Shell Credit Union Deer Park TX | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Shell Credit Union, your trusted financial partner since 1937. Located conveniently at 301 E 13th St, Deer Park, TX 77536, we pride ourselves on serving our community with integrity and care. With a robust membership of over 152,341 individuals, we are committed to helping you achieve your financial goals. At Shell Credit Union, we understand that every member has unique needs. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets stand at an impressive $1,839,411,280, allowing us to provide competitive rates and flexible lending options tailored just for you. While members can visit us at our branch location in Deer Park, official correspondence should be sent to our mailing address: P.O. Box 578, Deer Park, TX 77536. We invite you to take advantage of our comprehensive services supported by a dedicated team of 525 employees, led by our CEO, Jose Rodriguez, and Board President, Donald Booth. With total deposits reaching $86,892,425 and a net worth of $227,656,526, Shell Credit Union is not just a financial institution; we're a part of your community's fabric. We prioritize your financial security and are here to support you through every stage of your life. Whether you're looking to open an account or apply for a loan over 102,264 loans have already been issued to our members we encourage you to reach out or stop by. Call us at 713-844-1100 during our lobby hours from Monday through Saturday or visit our website at www.shellfcu.org for more information. Join us today and experience the Shell difference where your financial success is our mission!

Branch History & Mission

Community Engagement

At Shell Credit Union, we believe in giving back. Our outreach initiatives aim to strengthen ties within the community through partnerships with local organizations and events that promote financial literacy and well-being. We are here not just as a bank but as a community partner committed to helping our members thrive. We invite you to join us at Shell Credit Union! Experience firsthand how our commitment to service can make a difference in your life. Together, let's build a brighter financial future for you and your family. For any inquiries or assistance, please feel free to call us at (713) 844-1100 or visit our website at Shell FCU.

Our Journey

From our humble beginnings, we have always prioritized member service and community support. Each milestone in our history reflects our dedication to empowering individuals and families in Deer Park and beyond. As we expanded our services now including personal banking, auto loans, mortgages, and business financing we remained focused on being a trusted partner for financial growth. In addition to offering traditional banking services, we have embraced technology to enhance your experience. With online banking, mobile payments, and e-statements available, managing your finances has never been easier or more convenient. We take pride in our ADA-compliant facilities and strive to create an inclusive environment for all members.

Our Mission

The mission of Shell Credit Union is simple yet powerful: to provide exceptional financial services while making a positive impact on our community. We understand that financial wellness is crucial for everyone. That's why we offer various products designed to help you save money and reach your goals. While members can visit us at 301 E 13Th St Deer Park Tx 77536, official correspondence should be sent to P.O. Box 578, Deer Park, TX 77536. Whether you're stopping by during our convenient operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday until 5:30 PM, Friday until 5 PM, or Saturday from 9 AM to 12:30 PM you'll find friendly faces ready to assist you.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services. Parking is available right outside, and we have ADA-compliant features such as ramps to make your visit comfortable. Whether you're coming in for a quick transaction or need assistance with a loan, our friendly staff is here to help.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Visit us Monday through Wednesday or Friday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and on Saturday from 9:00 AM to 12:30 PM. We're closed on Sundays, giving our team a chance to recharge so we can serve you better!

Services Tailored for You

At Shell, we provide a wide array of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car. If you need further assistance or want to explore our offerings in more detail, feel free to give us a call at 713-844-1100. While members can visit us at 301 E 13Th St Deer Park Tx 77536, official correspondence should be sent to P.O. Box 578, Deer Park, TX 77536. We invite you to stop by and see how we can help you reach your financial goals! Your satisfaction is our priority at Shell Credit Union.

Member Eligibility

At Shell, we believe that becoming a member is like joining a warm and welcoming family where everyone supports each other. To qualify for membership, you simply need to live, work, or worship in the community we serve. Our doors are open to individuals who meet these friendly criteria, making it easy for you to start enjoying all the benefits of being part of our credit union. For a more detailed understanding of eligibility. Once you're ready to join us at Shell, opening an account is a breeze! You can visit us at our branch located at 301 E 13Th St Deer Park Tx 77536 or give us a call at (713) 844-1100 for assistance. We're excited to help you take your first step toward financial wellness and provide you with personalized services tailored just for you. Join us today and experience the unique advantages that come with being a member of our community-focused credit union!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine a busy Saturday at your local café customers are lined up, and you need a reliable way to process payments quickly. Our merchant services make it easy for you to accept card payments, manage transactions, and keep your cash flow steady. With seamless integration into your operations, you can focus on what matters most: serving your customers and growing your business. Visit us at 301 E 13Th St Deer Park Tx 77536 in Deer Park, TX, or give us a call at (713) 844-1100 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? With our competitive auto loans and vehicle financing options, we aim to help you hit the road without straining your budget. Our team is here to guide you through the process, ensuring you get the best rates available.

Business Banking Solutions

For those running their own businesses, Shell offers robust business banking services, including merchant services and business loans. We know how important it is for small businesses to thrive; hence we are committed to supporting local entrepreneurs with tailored financial solutions.

Call Us Today!

We invite you to visit us at 301 E 13Th St Deer Park Tx 77536 or give us a call at (713) 844-1100 to learn more about how Shell can support your financial journey. Your success is our priority!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. You can check your balance, transfer funds, and even make payments right from your smartphone or computer. Plus, with our ATM access and basic drive-thru banking services for deposits and withdrawals, managing your finances has never been easier.

Home Financing Solutions

If buying a home is on your horizon, explore our mortgage loans and refinancing options. We offer personalized service to help simplify the home-buying experience. Our mortgage specialists will work with you every step of the way, making sure you have the right loan tailored to your financial situation.

Personal Banking Services

Whether you're looking to open a checking or savings account, Shell has you covered. We understand that managing your day-to-day finances is crucial, which is why we offer personal banking services that make it easy for you to deposit money, pay bills, and save for future goals. You can also take advantage of our credit cards with rewards, which allow you to earn points on your everyday purchases.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our personal loans come in handy. Whether it's for medical bills, home repairs, or debt consolidation, we provide flexible options so you can manage life's surprises without stress.

Digital & Online Banking

Key Features

Our online platform offers a variety of features tailored to enhance your banking experience. Enjoy e-statements for quick access to your account statements without the clutter of paper. Plus, our electronic signature authorization makes it easy to complete transactions securely and efficiently. Need to send money to a friend? With our person-to-person transfers, it's simple! Just enter their details and send cash instantly. You can also make purchases with ease using our mobile payments feature, making transactions hassle-free while you're out and about. For those who prefer managing their finances from a smartphone, our mobile application gives you full control over your accounts. Check balances, transfer money, and even deposit checks directly from your device everything is designed with user-friendliness in mind.

Security & Accessibility

We prioritize your security by implementing robust measures to protect your personal information. Our digital banking services are built with advanced security protocols, ensuring that your data remains safe while you enjoy the convenience of managing your finances online. At Shell, we believe that banking should empower you. With easy-to-use tools and real-time account management, we're here to support you every step of the way. Explore our digital banking options today by visiting http://www.shellfcu.org your financial freedom is just a click away!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 295,838, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrate our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 301 E 13Th St Deer Park Tx 77536 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $432,324,372 in share certificates and $129,208,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,228,307 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 472 full-time employees and 53 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $227,656,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Your Future

With $211,400,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $24,277 in used auto loans and $1,449,448,196 in total loans and leases, supporting our members' financial goals across various sectors.

Loan Offering

Additional Information

We also provide various refinancing options tailored to fit different financial situations. If you're considering refinancing any existing loans or credit lines, don't hesitate to ask about eligibility requirements during your visit. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to ensure that you find the right loan product that aligns with your financial needs. Visit us today or call us at 713-844-1100 to learn more about how we can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans to help our members get on the road. Whether you want a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive away with confidence.

Business Financing

For business owners in need of capital to grow and expand, we offer outstanding commercial loans totaling $503,850. This support helps local businesses thrive and contribute positively to the community.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856. This means that whether you're a first-time buyer or looking to refinance an existing mortgage, we have flexible terms to fit your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $95,654,799 in loans available, we provide options that help our members manage their finances effectively without worrying about collateral.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each loan comparison reflects actual rates and terms provided by reliable lenders, helping you avoid hidden fees or unexpected changes.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool in meeting diverse borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SHELL FEDERAL CREDIT UNION - Deer Park, TX

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Deer Park, TX (77536)