Sheboygan Area Credit Union WI | Best Auto Loans & ATM Services

Introduction

Welcome to Sheboygan Area Credit Union, your trusted financial partner since 1954. Located at 4019 State Highway 42, Sheboygan, WI 53083, we have proudly served our community for decades, building strong relationships with our 6,660 members. With total assets exceeding $81,428,349, we are dedicated to providing a wide array of financial services designed to meet the needs of individuals and businesses alike. At Sheboygan Area Credit Union, we believe in empowering our members with the tools they need to achieve their financial goals. Whether you're looking for a new auto loan among our 2,347 loans and leases or want to open a checking account, our team is here to help. We also have total deposits of $4,292,263, showcasing the trust that our members place in us. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please use the mailing address: 4019 State Highway 42, Sheboygan, WI 53083. Our friendly staff is available to assist you during lobby hours from Monday to Friday between 9 AM and 5 PM, and on Saturdays from 9 AM to 12 PM. Under the leadership of CEO Robert Walleser and Board President Dione Knop, we focus on community impact and member satisfaction. Our commitment extends beyond just banking; we strive to support local initiatives that enhance the well-being of everyone in Sheboygan. If you're ready to experience personalized service and robust financial products tailored just for you, don't hesitate to reach out! Call us at 920-459-5151 or explore our services online at shebareacu.com. Join us today and discover how we can help you on your financial journey!

Branch History & Mission

At Sheboygan Area Credit Union, we take pride in our rich history and unwavering mission to serve the community. Established in 1954, our branch has grown from a small local credit union into a vital financial resource for over 6,660 members. Located at 4019 State Highway 42, Sheboygan, WI 53083, we are easily accessible to those in our community and beyond. Since our inception, we have focused on providing exceptional service and fostering financial well-being among our members. Over the years, we have achieved significant milestones, including amassing total assets of $81,428,349. This growth reflects our commitment to sound financial practices and member satisfaction. Our mission is simple yet impactful: to empower individuals and families through quality financial services while supporting local initiatives. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Our goal is to create a positive difference in the lives of our members by providing tailored solutions that meet their unique needs. In addition to traditional banking services, we have embraced digital advancements to enhance member experiences. With features such as online banking and mobile payments, we strive to make banking convenient and accessible for everyone. Our ADA-compliant facilities ensure that all members can enjoy equal access to our services. While members can visit us at 4019 State Highway 42, official correspondence should be sent to the same address. We also provide a drive-thru service for quick transactions, allowing you to manage your finances with ease during operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Community support is at the heart of what we do. We actively engage in partnerships with local organizations and participate in outreach efforts that uplift our neighborhoods. Our commitment extends beyond banking; it encompasses the shared belief that when one member thrives, the entire community benefits. Join us at Sheboygan Area Credit Union and experience the difference of being part of a member-focused organization dedicated to your financial success. Whether you're looking for personal finance options or business solutions, we're here to help you every step of the way. Visit us today or call us at 920-459-5151 for more information!

Branch Location & Accessibility

Call to Action

We invite you to stop by our branch or give us a call at 920-459-5151. Whether you're looking for guidance on loans or just want to learn more about our offerings, our friendly team is ready to assist you. Come experience banking made easy with Sheboygan Area Credit Union!

Nearby Landmarks and Features

Our branch sits along the bustling State Highway 42, making it a prime spot for anyone on the go. We're close to popular local spots like the Sheboygan County Historical Museum and just a short drive from Lake Michigan's scenic waterfront. You'll find plenty of parking available right outside our doors, ensuring your visit is hassle-free. Accessibility is important to us. Our branch is ADA compliant, featuring ramps and easy access points so everyone can bank comfortably. We also offer convenient drive-thru services if you're in a hurry or prefer not to park.

Operating Hours

We understand that life gets busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, with Saturday hours from 9 AM to 12 PM. The drive-thru service mirrors these hours for added convenience.

Services Offered

At Sheboygan Area Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Our ATM is available around the clock for quick cash withdrawals and balance checks, ensuring you have access when you need it most.

Member Eligibility

At Sheboygan Area, we believe that becoming a member means joining a caring community that supports your financial well-being. If you're looking to be part of something special, you'll be glad to know that membership is open to anyone who lives or works in our vibrant area. Whether you're a student, a parent, or just starting your career, if you have ties to the Sheboygan community, you're welcome here. We're all about making banking accessible and beneficial for everyone, which is why we offer various services tailored to meet your needs. To get started with your membership at Sheboygan Area, all you need to do is visit us at our convenient location at 4019 State Highway 42 Sheboygan Wi 53083 or give us a call at (920) 459-5151. You can also find more details on our eligibility requirements by checking out this link: http://www.shebareacu.com/membership . When you're ready to open an account, it's as easy as visiting http://www.shebareacu.com/apply-for-a-loan . Join us today and experience the advantages of being part of the Sheboygan Area family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services help streamline your operations. Imagine being able to accept payments quickly and securely, giving your customers a smooth shopping experience. With our services, you can focus on what you do best growing your business while we take care of the financial details. Visit us at 4019 State Highway 42 Sheboygan Wi 53083 in Sheboygan, WI or call us at (920) 459-5151 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll be pleased to know that Sheboygan Area offers tailored solutions such as merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that let you manage your accounts anytime and anywhere. You can check balances, transfer funds, and even make person-to-person payments with just a few taps on your smartphone. And if you're ever in need of cash, rest assured that our ATM services are readily available.

Easy Access Through Drive-Thru Services

For those who prefer traditional banking methods, our drive-thru service allows quick deposits, withdrawals, and simple transactions without leaving your car. We aim to make every interaction with us smooth and efficient. At Sheboygan Area, we believe that banking should be personal and accessible. We invite you to explore all these fantastic services by visiting us at 4019 State Highway 42 Sheboygan Wi 53083 or giving us a call at (920) 459-5151. Join our community today and see how we can assist you in achieving your financial goals! For more information about membership or to apply for a loan, visit us online at Sheboygan Area Credit Union. Your journey towards better financial health starts here!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that cater to your everyday needs. Imagine having the freedom to manage your money efficiently while also earning rewards through our credit card options. If you're considering buying a new car or need a reliable vehicle, our auto loans and vehicle financing can help turn your dream into reality. For those larger purchases like a home, our mortgage loans and refinancing options are designed to fit various financial situations.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way, which is where our personal loans and debt consolidation services come in handy. Whether it's a medical bill or home repairs, we've got you covered. Our goal is to help you manage your finances smoothly, allowing you to focus on what truly matters.

Digital & Online Banking

Key Features

One of the standout features is the ability to send money directly to friends and family with person-to-person transfers. This makes sharing expenses or sending gifts a breeze! You can also enjoy the simplicity of mobile payments, allowing you to make purchases quickly and securely without needing cash or cards. For those who prefer going paperless, we provide e-statements that let you view your account statements electronically. This not only saves trees but also helps keep your financial information organized and easily accessible. Security is always a top priority. While we currently don't support electronic signature authorization for certain transactions, rest assured that our systems are equipped with strong security measures to protect your personal information. At Sheboygan Area, we strive to give you access to user-friendly tools that simplify managing your finances while ensuring you feel safe. So whether you're at home or out running errands, enjoy peace of mind knowing that your bank is just a click away!

Financial Strength

A Growing Member Base

Total Share Accounts: 14,414, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Sheboygan Area, located conveniently at 4019 State Highway 42 Sheboygan Wi 53083. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sheboygan Area is your trusted partner. Visit us at 4019 State Highway 42 Sheboygan Wi 53083 or call (920) 459-5151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth and Service

With $9,598,168 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,245 in used auto loans and $51,511,298 in total loans and leases. Our operational efficiency is highlighted by our $1,167,438, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 17 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $6,702,181 in share certificates and $7,016,287 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,196,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $19,429,542 in used vehicle loans and $4,364,084 in new vehicle loans already helping members get on the road, we make it easy for you to drive away with the vehicle you want. Whether you're purchasing a brand-new model or a reliable used vehicle, our loan specialists are here to guide you through every step of the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $162,294 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why we're committed to supporting local entrepreneurs with accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,657,280. This means you can take confident steps toward owning your home with our straightforward application process and knowledgeable staff ready to assist you.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to help clarify your choices. We believe in empowering our members with information so they can make informed decisions about their finances. Our branch is located at 4019 State Highway 42, Sheboygan, WI 53083. If you have any questions or need assistance getting started on your loan application, don't hesitate to reach out at (920) 459-5151. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for your convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans available, which means there's room for us to help you navigate your financial journey effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that you receive fair and transparent offers without hidden agendas.

SHEBOYGAN AREA CREDIT UNION - Sheboygan, WI