Shell Credit Union Humble TX | Affordable Auto Loans & ATM Access

Introduction

Welcome to Shell, your trusted financial partner located at 4787 Wilson Rd, Humble, TX 77396. Since our establishment in 1937, we've been dedicated to serving our community with reliability and care. With a strong membership base of over 156,000 members, we're proud to offer a range of financial services tailored just for you. Our total assets stand at an impressive $1,871,614,173, reflecting our commitment to financial strength and stability. At Shell, we believe in empowering our members. We provide a variety of services including personal banking, auto loans, mortgage options, and business financing. Our aim is to support you in achieving your financial goals with confidence. We currently manage over $158,636,587 in deposits and have granted more than 100,228 loans and leases, ensuring that we have the resources to meet your needs. Our leadership team is dedicated to fostering a welcoming environment. CEO Jose Rodriguez and Board President Ben Esquivel lead with integrity and vision, guiding our credit union towards a future where every member can thrive. For any official correspondence, please note that it should be sent to our mailing address: PO Box 578, Deer Park, TX 77536. Whether you're visiting us at our branch or reaching out over the phone at 713-844-1100, we're here to assist you. Join us today at Shell Credit Union where community matters and your financial well-being is our priority! Explore more about what we offer by visiting our website at http://www.shellfcu.org.

Branch History & Mission

Community Impact

Our efforts extend beyond just banking; we actively engage with community programs and partnerships that foster growth and development within Humble and surrounding areas. We understand that when our community thrives, so do our members. In an ever-changing world, we have embraced digital advancements while ensuring compliance with ADA standards for accessibility. Our online banking platform provides you with the tools needed for convenient management of your finances right from home.

Join Us

We invite you to become part of the Shell family today! Experience firsthand how we blend quality financial services with genuine community support. Call us at 713-844-1100 or visit us during operating hours to learn more about what we offer. Together, let's build a brighter financial future!

Our Journey

Shell began its journey in a modest setting, aiming to support the financial needs of individuals and families in our community. From those early days, we have evolved significantly, embracing advancements while staying true to our mission. Our branch at 4787 Wilson Rd, Humble, TX 77396, is conveniently located near local landmarks that make it easily accessible for all our members. As we expanded our services, we focused on creating a welcoming environment where everyone feels valued. Today, we offer a range of personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans.

Our Mission

At Shell, our mission is clear: to enhance the financial lives of our members while giving back to the community that supports us. We strive not only to provide exceptional financial services but also to invest in local initiatives that uplift those around us. Our vision encompasses a commitment to responsible lending practices and accessible financial education for all. While members can visit us at our branch address for everyday banking needs, official correspondence should be sent to PO Box 578, Deer Park, TX 77536. We encourage you to take advantage of our operating hours from Monday through Friday and Saturday mornings for your convenience.

Branch Location & Accessibility

Welcome to Shell Credit Union, conveniently located at 4787 Wilson Rd in Humble, TX. Our branch is easily accessible and situated near popular local landmarks, making your visit as smooth as possible. If you're looking for a friendly place to manage your finances, our team is ready to assist you. While members can visit us at our branch address, official correspondence should be sent to PO Box 578, Deer Park, TX 77536. Our location is designed with convenience in mind ample parking is available, and we ensure that all accessibility features meet ADA standards. Whether you need a ramp or other assistance, we are here to help everyone feel welcome. At Shell Credit Union, our operating hours are designed to fit your schedule. We're open Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:30 PM. We are closed on Sundays. You can also take advantage of our drive-thru banking services for quick transactions without leaving your vehicle. For added convenience, we offer ATM services right at our branch. This means you can access cash or check balances whenever you need it. If you're interested in personal banking options such as checking and savings accounts, auto loans, mortgages, or credit cards with rewards, our knowledgeable staff is here to guide you through the process. Feel free to reach out by phone at 713-844-1100 if you have any questions or need assistance before visiting. We invite you to stop by and see how we can support your financial needs at Shell Credit Union!

Member Eligibility

At Shell, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you can join us at our branch located at 4787 Wilson Rd Humble Tx 77396. We love to see new faces and encourage anyone who meets our eligibility criteria to come on board. The membership offers numerous benefits including personalized service, access to great financial products, and the ability to participate in our community initiatives. To learn more about what it takes to become a member, check out our detailed eligibility information [here]. Once you're ready, opening an account is a breeze! Feel free to give us a call at (713) 844-1100 if you have any questions or need assistance we're here to help! Join us today and start enjoying all the advantages that being part of Shell has to offer.

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $593,689, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In today's fast-paced market, efficient payment processing is crucial. Our merchant services streamline transactions, allowing you to focus on what matters most running your business. Imagine a customer walking into your store and making a quick purchase with just a tap of their card. That's the convenience we bring to you! Our services not only improve customer satisfaction but also enhance your cash flow. Located conveniently at 4787 Wilson Rd Humble Tx 77396 in Humble, TX, our team is ready to assist you in reaching your business goals. Connect with us at (713) 844-1100 to learn more about how we can support your journey!

Comprehensive List Of Services

Community Engagement

At Shell, we believe in building strong relationships with our members and community. Our team is always ready to assist you with any questions or concerns. Simply give us a call at (713) 844-1100, or stop by during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to 12:30 PM. Your financial journey is important to us. Let's work together to achieve your goals! Visit us online at http://www.shellfcu.org or come see us at 4787 Wilson Rd Humble Tx 77396 in Humble, TX today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our comprehensive online and mobile banking services. From checking balances on-the-go to making payments from your smartphone, managing your money has never been easier. You can also enjoy easy access to cash through our ATM services or utilize basic drive-thru banking for deposits and withdrawals all designed for your comfort.

Loans and Credit Options

Life can throw unexpected expenses your way, and our personal loans and debt consolidation services are here to help you tackle them head-on. Plus, with our credit cards that offer rewards, you can earn while you spend! For entrepreneurs and small businesses, we provide robust business banking solutions, including merchant services and business loans, giving you the tools needed to thrive in today's economy.

Personal Banking Solutions

We understand that managing your finances is personal. That's why we offer a variety of personal banking options like checking and savings accounts designed to help you reach your financial goals. If you're thinking about buying a new car, our auto loans and vehicle financing can make that dream a reality with competitive rates. For those considering home ownership or refinancing, our mortgage loans and refinancing options provide flexibility and support to help you navigate the process smoothly.

Digital & Online Banking

Accessibility and Ease-of-Use

Need to make a payment quickly? Our mobile payments feature lets you handle transactions securely on-the-go. You can also take advantage of 24/7 online banking services to access your accounts whenever it suits you best. It's all about making banking easier and more accessible for you. At Shell, we believe in providing tools that empower our members. With real-time account management and features tailored to meet your needs, managing your money has never felt more straightforward. Join us today and experience the future of banking with ease!

Key Features

With our online banking platform available at http://www.shellfcu.org, you can access your accounts anytime, anywhere. This means checking balances, transferring funds, and paying bills is just a few clicks away. Plus, our user-friendly mobile application ensures that all these features are accessible right from your smartphone. You can even make person-to-person transfers effortlessly send money to friends or family with just a few taps! We prioritize your security as much as your convenience. Our services include electronic signature authorization for easy approvals and e-statements so you can keep track of your finances without the clutter of paper statements. You'll appreciate the peace of mind knowing that your information is safe and secure while you manage your accounts online.

Financial Strength

Commitment to Growth

With $234,979,340 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $23,986 in used auto loans and $1,418,506,640 in total loans and leases show our commitment to supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive $6,228,307, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 466 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 303,400, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further demonstrating our capacity to help you reach your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 4787 Wilson Rd Humble Tx 77396 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $408,731,791 in share certificates and $126,177,582 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $240,779,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $516,758,121 in used vehicle loans and $183,756,847 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options if you're looking to lower your current monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $593,689 provide the capital needed to grow and expand. We recognize how vital it is for businesses to have access to funds when they need them most.

Conclusion

At Shell, we are here to support your financial aspirations with our comprehensive loan offerings. For more information, feel free to reach out at (713) 844-1100 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Card Loans

Managing your finances effectively is crucial. We offer flexible terms on unsecured credit card loans, with a total of $95,498,594 in loans helping members maintain control over their spending. This is an excellent option for those looking to consolidate debt or manage unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,310,502, make buying or refinancing simple. We're committed to guiding you through each step of the process to ensure you find the right fit for your budget.

Loan Aggregator

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SHELL FEDERAL CREDIT UNION - Humble, TX

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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