Shell Credit Union Humble TX | Affordable Auto Loans & ATM Access

Introduction

Welcome to Shell Credit Union, your trusted financial partner located at 4787 Wilson Rd, Humble, TX 77396. Established in 1937, we have proudly served our community for over eight decades, building lasting relationships with our 152,341 members. With a commitment to providing excellent service and a wide range of financial solutions, we have grown our total assets to an impressive $1,839,411,280. At Shell Credit Union, we believe in the power of community. Our team of 525 dedicated employees, led by CEO Jose Rodriguez and Board President Donald Booth, works tirelessly to ensure that you receive personalized service tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we're here to help you reach your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 578, Deer Park, TX 77536. Our branch is equipped with modern conveniences like an ATM and drive-thru services for your ease. We maintain a robust portfolio with over $86,892,425 in total deposits and more than 102,264 loans and leases extended to our valued members. We are proud of our strong financial standing with a net worth of $227,656,526 and cash in hand amounting to $7,376,043. This solid foundation allows us to offer competitive rates and innovative products that cater to all aspects of personal and business banking. Join us on this journey toward achieving your financial aspirations! Feel free to call us at 713-844-1100 or visit our website at www.shellfcu.org for more information on how we can support you today.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Shell family. Experience firsthand how we can support your financial aspirations while making a difference in our community. Contact us at 713-844-1100 or visit our website at http://www.shellfcu.org for more information on becoming a member today!

Our Evolution

Since opening our doors, Shell has focused on providing exceptional financial services tailored to meet the needs of our members. Over the decades, we have expanded our offerings and improved our technology to keep pace with the changing world. Today, with total assets exceeding $1.8 billion, we are proud to be recognized as a trusted partner in the financial journeys of our members. Our branch has always prioritized accessibility and convenience. We offer ATM services and drive-thru banking for quick transactions. Our operating hours are designed to accommodate busy schedules: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to 12:30 PM. Whether you're stopping by for a quick deposit or seeking advice on loans, our friendly team is here to assist you.

Our Mission

At Shell, our mission is clear: we aim to provide high-quality financial services while actively supporting our local community. We believe that everyone deserves access to affordable banking options that can help them achieve their financial goals. This philosophy drives everything we do from offering competitive loan rates and personalized service to engaging in community outreach initiatives that uplift those around us. We understand that banking isn't just about numbers; it's about people. That's why we invest in programs that give back to the community and foster partnerships with local organizations. By prioritizing member satisfaction and community welfare, we strive to make a positive impact in every way possible. While members can visit us at 4787 Wilson Rd Humble Tx 77396, official correspondence should be sent to PO Box 578, Deer Park, TX 77536 if needed.

Branch Location & Accessibility

Accessibility Features

At Shell Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces for those who need them. If you prefer to conduct transactions from the comfort of your vehicle, our drive-thru service provides a simple way to manage deposits and withdrawals without leaving your car.

Banking Services Available

Our Wilson branch offers a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we aim to provide comprehensive financial solutions. You can also take advantage of our ATM availability for quick cash withdrawals or balance checks anytime.

Operating Hours

We're open Monday through Wednesday from 9:00 AM to 5:00 PM and extend our hours on Thursdays until 5:30 PM. On Fridays, we welcome you from 9:00 AM to 5:00 PM and offer Saturday hours from 9:00 AM to 12:30 PM. We are closed on Sundays to allow our staff some well-deserved rest.

Visit Us Today!

We're excited to serve you! If you have questions or need assistance before visiting, feel free to call us at 713-844-1100. We invite you to drop by Shell Credit Union's Wilson branch today and discover how we can assist you on your financial journey!

Member Eligibility

At Shell, we believe that everyone deserves to be part of a caring and supportive community. Becoming a member is straightforward and welcoming! If you live, work, or attend school in our service area, you're likely eligible to join us. We're committed to providing access to financial services that empower you. Joining means gaining access to a variety of benefits, from competitive loan rates to personalized banking solutions tailored just for you. To learn more about specific eligibility criteria, feel free to check out our detailed information at . If you're ready to open an account, the process is easy! Just give us a call at (713) 844-1100 or visit us at our branch located at 4787 Wilson Rd Humble Tx 77396. We're here to help you every step of the way in your journey toward becoming a valued member of Shell!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having reliable payment solutions is essential. Our merchant services enable you to accept payments quickly and securely, whether online or in-person. Imagine a customer walking into your store, making a purchase smoothly with their card, while you focus on what matters most growing your business. Located at 4787 Wilson Rd Humble Tx 77396, Humble, TX, Shell is here to empower your entrepreneurial journey with personalized service and financial tools tailored for your needs. For inquiries or to learn more about how we can assist you, call us at (713) 844-1100.

Comprehensive List Of Services

Accessible ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks right when you need them. Plus, our drive-thru service ensures that simple transactions like deposits and withdrawals are quick and hassle-free. At Shell, we're committed to being more than just a bank; we're your partner in achieving financial wellness. If you have questions or want to learn more about how our services can benefit you, don't hesitate to give us a call at (713) 844-1100. Join us today and experience the difference!

Business Banking Services

For our business members, we offer essential banking services including merchant services and business loans to help you grow your enterprise. We understand the unique challenges businesses face, which is why we strive to provide straightforward solutions that support your goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Shell has invested in robust online and mobile banking services. You can easily check your balance, transfer money, or pay bills from anywhere at any time. With features like person-to-person payments and mobile payment options, managing your finances has never been easier.

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or plan for the future, our personal banking services are designed for you. Open a checking or savings account to keep your funds secure while earning interest. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options offer competitive rates that fit any budget. For those dreaming of homeownership, we provide mortgage loans and refinancing solutions that simplify the process. Additionally, our personal loans can assist with debt consolidation or other expenses that life may throw your way.

Rewarding Credit Card Options

We know how important rewards can be when it comes to credit cards. Our credit cards come with enticing rewards that let you earn as you spend, making every purchase more rewarding.

Digital & Online Banking

Key Services

With just a few clicks, you can access all our online banking features at http://www.shellfcu.org . Whether you need to check your account balance, transfer funds, or pay bills, our 24/7 online banking services are always available to assist you. Plus, our mobile application lets you manage your accounts right from the palm of your hand. Our electronic signature authorization allows you to complete transactions quickly without needing to print or mail forms. This not only saves time but also adds an extra layer of convenience to your experience. And if you prefer going paperless, e-statements are readily available for you to view and download whenever needed.

Security and Accessibility

Security is a top priority for us at Shell. We ensure that all your financial data is protected with advanced security measures. Our mobile payments feature means you can make purchases directly from your phone securely and efficiently. Additionally, our person-to-person transfer service makes sending money to friends or family simple no cash required! We believe that banking should fit into your life seamlessly. With our range of digital tools and services, accessing your accounts has never been easier. Experience the freedom and flexibility of managing your finances on your terms with Shell's digital banking solutions!

Financial Strength

At Shell, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your money is in safe hands, allowing you to focus on what truly matters in your life. With a net worth of $227,656,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $432,324,372 in share certificates and $129,208,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $211,400,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $24,277 in used auto loans and $1,449,448,196 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $14,496,503, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 472 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 4787 Wilson Rd Humble Tx 77396 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $503,850 provide the capital needed to grow and expand. We work closely with businesses of all sizes to understand their unique needs and deliver tailored solutions that empower them to succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856, make buying or refinancing simple. We guide you through the process every step of the way and provide competitive rates that can save you money over time.

Refinancing Options

If you're considering refinancing any existing loans, we can help. Our team is ready to discuss eligibility options and find the best solutions for your situation. Whether it's lowering your monthly payments or consolidating debt, we are here to assist you. For more information on our loan offerings or to speak with one of our loan specialists, feel free to contact us at (713) 844-1100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 4787 Wilson Rd Humble Tx 77396 in Humble, TX, and let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $95,654,799 in loans helping members manage their finances effectively, our cards come with flexible terms that allow you to enjoy rewards while keeping your budget on track.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that help you make the best choice. - Real-Time Rate Comparisons: We provide up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for users seeking loans.

SHELL

Type of Loan Offerings

Personal Loans

Vehicle Loans