Shell Credit Union Spring TX | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

Welcome to Shell Credit Union, your trusted partner in financial success since 1937. Located at 6232 Fm 2920 Rd, Spring, TX 77379, our branch is dedicated to serving the vibrant community of Spring and beyond. With a strong commitment to our members, we proudly support over 152,341 individuals and families, helping them achieve their financial goals through personalized banking solutions. At Shell Credit Union, we understand that every dollar counts. That's why we have built a solid foundation with total assets of $1,839,411,280 and total deposits reaching $86,892,425. Our financial strength is reflected in our net worth of $227,656,526, ensuring that your money is safe and sound with us. We are also committed to lending to our members with a total loan portfolio encompassing 102,264 loans and leases tailored to meet diverse needs. Under the leadership of CEO Jose Rodriguez and Board President Donald Booth, our team of 525 employees is here to provide exceptional service and guidance. We offer a range of services including personal banking accounts, auto loans, mortgage refinancing, business loans, and more all designed with you in mind. Whether you're visiting us at our branch or reaching out via phone at 713-844-1100, we invite you to explore how Shell Credit Union can help you thrive financially. While you can find us at our Spring location, please note that official correspondence should be sent to PO Box 578, Deer Park, TX 77536. Join us today at Shell Credit Union where your financial well-being is our top priority! For more information about our services or to become a member, visit our website at shellfcu.org. Your future begins here!

Branch History & Mission

At Shell, we pride ourselves on a rich legacy of service and community support that dates back to our founding in 1937. Located at 6232 FM 2920 Rd, Spring, TX 77379, our branch has been a trusted partner for financial needs in the Spring community for over 85 years. Since our inception, we have grown to serve 152,341 members and hold total assets of approximately $1,839,411,280. Our mission is clear: we aim to empower our members by providing not just financial services but also the tools they need to thrive. We believe that banking should be accessible and beneficial for everyone in our community. From personal checking and savings accounts to auto loans and mortgages, we strive to offer products that truly meet the needs of our diverse membership. While members can visit us at 6232 FM 2920 Rd, official correspondence should be sent to our mailing address at PO Box 578, Deer Park, TX 77536. This ensures that all inquiries are handled promptly and efficiently. Shell has always embraced innovation while staying committed to the values that define us. Our operating hours reflect our dedication to serving you when it's convenient: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:30 PM. We are closed on Sundays. In addition to our lobby services, we provide ATM access and drive-thru banking for quick transactions. As part of our commitment to inclusivity and accessibility, we ensure that all members can enjoy ADA-compliant facilities. Our digital offerings include online banking and mobile payments, allowing you to manage your finances anytime and anywhere. Over the years, we've partnered with local organizations and initiatives aimed at strengthening our community ties. Whether it's sponsoring educational programs or supporting local charities, we believe that giving back enriches us all. Join us at Shell and experience a credit union that prioritizes your financial wellness while fostering a strong sense of community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 713-844-1100 or visit us online at shellfcu.org.

Branch Location & Accessibility

Connect With Us

We invite you to experience the friendly service at Shell Credit Union's Spring branch. If you have any questions or need assistance before your visit, feel free to call us at 713-844-1100. We look forward to helping you achieve your financial goals!

Convenient Banking Hours

At Shell Credit Union, we understand that life gets busy. That's why we offer flexible operating hours designed to accommodate your schedule. Our lobby is open Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday until 5:30 PM. On Fridays, we're here for you from 9:00 AM to 5:00 PM and Saturday mornings from 9:00 AM to 12:30 PM. We are closed on Sundays, allowing our staff some much-deserved rest.

Easy Access for Everyone

We prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and spacious parking areas to ensure that everyone can easily visit us. If you're in a hurry, take advantage of our drive-thru banking service, where you can complete simple transactions without leaving your car.

Services Tailored Just for You

Our Spring branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also utilize our ATM services for quick cash withdrawals or balance checks anytime. While members can visit us at this location, official correspondence should be sent to PO Box 578, Deer Park, TX 77536.

Member Eligibility

At Shell, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. This includes anyone who has family members already with us, which makes it even easier to join our family of over 150,000 members. By becoming part of Shell, you gain access to an array of financial services tailored just for you everything from checking and savings accounts to loans and credit cards with rewards. To find out more about the specific eligibility criteria and ensure you're on the right track, check out our detailed information at . If you're ready to take the next step, opening an account is straightforward! You can start this process by visiting us or giving us a call at (713) 844-1100. We're here to help you every step of the way in your journey with Shell, located at 6232 Fm 2920 Rd Spring Tx 77379. Welcome aboard!

Business Banking & Commercial Services

Financing Your Dreams

Imagine securing the capital you need to purchase new equipment or expand your storefront. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Picture your customers checking out seamlessly, whether they pay with a card or through mobile payments. This efficiency not only enhances customer satisfaction but also helps you manage your cash flow better. Visit us at 6232 Fm 2920 Rd Spring Tx 77379 in Spring, TX, or call us at (713) 844-1100 to learn how our business banking solutions can support your success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we're here to support you too! Our business banking services include merchant services that can streamline transactions for your customers as well as business loans tailored to help grow your enterprise.

Convenient Access

Convenience is key at Spring. With ATM availability right at your fingertips, you can easily make cash withdrawals or check balances without stepping inside the branch. Our drive-thru banking service also allows for quick deposits, withdrawals, and simple transactions without leaving your car ideal for busy days!

Credit Solutions

For those unexpected expenses or plans that require additional funding, our personal loans and debt consolidation options can be life-savers. They provide quick access to cash when you need it most. And don't forget about our credit cards with rewards perfect for earning benefits on purchases you already make!

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. Our online and mobile banking systems not only allow you to manage accounts from anywhere but also enable person-to-person payments making sharing costs with friends or family easier than ever. We invite you to explore all that Shell has to offer by visiting us at 6232 Fm 2920 Rd Spring Tx 77379 in Spring, TX, or give us a call at (713) 844-1100. Let us partner with you on your financial journey today!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your daily transactions while saving for the future. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances and make transfers with just a few taps on your phone. When it comes to financing your next vehicle, look no further than our competitive auto loans and vehicle financing options. We provide flexible terms that can fit any budget, making it easier for you to hit the road in style. Plus, if you're considering homeownership or refinancing an existing mortgage, our mortgage loans come with favorable rates and personalized service to guide you every step of the way.

Digital & Online Banking

Key Services

With our online banking platform available at http://www.shellfcu.org , you can access your accounts 24/7. Whether you need to check your balance, pay bills, or transfer funds, everything is just a click away. Our user-friendly interface ensures that you can navigate through your options with ease, making banking simpler than ever. For those who prefer to manage their accounts via smartphone, our mobile application is ready for download. Enjoy the freedom of banking anytime and anywhere, whether you're commuting or relaxing at home. You can also take advantage of our mobile payments feature, allowing you to make purchases directly from your phone without hassle.

Security and Convenience

Your safety is our top priority. With features like electronic signature authorization, we ensure that your transactions are secure and protected. Plus, you can opt for e-statements for quick and environmentally friendly access to your account statements no more waiting for paper copies in the mail. Need to send money quickly? Our person-to-person transfer service makes it easy to send funds to friends or family without needing cash. It's fast and convenient, allowing you to stay connected financially. In short, Shell's digital banking services are designed not just for accessibility but also for peace of mind. We're here to help you manage your money effectively while providing the security you deserve. Discover more about our offerings today by visiting http://www.shellfcu.org !

Financial Strength

Commitment to Member Savings

Your savings are secure with us. We have $432,324,372 in share certificates and $129,208,333 in money market shares, providing stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Our strength is reflected in our growing community. We have 295,838, showing a strong member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, ensuring we can provide the best possible services for you. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 6232 Fm 2920 Rd Spring Tx 77379 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Growth

With $211,400,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $14,496,503 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $227,656,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We believe in supporting your financial goals through accessible lending options. With $24,277 in used auto loans and $1,449,448,196 in total loans and leases, we're here to help you secure the funds you need across various sectors. Our team is dedicated to serving you efficiently. We proudly employ 472 full-time employees and 53 part-time employees who are always ready to assist you with a knowledgeable approach.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to finance your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856, make buying or refinancing simple. We believe that owning a home should be achievable for everyone, and our experienced staff can assist you every step of the way.

Other Financing Options

For those looking for additional support, we provide various credit line loans totaling $445,572,788, giving you access to funds when you need them most. Our goal is to empower our members with financial solutions that work for them. If you're interested in refinancing any of your existing loans or exploring eligibility options for our products, please reach out. Our team at Shell, located at 6232 Fm 2920 Rd Spring Tx 77379 in Spring, TX, is ready to help you navigate these opportunities. Feel free to call us at (713) 844-1100 during our operating hours: Monday-Wednesday from 9:00 AM - 5:00 PM, Thursday from 9:00 AM - 5:30 PM, Friday from 9:00 AM - 5:00 PM, and Saturday from 9:00 AM - 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Shell, we prioritize transparency and aim to provide clear information so you can make informed decisions about your financial future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $95,654,799 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make unexpected purchases, our credit card options are designed to fit your lifestyle.

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SHELL

Type of Loan Offerings

Personal Loans

Vehicle Loans