enhancing your banking experience by offering tools that keep you connected and informed. Explore everything we have to offer by visiting us at http://www.shufordcu.org today!

Key Features

With our online banking service, you can also enjoy person-to-person transfers, making it simple to send money to friends and family without the hassle of cash or checks. Whether you're splitting a bill or sending a gift, it's all just a few clicks away. For those who prefer paperless solutions, we offer e-statements, so you can view your account statements online rather than waiting for them in the mail. This not only helps you stay organized but is also a step towards being environmentally friendly! While we currently do not support electronic signature authorization or mobile payments, our focus remains on providing secure and user-friendly services that prioritize your safety. You can rest assured that your information is protected with us.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shuford is your trusted partner. Visit us at 882 16Th St Ne Hickory Nc 28601 or call (828) 568-1234 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $3,718,851 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $703 in used auto loans and $26,559,106 in total loans and leases.

Member Savings and Deposits

Members' savings are secured through $1,998,178 in share certificates and $7,018,325 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,018,013, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $430,758 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We believe that our strength lies not just in numbers but also in the trust you place in us. Total Share Accounts stand at 8,175, showing a strong and growing member base that trusts us with their finances.

Our Financial Health

With a net worth of $4,214,968, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,251 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,667,161 in used vehicle loans and $784,362 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,039,847 provide the capital needed to grow and expand. We're here to support local businesses through tailored financing solutions. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out! Our team is ready to assist you in finding the best solution for your financial situation. For more information or to get started with an application, visit us at 882 16Th St Ne Hickory Nc 28601 in Hickory, NC, or give us a call at (828) 568-1234. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,683,775, make buying or refinancing simple. We aim to support you every step of the way with clear information and personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $211,313 in loans helping members manage their finances effectively. These cards can help you build your credit while enjoying convenient access to funds when you need them.

Loan Aggregator

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SHUFORD FEDERAL CREDIT UNION - Hickory, NC