Shell Credit Union Houston TX | Affordable Auto Loans & Drive-Thru Banking

Introduction

At Shell Credit Union, we believe in building strong connections with our members and the community. Located at 5544 E Sam Houston Pkwy N, Houston, TX 77015, our branch has been serving families and businesses since 1937. With a proud history of over 85 years, we've grown to support a vibrant membership of 152,341 individuals, demonstrating our commitment to providing exceptional service and financial solutions tailored to your needs. Our total assets amount to an impressive $1,839,411,280, which reflects our strong financial health and ability to serve you better. We have made significant strides in lending as well, with 102,264 loans and leases extended to our members. This includes everything from auto loans to personal loans, helping you achieve your dreams with ease. While members can visit us at our branch for personalized assistance, any official correspondence should be sent to PO Box 578, Deer Park, TX 77536. Our dedicated team is here for you, led by CEO Jose Rodriguez and Board President Donald Booth, who are passionate about ensuring that every member feels valued and supported. With total deposits reaching $86,892,425 and a net worth of $227,656,526, you can trust that your money is in safe hands. Our branch employs over 525 skilled professionals who are eager to assist you during our operating hours: Monday-Wednesday from 9:00 AM - 5:00 PM, Thursday until 5:30 PM, Friday until 5:00 PM, and Saturday from 9:00 AM - 12:30 PM. Join us today by visiting our website at http://www.shellfcu.org or give us a call at 713-844-1100. Experience the difference with Shell Credit Union where your financial well-being is our top priority!

Branch History & Mission

Community Focus

We recognize the unique needs of our community members and work tirelessly to meet them. From educational workshops on financial literacy to sponsoring local events that bring people together, our goal is always to foster connections and support growth. We believe that by investing in our community's success, we pave the way for a brighter future for everyone involved. As you consider your options for banking services, we invite you to join Shell Credit Union. Experience firsthand how we blend innovation with a personal touch. Together, let's build a financially secure future for you and your family! For any inquiries or assistance, feel free to reach out at 713-844-1100 during our operating hours: Monday-Wednesday from 9:00 AM - 5:00 PM; Thursday from 9:00 AM - 5:30 PM; Friday from 9:00 AM - 5:00 PM; and Saturday from 9:00 AM - 12:30 PM. Join us today at Shell Credit Union where your financial well-being is our priority!

Our Mission

At Shell Credit Union, our mission is straightforward: to deliver exceptional financial services while empowering our community. We believe that financial health is vital for everyone. That's why we strive to offer affordable banking solutions that are accessible to all. Our commitment goes beyond just numbers; we actively participate in local outreach programs and partnerships aimed at uplifting those around us. While members can visit us at 5544 E Sam Houston Pkwy N, official correspondence should be sent to PO Box 578, Deer Park, TX 77536. We understand the importance of convenience in today's fast-paced world. That's why we offer a variety of digital services including online banking and mobile payments along with traditional options like drive-thru banking and ATM access.

Branch Location & Accessibility

Connect With Us

We invite you to stop by our branch or give us a call at 713-844-1100 with any questions you may have. Our friendly staff is eager to assist you with all your financial needs. Come discover how Shell can help you achieve your goals!

Convenient Access and Features

At Shell, we prioritize accessibility for all our members. Our branch is ADA-compliant, featuring ramps and ample parking spaces to ensure everyone can visit us with ease. If you prefer a quick stop, our drive-thru banking service is available for simple transactions like deposits and withdrawals. Plus, we have an ATM on-site for those who prefer cash access.

Operating Hours

We know your time is valuable, which is why our lobby hours are set to accommodate your busy schedule. Join us Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and Saturday from 9:00 AM to 12:30 PM. We're closed on Sundays, allowing our team to recharge and come back ready to serve you.

Services Offered

At Shell, we offer a wide range of services tailored just for you. From personal banking needs like checking and savings accounts to auto loans and mortgages, we've got you covered. For business owners, we provide essential banking services that help your business thrive. With online and mobile banking options available, managing your finances has never been easier! While members can visit us at 5544 E Sam Houston Pkwy N Houston Tx 77015, official correspondence should be sent to PO Box 578 in Deer Park if needed.

Member Eligibility

At Shell, we believe in the power of community and want to welcome you into our family. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in the Houston area, you're already eligible to join us at our branch located at 5544 E Sam Houston Pkwy N Houston Tx 77015. We strive to create a supportive environment where everyone can access valuable financial services that meet their needs. To start your journey with us, just give us a call at (713) 844-1100 or check out more details about eligibility on our website: [Eligibility Information](). Opening an account is straightforward and designed to make banking easy for you. We're excited to have you as part of our vibrant community!

Business Banking & Commercial Services

At Shell, we understand that every business has unique needs and goals. Whether you're just starting out or looking to expand, we are here to help you navigate the financial landscape. Our commercial loan options are designed to support your journey toward growth and success. Imagine a local bakery eager to expand its offerings. With our member commercial loans, we've funded over $15 for our members, helping businesses like yours scale and thrive. We also lend a hand to the broader community, having provided $2 in non-member commercial loans, ensuring that flexible financing solutions are within reach for all. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Imagine running your day-to-day operations without worrying about complicated payment systems our services make transactions smooth and efficient. Visit us at 5544 E Sam Houston Pkwy N Houston Tx 77015 in Houston, TX, or call us at (713) 844-1100 to explore how we can help your business succeed!

Comprehensive List Of Services

Banking Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Access your accounts anytime through our user-friendly app or website whether you want to check balances, transfer funds, or pay bills quickly from the comfort of your home or on the go. Need cash? Our convenient ATM & Cash Withdrawal Services ensure you have access to your funds whenever you need them. Plus, with our basic drive-thru banking options for simple transactions like deposits and withdrawals, getting banking done is quick and straightforward.

Business Banking Solutions

If you're a business owner, you'll find our Business Banking services invaluable. From Merchant Services that streamline transactions to tailored Business Loans that help grow your enterprise, we understand what it takes to succeed in today's market. We're not just here for individuals; we support the backbone of our economy local businesses.

Personal Banking Made Easy

Understanding personal finance can be overwhelming, but at Shell, we simplify the process. Our Checking & Savings Accounts are designed to help you manage your money effectively. Imagine being able to set aside savings effortlessly while having easy access to your funds for daily expenses. We offer competitive rates that help your savings grow over time. For those considering larger purchases, like a new car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options provide flexible terms that can fit any budget. Picture yourself behind the wheel of your dream car or settling into your new home with confidence, knowing you have a supportive financial partner by your side.

Support for Your Financial Goals

Sometimes life presents unexpected challenges or opportunities. Our Personal Loans & Debt Consolidation services can help you navigate those moments with ease. Whether you need funds for an emergency or want to consolidate debt into one manageable payment, we're here to assist you every step of the way. Additionally, if you're looking to build credit or enjoy perks on everyday purchases, our Credit Cards with Rewards are perfect for you. Earn points for every dollar spent and redeem them for travel, merchandise, or cashback all while enjoying the security that comes with having a credit card from Shell.

Visit Us Today!

We invite you to experience all that Shell has to offer at our branch in Houston. For more information about our services or if you have any questions, please don't hesitate to call us at (713) 844-1100. Let us be your trusted partner in achieving financial well-being!

Digital & Online Banking

Online Banking Made Easy

With our 24/7 online banking services available at http://www.shellfcu.org , you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly interface ensures that even those who are new to online banking can navigate with ease.

Secure Transactions

Security is our top priority. We offer electronic signature authorization for safe document handling and ensure that your sensitive information is protected at all times. With e-statements available, you can keep track of your finances without the clutter of paper statements, all while knowing that your data is secure. Whether you're at home or out and about, Shell provides the tools you need for real-time account management. Enjoy the freedom and convenience of modern banking while feeling confident that your financial information is safe. Join us today and experience how easy it is to manage your money with our digital banking services!

Stay Connected with Mobile Features

For those on the go, our mobile application brings all the power of online banking right to your fingertips. You can enjoy features like mobile payments, allowing you to make purchases quickly and securely without needing cash or cards. Plus, our person-to-person transfer option makes sending money to friends and family as easy as sending a text message.

Financial Strength

At Shell, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with reliable financial services backed by robust financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $227,656,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,237 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $432,324,372 in share certificates and $129,208,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $211,400,304 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,277 in used auto loans and $1,449,448,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $14,496,503, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 472 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 295,838, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 5544 E Sam Houston Pkwy N Houston Tx 77015 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that you can find the right financing option for your needs.

Credit Lines

If you're looking for more flexibility, our credit lines are available with a total amount of $445,572,788. This allows you to access funds whenever you need them, providing peace of mind for any situation that may arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856, make buying or refinancing simple. We are here to guide you through the process and help you find a solution that works for your budget.

Refinancing Options

If you're considering refinancing your current loans, we have options available to help lower your monthly payments or reduce your interest rate. Speak with one of our representatives at (713) 844-1100 to learn more about eligibility and how we can assist you in making the most out of your financial situation. At Shell, we're committed to supporting our members' financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 5544 E Sam Houston Pkwy N Houston Tx 77015 in Houston, TX, or reach out via phone at (713) 844-1100 to explore how our loan offerings can work for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $95,654,799 in loans helping members manage their finances effectively. This is an excellent option for those who need to cover unexpected expenses or want to consolidate debt without putting up collateral.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate and reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that all comparisons are fair and based solely on the best available rates. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This feature allows potential borrowers to see how different lenders stack up against each other in real time. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in aiding users in their financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SHELL

Type of Loan Offerings

Personal Loans

Vehicle Loans