Shell Credit Union Pasadena TX | Quick Personal Loans & ATM Access

Introduction

Welcome to Shell Credit Union, a pillar of financial support in the heart of Pasadena, TX. Located at 401 Southmore Ave, we have proudly served our community since 1937, establishing a legacy of trust and reliability for over 85 years. With a vibrant membership base of 152,341 members, we are dedicated to helping you achieve your financial goals through personalized services and competitive rates. At Shell, we understand that navigating the world of finance can be challenging. That's why we're here to simplify your banking experience with a wide range of offerings, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our total assets stand at an impressive $1,839,411,280, reflecting our solid foundation and commitment to our members' financial well-being. While you can visit us at our Pasadena branch for all your banking needs, please direct any official correspondence to our mailing address: PO Box 578, Deer Park, TX 77536. Our friendly team is ready to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:30 PM. Under the leadership of CEO Jose Rodriguez and Board President Donald Booth, Shell Credit Union thrives on a mission of community engagement and member satisfaction. With a net worth of $227,656,526 and total deposits reaching $86,892,425, we are equipped to provide secure and reliable financial services. Join us in building a brighter financial future together! For more information or assistance, feel free to call us at 713-844-1100 or visit our website at shellfcu.org. We look forward to welcoming you into the Shell family!

Branch History & Mission

Commitment to Community

At Shell, we believe that banking is about more than just transactions; it's about building relationships and supporting our neighbors. We actively participate in community outreach programs and partnerships aimed at improving lives right here in Pasadena and beyond. Whether it's through financial education workshops or local sponsorships, we strive to make a meaningful impact. Our mission extends beyond providing exceptional financial services like checking accounts, auto loans, and mortgages; it encompasses fostering a sense of belonging among our members. We are committed to ensuring that everyone feels welcomed and valued when they walk through our doors.

Join Us!

With operating hours from Monday to Wednesday: 9:00 AM - 5:00 PM, Thursday: 9:00 AM - 5:30 PM, Friday: 9:00 AM - 5:00 PM, and Saturday: 9:00 AM - 12:30 PM, we're here when you need us most. Our dedicated team is always ready to assist you with your financial goals. We invite you to become part of the Shell family! Experience firsthand how we can help you achieve your dreams while being an active participant in a community-focused credit union. Reach out today at 713-844-1100 or visit us online at www.shellfcu.org. Together, let's build a brighter financial future!

Modern Banking for Everyone

In today's fast-paced world, we understand the importance of convenience. That's why we offer features like online banking, mobile payments, and an ATM on-site for easy access to your funds whenever you need them. Additionally, we provide drive-thru banking services for those who prefer quick transactions without leaving their vehicles.

Our Journey

Shell has come a long way since its inception. Initially serving a small group of individuals, we have expanded our services to meet the diverse needs of our community. Over the years, we have embraced advancements in technology while maintaining our commitment to personalized service. Our mission is simple yet powerful: to enhance the financial well-being of our members and contribute positively to the communities we serve. While members can visit us at 401 Southmore Ave, official correspondence should be sent to PO Box 578, Deer Park, TX 77536. This allows us to streamline communication and ensure that every member's needs are met efficiently.

Branch Location & Accessibility

Call to Action

If you're in the Pasadena area or nearby, come visit us at Shell's Southmore branch! Our friendly staff is eager to assist you with any questions or services you may need. Feel free to give us a call at 713-844-1100 if you have any inquiries before your visit. We look forward to welcoming you soon!

Operating Hours

Shell's Southmore branch operates on a friendly schedule designed to meet your needs. We welcome you Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursday until 5:30 PM for those who need a little extra time. Fridays are also open from 9:00 AM to 5:00 PM, while Saturdays we're here from 9:00 AM until 12:30 PM. We take Sundays off to recharge so we can serve you better during the week!

Parking and Accessibility

We understand that convenience is key. That's why our branch offers ample parking for all visitors. Plus, we are committed to making our services available to everyone. Our facilities include ADA-compliant features such as ramps, ensuring easy access for all members of the community.

Services Offered

At Shell's Southmore branch, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have the financial products you need to achieve your goals. Enjoy the convenience of drive-thru banking for quick deposits and withdrawals or make use of our ATM facilities available on-site for easy cash access.

Member Eligibility

Becoming a member of Shell is like joining a warm, welcoming family where your financial needs are truly understood and valued. At our Pasadena branch, located at 401 Southmore Ave Pasadena Tx 77502, we believe that everyone deserves access to personalized banking solutions. If you live, work, worship, or attend school in certain areas or meet specific employment criteria, you may be eligible to join us. We're here to make the process straightforward and inclusive no complicated forms or corporate jargon. For detailed information on eligibility requirements, feel free to visit our website. Opening an account with us is just as easy! You'll find a variety of options designed to fit your lifestyle, whether you're looking for checking accounts, savings accounts, or loans. Ready to take the next step? Give us a call at (713) 844-1100, and our friendly team will guide you through the simple steps of becoming part of the Shell community. We look forward to serving you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services designed to streamline your operations. Imagine accepting payments seamlessly from your customers while managing transactions with ease. Our merchant services can help simplify these tasks, allowing you to focus on what matters most growing your business. Located at 401 Southmore Ave Pasadena Tx 77502, our doors are always open for local businesses looking for reliable banking solutions. Reach out to us at (713) 844-1100 to learn how we can partner together for your success!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services to help you process payments efficiently and business loans designed to fuel your growth.

Commitment to Our Members

At Shell, we're not just about transactions; we're about building relationships. Our team is here to assist you every step of the way whether it's opening an account or navigating loan options. Your satisfaction is our top priority. If you're ready to experience all that Shell has to offer, give us a call at 713-844-1100 or visit us in person at our Pasadena branch. Join us today and let's embark on this financial journey together!

Credit Cards and Rewards

To reward our members for their loyalty, we offer credit cards with rewards programs that allow you to earn points on every purchase. Use these points towards travel, gift cards, or other exciting offers!

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why at Shell, we offer online and mobile banking that allows you to manage your accounts on-the-go. You can check balances, transfer money between accounts, and even make deposits right from your smartphone. Our ATM services ensure that cash withdrawals are easy and accessible whenever you need them. With locations throughout the area and basic drive-thru banking for quick transactions like deposits or withdrawals, we prioritize convenience in every aspect of our service.

Personal Banking

Whether you're just starting out or looking to manage your finances better, our personal banking services have got you covered. We offer checking and savings accounts that help you save for the future while giving you easy access to your money when you need it. For those considering a new car or wanting to refinance an existing vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans can guide you through the process with personalized support. Additionally, we understand that life can throw unexpected challenges your way, which is why we provide personal loans and debt consolidation solutions to help ease financial burdens.

Digital & Online Banking

Key Features of Our Online Banking Services

With our 24/7 online banking services, you can check your balance, transfer money between accounts, and pay bills without needing to visit a branch. Want to send money to a friend? Our person-to-person transfers make it simple and quick. You can also enjoy the benefits of electronic signature authorization for added convenience when managing documents. If you're someone who prefers going paperless, you'll be glad to know that we offer e-statements. This feature lets you access your account statements online whenever you need them saving time and helping the environment!

Mobile Banking Made Easy

For those on the go, our mobile application is available for download. It allows you to perform all the essential banking tasks right from your smartphone. You can even make mobile payments directly from the app, making shopping easier than ever. No matter where life takes you, our digital services ensure that managing your finances is straightforward and accessible. At Shell, we prioritize both your security and ease of use so that you can bank confidently from anywhere!

Financial Strength

A Solid Foundation

With a net worth of $227,656,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 295,838, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further exemplify our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 401 Southmore Ave Pasadena Tx 77502 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $432,324,372 in share certificates and $129,208,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,228,307 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 472 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $211,400,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,277 in used auto loans and $1,449,448,196 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or looking for a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $503,850 provide the capital needed to grow and expand. We recognize the unique challenges faced by small businesses and are committed to offering tailored solutions that meet your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $95,654,799 in loans helping members manage their finances effectively. This option provides easy access to funds when unexpected expenses arise or when you're looking to make larger purchases without draining your savings.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856, make buying or refinancing simple. We provide personalized assistance to ensure you find the right fit for your financial situation.

Refinancing and Eligibility

In addition to our traditional loan offerings, we also have refinancing options available for those looking to reduce their monthly payments or consolidate debt. To learn more about eligibility and see if our products align with your financial goals, don't hesitate to reach out. If you're ready to take the next step towards securing your financial future or if you have any questions regarding our loan offerings, please contact us at (713) 844-1100 or visit us at 401 Southmore Ave Pasadena Tx 77502 in Pasadena, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Shell be your partner in achieving your financial aspirations!

Loan Aggregator

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SHELL FEDERAL CREDIT UNION - Pasadena, TX

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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