Shelby County Credit Union Memphis TN | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Shelby County Federal Credit, your trusted financial partner located at 3245 Poplar Ave, Memphis, TN 38111. Since our establishment in 1961, we have been dedicated to serving our community with a range of financial services that cater to the needs of our members. With over 10,582 members and total assets reaching an impressive $89,461,056, we pride ourselves on being a reliable choice for personal and business banking. At Shelby County Federal Credit, we understand that managing finances can be challenging. That's why we offer various services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our experienced team is here to help you navigate these options and make informed decisions tailored to your financial goals. While our branch is conveniently located at 3245 Poplar Ave, official correspondence can also be sent to our mailing address at 3245 Poplar Ave, Memphis, TN 38111-3656. We invite you to visit us during our lobby hours from 8:00 AM to 5:00 PM Monday through Friday, or stop by on Saturday from 9:00 AM to 1:00 PM for drive-thru service. With a net worth of $13,546,969 and total deposits amounting to $14,035,859, you can trust that your finances are in good hands. Our CEO, Raffael Crockett, and Board President, Lisa Wimberly, lead a committed team of 25 employees who are focused on delivering exceptional service and fostering strong relationships within the community. Whether you're looking for a new loan or simply want to learn more about how we can support your financial journey, feel free to reach out at 901-324-3675 or explore our website at shelbycountycu.com. Join us today and experience the Shelby County difference where members come first!

Branch History & Mission

Commitment to Innovation

We understand that in today's fast-paced world, convenience is key. That's why we've embraced digital advancements like online banking and mobile payments. Our members can manage their finances easily from anywhere, ensuring they stay connected even on the go. We also prioritize accessibility; all facilities comply with ADA standards so that every member feels welcome.

Join Us!

As we look towards the future, we invite you to become part of the Shelby County Federal Credit family. Experience firsthand the benefits of membership from competitive loan rates to personalized banking solutions tailored just for you. Together, let's build a brighter future for ourselves and for Memphis. For more information or assistance, please don't hesitate to reach out at 901-324-3675. Join us today and take your first step towards achieving your financial dreams!

Our Journey

From humble beginnings, Shelby County Federal Credit has made significant strides in providing accessible financial services to our members. Established with the goal of fostering economic growth and stability in Memphis, we have continually expanded our offerings to meet the diverse needs of our community. Whether it's personal banking services like checking and savings accounts or loans for vehicles and mortgages, our mission has always centered around empowering individuals and families to achieve their financial goals. As we reflect on our history, we also celebrate our community impact. We strive not just to be a financial institution but a partner in progress. Through various outreach programs and partnerships, we've aimed to uplift those around us by providing resources that promote financial literacy and stability.

Our Mission

At Shelby County Federal Credit, our mission is simple yet profound: We are dedicated to improving the lives of our members through exceptional service and comprehensive financial solutions. We believe that everyone deserves access to quality financial tools that can help them succeed. Our team is committed to providing personalized service that truly makes a difference. While you can visit us at 3245 Poplar Ave for all your banking needs including access to ATMs and drive-thru services official correspondence should be sent to our mailing address at 3245 Poplar Ave, Memphis, TN 38111-3656.

Branch Location & Accessibility

Call to Action

If you have questions or need assistance, don't hesitate to give us a call at 901-324-3675. Our friendly staff is ready to assist you! We invite you to stop by Shelby County Federal Credit today and experience the community-focused service that sets us apart. Your financial wellness is our top priority!

Operating Hours

We know that everyone has busy schedules, which is why our lobby is open Monday through Friday from 8:00 AM to 5:00 PM. If you prefer drive-thru service, we've got you covered! On Saturdays, you can utilize our drive-thru from 9:00 AM until 1:00 PM. We want to ensure that banking with us fits seamlessly into your routine.

Services Offered

At Shelby County Federal Credit, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got all your financial needs in one place. Our ATM is also available around the clock for cash withdrawals and balance inquiries making banking convenient whenever you need it.

Member Eligibility

Becoming a member of Shelby County is like joining a close-knit community that truly cares about your financial well-being. To be eligible, you simply need to live, work, or worship in Shelby County, or have family members who are already part of our credit union family. This inclusive approach ensures that everyone has the opportunity to benefit from our personalized services and competitive rates. At Shelby County, we pride ourselves on offering a range of financial products designed to meet your needs whether it's saving for a home, financing a vehicle, or managing everyday expenses. The process to join is straightforward and welcoming. Simply visit us at 3245 Poplar Ave Memphis Tn 38111 or give us a call at (901) 324-3675 for any questions you might have. For detailed eligibility requirements, feel free to check out our website at https://shelbycountycu.com/save/ . We're excited to help you take this important step towards better financial health!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we provide comprehensive merchant services that simplify payment processing for businesses. Whether you're a bustling café or a growing retail store, our services allow you to accept payments quickly and securely. Imagine serving customers with ease while knowing their transactions are handled smoothly this is what we strive for at Shelby County. Visit us at 3245 Poplar Ave Memphis Tn 38111, Memphis, TN, or call us at (901) 324-3675 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and small business owners, Shelby County offers comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we strive to provide solutions that help you thrive.

Convenient Access

Accessibility is key for us. With an ATM available on-site, you can withdraw cash or check your balance quickly and conveniently. Our basic drive-thru service allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle perfect for those busy days when time is of the essence.

Join Us Today!

We invite you to experience firsthand how Shelby County is dedicated to serving our members. With friendly staff ready to assist you at every turn and a commitment to making banking simple and convenient, we are here for all your financial needs. Feel free to reach out at 901-324-3675 or visit us online at shelbycountycu.com for more information on our services. Let's work together towards achieving your financial goals!

Personal Banking

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that fit your lifestyle and goals. Imagine having the freedom to manage your finances easily with our online and mobile banking options this means you can check balances, transfer funds, and pay bills from anywhere at any time. When it comes to financing big purchases like cars or homes, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our dedicated team is here to guide you through every step of the mortgage loan process. Additionally, if you're facing unexpected expenses or need help consolidating debt, our personal loans can provide the support you need. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases turning your spending into savings!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also enroll in e-statements, which provide a secure and eco-friendly way to keep track of your transactions. Plus, with electronic signature authorization available, signing documents is simple and straightforward no more printing or mailing required! For those on the go, our mobile application makes banking even easier. You can make mobile payments quickly and securely, ensuring that you never miss a beat when it comes to managing your money. And if you need to send money to friends or family? Our person-to-person transfer feature lets you do that hassle-free.

Security and Convenience

At Shelby County, your security is our priority. Our digital banking platform uses advanced encryption technology to protect your personal information while providing a user-friendly experience. You can feel confident knowing that managing your accounts online is not only convenient but also safe. Whether you're at home or out and about, our digital banking services give you real-time access to your finances. Enjoy the freedom of handling your banking needs from the palm of your hand with the ease of our mobile app or through our comprehensive online portal. Join us at Shelby County and take advantage of these convenient digital banking features today!

Financial Strength

A Growing Community

Total Share Accounts: 19,961, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $2,970,190, reflecting funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shelby County is your trusted partner. Visit us at 3245 Poplar Ave Memphis Tn 38111 or call 901-324-3675 to learn more about how we can help you achieve your financial goals.

Efficiency That Counts

Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Centric Savings

Members' savings are secured through $4,800,772 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $13,368,905 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also robust; with $11,034,013 in used auto loans and a total of $41,410,262 in loans and leases available to support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $13,546,969, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $20,640,013 in used vehicle loans and $10,092,992 in new vehicle loans, helping members get on the road with affordable financing options. Whether you're eyeing a brand-new model or a reliable used car, we have the perfect loan for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,202,448 in loans assisting members in managing their finances effectively, our credit cards come with features that can benefit your everyday spending.

Credit Lines

For those needing additional flexibility in managing expenses or unexpected costs, we provide credit lines totaling $8,000,000. This option allows you to access funds as needed without the pressure of fixed monthly payments. Our team is dedicated to providing personalized service and guidance throughout the application process. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out. You can contact us at 901-324-3675 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Shelby County Federal Credit Union, we're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $17,208, making it easier for you to step into your new home.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing verified data. All loan offers come from reputable lenders, ensuring transparency in what you see. Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions; our goal is to present unbiased results that truly reflect the market. Additionally, LendMesh provides real-time rate comparisons. This means you can access up-to-date loan rates from multiple institutions instantly. With this information at your fingertips, making an informed decision becomes much simpler. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly this tool is for everyday borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers tailored to your needs. By relying on verified data from legitimate financial institutions, LendMesh guarantees that you are looking at accurate and trustworthy loan options.

SHELBY COUNTY FEDERAL CREDIT UNION