Shell Credit Union La Porte TX | Best Auto Loans & Personal Banking

Introduction

Welcome to Shell, your trusted partner in financial success, located at 11526 Spencer Hwy, La Porte, TX 77571. Since our establishment in 1937, we have proudly served our community with a commitment to providing exceptional financial services tailored to your needs. With over 152,341 members, we've built a strong foundation of trust and reliability within the La Porte area. At Shell, we understand that financial journeys are unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets have grown to an impressive $1,839,411,280, reflecting our stability and dedication to our members' financial well-being. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 578, Deer Park, TX 77536. You can reach us by phone at 713-844-1100 for any inquiries or assistance you may need. With a total deposit amount of $86,892,425 and net worth exceeding $227,656,526, we ensure that your money is not just safe but also working hard for you. Our CEO, Jose Rodriguez, along with Board President Donald Booth, lead a dedicated team of 525 employees who are passionate about helping you achieve your financial goals. At Shell Credit Union, we believe in giving back to the community. Through various programs and initiatives, we strive to make a positive impact on the lives of our members and neighbors. We invite you to explore how Shell can assist you in reaching your financial aspirations. Visit our website at shellfcu.org or stop by our branch today! Your journey towards financial empowerment starts here!

Branch History & Mission

Join Us!

While you can visit us at 11526 Spencer Hwy, official correspondence should be sent to P.O. Box 578, Deer Park, TX 77536 if needed. Our friendly team is here during operating hours Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:30 PM to assist you with all your financial needs. If you're looking for a credit union that values its members and prioritizes community support, look no further than Shell! Call us today at 713-844-1100 or visit us online at shellfcu.org to learn more about how you can become part of our family!

Our Journey

From our humble beginnings in the late 1930s, Shell has developed a strong reputation for reliability and community engagement. Over the years, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Each milestone reflects our commitment to providing comprehensive financial solutions tailored to the needs of our members. As we grew, so did our facilities and offerings. Our drive-thru service and ATM access allow members to bank conveniently while maintaining a personal touch that sets us apart from larger financial institutions. We have also embraced digital advancements like online banking and mobile payments to ensure our members can manage their finances on their terms.

Our Mission

Our mission at Shell is simple yet powerful: to empower our members through accessible financial services while supporting the communities we serve. We believe that everyone deserves the opportunity for financial success and security. That's why we focus not only on providing exceptional banking services but also on giving back through community outreach programs. We are dedicated to fostering partnerships that enhance local initiatives and improve the quality of life in La Porte and surrounding areas. Whether it's supporting local schools or participating in community events, Shell strives to make a positive impact wherever we can.

Branch Location & Accessibility

Easy Access and Parking

Our branch offers ample parking for your convenience, ensuring that you can visit us without any hassle. For those needing special assistance, rest assured that our facilities are compliant with ADA standards, featuring ramps and accessible entrances to accommodate everyone.

Get in Touch!

We invite you to visit us soon! If you have any questions or want more information about our services, feel free to call us at 713-844-1100. Your financial well-being is important to us at Shell Credit Union let's make it happen together!

Operating Hours Tailored for You

We're here when you need us! Our lobby hours are designed to fit your schedule: Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and Saturday from 9:00 AM to 12:30 PM. We're closed on Sundays but look forward to welcoming you during the week.

Services and Features

At Shell Credit Union, we offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. Plus, enjoy the convenience of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. For added accessibility, we also provide ATM services that allow for easy cash withdrawals and balance checks at any time. If you're looking for more than just basic banking services, consider our rewards credit cards or business banking options available right here at our branch. While members can visit us at our La Porte branch for all their financial needs, please send any official correspondence to P.O. Box 578, Deer Park, TX 77536.

Member Eligibility

At Shell, we believe that becoming a member is like joining a supportive family where your financial well-being is our top priority. If you're wondering whether you qualify for membership, you'll be pleased to know that our doors are open to individuals who live, work, or worship in the La Porte area. We also welcome immediate family members of existing members, making it easier for those close to you to enjoy the same benefits. Membership with us means access to personalized services tailored just for you, including competitive rates on loans and savings accounts, and a range of convenient banking options. Getting started is simple! You can find all the details about eligibility and how to join by visiting our website. For any questions or further assistance, feel free to reach out to us at (713) 844-1100. We're excited to help you take this step toward a brighter financial future at Shell, located at 11526 Spencer Hwy La Porte Tx 77571.

Business Banking & Commercial Services

Merchant Services That Matter

When it comes to managing daily transactions, our merchant services streamline your operations. Imagine having the ability to accept payments from anywhere whether you're at a local market or running an online store. Our solutions help you manage cash flow effortlessly, allowing you to focus more on what truly matters: growing your business. Located at 11526 Spencer Hwy La Porte Tx 77571 in La Porte, TX, we're here to support your financial needs. For more information about how we can assist your business, give us a call at (713) 844-1100. Let's work together towards your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. Our Online & Mobile Banking platforms ensure that managing your finances is simple and efficient. With features like person-to-person payments and easy access to account balances, staying on top of your finances has never been easier. Additionally, if you're on the go or prefer traditional methods, we also offer ATM & Cash Withdrawal Services along with basic drive-thru banking for quick deposits and withdrawals without stepping inside. At Shell, we are committed to providing comprehensive financial services that cater to all aspects of life. If you have any questions or would like assistance with any of our offerings, please don't hesitate to reach out at (713) 844-1100. We look forward to serving you!

Empowering Local Businesses

For small businesses looking for support, our Business Banking options include merchant services and business loans tailored specifically for local entrepreneurs. We understand the challenges of running a business and strive to provide the resources necessary for growth and success.

Financing Your Dreams

When it comes to financing a new vehicle or buying a home, we offer competitive Auto Loans & Vehicle Financing as well as Mortgage Loans & Refinancing options. Picture yourself driving off in your dream car or settling into your new home, all made possible by our straightforward loan processes and personalized rates.

Personal Banking Made Easy

For those just starting their financial journey or looking to manage their everyday finances, our Personal Banking services include checking and savings accounts tailored to fit various lifestyles. Imagine having the ability to easily deposit checks from your phone with our online banking app, ensuring you can manage your money anytime, anywhere.

Reward Yourself with Our Credit Cards

With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. From cash back on groceries to travel rewards for that much-needed vacation, we believe in making your spending work for you.

Support for Everyday Needs

Sometimes life throws unexpected challenges your way, which is why our Personal Loans & Debt Consolidation services are designed to help you overcome financial hurdles. Whether it's consolidating debt or covering unexpected expenses, we're here to provide flexible solutions that make sense for your budget.

Digital & Online Banking

Accessible and Easy-to-Use

With mobile payments enabled, making purchases directly from your phone is as convenient as it gets. Whether you're at the store or dining out, simply tap to pay and enjoy the ease of cashless transactions. Our digital services are designed with you in mind offering real-time account management that fits seamlessly into your lifestyle. No more waiting in lines or rushing before closing hours; everything you need is just a click away at http://www.shellfcu.org. Join us at Shell today and experience the freedom of managing your finances digitally!

Key Services for You

Our online banking system provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you prefer using your smartphone, our mobile application makes banking on the go simple and efficient. Plus, with features like person-to-person transfers, sending money to friends and family is quick and hassle-free. Security is always a top priority at Shell. We offer electronic signature authorization for secure transactions, ensuring your information stays protected. You can also enjoy the benefits of e-statements, which provide an easy way to keep track of your finances while reducing paper clutter.

Financial Strength

A Solid Foundation

With a net worth of $227,656,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings Are Secure

Members' savings are secured through $432,324,372 in share certificates and $129,208,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,228,307 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 472 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $211,400,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,277 in used auto loans and $1,449,448,196 in total loans and leases.

Trust Built on Transparency

Total Share and Deposit Accounts stand at 295,838, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 11526 Spencer Hwy La Porte Tx 77571 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans already helping members get on the road. Financing is straightforward, making it easy for you to choose a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $503,850 provide the capital needed to grow and expand. We know how crucial it is to have reliable funding when running a business. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. We strive to ensure that each member receives personalized assistance tailored to their specific needs. Visit us at 11526 Spencer Hwy La Porte Tx 77571, La Porte, TX, or give us a call at (713) 844-1100 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards financial freedom!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856, make buying or refinancing simple. We provide flexible terms and competitive rates, ensuring that you can find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $95,654,799 in loans helping members manage their finances effectively. This option allows you to handle everyday expenses without the worry of collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs.

SHELL FEDERAL CREDIT UNION - La Porte, TX

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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