Shelby County Credit Union Memphis TN | Low Mortgage Rates & Business Loans

Introduction

Welcome to Shelby County Federal Credit Union, where your financial well-being is our priority! Located at 1160 Sycamore View Rd, Memphis, TN 38134, we have proudly served our community since 1961. With a strong commitment to our members, we currently boast a membership of over 10,582 individuals who trust us for their banking needs. At Shelby County, we understand that each member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business loans tailored to fit your life. Our total assets stand at an impressive $89,461,056, reflecting our solid foundation and dedication to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1160 Sycamore View, Memphis, TN 38135-7616. We're here for you not just in person but also through online and mobile banking options that allow you to manage your finances conveniently. Under the leadership of our CEO Raffael Crockett and Board President Lisa Wimberly, we strive to maintain a welcoming atmosphere focused on community impact. Our team of 25 employees works diligently to ensure that every interaction is personal and meaningful. With total deposits reaching $14,035,859 and net worth standing at $13,546,969, we are financially sound and ready to help you with all your banking needs. Whether you're looking for a loan or just want to explore your savings options, we're here to guide you every step of the way. Ready to take the next step? Give us a call at 901-377-8929 or visit us today! Your financial future starts here at Shelby County Federal Credit Union where community matters most!

Branch History & Mission

Welcome to Shelby County Federal Credit Union, a financial institution deeply rooted in the heart of Memphis, Tennessee. Since opening our doors in 1961, we have been committed to serving our community and fostering financial well-being. Located at 1160 Sycamore View Rd, Memphis, TN 38134, our branch has witnessed the growth of our membership, which now stands proudly at 10,582 individuals and families who trust us with their financial needs. Our journey began over six decades ago, driven by a simple yet powerful mission: to provide accessible financial services that empower our members to achieve their dreams. From humble beginnings, we have evolved into a cornerstone of support for the Memphis community. As we grew, so did our commitment to offering personalized service and innovative products tailored to meet the diverse needs of our members. At Shelby County Federal Credit Union, we understand that banking goes beyond transactions; it's about building relationships. Our mission is not only to provide excellent financial services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards but also to enhance the lives of those in our community through outreach and support initiatives. While members can visit us at 1160 Sycamore View Rd, official correspondence should be sent to 1160 Sycamore View, Memphis, TN 38135-7616. We're proud to offer convenient operating hours from 9:30 A.M. to 5:00 P.M., Monday through Friday. Whether you prefer visiting us in person or utilizing our online banking services including mobile payments and person-to-person transfers we strive to make your banking experience as seamless as possible. Our facilities include an ATM for easy access to cash and a drive-thru service for quick transactions without leaving your vehicle. We are dedicated to ensuring that everyone can access our services comfortably and conveniently. As part of this commitment, we continue advancing our technology while maintaining ADA compliance so all members can bank with ease. Throughout the years, Shelby County Federal Credit Union has partnered with various local organizations to foster community development and support those in need. We believe that when one member succeeds, we all succeed together. Our outreach efforts aim to create a positive impact on the lives of those around us. We invite you to join our growing family at Shelby County Federal Credit Union. Experience firsthand the benefits of being part of a credit union that truly cares about its members and its community. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 901-377-8929 or visit our website at shelbycountycu.com.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our location features ADA-compliant ramps and ample parking options, ensuring everyone can visit us without hassle. We also offer drive-thru banking for those who prefer to manage their finances from their vehicle, making it even easier to access your accounts.

Operating Hours & Services

Our doors are open Monday through Friday from 9:30 A.M. to 5:00 P.M., providing plenty of time for you to stop in during your busy day. At Shelby County Federal Credit Union, we offer a wide variety of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgages. Plus, with an ATM on-site, you can easily withdraw cash or check balances anytime. Don't hesitate to give us a call at 901-377-8929 if you have any questions or need assistance. We're here to help! Come visit us today and discover how we can support your financial journey with personalized service and a welcoming atmosphere.

Member Eligibility

At Shelby County, we believe that everyone deserves a financial partner who truly cares. Becoming a member is not just about opening an account; it's about joining a community where your needs come first. If you live, work, worship, or attend school in Shelby County, you're already eligible to become part of our family! We warmly welcome individuals from all walks of life, and our friendly team is here to help you through the simple membership process. To get started, you can find detailed information about eligibility by visiting our website at https://shelbycountycu.com/save/ . Once you're ready to take the next step, setting up your account is easy! Just give us a call at (901) 377-8929, and we'll guide you through the process. You can also visit us at our branch located at 1160 Sycamore View Rd Memphis Tn 38134. We can't wait to help you on your financial journey and show you all the benefits that come with being a member of Shelby County!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services take the hassle out of transactions, allowing you to focus on what matters most growing your business. Accept payments easily and securely, giving your customers a seamless experience that keeps them coming back. Located at 1160 Sycamore View Rd Memphis Tn 38134 in Memphis, TN, we invite you to discover how our business banking solutions can empower your venture. For inquiries, feel free to contact us at (901) 377-8929. Let's build a brighter future for your business together!

Comprehensive List Of Services

Accessibility

We're proud to offer basic drive-thru banking services for deposits and withdrawals as well as ATM access for cash withdrawal and balance checks. Our goal is to ensure that banking with us is straightforward and hassle-free. At Shelby County Federal Credit Union, we strive to be more than just a financial institution; we are your partners in achieving financial wellness. For more information about our services or if you have questions, please don't hesitate to contact us at 901-377-8929 or visit us online at shelbycountycu.com. We look forward to serving you!

Business Banking

For our entrepreneurial members, Shelby County offers robust business banking services including merchant services and business loans. We understand the unique challenges business owners face, and we're committed to helping you thrive.

Credit Cards

Don't forget about our credit cards with rewards! They not only allow you to make purchases easily but also earn rewards as you spend. It's a convenient way to manage your finances while getting something back in return.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. From checking balances on-the-go to transferring funds instantly through person-to-person payments, managing your finances has never been easier. Plus, with access to an ATM right at our branch and drive-thru service for quick transactions, we're always here when you need us.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are designed to make homeownership more accessible. We work with you to find the best rates and terms available so you can focus on what matters making memories in your new home.

Personal Banking

When it comes to managing your money, we offer a variety of personal banking options that fit right into your lifestyle. Whether you're looking for checking and savings accounts to manage daily expenses or want to build your savings for the future, we have solutions tailored just for you. If you're planning to purchase a new car, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank.

Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options provide a safety net when you need it most. Whether it's for medical bills, home repairs, or other urgent needs, we're here to help you navigate those financial hurdles.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services are available 24/7, giving you real-time access to your accounts whenever you need it. Whether you're checking balances, making transfers, or paying bills, you can do it all from the comfort of your home or on the go. Plus, our mobile application makes banking even easier, allowing you to manage your finances right from your smartphone. With features like person-to-person transfers, sending money to friends or family is a breeze. You can also enjoy the convenience of mobile payments, letting you make purchases quickly and securely without needing cash or cards. And for those who prefer paperless options, we offer e-statements that keep your financial records organized and easy to access. Security is a top priority for us at Shelby County. We use electronic signature authorization to ensure that your transactions are safe and protected. This means you can sign documents electronically without any worries about fraud or identity theft.

Why Choose Us?

Choosing Shelby County means choosing a banking experience that prioritizes accessibility and ease-of-use. You'll find that managing your finances has never been simpler! With our user-friendly interface and powerful tools at your fingertips, you'll have everything you need to stay in control of your financial life. Take advantage of our digital banking services today by visiting https://shelbycountycu.com/ and discover how easy it is to bank with us!

Financial Strength

Commitment to Growth

With $13,368,905 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity for lending is reflected in our $1,103 in used auto loans and $41,410,262 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 24 full-time employees and 1 part-time employees who are always ready to assist you with a knowledgeable and committed approach. With net shares amounting to $2,970,190, we ensure funds are available for lending and investments. Additionally, our total share accounts stand at 19,961, showing a strong and growing member base that trusts us with their finances.

Member Savings and Investments

Members' savings are secured through $4,800,772 in share certificates, offering stable and rewarding financial growth opportunities. Though we currently have $0 in money market shares, our focus remains on providing you with options that best suit your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $13,546,969, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support your financial aspirations with confidence. Our net worth ratio of $1,512 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shelby County is your trusted partner. Visit us at 1160 Sycamore View Rd Memphis Tn 38134 or call (901) 377-8929 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,640,013 in used vehicle loans and $10,092,992 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,202,448 in loans helping members manage their finances effectively. These cards can provide the flexibility you need for unexpected expenses or everyday purchases while helping you build your credit score.

Credit Lines

For those looking for extra security in managing cash flow, we have total credit lines available amounting to $8,000,000. This option allows you to access funds when you need them without the hassle of applying for a loan each time. If you're considering refinancing any existing loans or are unsure about eligibility options, our team is here to assist you every step of the way. You can reach us at (901) 377-8929 for more information or visit us at our branch located at 1160 Sycamore View Rd Memphis Tn 38134 in Memphis, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing our members with transparent information and exceptional service. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,208, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure that you feel confident and informed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust the information you receive. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and reliability of using LendMesh for your loan needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers when comparing loans.

SHELBY COUNTY FEDERAL CREDIT UNION