Shell Credit Union Baytown TX | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Shell in Baytown, Texas! Located at 7235 John Martin Road, we have proudly served our community since 1937. With a strong commitment to our members, we have grown to support over 152,341 individuals and families, providing them with the financial tools they need for a brighter future. At Shell, we understand that trust and reliability are essential in banking. That's why our total assets have reached an impressive $1,839,411,280, ensuring that we can meet your financial needs effectively. We offer a range of services from checking and savings accounts to auto loans and business banking solutions. Currently, our total deposits stand at $86,892,425, reflecting the confidence our members place in us. Our leadership team, including CEO Jose Rodriguez and Board President Donald Booth, works diligently to maintain our high standards of service. Together with a dedicated staff of 525 employees, we strive to create an environment where every member feels valued and supported. While you can visit us at our Baytown branch for all your banking needs, official correspondence should be directed to our mailing address if it differs. Don't hesitate to reach out at 713-844-1100 or explore more about us on our website at shellfcu.org. Join us today and discover how Shell can help you achieve your financial goals!

Branch History & Mission

Community Focus

Our dedication doesn't stop at financial services; we're deeply involved in community outreach efforts as well. From partnerships with local organizations to initiatives aimed at improving financial literacy, we strive to give back to the Baytown area that has supported us for decades. We also ensure that all members have access to essential banking services through features such as ATM availability and drive-thru banking options. This focus on accessibility is part of our larger goal: making banking easier for everyone. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Shell Credit Union a place where your financial goals are met with personalized service and genuine care. Whether you're looking for a reliable partner for your personal finances or seeking assistance for your business needs, Shell Credit Union is here for you. For any inquiries or assistance, feel free to reach out at 713-844-1100 during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 5:00 PM; and Saturday from 9:00 AM to 12:30 PM. Join us today and become part of a credit union that truly cares!

Our Mission

At Shell Credit Union, our mission goes beyond just banking. We aim to provide a safe and supportive financial environment where every member feels valued. Our commitment to excellent service ensures that we offer a range of products from checking and savings accounts to auto loans and mortgage financing tailored to meet the diverse needs of our community. We believe in empowering individuals through financial education and support. That's why we continually invest in digital advancements that enhance your banking experience. Our online banking platform allows for easy access to your accounts anytime, anywhere. Additionally, we are proud to offer mobile payments and electronic statements for added convenience.

Branch Location & Accessibility

Connect With Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 713-844-1100. Our friendly team is ready to help you navigate your financial journey. We invite you to stop by Shell today and discover how we can support your financial goals!

Easy Access and Parking

At Shell, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces. This ensures that everyone can visit us comfortably. We also offer ample parking so you can easily find a spot when you arrive.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we've tailored our operating hours to accommodate your needs. Visit us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, and on Saturday from 9:00 AM to 12:30 PM. We're closed on Sundays, allowing our staff to recharge and provide you with the best service when you need it.

Services Designed for You

When you visit Shell, you'll have access to a wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Need quick cash? Our ATM is available for your convenience, allowing for easy withdrawals and balance checks. Plus, take advantage of our drive-thru banking services for fast deposits and withdrawals without leaving your vehicle.

Member Eligibility

Welcome to the community at Shell! Becoming a member is more than just opening an account; it's about joining a supportive family that cares for your financial well-being. To be eligible for membership, you need to meet certain criteria, which typically includes living, working, or attending school in the area we serve. We encourage you to check out our detailed eligibility guidelines [here] so you can see if you qualify. Once you're ready to join us, opening an account is a breeze! You can visit us at our branch located at 7235 John Martin Road Baytown Tx 77521, or give us a call at (713) 844-1100 for any questions you might have about the process. Whether it's personal banking, loans, or just friendly advice, we're here to help you every step of the way. Let's work together towards your financial goals!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,850, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In today's fast-paced environment, having reliable payment options is crucial. Our merchant services streamline transactions so you can focus on what really matters running your business. Imagine easily accepting payments from customers while having real-time access to your financial data. This efficiency allows you to make informed decisions quickly. Visit us at 7235 John Martin Road Baytown Tx 77521 or call us at (713) 844-1100 to discover how our business banking solutions can help elevate your operations. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our network of ATMs ensures that you have access to your money when you need it most. Plus, with our Basic Drive-Thru Banking, handling transactions like deposits and withdrawals is quick and efficient perfect for those on-the-go moments. At Shell, we're committed to providing personalized service tailored to your unique financial needs. If you're ready to explore how our services can benefit you or if you have any questions, please don't hesitate to reach out at (713) 844-1100. We look forward to helping you achieve your financial goals!

Auto Loans and Vehicle Financing

If you're eyeing a new car, our Auto Loans & Vehicle Financing can help make that dream a reality. With competitive rates and easy application processes, financing your next vehicle has never been simpler. We understand that every dollar counts, which is why we strive to offer favorable terms that fit your budget.

Business Banking

For entrepreneurs and business owners, we provide Business Banking solutions including Merchant Services & Business Loans. This means you can focus on growing your business while we handle the financial details. Our goal is to empower local businesses by offering tailored financial products designed to foster growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Shell, we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or making payments through our mobile app, everything is just a tap away.

Mortgage Solutions

Homeownership is within reach with our Mortgage Loans & Refinancing services. Our knowledgeable staff will guide you through the mortgage process, helping you find the best options for your situation. Whether it's your first home or refinancing an existing mortgage for better rates, we're here to assist every step of the way.

Personal Banking

Our personal banking services include Checking & Savings Accounts that cater to all lifestyles. Whether you're saving for a rainy day or managing monthly expenses, we offer accounts that come with no hidden fees and competitive interest rates. For those considering larger purchases or consolidating debt, our Personal Loans & Debt Consolidation options can provide the flexibility you need.

Digital & Online Banking

In today's fast-paced world, convenience and security are more important than ever when it comes to managing your finances. At Shell, we understand that our members want easy access to their accounts anytime, anywhere. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth and secure as possible. With our user-friendly online banking platform, accessible at http://www.shellfcu.org, you can manage your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, you can say goodbye to paper clutter with our e-statements feature, which allows you to receive your statements electronically keeping your financial information organized and easily accessible. For those on the go, our mobile application takes banking right into the palm of your hand. You can enjoy all the features of online banking on your smartphone, including mobile payments that let you make purchases quickly and securely. Need to send money to a friend? Our person-to-person transfer service makes it simple and instant. We also prioritize security with electronic signature authorization for transactions, ensuring that your sensitive information is protected at all times. Our commitment to safeguarding your data means you can bank with confidence. At Shell, we strive to provide services that fit seamlessly into your lifestyle. Whether you're at home or out and about, our digital banking options give you the freedom and control you need over your finances. Experience hassle-free banking today!

Financial Strength

A Growing Community

As a trusted partner for many, we have established 295,838 total share accounts. This strong member base showcases the trust that our community places in us. The funds available for lending and investments amount to $0, further highlighting our capacity to support your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell is your trusted partner. Visit us at 7235 John Martin Road Baytown Tx 77521 or call (713) 844-1100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth and Innovation

With $211,400,304 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is equally impressive with $24,277 in used auto loans and $1,449,448,196 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $432,324,372 in share certificates and $129,208,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $6,228,307. This success enables us to continue offering competitive loan rates and solid financial products tailored to meet your needs. We also take pride in having 472 full-time employees and 53 part-time employees ready to assist you with their expertise.

Solid Financial Foundation

With a net worth of $227,656,526, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $519,541,987 in used vehicle loans and $198,448,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $503,850 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are committed to offering solutions that cater specifically to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,620,856, make buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage product for your situation.

Personal Financing Options

If you're looking for additional financial flexibility, we also offer unsecured credit card loans with a total of $95,654,799 available. These cards come with easy-to-understand terms designed to help you manage your finances effectively.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is ready to assist you. We believe in making financing accessible and straightforward so that you can focus on what matters most. For more information or to discuss which loan option might be right for you, feel free to call us at (713) 844-1100 or visit us at our branch located at 7235 John Martin Road Baytown Tx 77521 in Baytown, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects accurate rates, helping users make informed financial decisions without hidden surprises.

Benefits of Using LendMesh

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SHELL FEDERAL CREDIT UNION - Baytown, TX

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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