Shell Credit Union Houston TX | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Shell Credit Union, where your financial well-being is our top priority! Located at 5544 E Sam Houston Pkwy N, Houston, TX 77015, we have been serving our community since 1937. With over 156,000 members and a total asset base of $1,871,614,173, Shell is dedicated to providing personalized banking solutions that meet your unique needs. At Shell Credit Union, we understand that life can be unpredictable. That's why we offer a wide range of services from personal checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you extends beyond just financial transactions; we're here to empower you on your financial journey. Led by our dynamic CEO, Jose Rodriguez, and Board President, Ben Esquivel, our team of 519 employees is ready to support you every step of the way. We pride ourselves on building lasting relationships with our members while maintaining a strong community presence. If you need assistance or have questions about your account, feel free to reach out at 713-844-1100. While members can visit us at our physical location for friendly service, official correspondence should be directed to our mailing address: PO Box 578, Deer Park, TX 77536. Join us today and experience the Shell difference where trust meets community spirit. Explore our website at http://www.shellfcu.org for more information on how we can help you achieve your financial goals!

Branch History & Mission

A Legacy of Growth

Over the years, Shell has evolved significantly. From our humble beginnings, we have grown to serve over 156,000 members with total assets exceeding $1.87 billion. Our branch is conveniently located at 5544 E Sam Houston Pkwy N, right off the main highway, making it easy for you to visit us for all your banking needs. Whether you're heading home or out for errands, we're just a stop away! While you can always reach us at our branch address, official correspondence should be sent to PO Box 578, Deer Park, TX 77536.

Community Connections

Shell is more than just a bank; it's a part of the Houston community. We collaborate with local organizations to support various outreach efforts that enhance the quality of life for residents in our area. Whether it's sponsoring events or providing educational resources on financial literacy, we're dedicated to making a positive impact. With ATM availability and drive-thru banking options at our branch, we make it easy for you to access your funds quickly and efficiently.

Join Us Today!

As we continue this journey together, we invite you to experience the benefits of being part of Shell. Discover how our member-focused approach can help you navigate your financial future with confidence. Visit us today or call us at 713-844-1100 for more information on how you can join our thriving family. Together, let's build a brighter future!

Our Mission

At Shell, our mission is clear: we strive to improve the financial lives of our members through personal banking solutions and community support. We offer a variety of services from checking and savings accounts to auto loans and mortgages designed to help you achieve your financial goals. Our commitment extends beyond banking; we actively engage in local initiatives that uplift our community and foster growth. We believe that everyone deserves a chance at financial success. That's why we prioritize accessible service options like online and mobile banking, ensuring that all members can manage their finances conveniently. Additionally, we are proud to maintain ADA compliance so that everyone feels welcome at our branch.

Branch Location & Accessibility

Comprehensive Banking Services

At Shell Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here for you. Need cash? Enjoy easy access to our ATM services or take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. While members can visit us at our branch address, any official correspondence should be directed to PO Box 578 in Deer Park, TX, if needed.

Connect With Us

Ready to experience friendly service? Our dedicated team is just a call away at 713-844-1100. We invite you to stop by Shell Credit Union today and discover how we can support your financial journey!

Easy Access and Parking

We understand that convenience matters. Our branch offers ample parking spaces to ensure your visit is hassle-free. Plus, we are committed to accessibility; our facilities comply with ADA standards, featuring ramps and other features designed to make your experience comfortable.

Operating Hours Tailored for You

Our friendly team is available during flexible hours to suit your busy schedule. We're open Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, with extended hours on Thursday until 5:30 PM. If you're looking to stop by on Saturday, we welcome you from 9:00 AM to 12:30 PM. Please note that we're closed on Sundays.

Member Eligibility

Becoming a member of Shell is like joining a friendly family where your financial well-being is our priority. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from all walks of life and believe everyone deserves access to quality financial services. At Shell, we offer a range of benefits including competitive rates on loans and savings accounts, personalized customer service, and community-focused initiatives that make a real difference. To learn more about the specific eligibility criteria, feel free to check out our detailed informati. If you're ready to take the next step, opening an account is straightforward and convenient. You can reach us at (713) 844-1100 for assistance or visit us at our branch located at 5544 E Sam Houston Pkwy N Houston Tx 77015. Join us today and experience the supportive environment that sets Shell apart!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments seamlessly, whether you're at a busy trade show or running your shop on Main Street. Our merchant services allow you to process transactions easily, giving you more time to focus on what matters most growing your business. With tools that cater to all sizes of businesses, we ensure that your payment processes are efficient and reliable. Visit us at 5544 E Sam Houston Pkwy N Houston Tx 77015 in Houston, TX or call us at (713) 844-1100 to learn how our business banking solutions can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $21 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $593,689, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options make it simple and affordable. We provide competitive rates and flexible terms to help you drive off in your dream car without breaking the bank. Imagine cruising down the road knowing you got the best deal possible!

Business Banking Support

If you're a business owner, we also offer specialized services under Business Banking including merchant services and business loans. We believe in supporting local businesses and helping them thrive in the community.

Convenient Access

To ensure that banking is as convenient as possible, we provide ATM & Cash Withdrawal Services along with basic drive-thru banking for deposits and withdrawals at our branch location. You can access your funds easily whether you're on the go or prefer visiting us in person. Our commitment is not just about offering services; it's about creating lasting relationships with our members based on trust and understanding their unique financial needs. If you'd like to learn more about how Shell can assist you today, please give us a call at (713) 844-1100 or visit us at Woodforest online at http://www.shellfcu.org. Let's start working towards your financial future together!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for cash back or travel rewards. It's an easy way to make your spending work for you.

Home Financing Options

For those ready to settle into their forever home, our Mortgage Loans & Refinancing services are here for you. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will guide you through each step, ensuring a smooth process.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed to help you achieve your financial goals. With easy access through our Online & Mobile Banking, you can check balances, transfer funds, and pay bills from anywhere at any time. If you're saving for a special occasion or just want to keep your money safe, our accounts come with features that fit your lifestyle.

Personal Loans

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options are designed to provide quick relief when you need it most. Whether it's medical bills or home repairs, we can help simplify your payments and lower your interest rates.

Digital & Online Banking

Key Features

Enjoy the benefits of e-statements with Yes, allowing you to view and download your financial statements anytime. This not only keeps your information organized but also helps reduce paper waste. If you're always on the move, you'll love our mobile application Yes, which gives you full control over your accounts right from your smartphone. Need to send money to a friend? With our person-to-person transfers Yes, sending cash is quick and easy perfect for those moments when you owe someone a lunch! And if you're looking to simplify payments even further, take advantage of our mobile payments feature Yes.

Security You Can Trust

Your security is our priority. We use advanced encryption technology to protect your information while providing user-friendly features that make banking straightforward. At Shell, we aim to give you peace of mind as you navigate your financial journey. Our digital banking services are here to empower you to manage your money effortlessly while staying connected with what matters most. Join us today at http://www.shellfcu.org and experience the freedom of modern banking!

Financial Strength

Member-Centric Approach

Members' savings are secured through $408,731,791 in share certificates and $126,177,582 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Performance

Our $6,228,307 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 466 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $234,979,340 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $23,986 in used auto loans and $1,418,506,640 in total loans and leases.

Strong Capital Foundation

With a net worth of $240,779,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at 303,400, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 5544 E Sam Houston Pkwy N Houston Tx 77015 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $516,758,121 in used vehicle loans and $183,756,847 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Loans

If you're a business owner seeking capital to grow and expand, our outstanding commercial loans totaling $593,689 provide the support you need. We know how important it is for businesses to thrive, and we're here to help make that happen. At Shell, we're dedicated to making lending straightforward and accessible. If you're considering refinancing or would like to explore eligibility options for any of our loan products, feel free to reach out to us at (713) 844-1100. Our team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our range of loan offerings tailored to meet diverse needs, we're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,310,502, make buying or refinancing simple. We guide you through every step of the process, ensuring you find a plan that suits your needs.

Unsecured Credit Card Loans

For those looking for flexible borrowing solutions, we also offer unsecured credit card loans with a total of $95,498,594 helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed choices about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects our mission to empower individuals in their financial journeys through clear and accessible information. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive while making informed financial decisions.

SHELL FEDERAL CREDIT UNION - Houston, TX

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Houston, TX (77015)

Introduction

Branch History & Mission

A Legacy of Growth

Community Connections

Join Us Today!

Our Mission

Branch Location & Accessibility

Comprehensive Banking Services

Connect With Us

Easy Access and Parking

Operating Hours Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Financing

Business Banking Support

Convenient Access

Credit Cards with Rewards

Home Financing Options

Personal Banking Solutions

Personal Loans

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Member-Centric Approach

Proven Performance

Reinvestment for Growth

Strong Capital Foundation

Trusted Partnership

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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